NASDAQ:USCB USCB Financial (USCB) Stock Price, News & Analysis → Incredible Opportunity to Retire FAST! (From Crypto 101 Media) (Ad) Free USCB Stock Alerts $10.73 +0.09 (+0.85%) (As of 03:37 PM ET) Add Compare Share Share Today's Range$10.65▼$10.8350-Day Range$10.36▼$11.4152-Week Range$8.56▼$12.97Volume836 shsAverage Volume21,428 shsMarket Capitalization$210.84 millionP/E Ratio12.93Dividend Yield1.86%Price Target$13.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get USCB Financial alerts: Email Address USCB Financial MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.50 Rating ScoreUpside/Downside23.1% Upside$13.33 Price TargetShort InterestHealthy0.37% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews SentimentN/AInsider TradingAcquiring Shares$196,184 Bought Last QuarterProj. Earnings Growth25.26%From $0.95 to $1.19 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.09 out of 5 starsFinance Sector291st out of 838 stocksState Commercial Banks Industry64th out of 177 stocks 2.3 Analyst's Opinion Consensus RatingUSCB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageUSCB Financial has only been the subject of 2 research reports in the past 90 days. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.37% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently decreased by 30.62%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend YieldUSCB Financial pays a meaningful dividend of 1.92%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUSCB Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of USCB Financial is 24.10%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, USCB Financial will have a dividend payout ratio of 16.81% next year. This indicates that USCB Financial will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for USCB. Previous Next 0.0 News and Social Media Coverage News Coverage This WeekMarketBeat has tracked 1 news article for USCB Financial this week, compared to 1 article on an average week. Previous Next 5.0 Company Ownership Insider Buying vs. Insider SellingIn the past three months, USCB Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $196,184.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders48.10% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions61.34% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for USCB Financial are expected to grow by 25.26% in the coming year, from $0.95 to $1.19 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of USCB Financial is 13.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 138.27.Price to Earnings Ratio vs. SectorThe P/E ratio of USCB Financial is 13.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.90.Price to Book Value per Share RatioUSCB Financial has a P/B Ratio of 1.10. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Behind the MarketsPentagon contract could send this $2 AI stock soaringWhenever the Department of Defense awards a major AI contract... Early investors could see dramatic returns virtually overnight. That's how my readers were able to cash in gains like 133% in just four months on C3.ai...Get all the info here >>> About USCB Financial Stock (NASDAQ:USCB)USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.Read More USCB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart USCB Stock News HeadlinesApril 18, 2024 | americanbankingnews.comUSCB Financial (USCB) Set to Announce Quarterly Earnings on ThursdayApril 11, 2024 | markets.businessinsider.comUSCB Financial Holdings Inc Registered Shs -A- hosts conference call for investorsApril 23, 2024 | Behind the Markets (Ad)Pentagon contract could send this $2 AI stock soaringWhenever the Department of Defense awards a major AI contract... Early investors could see dramatic returns virtually overnight. That's how my readers were able to cash in gains like 133% in just four months on C3.ai...April 5, 2024 | globenewswire.comUSCB Financial Holdings, Inc. to Announce First Quarter 2024 ResultsMarch 26, 2024 | markets.businessinsider.comAnalysts Offer Insights on Financial Companies: Trustmark (TRMK) and Columbia Financial (CLBK)March 16, 2024 | finance.yahoo.comInsider Spends US$83k Buying More Shares In USCB Financial HoldingsMarch 11, 2024 | msn.comHeritage Classic Foundation awards 11 scholarships to area seniorsFebruary 24, 2024 | msn.comUSCB Financial Holdings (USCB) Price Target Increased by 7.92% to 13.90April 23, 2024 | Behind the Markets (Ad)Pentagon contract could send this $2 AI stock soaringWhenever the Department of Defense awards a major AI contract... Early investors