NYSE:DFS Discover Financial Services (DFS) Stock Price, News & Analysis → New crypto project uncovers 2,050% in 65 days (From InvestorPlace) (Ad) Free DFS Stock Alerts $124.27 +4.38 (+3.65%) (As of 04/18/2024 ET) Add Compare Share Share Today's Range$120.55▼$125.3950-Day Range$108.39▼$131.1052-Week Range$79.04▼$131.65Volume2.28 million shsAverage Volume1.09 million shsMarket Capitalization$31.14 billionP/E Ratio14.17Dividend Yield2.25%Price Target$125.22 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainability Get Discover Financial Services alerts: Email Address Discover Financial Services MarketRank™ Stock AnalysisAnalyst RatingHold2.39 Rating ScoreUpside/Downside0.8% Upside$125.22 Price TargetShort InterestHealthy1.14% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainability-0.24Upright™ Environmental ScoreNews Sentiment0.03Based on 21 Articles This WeekInsider TradingSelling Shares$3.75 M Sold Last QuarterProj. Earnings Growth19.55%From $11.20 to $13.39 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.95 out of 5 starsFinance Sector23rd out of 827 stocksPersonal Credit Institutions Industry1st out of 13 stocks 2.2 Analyst's Opinion Consensus RatingDiscover Financial Services has received a consensus rating of Hold. The company's average rating score is 2.39, and is based on 7 buy ratings, 11 hold ratings, and no sell ratings.Amount of Analyst CoverageDiscover Financial Services has been the subject of 12 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 4.0 Short Interest Percentage of Shares Shorted1.14% of the float of Discover Financial Services has been sold short.Short Interest Ratio / Days to CoverDiscover Financial Services has a short interest ratio ("days to cover") of 1.2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Discover Financial Services has recently decreased by 4.39%, indicating that investor sentiment is improving. Previous Next 4.2 Dividend Strength Dividend YieldDiscover Financial Services pays a meaningful dividend of 2.34%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthDiscover Financial Services has been increasing its dividend for 13 years.Dividend CoverageThe dividend payout ratio of Discover Financial Services is 24.89%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Discover Financial Services will have a dividend payout ratio of 20.91% next year. This indicates that Discover Financial Services will be able to sustain or increase its dividend. Previous Next 3.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreDiscover Financial Services has received a 53.30% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Mortgages", "Consumer savings accounts provided by brick and mortar banks", "Consumer transaction accounts provided by brick and mortar banks", "Debit cards", "Credit cards", and "Card payment software" products. See details.Environmental SustainabilityThe Environmental Impact score for Discover Financial Services is -0.24. Previous Next 1.7 News and Social Media Coverage News SentimentDiscover Financial Services has a news sentiment score of 0.03. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.59 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 21 news articles for Discover Financial Services this week, compared to 11 articles on an average week.Search InterestOnly 37 people have searched for DFS on MarketBeat in the last 30 days. This is a decrease of -30% compared to the previous 30 days.MarketBeat FollowsOnly 12 people have added Discover Financial Services to their MarketBeat watchlist in the last 30 days. This is a decrease of -52% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Discover Financial Services insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $3,748,193.00 in company stock.Percentage Held by InsidersOnly 0.69% of the stock of Discover Financial Services is held by insiders.Percentage Held by Institutions86.94% of the stock of Discover Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 4.4 Earnings and Valuation Earnings GrowthEarnings for Discover Financial Services are expected to grow by 19.55% in the coming year, from $11.20 to $13.39 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Discover Financial Services is 11.05, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 147.54.Price to Earnings Ratio vs. SectorThe P/E ratio of Discover Financial Services is 11.05, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 62.68.Price to Earnings Growth RatioDiscover Financial Services has a PEG Ratio of 0.85. PEG Ratios below 1 indicate that a company could be undervalued.Price to Book Value per Share RatioDiscover Financial Services has a P/B Ratio of 2.26. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Gold Safe ExchangeThe “Perfect Storm” for GoldGold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.Click here now to download the free Precious Metals Buying Guide! About Discover Financial Services Stock (NYSE:DFS)Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE to access automated teller machines, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.Read More DFS Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart DFS Stock News HeadlinesApril 19, 2024 | gurufocus.comQ1 2024 Discover Financial Services Earnings Call TranscriptApril 18, 2024 | markets.businessinsider.comDiscover Financial Faces Concerns Over Remediation Reserve, Analysts Caution Despite Q1 Sales GrowthApril 19, 2024 | InvestorPlace (Ad)New crypto project uncovers 2,050% in 65 daysDuring the event on Tuesday, April 23 at 10 am ET, I’ll be giving away the name and ticker symbol of crypto that could surge in price. I believe it will be the best performing crypto of 2024.April 18, 2024 | pymnts.comDiscover Financial: Inflation Is Pressuring Lower Income ConsumersApril 18, 2024 | msn.comDiscover Financial Services posts mixed Q1 results as earnings miss the markApril 18, 2024 | markets.businessinsider.comKBW Sticks to Its Buy Rating for Discover Financial Services (DFS)April 18, 2024 | americanbankingnews.comStockNews.com Begins Coverage on Discover Financial Services (NYSE:DFS)April 17, 2024 | msn.comDiscover Financial Services reports mixed Q1 results as earnings fall shortApril 19, 2024 | Gold Safe Exchange (Ad)The “Perfect Storm” for GoldGold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.April 17, 2024 | msn.comDiscover Financial Q1 Earnings Highlights: Revenue Beat, Charge-Offs Rise, Merger Update And MoreApril 17, 2024 | finance.yahoo.comDiscover Financial Services (DFS) Q1 2024 Earnings: Significant Decline from Analyst ExpectationsApril 17, 2024 | businesswire.comDiscover Financial Services Reports First Quarter 2024 Net Income of $308 Million or $1.10 Per Diluted ShareApril 17, 2024 | markets.businessinsider.comDiscover Financial Gears Up For Q1 Print; These Most Accurate Analysts Revise Forecasts Ahead Of Earnings CallApril 17, 2024 | forbes.comUp 8% YTD, What To Expect From Discover Financial Stock In Q1?April 16, 2024 | msn.comDiscover Financial Services Q1 2024 Earnings PreviewApril 16, 2024 | forbes.comInflation And Banks Drag Stocks Lower Despite EarningsApril 14, 2024 | msn.comTake Five: Consumers, votes and earningsApril 11, 2024 | markets.businessinsider.comRBC Capital Keeps Their Hold Rating on Discover Financial Services (DFS)April 11, 2024 | americanbankingnews.comDiscover Financial Services (NYSE:DFS) Price Target Raised to $135.00April 10, 2024 | americanbankingnews.comContrasting Discover Financial Services (NYSE:DFS) & Atlanticus (NASDAQ:ATLCP)April 10, 2024 | americanbankingnews.comDiscover Financial Services (NYSE:DFS) Price Target Raised to $120.00 at BarclaysApril 10, 2024 | americanbankingnews.comDiscover Financial Services (NYSE:DFS) Now Covered by Analysts at StockNews.comApril 10, 2024 | americanbankingnews.comDiscover Financial Services (DFS) Scheduled to Post Quarterly Earnings on WednesdayApril 9, 2024 | pymnts.comDiscover and Google Cloud Develop GenAI Tools for Contact CentersApril 9, 2024 | prnewswire.comDiscover Financial Services Deploys Google Cloud's Generative AI to Transform Customer ServiceApril 3, 2024 | markets.businessinsider.comDeep Dive Into Discover Finl Stock: Analyst Perspectives (14 Ratings)April 2, 2024 | msn.comTermination Fee for Capital One-Discover Merger Deal Fixed at $1.38 BillionSee More Headlines Receive DFS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Discover Financial Services and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 3/7 Dividend2/21/2024Dividend Payable3/07/2024Last Earnings4/17/2024Today4/18/2024Next Earnings (Estimated)7/17/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Personal credit institutions Sub-IndustryConsumer Finance Current SymbolNYSE:DFS CUSIP25470910 CIK1393612 Webwww.discover.com Phone(224) 405-0900Fax224-405-4993Employees21,100Year Founded1985Price Target and Rating Average Stock Price Target$125.22 High Stock Price Target$168.00 Low Stock Price Target$98.00 Potential Upside/Downside+0.8%Consensus RatingHold Rating Score (0-4)2.39 Research Coverage18 Analysts Profitability EPS (Most Recent Fiscal Year)$11.25 Trailing P/E Ratio11.05 Forward P/E Ratio11.10 P/E Growth0.85Net Income$2.94 billion Net Margins14.30% Pretax Margin18.57% Return on Equity22.24% Return on Assets2.08% Debt Debt-to-Equity Ratio1.49 Current Ratio1.13 Quick Ratio1.13 Sales & Book Value Annual Sales$20.61 billion Price / Sales1.51 Cash Flow$12.18 per share Price / Cash Flow10.20 Book Value$55.08 per share Price / Book2.26Miscellaneous Outstanding Shares250,570,000Free Float248,836,000Market Cap$31.14 billion OptionableOptionable Beta1.45 Social Links Beginners Guide To Retirement StocksClick the link below and we'll send you MarketBeat's list of seven best retirement stocks and why they should be in your portfolio. Get This Free Report Key ExecutivesMr. John Thomas Greene (Age 58)Executive VP & CFO Comp: $1.33MMs. Hope D. Mehlman (Age 59)Executive VP, Chief Legal Officer, General Counsel & Corporate Secretary Comp: $4.42MMr. Daniel Peter Capozzi (Age 52)Executive VP & President of Consumer Banking Comp: $913.47kMr. Keith E. Toney (Age 52)Executive VP and