NASDAQ:FMAO Farmers & Merchants Bancorp (FMAO) Stock Price, News & Analysis → Trump’s “Tax Free” Retirement Strategy (From Gold Safe Exchange) (Ad) Free FMAO Stock Alerts $22.34 -0.16 (-0.71%) (As of 12:53 PM ET) Add Compare Share Share Today's Range$21.80▼$22.3450-Day Range$19.38▼$24.0052-Week Range$16.90▼$27.78Volume8,434 shsAverage Volume18,734 shsMarket Capitalization$305.16 millionP/E Ratio13.38Dividend Yield3.94%Price Target$23.75 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get Farmers & Merchants Bancorp alerts: Email Address Farmers & Merchants Bancorp MarketRank™ Stock AnalysisAnalyst RatingReduce1.50 Rating ScoreUpside/Downside7.3% Upside$23.75 Price TargetShort InterestBearish1.35% of Shares Sold ShortDividend StrengthStrongBased on Four FactorsSustainabilityN/ANews Sentiment1.12Based on 2 Articles This WeekInsider TradingAcquiring Shares$79,175 Bought Last QuarterProj. Earnings Growth16.67%From $1.50 to $1.75 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.82 out of 5 starsFinance Sector524th out of 858 stocksFederal Savings Institutions Industry21st out of 35 stocks 0.8 Analyst's Opinion Consensus RatingFarmers & Merchants Bancorp has received a consensus rating of Reduce. The company's average rating score is 1.50, and is based on no buy ratings, 1 hold rating, and 1 sell rating.Price Target Upside/DownsideAccording to analysts' consensus price target of $23.75, Farmers & Merchants Bancorp has a forecasted upside of 7.3% from its current price of $22.13.Amount of Analyst CoverageFarmers & Merchants Bancorp has received no research coverage in the past 90 days. Previous Next 2.0 Short Interest Percentage of Shares Shorted1.35% of the outstanding shares of Farmers & Merchants Bancorp have been sold short.Short Interest Ratio / Days to CoverFarmers & Merchants Bancorp has a short interest ratio ("days to cover") of 9.6.Change versus previous monthShort interest in Farmers & Merchants Bancorp has recently increased by 2.50%, indicating that investor sentiment is decreasing. Previous Next 3.3 Dividend Strength Dividend LeadershipFarmers & Merchants Bancorp is a leading dividend payer. It pays a dividend yield of 3.91%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthFarmers & Merchants Bancorp has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of Farmers & Merchants Bancorp is 52.69%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Farmers & Merchants Bancorp will have a dividend payout ratio of 50.29% next year. This indicates that Farmers & Merchants Bancorp will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for FMAO. Previous Next 3.4 News and Social Media Coverage News SentimentFarmers & Merchants Bancorp has a news sentiment score of 1.12. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Farmers & Merchants Bancorp this week, compared to 1 article on an average week.MarketBeat Follows3 people have added Farmers & Merchants Bancorp to their MarketBeat watchlist in the last 30 days. This is an increase of 200% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Farmers & Merchants Bancorp insiders have bought more of their company's stock than they have sold. Specifically, they have bought $79,175.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 7.76% of the stock of Farmers & Merchants Bancorp is held by insiders.Percentage Held by InstitutionsOnly 23.96% of the stock of Farmers & Merchants Bancorp is held by institutions. Previous Next 3.8 Earnings and Valuation Earnings GrowthEarnings for Farmers & Merchants Bancorp are expected to grow by 16.67% in the coming year, from $1.50 to $1.75 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Farmers & Merchants Bancorp is 13.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 137.85.Price to Earnings Ratio vs. SectorThe P/E ratio of Farmers & Merchants Bancorp is 13.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.09.Price to Book Value per Share RatioFarmers & Merchants Bancorp has a P/B Ratio of 0.96. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Gold Safe ExchangeTrump’s “Tax Free” Retirement Strategy Since 1924 — over one hundred years — the US dollar has lost nearly 18x its value. In other words, a dollar back then would buy $17.82 worth of goods in today's money. If you're planning on retiring any time soon…This poses a real problem.Protect your retirement savings from the inevitable devaluation of the dollar… About Farmers & Merchants Bancorp Stock (NASDAQ:FMAO)Farmers & Merchants Bancorp, Inc. operates as the bank holding company for The Farmers & Merchants State Bank that provides commercial banking services to individuals and small businesses in Northwest Ohio and Northeast Indiana. The company offers checking, savings, and time deposit accounts; certificates of deposit; and custodial services for individual retirement and health savings accounts. It also provides commercial, agricultural, and residential mortgage, as well as consumer lending products; loans for farmland, farm equipment, and livestock; operating loans for seeds, fertilizers, and feeds; home improvement loans; and loans for autos, trucks, recreational vehicles, and motorcycles. In addition, the company offers commercial real estate loans, such as lines of credit and machinery purchase