could see dramatic returns virtually overnight. That's how my readers were able to cash in gains like 133% in just four months on C3.ai...February 10, 2024 | 247wallst.comThe County With the Highest Poverty Rate in Every StateJanuary 29, 2024 | msn.comU.S. Century Bank declares $0.05 dividendJanuary 29, 2024 | marketwatch.comUSCB Financial Holdings Declares Initial Dividend of 5 CentsJanuary 29, 2024 | finance.yahoo.comUSCB Financial Holdings, Inc. Initiates Quarterly Cash Dividend Program and Announces Declaration of First Cash DividendJanuary 25, 2024 | benzinga.comRecap: USCB Financial Holdings Q4 EarningsJanuary 25, 2024 | finance.yahoo.comUSCB Financial Holdings, Inc. Reports Diluted EPS of $0.14 for Q4 2023January 25, 2024 | finance.yahoo.comUSCB Financial Holdings Inc Reports Mixed Results Amid Economic HeadwindsJanuary 25, 2024 | markets.businessinsider.comAnalysts Offer Insights on Financial Companies: United Community Banks (UCBI), Bok Financial (BOKF) and Blue Foundry (BLFY)January 24, 2024 | benzinga.comEarnings Outlook For USCB Financial HoldingsJanuary 24, 2024 | markets.businessinsider.comUSCB Financial A earnings: here's what Wall Street expectsJanuary 22, 2024 | wnewsj.comBlanchester resident graduates from USCBJanuary 5, 2024 | finance.yahoo.comUSCB Financial Holdings, Inc. To Announce Fourth Quarter 2023 ResultsJanuary 3, 2024 | bizjournals.comMiami judge rules in favor of local bank over former directors/shareholders lawsuitDecember 16, 2023 | finance.yahoo.comExecutive VP and CFO Robert Anderson Buys 8,750 Shares of USCB Financial Holdings IncDecember 16, 2023 | finance.yahoo.comUSCB Financial Holdings Executive VP & CFO Acquires 35% More StockDecember 16, 2023 | finance.yahoo.comPositive Signs As Multiple Insiders Buy USCB Financial Holdings StockDecember 7, 2023 | finance.yahoo.comU.S. Century Bank Names William Turner New Executive Vice President and Chief Credit OfficerNovember 2, 2023 | finance.yahoo.comUSCB Financial Holdings, Inc. Announces Retirement of Chief Credit Officer, Benigno Pazos; Announces the Departure of Jay Shehadeh, General Counsel; Promotes Maricarmen Logroño to Chief Risk OfficerSee More Headlines Receive USCB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for USCB Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings1/25/2024Ex-Dividend for 3/5 Dividend2/14/2024Dividend Payable3/05/2024Today4/23/2024Next Earnings (Confirmed)4/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:USCB CUSIPN/A CIK1901637 Webwww.uscentury.com Phone305-715-5200FaxN/AEmployees196Year FoundedN/APrice Target and Rating Average Stock Price Target$13.33 High Stock Price Target$15.00 Low Stock Price Target$12.00 Potential Upside/Downside+25.3%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$0.83 Trailing P/E Ratio12.82 Forward P/E Ratio11.20 P/E GrowthN/ANet Income$16.55 million Net Margins15.26% Pretax Margin20.10% Return on Equity9.28% Return on Assets0.77% Debt Debt-to-Equity Ratio0.95 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$108.42 million Price / Sales1.93 Cash Flow$0.90 per share Price / Cash Flow11.85 Book Value$9.82 per share Price / Book1.08Miscellaneous Outstanding Shares19,650,000Free Float10,198,000Market Cap$209.08 million OptionableNot Optionable Beta0.35 (Almost) Everything You Need To Know About The EV MarketClick the link below and we'll send you MarketBeat's guide to investing in electric vehicle technologies (EV) and which EV stocks show the most promise. Get This Free Report Key ExecutivesMr. Luis F. de la Aguilera (Age 63)President, CEO & Chairman Comp: $892.59kMr. Robert B. Anderson CPA (Age 58)Executive VP & CFO Comp: $532.24kMr. Andres L. Collazo (Age 60)Executive VP and Director of Operations & Information Technology Systems Mr. Roberto Diaz CPASenior VP, Controller & Chief Accounting OfficerMs. Martha Guerra-Kattou (Age 55)Executive VP & Director of Sales & Marketing Ms. Jessica GoldbergSenior VP & Human Resources DirectorMr. Oscar Gomez (Age 69)Executive VP & Head of Global Banking Division Ms. Maricarmen LogronoExecutive VP & Chief Risk OfficerMr. William TurnerExecutive VP & Chief Credit OfficerMr. Nicholas G. Bustle (Age 61)Executive VP & Chief Lending Officer More ExecutivesKey CompetitorsCitizens Financial ServicesNASDAQ:CZFSSouthern States BancsharesNASDAQ:SSBKPCB BancorpNASDAQ:PCBSignature BankNASDAQ:SBNYOak Valley BancorpNASDAQ:OVLYView All CompetitorsInsiders & InstitutionsRobert B AndersonBought 4,000 shares on 3/14/2024Total: $44,840.00 ($11.21/share)Robert B AndersonBought 3,600 shares on 