President of Credit & Decision Management Comp: $1.12MMr. Michael G. Rhodes (Age 58)CEO, President & Director Ms. Shifra KolskyChief Accounting Officer, Senior VP & ControllerMr. Jason J. Strle (Age 47)Executive VP & Chief Information Officer Mr. Eric Edmund WasserstromHead of Investor RelationsMs. Leslie SuttonVice President of Corporate CommunicationsMr. Michael E. Roemer (Age 61)Executive VP & Chief Risk Officer More ExecutivesKey CompetitorsNatWest GroupNYSE:NWGDeutsche Bank AktiengesellschaftNYSE:DBSun Life FinancialNYSE:SLFVICI PropertiesNYSE:VICICorporación Inmobiliaria VestaNYSE:VTMXView All CompetitorsInsiders & InstitutionsPark Place Capital CorpSold 2,084 shares on 4/18/2024Ownership: 0.002%SeaCrest Wealth Management LLCSold 736 shares on 4/18/2024Ownership: 0.001%Diversified Trust CoSold 4,005 shares on 4/18/2024Ownership: 0.001%Woodmont Investment Counsel LLCSold 1,480 shares on 4/18/2024Ownership: 0.001%HFG Advisors Inc.Bought 1,527 shares on 4/18/2024Ownership: 0.001%View All Insider TransactionsView All Institutional Transactions Should I Buy Discover Financial Services Stock? DFS Pros and Cons Explained Pros Here are some ways that investors could benefit from investing in Discover Financial Services: Discover Financial Services operates in two segments, Digital Banking and Payment Services, providing diversified revenue streams. The company offers a range of financial products including credit cards, loans, and deposit accounts, catering to various customer needs. Recent positive earnings estimates and financial performance indicate potential growth and profitability. Strong institutional ownership and investor confidence in Discover Financial Services can be reassuring for potential investors. With a current stock price that reflects favorable market sentiment, investing in Discover Financial Services may present a good opportunity. Cons Investors should be bearish about investing in Discover Financial Services for these reasons: Market competition in the financial services sector may pose challenges for Discover Financial Services' market share and growth prospects. Regulatory changes or economic downturns could impact the company's operations and financial performance negatively. Dependence on interest rates and economic conditions may introduce volatility and risks to Discover Financial Services' profitability. Potential cybersecurity threats and data breaches could harm the company's reputation and financial stability. Investors should carefully consider the overall market conditions and industry trends before making investment decisions related to Discover Financial Services. These pros and cons were generated based on recent news and financial data from MarketBeat in order to provide readers with the fastest and most accurate insights. They were last updated on Saturday, April 13, 2024. Please send any questions or comments about these Discover Financial Services pros and cons to contact@marketbeat.com. DFS Stock Analysis - Frequently Asked Questions Should I buy or sell Discover Financial Services stock right now? 18 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Discover Financial Services in the last twelve months. There are currently 11 hold ratings and 7 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" DFS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in DFS, but not buy additional shares or sell existing shares. View DFS analyst ratings or view top-rated stocks. What is Discover Financial Services' stock price target for 2024? 18 Wall Street analysts have issued 12-month price objectives for Discover Financial Services' stock. Their DFS share price targets range from $98.00 to $168.00. On average, they predict the company's share price to reach $125.22 in the next year. This suggests a possible upside of 0.8% from the stock's current price. View analysts price targets for DFS or view top-rated stocks among Wall Street analysts. How have DFS shares performed in 2024? Discover Financial Services' stock was trading at $112.40 at the beginning of 2024. Since then, DFS stock has increased by 10.6% and is now trading at $124.27. View the best growth stocks for 2024 here. Are investors shorting Discover Financial Services? Discover Financial Services saw a increase in short interest during the month of March. As of March 15th, there was short interest totaling 2,960,000 shares, an increase of 6.9% from the February 29th total of 2,770,000 shares. Based on an average trading volume of 2,390,000 shares, the short-interest ratio is currently 1.2 days. Currently, 1.2% of the shares of the company are short sold. View Discover Financial Services' Short Interest. When is Discover Financial Services' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, July 17th 2024. View our DFS earnings forecast. How were Discover Financial Services' earnings last quarter? Discover Financial Services (NYSE:DFS) released its quarterly earnings data on Wednesday, April, 17th. The financial services provider reported $1.10 EPS for the quarter, missing the consensus