Lowest-Rated StocksLowest-RatedNASDAQ:NAVI Navient (NAVI) Stock Price, News & Analysis → Central Banks Preparing for US Dollar Collapse? (From Behind the Markets) (Ad) Free NAVI Stock Alerts $17.40 +0.18 (+1.05%) (As of 03/28/2024 ET) Add Compare Share Share Today's Range$17.26▼$17.5550-Day Range$15.75▼$18.1752-Week Range$14.10▼$19.69Volume580,633 shsAverage Volume802,921 shsMarket Capitalization$1.96 billionP/E Ratio9.78Dividend Yield3.68%Price Target$16.90 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainability Get Navient alerts: Email Address Navient MarketRank™ Stock AnalysisAnalyst RatingReduce1.60 Rating ScoreUpside/Downside2.9% Downside$16.90 Price TargetShort InterestBearish7.06% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.11Upright™ Environmental ScoreNews Sentiment0.48Based on 4 Articles This WeekInsider TradingSelling Shares$172,000 Sold Last QuarterProj. Earnings Growth-1.80%From $2.22 to $2.18 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.49 out of 5 starsFinance Sector164th out of 865 stocksSecurity Brokers & Dealers Industry10th out of 26 stocks 1.8 Analyst's Opinion Consensus RatingNavient has received a consensus rating of Reduce. The company's average rating score is 1.60, and is based on no buy ratings, 6 hold ratings, and 4 sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $16.90, Navient has a forecasted downside of 2.9% from its current price of $17.40.Amount of Analyst CoverageNavient has been the subject of 6 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 2.0 Short Interest Percentage of Shares Shorted7.06% of the float of Navient has been sold short.Short Interest Ratio / Days to CoverNavient has a short interest ratio ("days to cover") of 8.3.Change versus previous monthShort interest in Navient has recently decreased by 1.69%, indicating that investor sentiment is improving. Previous Next 3.3 Dividend Strength Dividend LeadershipNavient is a leading dividend payer. It pays a dividend yield of 3.72%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthNavient does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Navient is 35.96%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Navient will have a dividend payout ratio of 29.36% next year. This indicates that Navient will be able to sustain or increase its dividend. Previous Next 3.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreNavient has received a 53.27% net impact score from Upright. Navient seems to create the most significant positive value in categories "Taxes", "Societal infrastructure", and "Jobs". The positive contribution in the "Societal infrastructure" impact category is mostly driven by its "Third-party payment processing services", "Debt restructuring loans", and "Student loan management services" products. See details.Environmental SustainabilityThe Environmental Impact score for Navient is -0.11. Previous Next 1.9 News and Social Media Coverage News SentimentNavient has a news sentiment score of 0.48. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Navient this week, compared to 4 articles on an average week.MarketBeat Follows4 people have added Navient to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Navient insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $172,000.00 in company stock.Percentage Held by Insiders26.93% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions97.14% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 1.9 Earnings and Valuation Earnings GrowthEarnings for Navient are expected to decrease by -1.80% in the coming year, from $2.22 to $2.18 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Navient is 9.78, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 136.74.Price to Earnings Ratio vs. SectorThe P/E ratio of Navient is 9.78, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.36.Price to Book Value per Share RatioNavient has a P/B Ratio of 0.74. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Behind the MarketsCentral Banks Preparing for US Dollar Collapse?China is spearheading this blatant de-dollarization push, dominating the physical gold market through massive central bank buying. Their ultimate goal? Ditching the greenback in favor of local BRICS currencies.Find out how you can protect yourself now >>> About Navient Stock (NASDAQ:NAVI)Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.Read More NAVI Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart NAVI Stock News HeadlinesMarch 27, 2024 | markets.businessinsider.comAnalysts Conflicted on These Financial Names: Navient (NAVI) and Visa (V)March 25, 2024 | americanbankingnews.comNavient Co. (NASDAQ:NAVI) Receives Consensus Rating of "Reduce" from AnalystsMarch 29, 2024 | Behind the Markets (Ad)Central Banks Preparing for US Dollar Collapse?China is spearheading this blatant de-dollarization push, dominating the physical gold market through massive central bank buying. Their ultimate goal? Ditching the greenback in favor of local BRICS currencies.March 24, 2024 | latimes.comAshley M. SimonsenMarch 21, 2024 | msn.comBiden administration forgives nearly $6B in student loans for public service