Should I buy or sell Territorial Bancorp stock right now?

2 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Territorial Bancorp in the last twelve months. There are currently 1 sell rating and 1 hold rating for the stock. The consensus among Wall Street equities research analysts is that investors should "reduce" TBNK shares. View TBNK analyst ratings or view top-rated stocks .

What is Territorial Bancorp's stock price target for 2024?

2 Wall Street research analysts have issued twelve-month price targets for Territorial Bancorp's shares. Their TBNK share price targets range from $7.00 to $8.00. On average, they anticipate the company's share price to reach $7.50 in the next year. This suggests a possible upside of 5.8% from the stock's current price. View analysts price targets for TBNK or view top-rated stocks among Wall Street analysts .

How have TBNK shares performed in 2024?

Territorial Bancorp's stock was trading at $11.15 on January 1st, 2024. Since then, TBNK stock has decreased by 36.4% and is now trading at $7.09. View the best growth stocks for 2024 here .

When is Territorial Bancorp's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024. View our TBNK earnings forecast .

How were Territorial Bancorp's earnings last quarter?

Territorial Bancorp Inc. (NASDAQ:TBNK) announced its earnings results on Friday, January, 26th. The financial services provider reported $0.04 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.07 by $0.03. The financial services provider earned $18.29 million during the quarter, compared to analyst estimates of $10.31 million. Territorial Bancorp had a trailing twelve-month return on equity of 2.00% and a net margin of 7.03%.

How often does Territorial Bancorp pay dividends? What is the dividend yield for Territorial Bancorp?

Territorial Bancorp announced a quarterly dividend on Friday, January 26th. Shareholders of record on Friday, February 9th will be given a dividend of $0.05 per share on Friday, February 23rd. This represents a $0.20 dividend on an annualized basis and a yield of 2.82%. The ex-dividend date of this dividend is Thursday, February 8th. Read our dividend analysis for TBNK .

Is Territorial Bancorp a good dividend stock?

Territorial Bancorp (NASDAQ:TBNK) pays an annual dividend of $0.20 per share and currently has a dividend yield of 2.79%. The dividend payout ratio is 35.09%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, TBNK will have a dividend payout ratio of 36.36% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for TBNK .

What other stocks do shareholders of Territorial Bancorp own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Territorial Bancorp investors own include Walt Disney (DIS) , Exxon Mobil (XOM) , Gilead Sciences (GILD) , Pfizer (PFE) , Verizon Communications (VZ) , Walgreens Boots Alliance (WBA) , AbbVie (ABBV) , BankFinancial (BFIN) , Delta Air Lines (DAL) and Eastman Chemical (EMN) .

How do I buy shares of Territorial Bancorp?

Shares of TBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

Positive News SentimentPositive News

NASDAQ:TBNK

Territorial Bancorp (TBNK) Stock Price, News & Analysis

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$7.09

-0.09 (-1.25%)

(As of 04/15/2024 ET)

Compare

Today's Range: $7.07
▼
$7.27
50-Day Range: $7.09
▼
$9.56
52-Week Range: $6.85
▼
$19.92

Volume: 9,079 shs
Average Volume: 13,318 shs
Market Capitalization: $62.60 million

P/E Ratio: 12.44
Dividend Yield: 2.82%
Price Target: $7.50

Get Territorial Bancorp alerts:

Territorial Bancorp MarketRank™ Stock Analysis

Analyst Rating: Reduce
1.50 Rating Score
Upside/Downside: 5.8% Upside
$7.50 Price Target
Short Interest: Healthy
0.60% of Float Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: N/A
News Sentiment: N/A
Insider Trading: N/A
Proj. Earnings Growth: 175.00%
From $0.20 to $0.55 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

2.79 out of 5 stars

Finance Sector

569th out of 873 stocks

Federal Savings Institutions Industry

25th out of 35 stocks

0.8

Analyst's Opinion

Consensus Rating
Territorial Bancorp has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no buy ratings, 1 hold rating, and 1 sell rating.
Amount of Analyst Coverage
Territorial Bancorp has only been the subject of 1 research reports in the past 90 days.

