NYSEAMERICAN:EVBN Evans Bancorp (EVBN) Stock Price, News & Analysis → Did you make $29,000 two days with AI options trades? (From Prosper Trading Academy) (Ad) Free EVBN Stock Alerts $29.05 -0.88 (-2.94%) (As of 03/18/2024 ET) Add Compare Share Share Today's Range$29.02▼$29.8550-Day Range N/A52-Week Range$23.20▼$36.20Volume13,371 shsAverage Volume16,304 shsMarket Capitalization$160.07 millionP/E Ratio6.50Dividend Yield4.54%Price Target$29.25 Stock AnalysisStock AnalysisAnalyst ForecastsChartDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestStock AnalysisAnalyst ForecastsChartDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort Interest Get Evans Bancorp alerts: Email Address Evans Bancorp MarketRank™ Stock AnalysisAnalyst RatingHold2.00 Rating ScoreUpside/Downside0.7% Upside$29.25 Price TargetShort InterestHealthy1.10% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainabilityN/ANews Sentiment0.28Based on 7 Articles This WeekInsider TradingSelling Shares$32,144 Sold Last QuarterProj. Earnings Growth31.75%From $2.11 to $2.78 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.58 out of 5 stars 1.0 Analyst's Opinion Consensus RatingEvans Bancorp has received a consensus rating of Hold. The company's average rating score is 2.00, and is based on no buy ratings, 2 hold ratings, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $29.25, Evans Bancorp has a forecasted upside of 0.7% from its current price of $29.05.Amount of Analyst CoverageEvans Bancorp has only been the subject of 1 research reports in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted1.10% of the float of Evans Bancorp has been sold short.Short Interest Ratio / Days to CoverEvans Bancorp has a short interest ratio ("days to cover") of 3.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Evans Bancorp has recently increased by 12.82%, indicating that investor sentiment is decreasing significantly. Previous Next 5.0 Dividend Strength Dividend LeadershipEvans Bancorp is a leading dividend payer. It pays a dividend yield of 4.55%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthEvans Bancorp has been increasing its dividend for 12 years.Dividend CoverageThe dividend payout ratio of Evans Bancorp is 29.53%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Evans Bancorp will have a dividend payout ratio of 47.48% next year. This indicates that Evans Bancorp will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for EVBN. Previous Next 1.8 News and Social Media Coverage News SentimentEvans Bancorp has a news sentiment score of 0.28. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.62 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 7 news articles for Evans Bancorp this week, compared to 1 article on an average week.MarketBeat FollowsOnly 2 people have added Evans Bancorp to their MarketBeat watchlist in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Evans Bancorp insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $32,144.00 in company stock.Percentage Held by InsidersOnly 6.34% of the stock of Evans Bancorp is held by insiders.Percentage Held by Institutions62.67% of the stock of Evans Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.8 Earnings and Valuation Earnings GrowthEarnings for Evans Bancorp are expected to grow by 31.75% in the coming year, from $2.11 to $2.78 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Evans Bancorp is 6.50, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 133.01.Price to Earnings Ratio vs. SectorThe P/E ratio of Evans Bancorp is 6.50, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 57.65.Price to Book Value per Share RatioEvans Bancorp has a P/B Ratio of 0.89. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Crypto 101 MediaLike Tiny Crypto Retirement FundsThe crypto bull market is about to blast off. Bitcoin and Ethereum are surging. But so are tiny altcoins that could be so profitable… They're like tiny crypto retirement funds. Click here and see how to get a copy. About Evans Bancorp Stock (NYSEAMERICAN:EVBN)Evans Bancorp, Inc. primarily operates as financial holding company for Evans Bank, N.A. that provides a range of banking products and services to consumer and commercial customers in the United States. The company offers deposit products, which include checking and negotiable order of withdrawal accounts, savings accounts, and certificates of deposit. It also provides residential mortgages; commercial and multi-family mortgages and commercial construction loans; home equities, such as home equity lines of credit and second mortgage loans; commercial and industrial loans comprising term loans and lines of credit; consumer loans, includes direct automobile, recreational vehicle, boat, home improvement, and personal loans; other loans consist of cash reserves, overdrafts, and loan clearing accounts; and installment loans. In addition, the company offers non-deposit investment products, such as annuities and mutual funds. Evans Bancorp, Inc. was founded in 1920 and is headquartered in Williamsville, New York.Read More