workersMarch 20, 2024 | finance.yahoo.comTSI Names Patty Peterson as President, UAS Loan ServicingMarch 20, 2024 | msn.comSen. Elizabeth Warren Calls Out Student Loan Company CEO, Invites Him to Testify Before CongressMarch 19, 2024 | msn.comStudent Loans Update as Company Called Before CongressMarch 29, 2024 | Behind the Markets (Ad)Central Banks Preparing for US Dollar Collapse?China is spearheading this blatant de-dollarization push, dominating the physical gold market through massive central bank buying. Their ultimate goal? Ditching the greenback in favor of local BRICS currencies.March 18, 2024 | theguardian.comJohn Oliver on student loans: ‘It’s hard to feel like this system isn’t rigged’March 16, 2024 | finance.yahoo.comNAVI Apr 2024 20.000 callMarch 16, 2024 | finance.yahoo.comNAVI Dec 2024 12.500 putMarch 16, 2024 | finance.yahoo.comNAVI Oct 2024 20.000 callMarch 14, 2024 | msn.com11 Best Games That Pay Real Money To Your PayPal AccountMarch 11, 2024 | msn.comExpert Claims Eleventh Circuit May Have Ordered Cannon to Step Aside in Trump CaseMarch 4, 2024 | msn.comNavient Transfers Student Loan Borrowers’ Debt to Company Notorious for Poor ServiceFebruary 22, 2024 | marketwatch.comNavient distanced itself from a controversial student-loan portfolio. Meanwhile, borrowers can’t escape.February 21, 2024 | msn.comBiden administration is forgiving $1.2 billion in student debt for 153,000 borrowers. Here's who qualifies.February 21, 2024 | msn.comDepartment of Education forgives $1.2B more in student loans under SAVE planFebruary 21, 2024 | seekingalpha.comJSM Navient Corporation SR NT 6% 121543February 20, 2024 | forbes.comIs Sallie Mae A Federal Loan?February 17, 2024 | finance.yahoo.comNAVI Mar 2024 17.500 callFebruary 17, 2024 | finance.yahoo.comNAVI Mar 2024 17.500 putFebruary 15, 2024 | markets.businessinsider.comNavient declares first quarter common stock dividendFebruary 15, 2024 | globenewswire.comNavient declares first quarter common stock dividendFebruary 9, 2024 | bizjournals.comWyoming County business to cut more than 100 jobsFebruary 8, 2024 | msn.comStudent loan processor Navient cutting 43 jobs in Horseheads, more in PerrySee More Headlines Receive NAVI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Navient and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings1/31/2024Ex-Dividend for 3/15 Dividend2/29/2024Dividend Payable3/15/2024Today3/28/2024Next Earnings (Estimated)4/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Security brokers & dealers Sub-IndustryN/A Current SymbolNASDAQ:NAVI Previous SymbolNASDAQ:NAVIV CUSIPN/A CIK1593538 Webwww.navient.com Phone(302) 283-8000FaxN/AEmployees4,500Year Founded2014Price Target and Rating Average Stock Price Target$16.90 High Stock Price Target$19.00 Low Stock Price Target$14.00 Potential Upside/Downside-2.9%Consensus RatingReduce Rating Score (0-4)1.60 Research Coverage10 Analysts Profitability EPS (Most Recent Fiscal Year)$1.78 Trailing P/E Ratio9.78 Forward P/E Ratio7.84 P/E GrowthN/ANet Income$228 million Net Margins4.72% Pretax Margin6.48% Return on Equity14.17% Return on Assets0.64% Debt Debt-to-Equity Ratio19.35 Current Ratio13.64 Quick Ratio13.63 Sales & Book Value Annual Sales$4.83 billion Price / Sales0.41 Cash Flow$3.23 per share Price / Cash Flow5.39 Book Value$23.48 per share Price / Book0.74Miscellaneous Outstanding Shares112,750,000Free Float82,386,000Market Cap$1.96 billion OptionableOptionable Beta1.38 Social Links The Next 7 Blockbuster Stocks for Growth InvestorsWondering what the next stocks will be that hit it big, with solid fundamentals? Click the link below to learn more about how your portfolio could bloom.Get This Free Report Key ExecutivesMr. David L. Yowan (Age 67)President, CEO & Director Comp: $145.09kMr. Joe Fisher C.F.A. (Age 43)Executive VP, CFO & Principal Accounting Officer Comp: $1.17MMr. Stephen M. Hauber (Age 49)Executive VP and Chief Risk & Compliance Officer Comp: $1.1MMr. Mark L. Heleen (Age 61)Chief Legal Officer, Secretary & Executive VP Comp: $1.17MMr. John M. Kane (Age 55)Executive VP & Group President of Business Processing Solutions Comp: $1.35MMr. Mike MaierSenior Vice President & Chief Information OfficerMs. Jen EaryesHead of Investor RelationsPaul HartwickVice President of Corporate CommunicationsMs. Patricia Nash ChristelVP of Corporate Marketing & Communications and Chief of Staff to the CEOMr. Mike SmithSenior VP & Chief Human Resources OfficerMore ExecutivesKey CompetitorsWaddell & Reed FinancialNYSE:WDRWisdomTreeNYSE:WTCowenNASDAQ:COWNCredit Suisse GroupNYSE:CSAssociated Capital GroupNYSE:ACView All CompetitorsInsiders & InstitutionsNomura Holdings Inc.Bought 42,029 shares on 3/27/2024Ownership: 0.037%Vanguard Group Inc.Sold 443,936 shares on 3/11/2024Ownership: 9.042%Wellington Management Group LLPBought 46,230 shares on 3/5/2024Ownership: 0.305%Goldman Sachs Group Inc.Sold 31,306 shares on 3/1/2024Ownership: 0.795%American International Group Inc.Sold 2,006 shares on 2/28/2024Ownership: 0.040%View All Insider TransactionsView All Institutional Transactions NAVI Stock Analysis - Frequently Asked Questions Should I buy or sell Navient stock right now? 10 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Navient in the last twelve months. There are currently 4 sell ratings and 6 hold ratings for the stock. The consensus among Wall Street analysts is that investors should "reduce" NAVI shares. View NAVI analyst ratings or view top-rated stocks. What is Navient's stock price target for 2024? 