Head-To-Head Comparison: Elevate Credit (NYSE:ELVT) versus Sentage (NASDAQ:SNTG)

Sentage (NASDAQ:SNTG – Get Rating) and Elevate Credit (NYSE:ELVT – Get Rating) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, risk, dividends, earnings and valuation.

Profitability

This table compares Sentage and Elevate Credit’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Sentage	N/A	N/A	N/A
Elevate Credit	-8.06%	-9.44%	-2.17%

Earnings & Valuation

This table compares Sentage and Elevate Credit’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Sentage	$3.60 million	3.11	$1.59 million	N/A	N/A
Elevate Credit	$416.64 million	0.22	-$33.60 million	($1.07)	-2.79

Sentage has higher earnings, but lower revenue than Elevate Credit.

Institutional and Insider Ownership

0.1% of Sentage shares are owned by institutional investors. Comparatively, 47.2% of Elevate Credit shares are owned by institutional investors. 13.0% of Elevate Credit shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of recent ratings and target prices for Sentage and Elevate Credit, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Sentage	0	0	0	0	N/A
Elevate Credit	0	0	0	0	N/A

Summary

Sentage beats Elevate Credit on 5 of the 8 factors compared between the two stocks.

About Sentage (Get Rating)

Sentage Holdings Inc. provides a range of financial services in consumer loan repayment and collection management, loan recommendation, and prepaid payment network services in China. The company was founded in 2009 and is based in Shanghai, the People's Republic of China.

About Elevate Credit (Get Rating)

Elevate Credit, Inc. provides online credit solutions to non-prime consumers in the United States. The company offers unsecured online installment loans, lines of credit, and credit cards. Its products include Rise, an installment loan product; Elastic, a line of credit product; and Today Card, a credit card product. Elevate Credit, Inc. was incorporated in 2014 and is headquartered in Fort Worth, Texas.