3/12/2024Total: $40,644.00 ($11.29/share)Howard FeinglassBought 10,000 shares on 2/27/2024Total: $110,700.00 ($11.07/share)Mendon Capital Advisors CorpBought 841,339 shares on 2/23/2024Ownership: 4.306%RMB Capital Management LLCSold 132,603 shares on 2/14/2024Ownership: 3.560%View All Insider TransactionsView All Institutional Transactions USCB Stock Analysis - Frequently Asked Questions Should I buy or sell USCB Financial stock right now? 4 Wall Street analysts have issued "buy," "hold," and "sell" ratings for USCB Financial in the last year. There are currently 2 hold ratings and 2 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" USCB shares. View USCB analyst ratings or view top-rated stocks. What is USCB Financial's stock price target for 2024? 4 Wall Street analysts have issued 12 month price objectives for USCB Financial's stock. Their USCB share price targets range from $12.00 to $15.00. On average, they expect the company's share price to reach $13.33 in the next year. This suggests a possible upside of 23.1% from the stock's current price. View analysts price targets for USCB or view top-rated stocks among Wall Street analysts. How have USCB shares performed in 2024? USCB Financial's stock was trading at $12.25 on January 1st, 2024. Since then, USCB shares have decreased by 11.6% and is now trading at $10.83. View the best growth stocks for 2024 here. Are investors shorting USCB Financial? USCB Financial saw a decline in short interest in March. As of March 31st, there was short interest totaling 38,300 shares, a decline of 30.6% from the March 15th total of 55,200 shares. Based on an average daily trading volume, of 16,600 shares, the short-interest ratio is presently 2.3 days. Currently, 0.4% of the company's shares are short sold. View USCB Financial's Short Interest. When is USCB Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024. View our USCB earnings forecast. How can I listen to USCB Financial's earnings call? USCB Financial will be holding an earnings conference call on Friday, April 26th at 11:00 AM Eastern. Interested parties can register for or listen to the call using this link. How were USCB Financial's earnings last quarter? USCB Financial Holdings, Inc. (NASDAQ:USCB) released its quarterly earnings results on Thursday, January, 25th. The company reported $0.17 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.22 by $0.05. The firm had revenue of $15.70 million for the quarter, compared to the consensus estimate of $17.31 million. USCB Financial had a trailing twelve-month return on equity of 9.28% and a net margin of 15.26%. How often does USCB Financial pay dividends? What is the dividend yield for USCB Financial? USCB Financial declared a quarterly dividend on Monday, January 22nd. Shareholders of record on Thursday, February 15th will be given a dividend of $0.05 per share on Tuesday, March 5th. This represents a $0.20 annualized dividend and a dividend yield of 1.85%. The ex-dividend date is Wednesday, February 14th. Read our dividend analysis for USCB. Is USCB Financial a good dividend stock? USCB Financial (NASDAQ:USCB) pays an annual dividend of $0.20 per share and currently has a dividend yield of 1.92%. The dividend payout ratio is 24.10%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, USCB will have a dividend payout ratio of 16.81% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for USCB. When did USCB Financial IPO? USCB Financial (USCB) raised $40 million in an IPO on Friday, July 23rd 2021. The company issued 3,600,000 shares at a price of $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) served as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers. How do I buy shares of USCB Financial? Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:USCB) was last updated on 4/23/2024 by MarketBeat.com Staff From Our PartnersPentagon contract could send this $2 AI stock soaringBehind the MarketsThe A.I. story nobody is telling you (Read ASAP)TradeSmithHealthcare Takes A Big Step Forward With The Help Of AIThe Bull ReportThis Apple-like Innovator is Revolutionizing HealthcareWall Street Startop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)Traders AgencyDid You Get Your Free Bitcoin Yet?Crypto Swap ProfitsIncredible Opportunity to Retire FAST!Crypto 101 MediaForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISParadigm Press Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding USCB Financial Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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