4.0

Short Interest

Percentage of Shares Shorted
0.60% of the float of Territorial Bancorp has been sold short.
Short Interest Ratio / Days to Cover
Territorial Bancorp has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Territorial Bancorp has recently decreased by 4.57%, indicating that investor sentiment is improving.

2.5

Dividend Strength

Dividend Yield
Territorial Bancorp pays a meaningful dividend of 2.79%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Territorial Bancorp does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of Territorial Bancorp is 35.09%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Territorial Bancorp will have a dividend payout ratio of 36.36% next year. This indicates that Territorial Bancorp will be able to sustain or increase its dividend.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for TBNK.

3.3

News and Social Media Coverage

News Sentiment
Territorial Bancorp has a news sentiment score of 1.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.64 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 1 news article for Territorial Bancorp this week, compared to 0 articles on an average week.

0.8

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Territorial Bancorp insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 8.50% of the stock of Territorial Bancorp is held by insiders.
Percentage Held by Institutions
50.35% of the stock of Territorial Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

3.8

Earnings and Valuation

Earnings Growth
Earnings for Territorial Bancorp are expected to grow by 175.00% in the coming year, from $0.20 to $0.55 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Territorial Bancorp is 12.44, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 146.17.
Price to Earnings Ratio vs. Sector
The P/E ratio of Territorial Bancorp is 12.44, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 61.38.
Price to Book Value per Share Ratio
Territorial Bancorp has a P/B Ratio of 0.25. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

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About Territorial Bancorp Stock (NASDAQ:TBNK)

Territorial Bancorp Inc. operates as the holding company for Territorial Savings Bank that engages in the provision of various financial services to individuals, families, and businesses in the State of Hawaii. The company offers a range of deposit accounts, including passbook and statement savings, money market, commercial and regular checking, and Super NOW accounts, as well as certificates of deposit. It also provides various loan products, such as one-to four-family residential mortgage loans; home equity loans; consumer loans; and multi-family mortgage, commercial business, construction, commercial real estate, and other nonresidential real estate loans, as well as lines of credit and investment securities. In addition, the company is involved in the insurance agency activities. Further, it provides various non-deposit investments comprising annuities and mutual funds through a third-party broker-dealer. The company was founded in 1921 and is headquartered in Honolulu, Hawaii.

TBNK Stock Price History

30 days | 90 days | 365 days | Advanced Chart

TBNK Stock News Headlines

April 2, 2024 | finance.yahoo.com

Investors in Territorial Bancorp (NASDAQ:TBNK) have unfortunately lost 64% over the last five years

February 24, 2024 | benzinga.com

Territorial Bancorp Stock (NASDAQ:TBNK) Insider Trades

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February 24, 2024 | benzinga.com

Territorial Bancorp Stock (NASDAQ:TBNK), Analyst Ratings, Price Targets, Predictions

February 23, 2024 | benzinga.com

Supporting Shareholders through Changes: SB Finl Gr Ensures Stable Distribution amidst Decreased Profits

February 15, 2024 | benzinga.com

Unleashing Growth Potential: Summit State Bank Surpasses Expectations with Strong Performance and Increasing Profits

February 14, 2024 | finance.yahoo.com

Jim Simons Adjusts Position in Territorial Bancorp Inc

February 2, 2024 | markets.businessinsider.com

KBW Reaffirms Their Hold Rating on Territorial Bancorp (TBNK)

April 16, 2024 | Gold Safe Exchange (Ad)

Trump’s “Tax Free” Retirement Strategy

January 29, 2024 | markets.businessinsider.com

KBW Remains a Hold on Territorial Bancorp (TBNK)

