NASDAQ:SPNS Sapiens International (SPNS) Stock Price, News & Analysis → [BUY ALERT] Our #1 A.I. Stock for March (From Behind the Markets) (Ad) Free SPNS Stock Alerts $31.46 +0.70 (+2.28%) (As of 03/27/2024 ET) Add Compare Share Share Today's Range$30.83▼$31.5250-Day Range$27.02▼$31.7052-Week Range$19.91▼$31.86Volume83,360 shsAverage Volume112,318 shsMarket Capitalization$1.73 billionP/E Ratio28.09Dividend Yield1.65%Price Target$34.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get Sapiens International alerts: Email Address Sapiens International MarketRank™ Stock AnalysisAnalyst RatingHold2.33 Rating ScoreUpside/Downside9.1% Upside$34.33 Price TargetShort InterestHealthy0.71% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.87Based on 12 Articles This WeekInsider TradingN/AProj. Earnings Growth8.76%From $1.37 to $1.49 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.09 out of 5 starsComputer And Technology Sector280th out of 588 stocksPrepackaged Software Industry94th out of 192 stocks 1.2 Analyst's Opinion Consensus RatingSapiens International has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 2 buy ratings, no hold ratings, and 1 sell rating.Price Target Upside/DownsideAccording to analysts' consensus price target of $34.33, Sapiens International has a forecasted upside of 9.1% from its current price of $31.46.Amount of Analyst CoverageSapiens International has only been the subject of 2 research reports in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.71% of the float of Sapiens International has been sold short.Short Interest Ratio / Days to CoverSapiens International has a short interest ratio ("days to cover") of 2.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Sapiens International has recently increased by 18.88%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend YieldSapiens International pays a meaningful dividend of 1.65%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSapiens International does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Sapiens International is 46.43%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Sapiens International will have a dividend payout ratio of 34.90% next year. This indicates that Sapiens International will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for SPNS. Previous Next 3.3 News and Social Media Coverage News SentimentSapiens International has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.60 average news sentiment score of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 12 news articles for Sapiens International this week, compared to 3 articles on an average week.Search Interest6 people have searched for SPNS on MarketBeat in the last 30 days. This is an increase of 500% compared to the previous 30 days.MarketBeat FollowsOnly 50 people have added Sapiens International to their MarketBeat watchlist in the last 30 days. This is a decrease of -32% compared to the previous 30 days. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Sapiens International insiders have not sold or bought any company stock.Percentage Held by Insiders16.00% of the stock of Sapiens International is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 30.73% of the stock of Sapiens International is held by institutions. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for Sapiens International are expected to grow by 8.76% in the coming year, from $1.37 to $1.49 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Sapiens International is 28.09, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 148.14.Price to Earnings Ratio vs. SectorThe P/E ratio of Sapiens International is 28.09, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 277.07.Price to Book Value per Share RatioSapiens International has a P/B Ratio of 3.86. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Behind the Markets[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.Get the name of the stock here - before it takes off >>> About Sapiens International Stock (NASDAQ:SPNS)Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.Read More SPNS Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart SPNS Stock News HeadlinesMarch 27, 2024 | finance.yahoo.comInvesting in Sapiens International (NASDAQ:SPNS) five years ago would have delivered you a 115% gainMarch 27, 2024 | seekingalpha.comSPNS Sapiens International Corporation N.V.March 28, 2024 | Behind the Markets (Ad)[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.March 27, 2024 | finance.yahoo.comSapiens Files Annual Report on Form 20-F for the Year Ended December 31, 2023March 25, 2024 | finance.yahoo.comSAPIENS DECLARES CASH DIVIDEND OF $15.6 MILLION, OR $0.28 PER SHARE FOR THE SECOND HALF OF 2023March 23, 2024 | americanbankingnews.comSapiens International (NASDAQ:SPNS) Hits New 12-Month High at $31.74March 23, 2024 | americanbankingnews.comSapiens International (NASDAQ:SPNS) Sets New 52-Week High at $31.74March 21, 2024 | prnewswire.comCelent Names Sapiens P&C Claims Solution as 2024 Luminary in EMEA and APACMarch 28, 2024 | Behind the Markets (Ad)[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.March 19, 2024 | americanbankingnews.comSapiens International (NASDAQ:SPNS) Share Price Passes Above Two Hundred Day Moving Average of $27.81March 