Financial Analysis: Grupo Supervielle (NYSE:SUPV) vs. Lloyds Banking Group (NYSE:LYG)

Lloyds Banking Group (NYSE:LYGGet Rating) and Grupo Supervielle (NYSE:SUPVGet Rating) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their valuation, dividends, institutional ownership, risk, profitability, analyst recommendations and earnings.

Analyst Ratings

This is a summary of recent ratings and target prices for Lloyds Banking Group and Grupo Supervielle, as provided by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lloyds Banking Group 1 2 10 0 2.69
Grupo Supervielle 1 0 0 0 1.00

Valuation & Earnings

This table compares Lloyds Banking Group and Grupo Supervielle’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Lloyds Banking Group $51.49 billion 0.73 $7.95 billion $0.39 5.51
Grupo Supervielle $1.23 billion 0.13 -$18.21 million ($0.16) -11.31

Lloyds Banking Group has higher revenue and earnings than Grupo Supervielle. Grupo Supervielle is trading at a lower price-to-earnings ratio than Lloyds Banking Group, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

1.4% of Lloyds Banking Group shares are held by institutional investors. Comparatively, 3.0% of Grupo Supervielle shares are held by institutional investors. 0.0% of Lloyds Banking Group shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Profitability

This table compares Lloyds Banking Group and Grupo Supervielle’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Lloyds Banking Group 25.36% 11.10% 0.65%
Grupo Supervielle -1.19% -2.80% -0.38%

Volatility & Risk

Lloyds Banking Group has a beta of 1.31, indicating that its stock price is 31% more volatile than the S&P 500. Comparatively, Grupo Supervielle has a beta of 1.4, indicating that its stock price is 40% more volatile than the S&P 500.

Summary

Lloyds Banking Group beats Grupo Supervielle on 11 of the 13 factors compared between the two stocks.

Lloyds Banking Group Company Profile (Get Rating)

Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. It operates through three segments: Retail; Commercial Banking; and Insurance and Wealth. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, motor finance, unsecured loans, leasing solutions, and credit cards to personal and small business customers. The Commercial Banking segment provides lending, transactional banking, working capital management, risk management, debt financing, and debt capital market services to small and medium-sized entities, corporates, and financial institutions. The Insurance and Wealth segment offers insurance, investment and wealth management products and services. It also provides digital banking services. The company offers its products and services under the Lloyds Bank, Halifax, Bank of Scotland, and Scottish Widows brands. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom.

Grupo Supervielle Company Profile (Get Rating)

Grupo Supervielle S.A., a financial services holding company, provides various banking products and services in Argentina. The company operates through Personal and Business Banking, Corporate Banking, Bank Treasury, Consumer Finance, Insurance, and Asset Management and Other Services segments. It offers savings accounts, time and demand deposits, and checking accounts; various loan products, including personal, consumer, mortgage, unsecured, and car loans; overdrafts; loans with special facilities for project and working capital financing; and leasing, bank guarantees for tenants, salary advances, domestic and international factoring, international guarantees and letters of credit, payroll payment plans, credit cards, debit cards, and senior citizens benefit payment services, as well as financial services and investments, such as mutual funds and guarantees. The company also provides foreign trade finance and cash management; advisory services; treasury services; insurance products primarily personal accidents insurance, protected bag insurance, life insurance, and integral insurance policies for entrepreneurs and SMEs; and asset management and other services, as well as operates as an online broker. As of December 31, 2020, it operates through a network of 302 access points, including 185 bank branches, 13 banking payment and collection centers, 79 CCF sales points, 20 consumer finance branches, and 5 MILA's customer support offices, as well as 457 ATMs, 221 self-service terminals, and 256 ATMs with biometric identification. The company was formerly known as Inversiones y Participaciones S.A. and changed its name to Grupo Supervielle S.A. in November 2008. Grupo Supervielle S.A. was founded in 1887 and is headquartered in Buenos Aires, Argentina.

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