January 26, 2024 | finance.yahoo.com

Territorial Bancorp (TBNK) Q4 Earnings and Revenues Miss Estimates

January 26, 2024 | markets.businessinsider.com

Territorial Bancorp Inc. Announces Fourth Quarter 2023 Results

January 26, 2024 | msn.com

Territorial Bancorp declares $0.05 dividend

December 16, 2023 | morningstar.com

Territorial Bancorp Inc TBNK

December 16, 2023 | msn.com

Territorial Bancorp (TBNK) Price Target Increased by 7.69% to 7.14

December 14, 2023 | finance.yahoo.com

Sandy Spring Bancorp (SASR) Stock Jumps 9.3%: Will It Continue to Soar?

November 13, 2023 | benzinga.com

Surpassing Expectations: Home Federal Bancorp Unleashes Growth Potential and Rewards Investors

November 7, 2023 | seekingalpha.com

Ten Community Banks Trading At More Than 35% Below Tangible Book

November 5, 2023 | finance.yahoo.com

Territorial Bancorp (NASDAQ:TBNK) Has Announced That Its Dividend Will Be Reduced To $0.05

November 4, 2023 | finance.yahoo.com

Don't Race Out To Buy Territorial Bancorp Inc. (NASDAQ:TBNK) Just Because It's Going Ex-Dividend

October 27, 2023 | finance.yahoo.com

Territorial Bancorp (TBNK) Q3 Earnings and Revenues Miss Estimates

October 27, 2023 | finance.yahoo.com

Territorial Bancorp Inc (TBNK) Announces Q3 2023 Earnings

October 27, 2023 | msn.com

Republic First secures $35M investment from Norcross Braca Group

October 27, 2023 | benzinga.com

Territorial Bancorp Inc. Announces Third Quarter 2023 Results

September 25, 2023 | benzinga.com

Supporting Shareholders through Changes: Auburn National Bancorp Ensures Stable Distribution amidst Decreased Profits

September 14, 2023 | finance.yahoo.com

Is the Options Market Predicting a Spike in Territorial Bancorp (TBNK) Stock?

September 12, 2023 | finance.yahoo.com

Territorial Bancorp Inc. Completes Twelfth Repurchase Program

See More Headlines

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Company Calendar

Last Earnings: 1/26/2024
Ex-Dividend for 2/23 Dividend: 2/08/2024
Dividend Payable: 2/23/2024
Today: 4/15/2024
Next Earnings (Estimated): 4/25/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: Federal savings institutions
Sub-Industry: Thrifts & Mortgage Finance
Current Symbol: NASDAQ:TBNK
CUSIP: 88145X10
CIK: 1447051
Web: www.territorialsavings.net
Phone: (808) 946-1400
Fax: 808-951-1250
Employees: 232
Year Founded: 1921

Price Target and Rating

Average Stock Price Target: $7.50
High Stock Price Target: $8.00
Low Stock Price Target: $7.00
Potential Upside/Downside: +5.8%
Consensus Rating: Reduce
Rating Score (0-4): 1.50
Research Coverage: 2 Analysts

Profitability

EPS (Most Recent Fiscal Year): $0.57
Trailing P/E Ratio: 12.44
Forward P/E Ratio: 35.45
P/E Growth: N/A
Net Income: $5.03 million
Net Margins: 7.03%
Pretax Margin: 9.55%
Return on Equity: 2.00%
Return on Assets: 0.23%

Debt

Debt-to-Equity Ratio: 0.96
Current Ratio: 0.86
Quick Ratio: 0.86

Sales & Book Value

Annual Sales: $71.56 million
Price / Sales: 0.87
Cash Flow: $0.96 per share
Price / Cash Flow: 7.39
Book Value: $28.45 per share
Price / Book: 0.25

Miscellaneous

Outstanding Shares: 8,830,000
Free Float: 8,077,000
Market Cap: $62.60 million
Optionable: Optionable
Beta: 0.65