13, 2024 | finance.yahoo.comWith EPS Growth And More, Sapiens International (NASDAQ:SPNS) Makes An Interesting CaseMarch 11, 2024 | finanznachrichten.deSapiens International Corporation: Celent Names Sapiens ClaimsPro for P&C in North America as 2024 LuminaryMarch 11, 2024 | finance.yahoo.comCelent Names Sapiens ClaimsPro for P&C in North America as 2024 LuminaryMarch 4, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens Expands Presence in Canadian Market to Accelerate Growth for Canadian InsurersMarch 4, 2024 | prnewswire.comSapiens Expands Presence in Canadian Market to Accelerate Growth for Canadian InsurersFebruary 28, 2024 | finance.yahoo.comPublic companies account for 44% of Sapiens International Corporation N.V.'s (NASDAQ:SPNS) ownership, while institutions account for 36%February 26, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens and DataCrest Forge Partnership to Elevate Underwriting Precision in P&C SectorFebruary 26, 2024 | prnewswire.comSapiens and DataCrest Forge Partnership to Elevate Underwriting Precision in P&C SectorFebruary 24, 2024 | msn.comSapiens International Corporation N.V. (SPNS) Price Target Increased by 5.66% to 34.27February 21, 2024 | markets.businessinsider.comSapiens International: Strong Q4 Performance and Positive FY2024 Outlook Justify Buy Rating and Raised Target PriceFebruary 21, 2024 | finanznachrichten.deSapiens International Corporation: UK Insurer BHSF Selects Sapiens SaaS Platform for Digital Transformation and Enhanced Customer ExperiencesFebruary 21, 2024 | markets.businessinsider.comAnalysts Offer Insights on Technology Companies: Fathom Digital (FATH) and Sapiens (SPNS)February 21, 2024 | markets.businessinsider.comBuy Rating Affirmed for Sapiens International: Strong Growth and Strategic Cloud Transition HighlightedFebruary 21, 2024 | finance.yahoo.comUK Insurer BHSF Selects Sapiens SaaS Platform for Digital Transformation and Enhanced Customer ExperiencesFebruary 21, 2024 | finance.yahoo.comSapiens International Corporation N.V. (NASDAQ:SPNS) Q4 2023 Earnings Call TranscriptFebruary 21, 2024 | prnewswire.comUK Insurer BHSF Selects Sapiens SaaS Platform for Digital Transformation and Enhanced Customer ExperiencesFebruary 20, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens Reports Fourth Quarter 2023 Financial ResultsSee More Headlines Receive SPNS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Sapiens International and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/20/2024Today3/28/2024Ex-Dividend for 4/18 Dividend4/04/2024Ex-Dividend for 4/18 Dividend4/04/2024Dividend Payable4/18/2024Dividend Payable4/18/2024Next Earnings (Estimated)5/01/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorComputer and Technology Industry Prepackaged software Sub-IndustryApplication Software Current SymbolNASDAQ:SPNS CUSIPN7716A15 CIK885740 Webwww.sapiens.com Phone(723) 790-2000Fax972-3790-2942Employees4,754Year FoundedN/APrice Target and Rating Average Stock Price Target$34.33 High Stock Price Target$38.00 Low Stock Price Target$30.00 Potential Upside/Downside+9.1%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$1.12 Trailing P/E Ratio28.09 Forward P/E Ratio22.96 P/E GrowthN/ANet Income$62.44 million Net Margins12.14% Pretax Margin14.99% Return on Equity16.92% Return on Assets10.87% Debt Debt-to-Equity Ratio0.09 Current Ratio2.11 Quick Ratio2.08 Sales & Book Value Annual Sales$514.58 million Price / Sales3.37 Cash Flow$1.73 per share Price / Cash Flow18.15 Book Value$8.16 per share Price / Book3.86Miscellaneous Outstanding Shares55,140,000Free Float46,318,000Market Cap$1.73 billion OptionableOptionable Beta1.17 Investing Strategies To Help Grow Your Retirement IncomeNeed to stretch out your 401K or Roth IRA plan? Use these time-tested investing strategies to grow the monthly retirement income that your stock portfolio generates.Get This Free Report Key ExecutivesMr. Roni Al-Dor (Age 63)President, CEO & Director Mr. Roni Giladi (Age 53)Chief Financial Officer Mr. Ilan BuganimChief Technology & Information OfficerMs. Yaffa Cohen-IfrahChief Marketing Officer & Head of Investor RelationsMs. Osnat Segev-Harel (Age 62)Head of Corporate Development Mr. Rodrigo RuedaSales DirectorMs. Noa BrummerChief Human Resources OfficerMr. Raj GhumanSenior Vice President of Business Development EMEA & APACMs. Hagit AshkenaziExecutive VP & Head of Professional ServicesMr. Gary J. SherneEVP & Chief Revenue Officer of North AmericaMore ExecutivesKey CompetitorsEndurance International GroupNASDAQ:EIGISolarWindsNYSE:SWITalendNASDAQ:TLNDPing IdentityNYSE:PINGBottomline TechnologiesNASDAQ:EPAYView All CompetitorsInstitutional OwnershipVanguard Group Inc.Bought 89,877 shares on 3/11/2024Ownership: 2.513%Price T Rowe Associates Inc. MDSold 30,196 shares on 2/16/2024Ownership: 1.643%Voya Investment Management LLCBought 1,598 shares on 2/15/2024Ownership: 0.147%Legal & General Group PlcBought 3,439 shares on 2/15/2024Ownership: 0.049%Citadel Advisors LLCBought 1,400 shares on 2/15/2024Ownership: 0.000%View All Institutional Transactions SPNS Stock Analysis - Frequently Asked Questions Should I buy or sell Sapiens International stock right now? 3 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Sapiens International in the last twelve months. There are currently 1 sell rating and 2 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "hold" SPNS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SPNS, but not buy additional shares or sell existing shares. View SPNS analyst ratings or view top-rated stocks. What is Sapiens International's stock price target for 2024? 