Should I buy or sell Civista Bancshares stock right now?

3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Civista Bancshares in the last twelve months. There are currently 3 hold ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" CIVB shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in CIVB, but not buy additional shares or sell existing shares. View CIVB analyst ratings or view top-rated stocks .

What is Civista Bancshares' stock price target for 2024?

3 equities research analysts have issued 12 month price targets for Civista Bancshares' shares. Their CIVB share price targets range from $16.00 to $19.00. On average, they predict the company's stock price to reach $17.67 in the next year. This suggests a possible upside of 23.5% from the stock's current price. View analysts price targets for CIVB or view top-rated stocks among Wall Street analysts .

How have CIVB shares performed in 2024?

Civista Bancshares' stock was trading at $18.44 at the start of the year. Since then, CIVB shares have decreased by 22.4% and is now trading at $14.31. View the best growth stocks for 2024 here .

Are investors shorting Civista Bancshares?

Civista Bancshares saw a decrease in short interest in March. As of March 31st, there was short interest totaling 116,800 shares, a decrease of 15.5% from the March 15th total of 138,300 shares. Based on an average daily volume of 28,400 shares, the days-to-cover ratio is currently 4.1 days. Approximately 0.8% of the shares of the company are sold short. View Civista Bancshares' Short Interest .

When is Civista Bancshares' next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 30th 2024. View our CIVB earnings forecast .

How can I listen to Civista Bancshares' earnings call?

Civista Bancshares will be holding an earnings conference call on Tuesday, April 30th at 1:00 PM Eastern. Interested parties can register for or listen to the call using this link .

How were Civista Bancshares' earnings last quarter?

Civista Bancshares, Inc. (NASDAQ:CIVB) issued its quarterly earnings results on Thursday, February, 8th. The bank reported $0.62 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.56 by $0.06. The bank earned $38.88 million during the quarter, compared to analyst estimates of $38.40 million. Civista Bancshares had a trailing twelve-month return on equity of 12.26% and a net margin of 19.85%.

How often does Civista Bancshares pay dividends? What is the dividend yield for Civista Bancshares?

Civista Bancshares announced a quarterly dividend on Friday, February 2nd. Investors of record on Tuesday, February 13th will be paid a dividend of $0.16 per share on Friday, March 1st. This represents a $0.64 dividend on an annualized basis and a dividend yield of 4.47%. The ex-dividend date is Monday, February 12th. Read our dividend analysis for CIVB .

Is Civista Bancshares a good dividend stock?

Civista Bancshares (NASDAQ:CIVB) pays an annual dividend of $0.64 per share and currently has a dividend yield of 4.41%. CIVB has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 23.36%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CIVB will have a dividend payout ratio of 30.05% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for CIVB .

What other stocks do shareholders of Civista Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Civista Bancshares investors own include Walt Disney (DIS) , Enterprise Products Partners (EPD) , BAE Systems (BA) , Verizon Communications (VZ) , AbbVie (ABBV) , Dominion Energy (D) , Enbridge (ENB) , Huntington Bancshares (HBAN) , Iron Mountain (IRM) and Kimco Realty (KIM) .

Who are Civista Bancshares' major shareholders?

Civista Bancshares' stock is owned by a variety of retail and institutional investors. Top institutional investors include Beese Fulmer Investment Management Inc. (1.16%) and Los Angeles Capital Management LLC (0.12%). Insiders that own company stock include Allen R Nickles , Charles A Parcher, Gerald B Wurm, Harry Singer , Julie A Mattlin , Michael D Mulford, Nathan E Weaks and William F Ritzmann. View institutional ownership trends .

How do I buy shares of Civista Bancshares?

Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

NASDAQ:CIVB

Civista Bancshares (CIVB) Stock Price, News & Analysis

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$14.31

+0.02 (+0.14%)

(As of 04/18/2024 ET)

Compare

Today's Range: $14.28
▼
$14.49
50-Day Range: $14.29
▼
$15.97
52-Week Range: $13.99
▼
$19.80

Volume: 26,692 shs
Average Volume: 28,008 shs
Market Capitalization: $224.52 million

P/E Ratio: 5.22
Dividend Yield: 4.47%
Price Target: $17.67

Get Civista Bancshares alerts:

Civista Bancshares MarketRank™ Stock Analysis

Analyst Rating: Hold
2.00 Rating Score
Upside/Downside: 23.5% Upside
$17.67 Price Target
Short Interest: Healthy
0.78% of Float Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: -0.68
Upright™ Environmental Score
News Sentiment: 0.64
Based on 3 Articles This Week
Insider Trading: Acquiring Shares
$46,040 Bought Last Quarter
Proj. Earnings Growth: 3.90%
From $2.05 to $2.13 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

4.48 out of 5 stars

Finance Sector

155th out of 822 stocks

State Commercial Banks Industry

40th out of 172 stocks

2.0

Analyst's Opinion

Consensus Rating
Civista Bancshares has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 3 hold ratings, and no sell ratings.
Amount of Analyst Coverage
Civista Bancshares has only been the subject of 3 research reports in the past 90 days.

