Should I buy or sell Five Star Bancorp stock right now?

3 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Five Star Bancorp in the last year. There are currently 1 hold rating and 2 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" FSBC shares. View FSBC analyst ratings or view top-rated stocks .

What is Five Star Bancorp's stock price target for 2024?

3 brokers have issued 12-month target prices for Five Star Bancorp's shares. Their FSBC share price targets range from $25.00 to $29.00. On average, they anticipate the company's share price to reach $27.00 in the next twelve months. This suggests a possible upside of 23.1% from the stock's current price. View analysts price targets for FSBC or view top-rated stocks among Wall Street analysts .

How have FSBC shares performed in 2024?

Five Star Bancorp's stock was trading at $26.18 on January 1st, 2024. Since then, FSBC stock has decreased by 16.2% and is now trading at $21.94. View the best growth stocks for 2024 here .

Are investors shorting Five Star Bancorp?

Five Star Bancorp saw a decline in short interest in the month of March. As of March 31st, there was short interest totaling 93,400 shares, a decline of 16.7% from the March 15th total of 112,100 shares. Based on an average trading volume of 34,900 shares, the short-interest ratio is presently 2.7 days. Currently, 0.7% of the shares of the stock are sold short. View Five Star Bancorp's Short Interest .

When is Five Star Bancorp's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Monday, April 29th 2024. View our FSBC earnings forecast .

How can I listen to Five Star Bancorp's earnings call?

Five Star Bancorp will be holding an earnings conference call on Tuesday, April 30th at 1:00 PM Eastern. Interested parties can register for or listen to the call using this link .

How were Five Star Bancorp's earnings last quarter?

Five Star Bancorp (NASDAQ:FSBC) issued its quarterly earnings results on Monday, January, 29th. The company reported $0.63 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.60 by $0.03. The company had revenue of $28.61 million for the quarter. Five Star Bancorp had a trailing twelve-month return on equity of 17.52% and a net margin of 26.24%.

How often does Five Star Bancorp pay dividends? What is the dividend yield for Five Star Bancorp?

Five Star Bancorp announced a quarterly dividend on Thursday, January 18th. Shareholders of record on Monday, February 5th will be given a dividend of $0.20 per share on Monday, February 12th. This represents a $0.80 dividend on an annualized basis and a dividend yield of 3.65%. The ex-dividend date of this dividend is Friday, February 2nd. Read our dividend analysis for FSBC .

Is Five Star Bancorp a good dividend stock?

Five Star Bancorp (NASDAQ:FSBC) pays an annual dividend of $0.80 per share and currently has a dividend yield of 3.73%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 28.78%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, FSBC will have a dividend payout ratio of 31.75% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for FSBC .

What other stocks do shareholders of Five Star Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Five Star Bancorp investors own include AbbVie (ABBV) , Algonquin Power & Utilities (AQN) , BCE (BCE) , Blackrock Resources & Commodities Strategy Trust (BCX) , Franklin Resources (BEN) , BlackRock Enhanced International Dividend Trust (BGY) , Bank of Nova Scotia (BNS) , BlackRock Enhanced Global Dividend Trust (BOE) , British American Tobacco (BTI) and BlackRock Utilities, Infrastructure & Power Opportunities Trust (BUI) .

When did Five Star Bancorp IPO?

Five Star Bancorp (FSBC) raised $101 million in an IPO on Wednesday, May 5th 2021. The company issued 5,300,000 shares at $18.00-$20.00 per share. Keefe, Bruyette & Woods (Stifel) acted as the underwriter for the IPO and Stephens, Inc. and D.A. Davidson were co-managers.

Who are Five Star Bancorp's major shareholders?

Five Star Bancorp's stock is owned by many different institutional and retail investors. Top institutional shareholders include Cox Capital Mgt LLC (0.46%). Insiders that own company stock include Brett Levi Wait, David John Lucchetti and Robert Truxtun Perry-Smith. View institutional ownership trends .

How do I buy shares of Five Star Bancorp?