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Key Executives

Mr. Allan S. Kitagawa (Age 79)
Chairman, President & CEO
Comp: $1.29M
Mr. Vernon Hirata (Age 72)
Vice Chairman, Co-COO, General Counsel & Corporate Secretary
Comp: $557.48k
Mr. Ralph Y. Nakatsuka (Age 69)
Vice Chairman & Co-COO
Comp: $544.87k
Mr. Melvin M. Miyamoto (Age 71)
Executive VP, Treasurer & CFO
Comp: $206.13k
Ms. Karen J. Cox (Age 78)
Executive Vice President of Administration
Mr. Walter Y. Ida
Senior VP & Director of Investor Relations
Mr. Stanley Tanaka
Senior Vice President of Administrative, Regulatory & Consumer Compliance
Ms. Denise Takashima
Senior Vice President of Business Development & Marketing
Diane Tamashiro
Executive Vice President of Finance
Jan Loo
Senior Vice President of Electronic Banking Services

Key Competitors

View All Competitors

Institutional Ownership

View All Institutional Transactions

TBNK Stock Analysis - Frequently Asked Questions

Should I buy or sell Territorial Bancorp stock right now?: 2 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Territorial Bancorp in the last twelve months. There are currently 1 sell rating and 1 hold rating for the stock. The consensus among Wall Street equities research analysts is that investors should "reduce" TBNK shares.
View TBNK analyst ratings or view top-rated stocks.
What is Territorial Bancorp's stock price target for 2024?: 2 Wall Street research analysts have issued twelve-month price targets for Territorial Bancorp's shares. Their TBNK share price targets range from $7.00 to $8.00. On average, they anticipate the company's share price to reach $7.50 in the next year. This suggests a possible upside of 5.8% from the stock's current price.
View analysts price targets for TBNK or view top-rated stocks among Wall Street analysts.
How have TBNK shares performed in 2024?: Territorial Bancorp's stock was trading at $11.15 on January 1st, 2024. Since then, TBNK stock has decreased by 36.4% and is now trading at $7.09.
View the best growth stocks for 2024 here.
When is Territorial Bancorp's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024.
View our TBNK earnings forecast.
How were Territorial Bancorp's earnings last quarter?: Territorial Bancorp Inc. (NASDAQ:TBNK) announced its earnings results on Friday, January, 26th. The financial services provider reported $0.04 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.07 by $0.03. The financial services provider earned $18.29 million during the quarter, compared to analyst estimates of $10.31 million. Territorial Bancorp had a trailing twelve-month return on equity of 2.00% and a net margin of 7.03%.

How often does Territorial Bancorp pay dividends? What is the dividend yield for Territorial Bancorp?: Territorial Bancorp announced a quarterly dividend on Friday, January 26th. Shareholders of record on Friday, February 9th will be given a dividend of $0.05 per share on Friday, February 23rd. This represents a $0.20 dividend on an annualized basis and a yield of 2.82%. The ex-dividend date of this dividend is Thursday, February 8th.
Read our dividend analysis for TBNK.
Is Territorial Bancorp a good dividend stock?: Territorial Bancorp (NASDAQ:TBNK) pays an annual dividend of $0.20 per share and currently has a dividend yield of 2.79%. The dividend payout ratio is 35.09%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, TBNK will have a dividend payout ratio of 36.36% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for TBNK.
What other stocks do shareholders of Territorial Bancorp own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Territorial Bancorp investors own include Walt Disney (DIS), Exxon Mobil (XOM), Gilead Sciences (GILD), Pfizer (PFE), Verizon Communications (VZ), Walgreens Boots Alliance (WBA), AbbVie (ABBV), BankFinancial (BFIN), Delta Air Lines (DAL) and Eastman Chemical (EMN).
How do I buy shares of Territorial Bancorp?: Shares of TBNK stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:TBNK) was last updated on 4/16/2024 by MarketBeat.com Staff

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