NASDAQ:SPNS Sapiens International (SPNS) Stock Price, News & Analysis → AI “wealth window” is closing soon! (From Paradigm Press) (Ad) Free SPNS Stock Alerts $30.17 -0.08 (-0.26%) (As of 04/18/2024 ET) Add Compare Share Share Today's Range$30.07▼$30.5550-Day Range$27.64▼$32.6152-Week Range$19.91▼$35.33Volume134,549 shsAverage Volume125,079 shsMarket Capitalization$1.66 billionP/E Ratio26.94Dividend Yield1.86%Price Target$34.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get Sapiens International alerts: Email Address Sapiens International MarketRank™ Stock AnalysisAnalyst RatingHold2.33 Rating ScoreUpside/Downside13.8% Upside$34.33 Price TargetShort InterestHealthy0.57% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment1.40Based on 6 Articles This WeekInsider TradingN/AProj. Earnings Growth8.76%From $1.37 to $1.49 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.66 out of 5 starsComputer And Technology Sector208th out of 590 stocksPrepackaged Software Industry57th out of 190 stocks 2.2 Analyst's Opinion Consensus RatingSapiens International has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 2 buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageSapiens International has only been the subject of 2 research reports in the past 90 days. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.57% of the float of Sapiens International has been sold short.Short Interest Ratio / Days to CoverSapiens International has a short interest ratio ("days to cover") of 1.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Sapiens International has recently decreased by 20.48%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend YieldSapiens International pays a meaningful dividend of 1.82%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSapiens International has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Sapiens International is 50.00%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Sapiens International will have a dividend payout ratio of 37.58% next year. This indicates that Sapiens International will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for SPNS. Previous Next 4.1 News and Social Media Coverage News SentimentSapiens International has a news sentiment score of 1.40. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.49 average news sentiment score of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 6 news articles for Sapiens International this week, compared to 3 articles on an average week.Search Interest4 people have searched for SPNS on MarketBeat in the last 30 days. This is an increase of 33% compared to the previous 30 days.MarketBeat Follows72 people have added Sapiens International to their MarketBeat watchlist in the last 30 days. This is an increase of 89% compared to the previous 30 days. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Sapiens International insiders have not sold or bought any company stock.Percentage Held by Insiders16.00% of the stock of Sapiens International is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 30.73% of the stock of Sapiens International is held by institutions. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for Sapiens International are expected to grow by 8.76% in the coming year, from $1.37 to $1.49 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Sapiens International is 26.94, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 144.53.Price to Earnings Ratio vs. SectorThe P/E ratio of Sapiens International is 26.94, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 265.23.Price to Book Value per Share RatioSapiens International has a P/B Ratio of 3.70. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Paradigm PressForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISYou might have seen that Bitcoin was one of the best performing assets of 2023. It gained 164%. But a crypto millionaire who has been tracking the space for more than a decade has ABANDONED Bitcoin. He found something better.Click here to find out that this 8,788% cryptocurrency is. About Sapiens International Stock (NASDAQ:SPNS)Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.Read More SPNS Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart SPNS Stock News HeadlinesApril 18, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens Launches IntegrateAI, the Second Release in its DecisionAI PortfolioApril 18, 2024 | prnewswire.comSapiens Launches IntegrateAI, the Second Release in its DecisionAI PortfolioApril 19, 2024 | Paradigm Press (Ad)Bitcoin Rockets To Record High But Buy THIS InsteadRecently, Bitcoin smashed through its previous record high to hit $72,720. It’s made many, many people very rich. But one cryptocurrency expert and investing millionaire is declaring…April 16, 2024 | seekingalpha.comSapiens: Accelerating In Q4 With Margin Levers PulledApril 15, 2024 | finance.yahoo.comEstimating The Intrinsic Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)April 15, 2024 | americanbankingnews.comSapiens International Co. (NASDAQ:SPNS) Short Interest UpdateApril 7, 2024 | reuters.comExclusive: Israeli insurance software maker Sapiens explores sale, sources sayApril 5, 2024 | seekingalpha.comSapiens International gains on report it's exploring a saleApril 19, 2024 | Paradigm Press (Ad)Bitcoin Rockets To Record High But Buy THIS InsteadRecently, Bitcoin smashed through its previous record high to hit $72,720. It’s made