Critical Analysis: Third Coast Bancshares (NASDAQ:TCBX) vs. 1895 Bancorp of Wisconsin (NASDAQ:BCOW)

Third Coast Bancshares (NASDAQ:TCBXGet Rating) and 1895 Bancorp of Wisconsin (NASDAQ:BCOWGet Rating) are both small-cap finance companies, but which is the better investment? We will compare the two businesses based on the strength of their risk, earnings, analyst recommendations, institutional ownership, profitability, valuation and dividends.

Earnings & Valuation

This table compares Third Coast Bancshares and 1895 Bancorp of Wisconsin’s top-line revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Third Coast Bancshares $105.49 million 2.87 $11.42 million N/A N/A
1895 Bancorp of Wisconsin $18.51 million 3.77 $90,000.00 $0.00 3,075.84

Third Coast Bancshares has higher revenue and earnings than 1895 Bancorp of Wisconsin.

Analyst Ratings

This is a summary of current ratings and target prices for Third Coast Bancshares and 1895 Bancorp of Wisconsin, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Third Coast Bancshares 0 1 2 0 2.67
1895 Bancorp of Wisconsin 0 0 0 0 N/A

Third Coast Bancshares presently has a consensus target price of $28.67, suggesting a potential upside of 27.12%. Given Third Coast Bancshares’ higher probable upside, equities research analysts plainly believe Third Coast Bancshares is more favorable than 1895 Bancorp of Wisconsin.

Insider & Institutional Ownership

0.8% of Third Coast Bancshares shares are held by institutional investors. Comparatively, 25.6% of 1895 Bancorp of Wisconsin shares are held by institutional investors. 3.5% of 1895 Bancorp of Wisconsin shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Profitability

This table compares Third Coast Bancshares and 1895 Bancorp of Wisconsin’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Third Coast Bancshares N/A N/A N/A
1895 Bancorp of Wisconsin 0.46% 0.14% 0.02%

Summary

1895 Bancorp of Wisconsin beats Third Coast Bancshares on 6 of the 10 factors compared between the two stocks.

About Third Coast Bancshares (Get Rating)

Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, such as equipment loans, working capital, auto finance, and commercial finance. In addition, the company provides treasury management consumer and commercial online banking services, mobile applications, safe deposit boxes, and wire transfer services, as well as debit cards. It operates through eleven branches in Greater Houston, Dallas-Fort Worth, and Austin-San Antonio; and one branch in Detroit, Texas. The company was founded in 2008 and is headquartered in Humble, Texas.

About 1895 Bancorp of Wisconsin (Get Rating)

1895 Bancorp of Wisconsin, Inc. is a holding company, which engages in the provision of banking and financial services through its subsidiary PyraMax Bank. It primarily offers residential and commercial real estate loans, commercial loans, and consumer loans. The company was founded on January 8, 2019 and is headquartered in Greenfield, WI.

Receive News & Ratings for Third Coast Bancshares Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for Third Coast Bancshares and related companies with MarketBeat.com's FREE daily email newsletter.