SoFi Technologies (SOFI) versus Its Rivals Head to Head Review

SoFi Technologies (NASDAQ:SOFIGet Rating) is one of 71 publicly-traded companies in the “Nondepository credit institutions” industry, but how does it weigh in compared to its competitors? We will compare SoFi Technologies to related businesses based on the strength of its valuation, institutional ownership, analyst recommendations, risk, earnings, profitability and dividends.

Profitability

This table compares SoFi Technologies and its competitors’ net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
SoFi Technologies -36.32% -9.24% -4.49%
SoFi Technologies Competitors 1.81% 5.06% 4.72%

Earnings and Valuation

This table compares SoFi Technologies and its competitors revenue, earnings per share and valuation.

Gross Revenue Net Income Price/Earnings Ratio
SoFi Technologies $984.87 million -$483.94 million -8.71
SoFi Technologies Competitors $4.26 billion $795.25 million 8.36

SoFi Technologies’ competitors have higher revenue and earnings than SoFi Technologies. SoFi Technologies is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Risk & Volatility

SoFi Technologies has a beta of 0.9, indicating that its stock price is 10% less volatile than the S&P 500. Comparatively, SoFi Technologies’ competitors have a beta of 8.63, indicating that their average stock price is 763% more volatile than the S&P 500.

Insider and Institutional Ownership

56.5% of SoFi Technologies shares are owned by institutional investors. Comparatively, 52.4% of shares of all “Nondepository credit institutions” companies are owned by institutional investors. 35.1% of SoFi Technologies shares are owned by company insiders. Comparatively, 16.4% of shares of all “Nondepository credit institutions” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for SoFi Technologies and its competitors, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
SoFi Technologies 0 5 7 0 2.58
SoFi Technologies Competitors 435 1667 1904 84 2.40

SoFi Technologies presently has a consensus price target of $14.04, suggesting a potential upside of 96.62%. As a group, “Nondepository credit institutions” companies have a potential upside of 81.37%. Given SoFi Technologies’ stronger consensus rating and higher possible upside, equities research analysts clearly believe SoFi Technologies is more favorable than its competitors.

Summary

SoFi Technologies competitors beat SoFi Technologies on 8 of the 13 factors compared.

SoFi Technologies Company Profile (Get Rating)

SoFi Technologies, Inc. provides digital financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company's lending and financial services and products allows its members to borrow, save, spend, invest, and protect their money. It offers student loans; personal loans for debt consolidation and home improvement projects; and home loans. The company also provides cash management, investment, and technology services. In addition, it operates Galileo, a technology platform that offers services to financial and non-financial institutions; and Apex, a technology enabled platform that provides investment custody and clearing brokerage services, as well as Technisys, a cloud-based digital multi-product core banking platform. The company was founded in 2011 and is headquartered in San Francisco, California.

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