4.0

Short Interest

Percentage of Shares Shorted
0.78% of the float of Civista Bancshares has been sold short.
Short Interest Ratio / Days to Cover
Civista Bancshares has a short interest ratio ("days to cover") of 4.1.
Change versus previous month
Short interest in Civista Bancshares has recently decreased by 15.55%, indicating that investor sentiment is improving significantly.

3.3

Dividend Strength

Dividend Leadership
Civista Bancshares is a leading dividend payer. It pays a dividend yield of 4.41%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Civista Bancshares has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of Civista Bancshares is 23.36%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Civista Bancshares will have a dividend payout ratio of 30.05% next year. This indicates that Civista Bancshares will be able to sustain or increase its dividend.

3.1

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
Civista Bancshares has received a 30.87% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", "Home equity loans", and "Consumer savings accounts provided by brick and mortar banks" products. See details.
Environmental Sustainability
The Environmental Impact score for Civista Bancshares is -0.68.

2.0

News and Social Media Coverage

News Sentiment
Civista Bancshares has a news sentiment score of 0.64. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This news sentiment score is similar to the average news sentiment of Finance companies.
News Coverage This Week
MarketBeat has tracked 3 news articles for Civista Bancshares this week, compared to 1 article on an average week.

2.5

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Civista Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $46,040.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
Only 3.01% of the stock of Civista Bancshares is held by insiders.
Percentage Held by Institutions
52.10% of the stock of Civista Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

2.5

Earnings and Valuation

Earnings Growth
Earnings for Civista Bancshares are expected to grow by 3.90% in the coming year, from $2.05 to $2.13 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Civista Bancshares is 5.22, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 144.19.
Price to Earnings Ratio vs. Sector
The P/E ratio of Civista Bancshares is 5.22, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.84.
Price to Book Value per Share Ratio
Civista Bancshares has a P/B Ratio of 0.60. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

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About Civista Bancshares Stock (NASDAQ:CIVB)

Civista Bancshares, Inc. operates as the financial holding company for Civista Bank that provides community banking services. It collects a range of customer deposits; and offers commercial and agriculture, commercial and residential real estate, farm real estate, real estate construction, consumer, and other loans, as well as letters of credit. The company also holds and manages securities portfolio; leases general equipment; and provides captive insurance products. It operates in North Central, West Central, South Western Ohio, South Eastern Indiana, and Northern Kentucky. The company was formerly known as First Citizens Banc Corp and changed its name to Civista Bancshares, Inc. in May 2015. Civista Bancshares, Inc. was founded in 1884 and is headquartered in Sandusky, Ohio.

CIVB Stock Price History

30 days | 90 days | 365 days | Advanced Chart

CIVB Stock News Headlines

April 18, 2024 | marketwatch.com

Civista Bancshares Authorizes $13.5 Million Stock Buyback

April 18, 2024 | prnewswire.com

Civista Bancshares, Inc. Announces Share Repurchase Program

April 19, 2024 | InvestorPlace (Ad)

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April 8, 2024 | prnewswire.com

Civista Bancshares, Inc. Announces First Quarter 2024 Earnings Release Date

February 23, 2024 | finance.yahoo.com

CIVB Mar 2024 17.500 call

February 22, 2024 | msn.com

Piper Sandler Initiates Coverage of Civista Bancshares (CIVB) with Neutral Recommendation

February 17, 2024 | finance.yahoo.com

CIVB May 2024 20.000 call

February 10, 2024 | finance.yahoo.com

Civista Bancshares Full Year 2023 Earnings: EPS Beats Expectations, Revenues Lag

April 19, 2024 | InvestorPlace (Ad)

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February 9, 2024 | finance.yahoo.com

Civista Bancshares, Inc. (NASDAQ:CIVB) Q4 2023 Earnings Call Transcript

February 9, 2024 | finance.yahoo.com

Q4 2023 Civista Bancshares Inc Earnings Call

February 8, 2024 | realmoney.thestreet.com

Civista Bancshares price target lowered by $1 at Stephens, here's why

February 8, 2024 | finance.yahoo.com

Civista Bancshares, Inc. Announces Fourth Quarter and Year-to-date 2023 Financial Results

