Critical Comparison: Upstart (NASDAQ:UPST) & Bit Digital (NASDAQ:BTBT)

Upstart (NASDAQ:UPSTGet Rating) and Bit Digital (NASDAQ:BTBTGet Rating) are both computer and technology companies, but which is the superior stock? We will contrast the two businesses based on the strength of their institutional ownership, earnings, risk, analyst recommendations, profitability, dividends and valuation.

Profitability

This table compares Upstart and Bit Digital’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Upstart 15.96% 21.33% 11.34%
Bit Digital N/A N/A N/A

Risk & Volatility

Upstart has a beta of -0.58, suggesting that its share price is 158% less volatile than the S&P 500. Comparatively, Bit Digital has a beta of 4.98, suggesting that its share price is 398% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of current recommendations and price targets for Upstart and Bit Digital, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Upstart 1 3 9 0 2.62
Bit Digital 0 0 1 0 3.00

Upstart currently has a consensus price target of $208.92, indicating a potential upside of 152.90%. Bit Digital has a consensus price target of $14.00, indicating a potential upside of 409.09%. Given Bit Digital’s stronger consensus rating and higher probable upside, analysts plainly believe Bit Digital is more favorable than Upstart.

Valuation & Earnings

This table compares Upstart and Bit Digital’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Upstart $848.59 million 8.24 $135.44 million $1.41 58.59
Bit Digital $21.07 million 9.09 -$1.91 million N/A N/A

Upstart has higher revenue and earnings than Bit Digital.

Insider & Institutional Ownership

67.9% of Upstart shares are held by institutional investors. Comparatively, 25.1% of Bit Digital shares are held by institutional investors. 25.2% of Upstart shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company will outperform the market over the long term.

Summary

Upstart beats Bit Digital on 8 of the 12 factors compared between the two stocks.

About Upstart (Get Rating)

Upstart Holdings, Inc. operates a cloud- based artificial intelligence (AI) lending platform in the United States. The company's platform aggregates consumer demand for loans and connects it to its network of the company's AI- enabled bank partners. Its platform connects consumers, banks, and institutional investors through a shared AI lending platform. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.

About Bit Digital (Get Rating)

Bit Digital, Inc. engages in the bitcoin mining business. The company was formerly known as Golden Bull Limited and changed its name to Bit Digital, Inc. in September 2020. Bit Digital, Inc. was incorporated in 2017 and is headquartered in New York, New York.

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