Shares of FSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

NASDAQ:FSBC

Five Star Bancorp (FSBC) Stock Price, News & Analysis

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Free FSBC Stock Alerts

$21.94

+0.49 (+2.28%)

(As of 04/19/2024 ET)

Compare

Today's Range: $21.35
▼
$21.95
50-Day Range: $21.30
▼
$24.29
52-Week Range: $17.74
▼
$28.25

Volume: 38,540 shs
Average Volume: 35,106 shs
Market Capitalization: $380.66 million

P/E Ratio: 7.89
Dividend Yield: 3.65%
Price Target: $27.00

Get Five Star Bancorp alerts:

Five Star Bancorp MarketRank™ Stock Analysis

Analyst Rating: Moderate Buy
2.67 Rating Score
Upside/Downside: 23.1% Upside
$27.00 Price Target
Short Interest: Healthy
0.71% of Float Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: N/A
News Sentiment: -0.06
Based on 3 Articles This Week
Insider Trading: Acquiring Shares
$1.76 M Bought Last Quarter
Proj. Earnings Growth: 13.00%
From $2.23 to $2.52 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

4.05 out of 5 stars

Finance Sector

306th out of 845 stocks

State Commercial Banks Industry

64th out of 175 stocks

2.3

Analyst's Opinion

Consensus Rating
Five Star Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.
Amount of Analyst Coverage
Five Star Bancorp has only been the subject of 2 research reports in the past 90 days.

5.0

Short Interest

Percentage of Shares Shorted
0.71% of the float of Five Star Bancorp has been sold short.
Short Interest Ratio / Days to Cover
Five Star Bancorp has a short interest ratio ("days to cover") of 2.7, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Five Star Bancorp has recently decreased by 16.68%, indicating that investor sentiment is improving significantly.

3.3

Dividend Strength

Dividend Leadership
Five Star Bancorp is a leading dividend payer. It pays a dividend yield of 3.73%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Five Star Bancorp has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of Five Star Bancorp is 28.78%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Five Star Bancorp will have a dividend payout ratio of 31.75% next year. This indicates that Five Star Bancorp will be able to sustain or increase its dividend.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for FSBC.

1.1

News and Social Media Coverage

News Sentiment
Five Star Bancorp has a news sentiment score of -0.06. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 3 news articles for Five Star Bancorp this week, compared to 1 article on an average week.
MarketBeat Follows
Only 1 people have added Five Star Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days.

4.2

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Five Star Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $1,758,773.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
25.57% of the stock of Five Star Bancorp is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
46.94% of the stock of Five Star Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5

Earnings and Valuation

Earnings Growth
Earnings for Five Star Bancorp are expected to grow by 13.00% in the coming year, from $2.23 to $2.52 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Five Star Bancorp is 7.89, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 142.31.
Price to Earnings Ratio vs. Sector
The P/E ratio of Five Star Bancorp is 7.89, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 61.27.
Price to Book Value per Share Ratio
Five Star Bancorp has a P/B Ratio of 1.32. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

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About Five Star Bancorp Stock (NASDAQ:FSBC)

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits. The company also offers loan products, including commercial and residential real estate loans; commercial loans; commercial land loans; farmland loans; commercial and residential construction loans; and consumer and other loans, as well as operating lines of credit. In addition, it provides debit cards; and remote deposit capture, online and mobile banking, and direct deposit services. Five Star Bancorp was founded in 1999 and is headquartered in Rancho Cordova, California.

FSBC Stock Price History

30 days | 90 days | 365 days | Advanced Chart

FSBC Stock News Headlines

April 2, 2024 | insidertrades.com

Insider Buying: Five Star Bancorp (NASDAQ:FSBC) Director Acquires 80,460 Shares of Stock

April 19, 2024 | globenewswire.com

Five Star Bancorp Declares First Quarter Cash Dividend

April 19, 2024 | Behind the Markets (Ad)

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April 16, 2024 | finance.yahoo.com

Five Star Bancorp Announces First Quarter 2024 Earnings Release Date and Webcast

April 16, 2024 | globenewswire.com

Five Star Bancorp Announces First Quarter 2024 Earnings Release Date and Webcast

April 10, 2024 | finance.yahoo.com

Five Star Bancorp Announces the Hiring of San Francisco Bay Area Banking Professional and the Full Exercise and Closing of Underwriters’ Option to Purchase Additional Shares in the Company’s Underwritten Public Offering

April 10, 2024 | globenewswire.com

Five Star Bancorp Announces the Hiring of San Francisco Bay Area Banking Professional and the Full Exercise and Closing of Underwriters' Option to Purchase Additional Shares in the Company's Underwritten Public Offering

April 3, 2024 | finance.yahoo.com

Five Star Bancorp Independent Director Acquires 4.6% More Stock

April 19, 2024 | Behind the Markets (Ad)

Tiny Biotech Stock Wins $75 Billion Patent

March 28, 2024 | marketwatch.com

Five Star Bancorp Shares Drop 8% After Pricing of Public Offering

March 28, 2024 | markets.businessinsider.com

Five Star Bancorp Prices Public Offering Of $70 Mln Of Shares; Stock Down Over 8%

