Head to Head Contrast: Orange County Bancorp (OBT) versus Its Peers

Orange County Bancorp (NASDAQ:OBTGet Rating) is one of 71 public companies in the “Nondepository credit institutions” industry, but how does it compare to its competitors? We will compare Orange County Bancorp to related businesses based on the strength of its valuation, dividends, earnings, risk, analyst recommendations, institutional ownership and profitability.

Analyst Recommendations

This is a breakdown of current ratings and target prices for Orange County Bancorp and its competitors, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Orange County Bancorp 0 0 0 0 N/A
Orange County Bancorp Competitors 424 1640 1881 77 2.40

As a group, “Nondepository credit institutions” companies have a potential upside of 76.89%. Given Orange County Bancorp’s competitors higher probable upside, analysts plainly believe Orange County Bancorp has less favorable growth aspects than its competitors.

Profitability

This table compares Orange County Bancorp and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Orange County Bancorp 27.28% 15.32% 1.05%
Orange County Bancorp Competitors 31.18% 7.41% 5.41%

Risk and Volatility

Orange County Bancorp has a beta of 0.6, suggesting that its stock price is 40% less volatile than the S&P 500. Comparatively, Orange County Bancorp’s competitors have a beta of 8.86, suggesting that their average stock price is 786% more volatile than the S&P 500.

Institutional and Insider Ownership

44.3% of Orange County Bancorp shares are owned by institutional investors. Comparatively, 53.4% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 13.2% of shares of all “Nondepository credit institutions” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Earnings & Valuation

This table compares Orange County Bancorp and its competitors revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Orange County Bancorp $76.53 million $21.29 million 9.53
Orange County Bancorp Competitors $4.25 billion $796.54 million 13.76

Orange County Bancorp’s competitors have higher revenue and earnings than Orange County Bancorp. Orange County Bancorp is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Dividends

Orange County Bancorp pays an annual dividend of $0.80 per share and has a dividend yield of 2.0%. Orange County Bancorp pays out 19.3% of its earnings in the form of a dividend. As a group, “Nondepository credit institutions” companies pay a dividend yield of 2.3% and pay out 24.8% of their earnings in the form of a dividend.

Summary

Orange County Bancorp competitors beat Orange County Bancorp on 10 of the 12 factors compared.

About Orange County Bancorp (Get Rating)

Orange County Bancorp, Inc., through its subsidiaries, provides commercial and consumer banking products and services, and trust and wealth management services to small businesses, middle-market enterprises, local municipal governments, and affluent individuals. It accepts various deposit products, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services. The company operates 14 full-service branches and one loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

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