SoFi Technologies (SOFI) and Its Competitors Financial Comparison

SoFi Technologies (NASDAQ:SOFIGet Rating) is one of 71 public companies in the “Nondepository credit institutions” industry, but how does it compare to its rivals? We will compare SoFi Technologies to similar businesses based on the strength of its institutional ownership, risk, earnings, dividends, profitability, valuation and analyst recommendations.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for SoFi Technologies and its rivals, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies 0 6 7 0 2.54
SoFi Technologies Competitors 435 1660 1889 81 2.40

SoFi Technologies currently has a consensus price target of $14.58, suggesting a potential upside of 115.95%. As a group, “Nondepository credit institutions” companies have a potential upside of 92.40%. Given SoFi Technologies’ stronger consensus rating and higher probable upside, analysts plainly believe SoFi Technologies is more favorable than its rivals.

Valuation and Earnings

This table compares SoFi Technologies and its rivals top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Net Income Price/Earnings Ratio
SoFi Technologies $984.87 million -$483.94 million -8.23
SoFi Technologies Competitors $4.26 billion $795.25 million 8.40

SoFi Technologies’ rivals have higher revenue and earnings than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than its rivals, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares SoFi Technologies and its rivals’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
SoFi Technologies -36.32% -9.24% -4.49%
SoFi Technologies Competitors 28.12% 5.28% 4.83%

Risk & Volatility

SoFi Technologies has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500. Comparatively, SoFi Technologies’ rivals have a beta of 8.63, indicating that their average stock price is 763% more volatile than the S&P 500.

Institutional & Insider Ownership

56.5% of SoFi Technologies shares are owned by institutional investors. Comparatively, 52.4% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 35.1% of SoFi Technologies shares are owned by company insiders. Comparatively, 16.4% of shares of all “Nondepository credit institutions” companies are owned by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Summary

SoFi Technologies rivals beat SoFi Technologies on 8 of the 13 factors compared.

SoFi Technologies Company Profile (Get Rating)

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

Receive News & Ratings for SoFi Technologies Daily - Enter your email address below to receive a concise daily summary of the latest news and analysts' ratings for SoFi Technologies and related companies with MarketBeat.com's FREE daily email newsletter.