EVBN Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart EVBN Stock News HeadlinesMarch 15, 2024 | insidertrades.comEvans Bancorp, Inc. (NYSEAMERICAN:EVBN) CEO David J. Nasca Sells 1,105 SharesMarch 16, 2024 | uk.investing.comEvans Bancorp CEO David Nasca buys and sells sharesMarch 18, 2024 | Behind the Markets (Ad)The only AI company you should be looking atThis is the ONLY AI company you should be watching right now. No. It's not Nvidia, Intel, or Microsoft... It's a tiny biotech using proprietary AI to assist in new drug discovery at a rate 100,000 times faster than a human. This new drug discovery technique will change the market. And that's why they received a $50 million investment from an AI powerhouse.March 16, 2024 | americanbankingnews.comDavid J. Nasca Sells 1,105 Shares of Evans Bancorp, Inc. (NYSEAMERICAN:EVBN) StockMarch 11, 2024 | msn.comVerdict announced in Glenn Evans Jr. caseMarch 5, 2024 | investing.comEvans Bancorp Inc (EVBN)February 24, 2024 | money.usnews.comEvans Bancorp IncFebruary 20, 2024 | msn.comEvans Bancorp declares $0.66 dividendMarch 18, 2024 | Behind the Markets (Ad)The only AI company you should be looking atThis is the ONLY AI company you should be watching right now. No. It's not Nvidia, Intel, or Microsoft... It's a tiny biotech using proprietary AI to assist in new drug discovery at a rate 100,000 times faster than a human. This new drug discovery technique will change the market. And that's why they received a $50 million investment from an AI powerhouse.February 20, 2024 | businesswire.comEvans Bancorp, Inc. Announces Semi-Annual Cash DividendFebruary 19, 2024 | msn.comIsabella Bank GAAP EPS of $0.51 misses by $0.15, revenue of $17.13MFebruary 4, 2024 | seekingalpha.comEvans Bancorp, Inc. (EVBN) Q4 2023 Earnings Call TranscriptFebruary 3, 2024 | realmoney.thestreet.comEvans Bancorp price target lowered by $3.50 at Hovde Group, here's whyFebruary 2, 2024 | realmoney.thestreet.comPiper downgrades Evans Bancorp on below-peer profitabilityFebruary 2, 2024 | realmoney.thestreet.comPiper Sandler gets more bearish on Evans Bancorp, downgrades sharesFebruary 2, 2024 | finance.yahoo.comEvans Bancorp, Inc. (AMEX:EVBN) Q4 2023 Earnings Call TranscriptFebruary 2, 2024 | finance.yahoo.comQ4 2023 Evans Bancorp Inc Earnings CallFebruary 1, 2024 | finance.yahoo.comEvans Bancorp Reports Net Income of $24.5 Million in 2023February 1, 2024 | finance.yahoo.comEvans Bancorp Inc (EVBN) Announces Robust Net Income Growth in 2023January 24, 2024 | markets.businessinsider.comEvans Bancorp IncShs hosts conference call for investorsJanuary 18, 2024 | finance.yahoo.comEvans Bancorp Announces Fourth Quarter and Full Year 2023 Conference Call and WebcastJanuary 11, 2024 | msn.comJonathan Evans dies shortly after closing Herbarium in ChicopeeJanuary 9, 2024 | startribune.comAfter ending season on the bench, Vikings' Akayleb Evans tackles a challengeDecember 28, 2023 | news.yahoo.com‘He left the profession better’: Longtime Fort Worth defense attorney Tim Evans dies at 80December 27, 2023 | msn.comGreenville County Coroner Parks Evans announces his retirementDecember 6, 2023 | finance.yahoo.comArthur J. Gallagher & Co. Completes Acquisition of The Evans Agency, LLCNovember 22, 2023 | morningstar.comEvans Bancorp Inc EVBNSee More Headlines Receive EVBN Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Evans Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/01/2024Ex-Dividend for 4/9 Dividend3/11/2024Today3/18/2024Dividend Payable4/09/2024Next Earnings (Estimated)4/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSEAMERICAN SectorFinance Industry National commercial banks Sub-IndustryN/A Current SymbolNYSEAMERICAN:EVBN Previous SymbolNASDAQ:EVBN CUSIPN/A CIK842518 Webwww.evansbank.com Phone(716) 926-2000Fax716-926-2005Employees300Year FoundedN/APrice Target and Rating Average Stock Price Target$29.25 High Stock Price Target$32.00 Low Stock Price Target$26.50 Potential Upside/Downside+0.7%Consensus RatingHold Rating Score (0-4)2.00 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$4.47 Trailing P/E Ratio6.50 Forward P/E Ratio13.77 P/E GrowthN/ANet Income$24.52 million Net Margins18.90% Pretax Margin26.76% Return on Equity15.16% Return on Assets1.14% Debt Debt-to-Equity Ratio0.99 Current Ratio1.00 Quick Ratio1.00 Sales & Book Value Annual Sales$129.77 million Price / Sales1.23 Cash Flow$4.77 per share Price / Cash Flow6.09 Book Value$32.52 per share Price / Book0.89Miscellaneous Outstanding Shares5,510,000Free Float5,160,000Market Cap$160.07 million OptionableNot Optionable Beta0.88 10 Best Stocks to Own in 2024Click the link below and we'll send you MarketBeat's list of the 10 best stocks to own in 2024 and why they should be in your portfolio. Get This Free Report Key ExecutivesMr. David John Nasca (Age 66)CEO, President & Director Comp: $827.52kMr. John B. Connerton (Age 57)Treasurer Comp: $388.71kMs. Michelle A. BaumgardenSecretaryMr. Nicholas J. SnyderAssistant SecretaryKey CompetitorsVirginia National BanksharesNASDAQ:VABKLCNBNASDAQ:LCNBAmes NationalNASDAQ:ATLOFirst