March 28, 2024 | globenewswire.com

Five Star Bancorp Announces Pricing of Common Stock Offering

March 27, 2024 | globenewswire.com

Five Star Bancorp Announces Launch of Common Stock Offering

March 12, 2024 | msn.com

Restaurateur accused of $18.9M fraud in Five Star Bank lawsuit

March 11, 2024 | bizjournals.com

Bank reports up to $18.9M in fraud losses from one business customer

February 21, 2024 | finance.yahoo.com

Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring five commercial banking professionals and planning full-service office in San Francisco

February 21, 2024 | globenewswire.com

Five Star Bancorp invests in San Francisco Bay Area expansion strategy by hiring five commercial banking professionals and planning full-service office in San Francisco

February 13, 2024 | bizjournals.com

Five Star Bank, River City Bank grew through tumultuous 2023

February 10, 2024 | finance.yahoo.com

Independent Chairperson of the Board of Five Star Bancorp Picks Up 2.5% More Stock

February 1, 2024 | finance.yahoo.com

Five Star Bancorp (NASDAQ:FSBC) Q4 2023 Earnings Call Transcript

January 30, 2024 | finance.yahoo.com

Five Star Bancorp (FSBC) Reports Mixed Quarterly and Annual Results

January 28, 2024 | markets.businessinsider.com

Here's what to expect from Five Star Bancorp Registered's earnings report

January 19, 2024 | finance.yahoo.com

Five Star Bancorp Declares Fourth Quarter 2023 Cash Dividend

December 31, 2023 | finance.yahoo.com

Institutional investors own a significant stake of 37% in Five Star Bancorp (NASDAQ:FSBC)

December 8, 2023 | bizjournals.com

JPMorgan Chase exec says scaling First Republic’s service model is the ‘Holy Grail’

November 1, 2023 | finance.yahoo.com

Five Star Bancorp (NASDAQ:FSBC) Q3 2023 Earnings Call Transcript

November 1, 2023 | finance.yahoo.com

Q3 2023 Five Star Bancorp Earnings Call

See More Headlines

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Company Calendar

Last Earnings: 1/29/2024
Ex-Dividend for 2/12 Dividend: 2/02/2024
Dividend Payable: 2/12/2024
Today: 4/19/2024
Next Earnings (Confirmed): 4/29/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: State commercial banks
Sub-Industry: N/A
Current Symbol: NASDAQ:FSBC
CUSIP: N/A
CIK: 1667939
Web: www.fairportsavingsbank.com
Phone: 916-626-5000
Fax: N/A
Employees: 180
Year Founded: N/A

Price Target and Rating

Average Stock Price Target: $27.00
High Stock Price Target: $29.00
Low Stock Price Target: $25.00
Potential Upside/Downside: +25.9%
Consensus Rating: Moderate Buy
Rating Score (0-4): 2.67
Research Coverage: 3 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.78
Trailing P/E Ratio: 7.72
Forward P/E Ratio: 9.62
P/E Growth: N/A
Net Income: $47.73 million
Net Margins: 26.24%
Pretax Margin: 36.62%
Return on Equity: 17.52%
Return on Assets: 1.37%

Debt

Debt-to-Equity Ratio: 0.59
Current Ratio: 1.09
Quick Ratio: 1.09

Sales & Book Value

Annual Sales: $181.89 million
Price / Sales: 2.05
Cash Flow: $2.94 per share
Price / Cash Flow: 7.29
Book Value: $16.56 per share
Price / Book: 1.30

Miscellaneous

Outstanding Shares: 17,350,000
Free Float: 12,916,000
Market Cap: $372.16 million
Optionable: Not Optionable
Beta: 0.37

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Key Executives

Mr. James Eugene Beckwith (Age 66)
President, CEO & Director
Comp: $915.17k
Mr. John William Dalton (Age 70)
Senior VP & Chief Credit Officer
Comp: $388.83k
Mr. Michael Anthony Rizzo (Age 58)
Senior VP & Chief Banking Officer
Comp: $413.81k
Mr. Michael D. Campbell (Age 75)
Secretary
Comp: $17.29k
Ms. Heather Christina Luck (Age 42)
Senior VP & CFO
Ms. Lydia Ann Ramirez-Medina (Age 42)
Senior VP, COO and Chief DE&I Officer
Mr. Brett Levi Wait (Age 43)
Senior VP & Chief Information Officer
Ms. Shelley Ronan Wetton (Age 52)
Senior VP & Chief Marketing Officer
Mr. Michael Eugene Lee (Age 62)
Senior VP & Chief Regulatory Officer
Mr. DJ Kurtze
Senior VP & San Francisco Bay Area President