many, many people very rich. But one cryptocurrency expert and investing millionaire is declaring…April 3, 2024 | msn.comIsrael stocks higher at close of trade; TA 35 up 0.18%March 31, 2024 | finance.yahoo.comIs It Smart To Buy Sapiens International Corporation N.V. (NASDAQ:SPNS) Before It Goes Ex-Dividend?March 28, 2024 | ca.news.yahoo.comExpert says ship's power loss happened at 'the worst time possible'March 28, 2024 | nz.finance.yahoo.comThe best flared jeans for all occasionsMarch 27, 2024 | finance.yahoo.comInvesting in Sapiens International (NASDAQ:SPNS) five years ago would have delivered you a 115% gainMarch 27, 2024 | seekingalpha.comSPNS Sapiens International Corporation N.V.March 27, 2024 | finance.yahoo.comSapiens Files Annual Report on Form 20-F for the Year Ended December 31, 2023March 25, 2024 | finance.yahoo.comSAPIENS DECLARES CASH DIVIDEND OF $15.6 MILLION, OR $0.28 PER SHARE FOR THE SECOND HALF OF 2023March 21, 2024 | prnewswire.comCelent Names Sapiens P&C Claims Solution as 2024 Luminary in EMEA and APACMarch 13, 2024 | finance.yahoo.comWith EPS Growth And More, Sapiens International (NASDAQ:SPNS) Makes An Interesting CaseMarch 11, 2024 | finanznachrichten.deSapiens International Corporation: Celent Names Sapiens ClaimsPro for P&C in North America as 2024 LuminaryMarch 11, 2024 | finance.yahoo.comCelent Names Sapiens ClaimsPro for P&C in North America as 2024 LuminaryMarch 4, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens Expands Presence in Canadian Market to Accelerate Growth for Canadian InsurersMarch 4, 2024 | prnewswire.comSapiens Expands Presence in Canadian Market to Accelerate Growth for Canadian InsurersFebruary 28, 2024 | finance.yahoo.comPublic companies account for 44% of Sapiens International Corporation N.V.'s (NASDAQ:SPNS) ownership, while institutions account for 36%February 26, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens and DataCrest Forge Partnership to Elevate Underwriting Precision in P&C SectorFebruary 26, 2024 | prnewswire.comSapiens and DataCrest Forge Partnership to Elevate Underwriting Precision in P&C SectorFebruary 24, 2024 | msn.comSapiens International Corporation N.V. (SPNS) Price Target Increased by 5.66% to 34.27See More Headlines Receive SPNS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Sapiens International and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/20/2024Ex-Dividend for 4/18 Dividend4/04/2024Ex-Dividend for 4/18 Dividend4/04/2024Today4/18/2024Dividend Payable4/18/2024Dividend Payable4/18/2024Next Earnings (Estimated)5/01/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorComputer and Technology Industry Prepackaged software Sub-IndustryApplication Software Current SymbolNASDAQ:SPNS CUSIPN7716A15 CIK885740 Webwww.sapiens.com Phone(723) 790-2000Fax972-3790-2942Employees5,000Year FoundedN/APrice Target and Rating Average Stock Price Target$34.33 High Stock Price Target$38.00 Low Stock Price Target$30.00 Potential Upside/Downside+13.8%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$1.12 Trailing P/E Ratio26.94 Forward P/E Ratio22.02 P/E GrowthN/ANet Income$62.44 million Net Margins12.14% Pretax Margin14.99% Return on Equity16.92% Return on Assets10.87% Debt Debt-to-Equity Ratio0.09 Current Ratio2.11 Quick Ratio2.11 Sales & Book Value Annual Sales$514.58 million Price / Sales3.23 Cash Flow$1.66 per share Price / Cash Flow18.16 Book Value$8.16 per share Price / Book3.70Miscellaneous Outstanding Shares55,140,000Free Float46,318,000Market Cap$1.66 billion OptionableOptionable Beta1.16 A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for April 2024. Learn which stocks have the most short interest and how to trade them. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. Roni Al-Dor (Age 63)President, CEO & Director Mr. Roni Giladi (Age 53)CFO & VP Mr. Ilan BuganimChief Technology & Information OfficerMs. Yaffa Cohen-IfrahChief Marketing Officer & Head of Investor RelationsMs. Osnat Segev-Harel (Age 62)Head of Corporate Development Mr. Rodrigo RuedaSales DirectorMs. Noa BrummerChief Human Resources OfficerMr. Raj GhumanSenior Vice President of Business Development EMEA & APACMs. Hagit AshkenaziExecutive VP & Head of Professional ServicesMr. Gary J. SherneEVP & Chief Revenue Officer of North AmericaMore ExecutivesKey CompetitorsSolarWindsNYSE:SWIEndurance International GroupNASDAQ:EIGITalendNASDAQ:TLNDPing IdentityNYSE:PINGBottomline TechnologiesNASDAQ:EPAYView All CompetitorsInstitutional OwnershipFinancial Management Professionals Inc.Bought 1,232 shares on 4/16/2024Ownership: 0.002%Annex Advisory Services LLCBought 2,011 shares on 4/12/2024Ownership: 0.063%Confluence Investment Management LLCBought 118,375 shares on 4/1/2024Ownership: 0.215%Vanguard Group Inc.Bought 89,877 shares on 3/11/2024Ownership: 2.513%Price T Rowe Associates Inc. MDSold 30,196 shares on 2/16/2024Ownership: 1.643%View All Institutional Transactions SPNS Stock Analysis - Frequently Asked Questions Should I buy or sell Sapiens International stock right now? 3 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Sapiens International in the last twelve months. There are currently 1 sell rating and 2 buy ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "hold" SPNS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SPNS, but not buy additional shares or sell existing shares. View SPNS analyst ratings or view top-rated stocks. What is Sapiens International's stock price target for 2024? 