UnitedNASDAQ:FUNCHeartland BancCorpOTCMKTS:HLANView All CompetitorsInsiders & InstitutionsDavid J NascaSold 1,105 sharesTotal: $32,144.45 ($29.09/share)Vanguard Group Inc.Bought 3,507 shares on 3/11/2024Ownership: 5.076%Goldman Sachs Group Inc.Sold 528 shares on 3/1/2024Ownership: 0.180%Vanguard Group Inc.Bought 3,507 shares on 2/15/2024Ownership: 5.104%Black Maple Capital Management LPSold 6,142 shares on 2/15/2024Ownership: 0.649%View All Insider TransactionsView All Institutional Transactions EVBN Stock Analysis - Frequently Asked Questions Should I buy or sell Evans Bancorp stock right now? 2 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Evans Bancorp in the last twelve months. There are currently 2 hold ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" EVBN shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in EVBN, but not buy additional shares or sell existing shares. View EVBN analyst ratings or view top-rated stocks. What is Evans Bancorp's stock price target for 2024? 2 brokers have issued 1 year target prices for Evans Bancorp's shares. Their EVBN share price targets range from $26.50 to $32.00. On average, they predict the company's stock price to reach $29.25 in the next year. This suggests a possible upside of 0.7% from the stock's current price. View analysts price targets for EVBN or view top-rated stocks among Wall Street analysts. Are investors shorting Evans Bancorp? Evans Bancorp saw a increase in short interest in the month of February. As of February 29th, there was short interest totaling 57,200 shares, an increase of 12.8% from the February 14th total of 50,700 shares. Based on an average daily volume of 17,100 shares, the short-interest ratio is presently 3.3 days. Approximately 1.1% of the shares of the company are sold short. View Evans Bancorp's Short Interest. When is Evans Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024. View our EVBN earnings forecast. How were Evans Bancorp's earnings last quarter? Evans Bancorp, Inc. (NYSEAMERICAN:EVBN) announced its earnings results on Thursday, February, 1st. The bank reported $1.85 earnings per share (EPS) for the quarter, beating the consensus estimate of $0.44 by $1.41. The bank had revenue of $32.50 million for the quarter, compared to analysts' expectations of $17.62 million. Evans Bancorp had a trailing twelve-month return on equity of 15.16% and a net margin of 18.90%. How often does Evans Bancorp pay dividends? What is the dividend yield for Evans Bancorp? Evans Bancorp announced a semi-annual dividend on Tuesday, February 20th. Shareholders of record on Tuesday, March 12th will be paid a dividend of $0.66 per share on Tuesday, April 9th. This represents a dividend yield of 4.5%. The ex-dividend date of this dividend is Monday, March 11th. Read our dividend analysis for EVBN. Is Evans Bancorp a good dividend stock? Evans Bancorp (NYSEAMERICAN:EVBN) pays an annual dividend of $1.32 per share and currently has a dividend yield of 4.55%. EVBN has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company has been increasing its dividend for 12 consecutive years, indicating the company has a strong committment to maintain and grow its dividend. The dividend payout ratio is 29.53%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, EVBN will have a dividend payout ratio of 47.48% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for EVBN. What other stocks do shareholders of Evans Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Evans Bancorp investors own include Verizon Communications (VZ), AbbVie (ABBV), Cisco Systems (CSCO), International Business Machines (IBM), AT&T (T), Johnson & Johnson (JNJ), Coca-Cola (KO), Pfizer (PFE), Home Depot (HD) and Intel (INTC). Who are Evans Bancorp's major shareholders? Evans Bancorp's stock is owned by a variety of institutional and retail investors. Top institutional shareholders include The Manufacturers Life Insurance Company (5.44%), Vanguard Group Inc. (5.10%), Vanguard Group Inc. (5.08%), Dimensional Fund Advisors LP (2.95%), Black Maple Capital Management LP (0.65%) and Barclays PLC (0.38%). Insiders that own company stock include David J Nasca, Jody L Lomeo, Kevin D Maroney, Lee C Wortham, Robert G Miller Jr and Robert G Miller, Jr. View institutional ownership trends. How do I buy shares of Evans Bancorp? Shares of EVBN stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NYSEAMERICAN:EVBN) was last updated on 3/18/2024 by MarketBeat.com Staff From Our PartnersCentral Bank Gold Heist In ProgressColonial MetalsLike Tiny Crypto Retirement FundsCrypto 101 MediaMake This $3 Trade the Instant the Opening Bell RingsMonument Traders AllianceThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading AcademyThe world’s greatest investmentPorter & CompanyForget AI, Imperium Is Expected to Grow 320,00% in 3 YearsBanyan Hill PublishingStock-Picking AI Predicts #1 Stock of 2024AltimetrySHOCKING Footage From Tesla Gigafactory In Austin, TexasInvestorPlace Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. 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