estimate of $2.98 by $1.88. The financial services provider had revenue of $4.21 billion for the quarter, compared to analysts' expectations of $4.07 billion. Discover Financial Services had a net margin of 14.30% and a trailing twelve-month return on equity of 22.24%. During the same period last year, the business earned $3.58 earnings per share. How often does Discover Financial Services pay dividends? What is the dividend yield for Discover Financial Services? Discover Financial Services announced a quarterly dividend on Wednesday, January 17th. Investors of record on Thursday, February 22nd will be given a dividend of $0.70 per share on Thursday, March 7th. This represents a $2.80 dividend on an annualized basis and a dividend yield of 2.25%. The ex-dividend date is Wednesday, February 21st. Read our dividend analysis for DFS. Is Discover Financial Services a good dividend stock? Discover Financial Services (NYSE:DFS) pays an annual dividend of $2.80 per share and currently has a dividend yield of 2.34%. The company has been increasing its dividend for 13 consecutive years, indicating the company has a strong committment to maintain and grow its dividend. The dividend payout ratio is 24.89%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, DFS will have a dividend payout ratio of 20.91% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for DFS. What ETFs hold Discover Financial Services' stock? ETFs with the largest weight of Discover Financial Services (NYSE:DFS) stock in their portfolio include IQ Merger Arbitrage ETF (MNA), Amplify Mobile Payments ETF (IPAY), First Trust Merger Arbitrage ETF (MARB), First Trust Nasdaq Bank ETF (FTXO), ProShares Merger ETF (MRGR), Principal Millennial Global Growth ETF (GENY), iShares Focused Value Factor ETF (FOVL) and First Trust NASDAQ Rising Dividend Achievers (RDVY). How will Discover Financial Services' stock buyback program work? Discover Financial Services announced that its board has initiated a share buyback program on Wednesday, April 19th 2023, which allows the company to repurchase $2,700,000,000.00 in shares, according to EventVestor. This repurchase authorization allows the company to buy up to 9.8% of its stock through open market purchases. Stock repurchase programs are typically a sign that the company's management believes its stock is undervalued. What is Roger Hochschild's approval rating as Discover Financial Services' CEO? 291 employees have rated Discover Financial Services Chief Executive Officer Roger Hochschild on Glassdoor.com. Roger Hochschild has an approval rating of 86% among the company's employees. What other stocks do shareholders of Discover Financial Services own? Based on aggregate information from My MarketBeat watchlists, some companies that other Discover Financial Services investors own include AT&T (T), Intel (INTC), JPMorgan Chase & Co. (JPM), AbbVie (ABBV), CVS Health (CVS), Bank of America (BAC), Cisco Systems (CSCO), Walt Disney (DIS), Verizon Communications (VZ) and Visa (V). Who are Discover Financial Services' major shareholders? Discover Financial Services' stock is owned by many different institutional and retail investors. Top institutional investors include Los Angeles Capital Management LLC (0.17%), Gateway Investment Advisers LLC (0.09%), Global Assets Advisory LLC (0.07%), Eldred Rock Partners LLC (0.03%), Wealth Enhancement Advisory Services LLC (0.03%) and Thompson Investment Management Inc. (0.02%). Insiders that own company stock include Carlos Minetti, Cynthia A Glassman, Daniel Peter Capozzi, Diane E Offereins, John Greene, Mary K Bush, Michael H Moskow, Robert Andrew Eichfeld, Shifra Kolsky and Wanjiku Juanita Walcott. View institutional ownership trends. How do I buy shares of Discover Financial Services? Shares of DFS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. Does Discover Financial Services have any subsidiaries? The following companies are subsidiares of Discover Financial Services: DFS Corporate Services LLC, DFS GSD Corp., DFS International Inc., DFS Services LLC, Diners Club International, Diners Club International Ltd., Diners Club Services Private Limited, Diners Club Taiwan Ltd., Discover Bank, Discover Financial Services (Canada) Inc., Discover Financial Services (Hong Kong) Limited, Discover Financial Services (UK) Limited, Discover Funding LLC, Discover Global Employment Company Private Limited, Discover Home Loans Inc., Discover Information Technology (Shanghai) Limited, Discover Products Inc., Discover Properties LLC, Discover Services Corporation, First National Bank Alaska, GTC Insurance Agency Inc., Home Loan Center, PULSE Network LLC, Student Loan Corporation, and The Student Loan Corporation.Read More This page (NYSE:DFS) was last updated on 4/19/2024 by MarketBeat.com Staff From Our PartnersThe Best AI Stock to Own in the World Today is Trading for Just $25Banyan Hill PublishingBiden’s $374B Giveaway Into This SectorDTIThe “Perfect Storm” for GoldGold Safe ExchangeForget Bitcoin. 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