3 analysts have issued 12-month target prices for Sapiens International's stock. Their SPNS share price targets range from $30.00 to $38.00. On average, they expect the company's stock price to reach $34.33 in the next twelve months. This suggests a possible upside of 9.1% from the stock's current price. View analysts price targets for SPNS or view top-rated stocks among Wall Street analysts. How have SPNS shares performed in 2024? Sapiens International's stock was trading at $28.94 at the start of the year. Since then, SPNS shares have increased by 8.7% and is now trading at $31.46. View the best growth stocks for 2024 here. When is Sapiens International's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, May 1st 2024. View our SPNS earnings forecast. How were Sapiens International's earnings last quarter? Sapiens International Co. (NASDAQ:SPNS) announced its earnings results on Tuesday, February, 20th. The technology company reported $0.36 EPS for the quarter, topping the consensus estimate of $0.34 by $0.02. The technology company earned $130.86 million during the quarter, compared to analysts' expectations of $130.85 million. Sapiens International had a trailing twelve-month return on equity of 16.92% and a net margin of 12.14%. The firm's quarterly revenue was up 9.5% compared to the same quarter last year. During the same period in the previous year, the firm earned $0.31 earnings per share. How often does Sapiens International pay dividends? What is the dividend yield for Sapiens International? Sapiens International announced a Semi-Annual dividend on Monday, March 25th. Stockholders of record on Friday, April 5th will be given a dividend of $0.28 per share on Thursday, April 18th. This represents a dividend yield of 1.7%. The ex-dividend date is Thursday, April 4th. This is an increase from the stock's previous Semi-Annual dividend of $0.26. Read our dividend analysis for SPNS. Is Sapiens International a good dividend stock? Sapiens International (NASDAQ:SPNS) pays an annual dividend of $0.52 per share and currently has a dividend yield of 1.65%. The dividend payout ratio is 46.43%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SPNS will have a dividend payout ratio of 34.90% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SPNS. What ETFs hold Sapiens International's stock? ETFs with the largest weight of Sapiens International (NASDAQ:SPNS) stock in their portfolio include ARK Israel Innovative Technology ETF (IZRL), Opus Small Cap Value Plus ETF (OSCV), Amplify BlueStar Israel Technology ETF (ITEQ) and Global X FinTech Thematic ETF (FINX).VanEck Israel ETF (ISRA). What guidance has Sapiens International issued on next quarter's earnings? Sapiens International updated its FY 2024 earnings guidance on Tuesday, February, 20th. The company provided earnings per share guidance of for the period. The company issued revenue guidance of $550.0 million-$555.0 million, compared to the consensus revenue estimate of $550.6 million. What is Roni Al-Dor's approval rating as Sapiens International's CEO? 152 employees have rated Sapiens International Chief Executive Officer Roni Al-Dor on Glassdoor.com. Roni Al-Dor has an approval rating of 83% among the company's employees. What other stocks do shareholders of Sapiens International own? Based on aggregate information from My MarketBeat watchlists, some companies that other Sapiens International investors own include Digital Turbine (APPS), Advanced Micro Devices (AMD), Enphase Energy (ENPH), Veeva Systems (VEEV), Amarin (AMRN), Apollo Global Management (APO), PennyMac Financial Services (PFSI), QUALCOMM (QCOM), Taiwan Semiconductor Manufacturing (TSM) and Zoetis (ZTS). Who are Sapiens International's major shareholders? Sapiens International's stock is owned by many different institutional and retail investors. Top institutional investors include Vanguard Group Inc. (2.51%), Vanguard Group Inc. (2.51%), Dimensional Fund Advisors LP (1.83%), Price T Rowe Associates Inc. MD (1.64%), Price T Rowe Associates Inc. MD (1.64%) and Nuveen Asset Management LLC (0.85%). How do I buy shares of Sapiens International? Shares of SPNS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:SPNS) was last updated on 3/28/2024 by MarketBeat.com Staff From Our PartnersTrump’s “Tax Free” Retirement Strategy Gold Safe ExchangeTop Project Outperforms BTC in 2023…Crypto 101 MediaMake This $3 Trade the Instant the Opening Bell RingsMonument Traders AllianceThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading AcademyBREAKING: New AI Breakthrough Could Change Healthcare ForeverBehind the Markets“The Stock Market’s Bull Run is Far from Over” -BarronsVertical Research AdvisorySHOCKING Footage From Tesla Gigafactory In Austin, TexasInvestorPlaceBuy this small stock before coming AI Tidal WaveChaikin Analytics Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. 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