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

FSBC Stock Analysis - Frequently Asked Questions

Should I buy or sell Five Star Bancorp stock right now?: 3 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Five Star Bancorp in the last year. There are currently 1 hold rating and 2 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" FSBC shares.
View FSBC analyst ratings or view top-rated stocks.
What is Five Star Bancorp's stock price target for 2024?: 3 brokers have issued 12-month target prices for Five Star Bancorp's shares. Their FSBC share price targets range from $25.00 to $29.00. On average, they anticipate the company's share price to reach $27.00 in the next twelve months. This suggests a possible upside of 23.1% from the stock's current price.
View analysts price targets for FSBC or view top-rated stocks among Wall Street analysts.
How have FSBC shares performed in 2024?: Five Star Bancorp's stock was trading at $26.18 on January 1st, 2024. Since then, FSBC stock has decreased by 16.2% and is now trading at $21.94.
View the best growth stocks for 2024 here.
Are investors shorting Five Star Bancorp?: Five Star Bancorp saw a decline in short interest in the month of March. As of March 31st, there was short interest totaling 93,400 shares, a decline of 16.7% from the March 15th total of 112,100 shares. Based on an average trading volume of 34,900 shares, the short-interest ratio is presently 2.7 days. Currently, 0.7% of the shares of the stock are sold short.
View Five Star Bancorp's Short Interest.
When is Five Star Bancorp's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Monday, April 29th 2024.
View our FSBC earnings forecast.
How can I listen to Five Star Bancorp's earnings call?: Five Star Bancorp will be holding an earnings conference call on Tuesday, April 30th at 1:00 PM Eastern. Interested parties can register for or listen to the call using this link.
How were Five Star Bancorp's earnings last quarter?: Five Star Bancorp (NASDAQ:FSBC) issued its quarterly earnings results on Monday, January, 29th. The company reported $0.63 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.60 by $0.03. The company had revenue of $28.61 million for the quarter. Five Star Bancorp had a trailing twelve-month return on equity of 17.52% and a net margin of 26.24%.

How often does Five Star Bancorp pay dividends? What is the dividend yield for Five Star Bancorp?: Five Star Bancorp announced a quarterly dividend on Thursday, January 18th. Shareholders of record on Monday, February 5th will be given a dividend of $0.20 per share on Monday, February 12th. This represents a $0.80 dividend on an annualized basis and a dividend yield of 3.65%. The ex-dividend date of this dividend is Friday, February 2nd.
Read our dividend analysis for FSBC.
Is Five Star Bancorp a good dividend stock?: Five Star Bancorp (NASDAQ:FSBC) pays an annual dividend of $0.80 per share and currently has a dividend yield of 3.73%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 28.78%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, FSBC will have a dividend payout ratio of 31.75% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for FSBC.
What other stocks do shareholders of Five Star Bancorp own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Five Star Bancorp investors own include AbbVie (ABBV), Algonquin Power & Utilities (AQN), BCE (BCE), Blackrock Resources & Commodities Strategy Trust (BCX), Franklin Resources (BEN), BlackRock Enhanced International Dividend Trust (BGY), Bank of Nova Scotia (BNS), BlackRock Enhanced Global Dividend Trust (BOE), British American Tobacco (BTI) and BlackRock Utilities, Infrastructure & Power Opportunities Trust (BUI).
When did Five Star Bancorp IPO?: Five Star Bancorp (FSBC) raised $101 million in an IPO on Wednesday, May 5th 2021. The company issued 5,300,000 shares at $18.00-$20.00 per share. Keefe, Bruyette & Woods (Stifel) acted as the underwriter for the IPO and Stephens, Inc. and D.A. Davidson were co-managers.
Who are Five Star Bancorp's major shareholders?: Five Star Bancorp's stock is owned by many different institutional and retail investors. Top institutional shareholders include Cox Capital Mgt LLC (0.46%). Insiders that own company stock include Brett Levi Wait, David John Lucchetti and Robert Truxtun Perry-Smith.
View institutional ownership trends.
How do I buy shares of Five Star Bancorp?: Shares of FSBC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:FSBC) was last updated on 4/19/2024 by MarketBeat.com Staff

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