February 8, 2024 | finance.yahoo.com

Civista Bancshares Inc (CIVB) Reports Mixed Results Amidst Interest Margin Pressure

February 8, 2024 | finance.yahoo.com

Civista Bancshares (CIVB) Q4 Earnings and Revenues Top Estimates

February 8, 2024 | finance.yahoo.com

Here's What We Like About Civista Bancshares' (NASDAQ:CIVB) Upcoming Dividend

February 7, 2024 | markets.businessinsider.com

Civista Bancshares is about to announce earnings — here's what Wall Street expects

February 6, 2024 | finance.yahoo.com

Should Value Investors Buy Civista Bancshares (CIVB) Stock?

February 5, 2024 | finance.yahoo.com

Civista Bancshares, Inc. (NASDAQ:CIVB) is largely controlled by institutional shareholders who own 54% of the company

February 2, 2024 | msn.com

Civista Bancshares declares $0.16 dividend

January 9, 2024 | finance.yahoo.com

Are Investors Undervaluing Civista Bancshares (CIVB) Right Now?

January 8, 2024 | finance.yahoo.com

Civista Bancshares, Inc. Announces Fourth Quarter 2023 Earnings Release Date

December 14, 2023 | finance.yahoo.com

Civista Bancshares (CIVB) Soars 10.6%: Is Further Upside Left in the Stock?

November 28, 2023 | finance.yahoo.com

Investors in Civista Bancshares (NASDAQ:CIVB) have unfortunately lost 31% over the last year

November 7, 2023 | finance.yahoo.com

Civista Bancshares Announces Planned Retirement of Chief Credit Officer Paul J. Stark

October 31, 2023 | investing.com

Central Plains Bancshares Inc (CPBI)

October 29, 2023 | finance.yahoo.com

Civista Bancshares, Inc. (NASDAQ:CIVB) Q3 2023 Earnings Call Transcript

See More Headlines

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Company Calendar

Last Earnings: 2/08/2024
Ex-Dividend for 3/1 Dividend: 2/12/2024
Dividend Payable: 3/01/2024
Today: 4/18/2024
Next Earnings (Confirmed): 4/30/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: State commercial banks
Sub-Industry: N/A
Current Symbol: NASDAQ:CIVB
CUSIP: N/A
CIK: 944745
Web: www.civb.com
Phone: (419) 625-4121
Fax: 419-627-3359
Employees: 532
Year Founded: 1884

Price Target and Rating

Average Stock Price Target: $17.67
High Stock Price Target: $19.00
Low Stock Price Target: $16.00
Potential Upside/Downside: +23.5%
Consensus Rating: Hold
Rating Score (0-4): 2.00
Research Coverage: 3 Analysts

Profitability

EPS (Most Recent Fiscal Year): $2.74
Trailing P/E Ratio: 5.22
Forward P/E Ratio: 6.98
P/E Growth: N/A
Net Income: $42.96 million
Net Margins: 19.85%
Pretax Margin: 23.02%
Return on Equity: 12.26%
Return on Assets: 1.16%

Debt

Debt-to-Equity Ratio: 1.22
Current Ratio: 0.96
Quick Ratio: 0.96

Sales & Book Value

Annual Sales: $219.90 million
Price / Sales: 1.02
Cash Flow: $3.42 per share
Price / Cash Flow: 4.18
Book Value: $23.70 per share
Price / Book: 0.60

Miscellaneous

Outstanding Shares: 15,690,000
Free Float: 15,215,000
Market Cap: $224.52 million
Optionable: Optionable
Beta: 0.78

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Key Executives

Mr. Dennis G. Shaffer (Age 61)
President, CEO & Vice Chairman
Comp: $759.34k
Mr. Richard J. Dutton (Age 61)
Senior VP & COO
Comp: $450.65k
Mr. Todd A. Michel (Age 59)
Senior VP & Controller
Comp: $288.91k
Mr. Harry Singer (Age 69)
Independent Director
Comp: $33.75k
Mr. Charles A. Parcher (Age 59)
Senior VP & Chief Lending Officer
Comp: $431.78k
Mr. Carl A. Kessler III (Age 55)
Senior VP & Chief Information Officer
Mr. Lance A. Morrison (Age 56)
Senior VP, General Counsel & Corporate Secretary
Ms. Donna M. Waltz-Jaskolski (Age 58)
Senior VP & Customer Experience Officer
Robert L. Curry Jr. (Age 54)
Senior VP & Chief Risk Officer
Russel J. Edwards Jr. (Age 58)
Senior Vice President of Retail Banking

