Blue Ridge Bankshares (BRBS) vs. Its Competitors Critical Contrast

Blue Ridge Bankshares (NASDAQ:BRBSGet Rating) is one of 315 public companies in the “State commercial banks” industry, but how does it compare to its peers? We will compare Blue Ridge Bankshares to similar companies based on the strength of its institutional ownership, profitability, valuation, dividends, analyst recommendations, earnings and risk.

Earnings and Valuation

This table compares Blue Ridge Bankshares and its peers gross revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
Blue Ridge Bankshares $191.50 million $52.48 million 4.03
Blue Ridge Bankshares Competitors $1.30 billion $321.66 million 11.22

Blue Ridge Bankshares’ peers have higher revenue and earnings than Blue Ridge Bankshares. Blue Ridge Bankshares is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Dividends

Blue Ridge Bankshares pays an annual dividend of $0.49 per share and has a dividend yield of 3.4%. Blue Ridge Bankshares pays out 13.9% of its earnings in the form of a dividend. As a group, “State commercial banks” companies pay a dividend yield of 2.5% and pay out 26.2% of their earnings in the form of a dividend. Blue Ridge Bankshares is clearly a better dividend stock than its peers, given its higher yield and lower payout ratio.

Profitability

This table compares Blue Ridge Bankshares and its peers’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Blue Ridge Bankshares 32.51% 24.02% 2.45%
Blue Ridge Bankshares Competitors 28.72% 12.50% 1.32%

Institutional and Insider Ownership

49.5% of Blue Ridge Bankshares shares are held by institutional investors. Comparatively, 51.9% of shares of all “State commercial banks” companies are held by institutional investors. 10.4% of shares of all “State commercial banks” companies are held by insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock is poised for long-term growth.

Analyst Recommendations

This is a summary of current ratings for Blue Ridge Bankshares and its peers, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Blue Ridge Bankshares 0 0 0 0 N/A
Blue Ridge Bankshares Competitors 2279 9776 7762 574 2.33

As a group, “State commercial banks” companies have a potential upside of 38.35%. Given Blue Ridge Bankshares’ peers higher possible upside, analysts plainly believe Blue Ridge Bankshares has less favorable growth aspects than its peers.

Summary

Blue Ridge Bankshares peers beat Blue Ridge Bankshares on 6 of the 11 factors compared.

About Blue Ridge Bankshares (Get Rating)

Blue Ridge Bankshares, Inc. operates as a bank holding company for the Blue Ridge Bank, National Association that provides commercial and consumer banking, and financial services. It operates through: Commercial Banking and Mortgage Banking segments. The company accepts checking, savings, money market, cash management, and individual retirement accounts, as well as certificates of deposit. It also offers commercial and industrial, residential mortgages, commercial mortgages, home equity, consumer installment, and guaranteed government loans; and mortgages loans on real estate. In addition, it provides wire, direct deposit payroll, remote deposit, payroll processing, electronic statement, and other services; and property and casualty insurance products to individuals and businesses, as well as online, mobile, and telephone banking services. Further, the company offers employee benefit plans and administration services; management services for personal and corporate trusts, including estate planning and settlement, and trust administration, investment and wealth management, and other insurance products; and wholesale and third-party residential mortgage origination services to other financial institutions and credit unions. It has branches in Callao, Charlottesville, Chester, Colonial Heights, Culpeper, Fredericksburg, Gordonsville, Harrisonburg, Hartfield, Henrico, Kilmarnock, Louisa, Luray, Martinsville, Midlothian, Mineral, Montross, Orange, Petersburg, Richmond, Shenandoah, Suffolk, Virginia Beach, Warsaw, and White Stone, Virginia; and Greensboro, North Carolina. The company was founded in 1893 and is headquartered in Charlottesville, Virginia.

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