Financial Survey: Blue Foundry Bancorp (NASDAQ:BLFY) and Texas Community Bancshares (NASDAQ:TCBS)

Texas Community Bancshares (NASDAQ:TCBSGet Rating) and Blue Foundry Bancorp (NASDAQ:BLFYGet Rating) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, valuation, analyst recommendations, dividends, earnings and risk.

Profitability

This table compares Texas Community Bancshares and Blue Foundry Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Texas Community Bancshares 5.34% 1.27% 0.18%
Blue Foundry Bancorp -57.25% -7.86% -1.74%

Analyst Ratings

This is a breakdown of recent ratings and price targets for Texas Community Bancshares and Blue Foundry Bancorp, as reported by MarketBeat.com.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Texas Community Bancshares 0 0 0 0 N/A
Blue Foundry Bancorp 0 0 0 0 N/A

Institutional & Insider Ownership

9.9% of Texas Community Bancshares shares are held by institutional investors. Comparatively, 39.0% of Blue Foundry Bancorp shares are held by institutional investors. 15.9% of Texas Community Bancshares shares are held by insiders. Comparatively, 1.2% of Blue Foundry Bancorp shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Valuation & Earnings

This table compares Texas Community Bancshares and Blue Foundry Bancorp’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Texas Community Bancshares $12.25 million 4.21 $520,000.00 N/A N/A
Blue Foundry Bancorp $58.53 million 5.65 -$36.34 million ($1.41) -8.23

Texas Community Bancshares has higher earnings, but lower revenue than Blue Foundry Bancorp.

Summary

Texas Community Bancshares beats Blue Foundry Bancorp on 5 of the 8 factors compared between the two stocks.

About Texas Community Bancshares

(Get Rating)

Texas Community Bancshares, Inc. operates as the bank holding company for Mineola Community Bank, S.S.B. that provides loans and banking services to consumers and commercial customers in Mineola, Texas and the surrounding area, and the Dallas Fort Worth Metroplex. It generates a selection of deposit accounts, including savings accounts, checking accounts, certificates of deposit, and individual retirement accounts. The company also originates primarily one- to four-family residential mortgage loans, commercial real estate loans, and construction and land loans; and car, boat, share, unsecured loans, etc., as well as agricultural loans, commercial loans, and consumer and other loans. In addition, it invests in securities; and offers sweep account, safe deposit boxes, cards, online banking, and mobile banking services. The company was founded in 1934 and is headquartered in Mineola, Texas.

About Blue Foundry Bancorp

(Get Rating)

Blue Foundry Bancorp operates as a bank holding company for Blue Foundry Bank, a savings bank that offers various banking products and services for individuals and businesses. The company offers deposits; and loans, such as one-to-four family residential property, home equity, commercial real estate, multi-family, construction, commercial and industrial, and other consumer loans, as well as home equity lines of credit. As of December 31, 2021, it operated 17 full-service branch offices located in northern New Jersey. The company was formerly known as Boiling Springs Bancorp and changed its name to Blue Foundry Bancorp in July 2019. Blue Foundry Bancorp was founded in 1939 and is based in Rutherford, New Jersey.

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