3 Wall Street analysts have issued twelve-month price targets for Sapiens International's stock. Their SPNS share price targets range from $30.00 to $38.00. On average, they predict the company's share price to reach $34.33 in the next twelve months. This suggests a possible upside of 13.8% from the stock's current price. View analysts price targets for SPNS or view top-rated stocks among Wall Street analysts. How have SPNS shares performed in 2024? Sapiens International's stock was trading at $28.94 at the beginning of 2024. Since then, SPNS stock has increased by 4.3% and is now trading at $30.17. View the best growth stocks for 2024 here. Are investors shorting Sapiens International? Sapiens International saw a decline in short interest in the month of March. As of March 31st, there was short interest totaling 171,200 shares, a decline of 20.5% from the March 15th total of 215,300 shares. Based on an average daily volume of 121,100 shares, the days-to-cover ratio is currently 1.4 days. Currently, 0.6% of the company's shares are sold short. View Sapiens International's Short Interest. When is Sapiens International's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, May 1st 2024. View our SPNS earnings forecast. How were Sapiens International's earnings last quarter? Sapiens International Co. (NASDAQ:SPNS) released its quarterly earnings data on Tuesday, February, 20th. The technology company reported $0.36 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.34 by $0.02. The technology company earned $130.86 million during the quarter, compared to analyst estimates of $130.85 million. Sapiens International had a net margin of 12.14% and a trailing twelve-month return on equity of 16.92%. The firm's revenue for the quarter was up 9.5% compared to the same quarter last year. During the same quarter in the previous year, the firm posted $0.31 earnings per share. How often does Sapiens International pay dividends? What is the dividend yield for Sapiens International? Sapiens International announced a Semi-Annual dividend on Monday, March 25th. Stockholders of record on Friday, April 5th will be given a dividend of $0.28 per share on Thursday, April 18th. This represents a dividend yield of 1.7%. The ex-dividend date of this dividend is Thursday, April 4th. This is a positive change from the stock's previous Semi-Annual dividend of $0.26. Read our dividend analysis for SPNS. Is Sapiens International a good dividend stock? Sapiens International (NASDAQ:SPNS) pays an annual dividend of $0.56 per share and currently has a dividend yield of 1.82%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 50.00%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SPNS will have a dividend payout ratio of 37.58% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SPNS. What ETFs hold Sapiens International's stock? ETFs with the largest weight of Sapiens International (NASDAQ:SPNS) stock in their portfolio include ARK Israel Innovative Technology ETF (IZRL), Opus Small Cap Value Plus ETF (OSCV), Amplify BlueStar Israel Technology ETF (ITEQ) and VanEck Israel ETF (ISRA).Global X FinTech Thematic ETF (FINX). What guidance has Sapiens International issued on next quarter's earnings? Sapiens International issued an update on its FY 2024 earnings guidance on Tuesday, February, 20th. The company provided earnings per share (EPS) guidance of for the period. The company issued revenue guidance of $550.0 million-$555.0 million, compared to the consensus revenue estimate of $550.6 million. What is Roni Al-Dor's approval rating as Sapiens International's CEO? 152 employees have rated Sapiens International Chief Executive Officer Roni Al-Dor on Glassdoor.com. Roni Al-Dor has an approval rating of 83% among the company's employees. What other stocks do shareholders of Sapiens International own? Based on aggregate information from My MarketBeat watchlists, some companies that other Sapiens International investors own include Digital Turbine (APPS), Advanced Micro Devices (AMD), Enphase Energy (ENPH), Veeva Systems (VEEV), Amarin (AMRN), Apollo Global Management (APO), PennyMac Financial Services (PFSI), QUALCOMM (QCOM), Taiwan Semiconductor Manufacturing (TSM) and Zoetis (ZTS). Who are Sapiens International's major shareholders? Sapiens International's stock is owned by a number of retail and institutional investors. Top institutional shareholders include Confluence Investment Management LLC (0.21%), Annex Advisory Services LLC (0.06%) and Financial Management Professionals Inc. (0.00%). How do I buy shares of Sapiens International? Shares of SPNS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:SPNS) was last updated on 4/19/2024 by MarketBeat.com Staff From Our PartnersThe Best AI Stock to Own in the World Today is Trading for Just $25Banyan Hill PublishingThe “Perfect Storm” for GoldGold Safe ExchangeBiden’s $374B Giveaway Into This SectorDTIForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISParadigm PressThe #1 Crypto for 2024InvestorPlaceHe Is Giving Away BitcoinCrypto Swap ProfitsYour Money is Not SafeAmerican AlternativeThe "Smart Money" Is Ready for May 1st Are You?Stansberry Research Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Sapiens International Co. Please log in to your account or sign up in order to add this asset to your watchlist. 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