10 brokerages have issued twelve-month price objectives for Navient's stock. Their NAVI share price targets range from $14.00 to $19.00. On average, they anticipate the company's stock price to reach $16.90 in the next twelve months. This suggests that the stock has a possible downside of 2.9%. View analysts price targets for NAVI or view top-rated stocks among Wall Street analysts. How have NAVI shares performed in 2024? Navient's stock was trading at $18.62 at the start of the year. Since then, NAVI shares have decreased by 6.6% and is now trading at $17.40. View the best growth stocks for 2024 here. When is Navient's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 24th 2024. View our NAVI earnings forecast. How were Navient's earnings last quarter? Navient Co. (NASDAQ:NAVI) released its earnings results on Wednesday, January, 31st. The credit services provider reported $0.70 EPS for the quarter, missing analysts' consensus estimates of $0.77 by $0.07. The credit services provider earned $193 million during the quarter, compared to the consensus estimate of $210.76 million. Navient had a trailing twelve-month return on equity of 14.17% and a net margin of 4.72%. How often does Navient pay dividends? What is the dividend yield for Navient? Navient declared a quarterly dividend on Thursday, February 15th. Stockholders of record on Friday, March 1st will be paid a dividend of $0.16 per share on Friday, March 15th. This represents a $0.64 dividend on an annualized basis and a dividend yield of 3.68%. The ex-dividend date is Thursday, February 29th. Read our dividend analysis for NAVI. Is Navient a good dividend stock? Navient (NASDAQ:NAVI) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.72%. The dividend payout ratio is 35.96%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, NAVI will have a dividend payout ratio of 29.36% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for NAVI. What ETFs hold Navient's stock? ETFs with the largest weight of Navient (NASDAQ:NAVI) stock in their portfolio include Invesco S&P SmallCap 600 Pure Value ETF (RZV), EA Bridgeway Omni Small-Cap Value ETF (BSVO), WisdomTree U.S. SmallCap Fund (EES) and First Trust Active Factor Small Cap ETF (AFSM).Avantis U.S. Small Cap Equity ETF (AVSC). What guidance has Navient issued on next quarter's earnings? Navient issued an update on its FY 2024 earnings guidance on Wednesday, January, 31st. The company provided earnings per share (EPS) guidance of 2.100-2.300 for the period, compared to the consensus earnings per share estimate of 2.460. The company issued revenue guidance of -. What is John (Jack) F. Remondi's approval rating as Navient's CEO? 152 employees have rated Navient Chief Executive Officer John (Jack) F. Remondi on Glassdoor.com. John (Jack) F. Remondi has an approval rating of 90% among the company's employees. What other stocks do shareholders of Navient own? Based on aggregate information from My MarketBeat watchlists, some companies that other Navient investors own include AT&T (T), OPKO Health (OPK), General Electric (GE), QUALCOMM (QCOM), Cisco Systems (CSCO), Advanced Micro Devices (AMD), Ford Motor (F), Pfizer (PFE), Bank of America (BAC) and Intel (INTC). Who are Navient's major shareholders? Navient's stock is owned by a number of retail and institutional investors. Top institutional shareholders include Vanguard Group Inc. (8.67%), Vanguard Group Inc. (9.04%), Dimensional Fund Advisors LP (8.49%), LSV Asset Management (4.84%), Donald Smith & CO. Inc. (3.05%) and Allianz Asset Management GmbH (1.43%). Insiders that own company stock include John M Kane, Mark L Heleen, Newbury Investors Llc, Stephen M Hauber and Stephen M Hauber. View institutional ownership trends. How do I buy shares of Navient? Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. Does Navient have any subsidiaries? The following companies are subsidiares of Navient: Duncan Solutions, and Earnest.Read More This page (NASDAQ:NAVI) was last updated on 3/29/2024 by MarketBeat.com Staff From Our PartnersTrump’s “Tax Free” Retirement Strategy Gold Safe ExchangeDid You Get Your Free Bitcoin Yet?Crypto Swap ProfitsTop Project Outperforms BTC in 2023…Crypto 101 MediaMake This $3 Trade the Instant the Opening Bell RingsMonument Traders Alliance“The Stock Market’s Bull Run is Far from Over” -BarronsVertical Research AdvisoryAI Cracks Open Largest Untapped Energy Reserve on EarthBanyan Hill PublishingThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading AcademyFed launches fourth dollar overhaulStansberry Research Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Navient Co. Please log in to your account or sign up in order to add this asset to your watchlist. 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