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

CIVB Stock Analysis - Frequently Asked Questions

Should I buy or sell Civista Bancshares stock right now?: 3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Civista Bancshares in the last twelve months. There are currently 3 hold ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" CIVB shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in CIVB, but not buy additional shares or sell existing shares.
View CIVB analyst ratings or view top-rated stocks.
What is Civista Bancshares' stock price target for 2024?: 3 equities research analysts have issued 12 month price targets for Civista Bancshares' shares. Their CIVB share price targets range from $16.00 to $19.00. On average, they predict the company's stock price to reach $17.67 in the next year. This suggests a possible upside of 23.5% from the stock's current price.
View analysts price targets for CIVB or view top-rated stocks among Wall Street analysts.
How have CIVB shares performed in 2024?: Civista Bancshares' stock was trading at $18.44 at the start of the year. Since then, CIVB shares have decreased by 22.4% and is now trading at $14.31.
View the best growth stocks for 2024 here.
Are investors shorting Civista Bancshares?: Civista Bancshares saw a decrease in short interest in March. As of March 31st, there was short interest totaling 116,800 shares, a decrease of 15.5% from the March 15th total of 138,300 shares. Based on an average daily volume of 28,400 shares, the days-to-cover ratio is currently 4.1 days. Approximately 0.8% of the shares of the company are sold short.
View Civista Bancshares' Short Interest.
When is Civista Bancshares' next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 30th 2024.
View our CIVB earnings forecast.
How can I listen to Civista Bancshares' earnings call?: Civista Bancshares will be holding an earnings conference call on Tuesday, April 30th at 1:00 PM Eastern. Interested parties can register for or listen to the call using this link.

How were Civista Bancshares' earnings last quarter?: Civista Bancshares, Inc. (NASDAQ:CIVB) issued its quarterly earnings results on Thursday, February, 8th. The bank reported $0.62 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.56 by $0.06. The bank earned $38.88 million during the quarter, compared to analyst estimates of $38.40 million. Civista Bancshares had a trailing twelve-month return on equity of 12.26% and a net margin of 19.85%.
How often does Civista Bancshares pay dividends? What is the dividend yield for Civista Bancshares?: Civista Bancshares announced a quarterly dividend on Friday, February 2nd. Investors of record on Tuesday, February 13th will be paid a dividend of $0.16 per share on Friday, March 1st. This represents a $0.64 dividend on an annualized basis and a dividend yield of 4.47%. The ex-dividend date is Monday, February 12th.
Read our dividend analysis for CIVB.
Is Civista Bancshares a good dividend stock?: Civista Bancshares (NASDAQ:CIVB) pays an annual dividend of $0.64 per share and currently has a dividend yield of 4.41%. CIVB has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 23.36%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CIVB will have a dividend payout ratio of 30.05% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for CIVB.
What other stocks do shareholders of Civista Bancshares own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Civista Bancshares investors own include Walt Disney (DIS), Enterprise Products Partners (EPD), BAE Systems (BA), Verizon Communications (VZ), AbbVie (ABBV), Dominion Energy (D), Enbridge (ENB), Huntington Bancshares (HBAN), Iron Mountain (IRM) and Kimco Realty (KIM).
Who are Civista Bancshares' major shareholders?: Civista Bancshares' stock is owned by a variety of retail and institutional investors. Top institutional investors include Beese Fulmer Investment Management Inc. (1.16%) and Los Angeles Capital Management LLC (0.12%). Insiders that own company stock include Allen R Nickles, Charles A Parcher, Gerald B Wurm, Harry Singer, Julie A Mattlin, Michael D Mulford, Nathan E Weaks and William F Ritzmann.
View institutional ownership trends.
How do I buy shares of Civista Bancshares?: Shares of CIVB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:CIVB) was last updated on 4/19/2024 by MarketBeat.com Staff

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Civista Bancshares (CIVB) Stock Price, News & Analysis

Civista Bancshares MarketRank™ Stock Analysis

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

Environmental Sustainability

News and Social Media Coverage

News Sentiment

News Coverage This Week

Company Ownership

Earnings and Valuation

About Civista Bancshares Stock (NASDAQ:CIVB)

CIVB Stock Price History

CIVB Stock News Headlines

Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Social Links

Key Executives

Key Competitors

Insiders & Institutions

CIVB Stock Analysis - Frequently Asked Questions

Overall MarketRank^™