loans. Further, it provides automated teller machine or interactive teller machine services; and online and mobile banking, bill-pay, on-line statement opportunities, and remote deposit capture or electronic deposit processing. Additionally, the company offers electronic transaction origination, such as wire and automated clearing house file transmittal services. Farmers & Merchants Bancorp, Inc. was founded in 1897 and is headquartered in Archbold, Ohio.Read More FMAO Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart FMAO Stock News HeadlinesMarch 19, 2024 | globenewswire.comFarmers & Merchants Bancorp, Inc. Declares 2024 First-Quarter Cash DividendMarch 5, 2024 | globenewswire.comF&M Bank Announces Promotion of Kevin Becker to Chief Credit OfficerMarch 28, 2024 | Gold Safe Exchange (Ad)Trump’s “Tax Free” Retirement Strategy Since 1924 — over one hundred years — the US dollar has lost nearly 18x its value. In other words, a dollar back then would buy $17.82 worth of goods in today's money. If you're planning on retiring any time soon…This poses a real problem.February 13, 2024 | finance.yahoo.comFarmers & Merchants Bancorp, Inc. Reports 2023 Fourth-Quarter and Full-Year Financial ResultsFebruary 13, 2024 | finance.yahoo.comFarmers & Merchants Bancorp Inc (FMAO) Reports Mixed Results Amid Challenging EnvironmentFebruary 13, 2024 | globenewswire.comFarmers & Merchants Bancorp, Inc. Reports 2023 Fourth-Quarter and Full-Year Financial ResultsJanuary 29, 2024 | finance.yahoo.comF&M Bank Signs Atlanta Braves’ Kade Kern to Brand PartnershipDecember 20, 2023 | finanznachrichten.deFarmers & Merchants Bancorp, Inc. (FMAO) Raises the 2023 Fourth Quarter Cash Dividend by 4.8% Year-over-Year to $0.22 per shareMarch 28, 2024 | Gold Safe Exchange (Ad)Trump’s “Tax Free” Retirement Strategy Since 1924 — over one hundred years — the US dollar has lost nearly 18x its value. In other words, a dollar back then would buy $17.82 worth of goods in today's money. If you're planning on retiring any time soon…This poses a real problem.December 19, 2023 | msn.comFarmers & Merchants Bancorp raises quarterly dividend by 4.8% to $0.22/shareDecember 19, 2023 | finance.yahoo.comFarmers & Merchants Bancorp, Inc. and F&M Bank Announces the Appointment of Ian D. Boyce to its Board of DirectorsDecember 19, 2023 | finance.yahoo.comFarmers & Merchants Bancorp, Inc. Raises the 2023 Fourth Quarter Cash Dividend by 4.8% Year-over-Year to $0.22 per shareDecember 19, 2023 | finance.yahoo.comFarmers & Merchants Bancorp, Inc. Raises the 2023 Fourth Quarter Cash Dividend by 4.8% Year-over-Year to $0.22 per shareDecember 14, 2023 | seekingalpha.comFMAO Dividend Yield GradeDecember 1, 2023 | uk.investing.comFarmers & Merchants Bancorp Inc (FMAO)November 3, 2023 | finance.yahoo.comF&M Bank Opens Regional Headquarters in Fort Wayne, IndianaOctober 27, 2023 | finanznachrichten.deFarmers & Merchants Bancorp, Inc. (FMAO): F&M Bank Realigns Organizational Structure to Support Future GrowthOctober 26, 2023 | finance.yahoo.comCompared to Estimates, Farmers & Merchants Bancorp Inc. (FMAO) Q3 Earnings: A Look at Key MetricsOctober 26, 2023 | benzinga.comFarmers & Merchants Bancorp, Inc. Reports 2023 Third-Quarter and Year-to-Date Financial ResultsOctober 26, 2023 | finance.yahoo.comFarmers & Merchants Bancorp, Inc. Reports 2023 Third-Quarter and Year-to-Date Financial ResultsOctober 12, 2023 | finance.yahoo.comFarmers & Merchants Bancorp, Inc. Announces First Full-Service Office in the State of MichiganOctober 3, 2023 | finance.yahoo.comF&M’s Annual Ohio and Indiana Golf Classics Raise $53,000 for Local CharitiesSeptember 26, 2023 | finance.yahoo.comFarmers & Merchants Bancorp, Inc. Declares 2023 Third-Quarter Cash DividendSeptember 21, 2023 | finance.yahoo.comDoug Shaw Named F&M Bank’s Regional President for the Southern Ohio MarketSeptember 19, 2023 | benzinga.comFirst Farmers and Merchants Corporation Declares Quarterly Cash Dividend of $0.24 Per ShareSeptember 18, 2023 | msn.comNew Strong Sell Stocks for September18thAugust 11, 2023 | msn.comFarmers & Merchants Bancorp: Downgrading To Hold And Reducing The Earnings EstimateSee More Headlines Receive FMAO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Farmers & Merchants Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 1/20 Dividend12/28/2023Dividend Payable1/20/2024Last Earnings2/13/2024Ex-Dividend for 4/20 Dividend3/27/2024Today3/28/2024Next Earnings (Estimated)4/17/2024Dividend Payable4/20/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Federal savings institutions Sub-IndustryN/A Current SymbolNASDAQ:FMAO CUSIPN/A CIK792966 Webwww.fm.bank Phone(419) 446-2501FaxN/AEmployees456Year FoundedN/APrice Target and Rating Average Stock Price Target$23.75 High Stock Price Target$24.00 Low Stock Price Target$23.50 Potential Upside/Downside+5.6%Consensus RatingReduce Rating Score (0-4)1.50 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$1.67 Trailing P/E Ratio13.47 Forward P/E Ratio15.00 P/E GrowthN/ANet Income$22.79 million Net Margins14.62% Pretax Margin18.19% Return on Equity7.46% Return on Assets0.72% Debt Debt-to-Equity Ratio0.93 Current Ratio1.01 Quick Ratio1.01 Sales & Book Value Annual Sales$155.85 million Price / Sales1.97 Cash Flow$1.98 per share Price / Cash Flow11.38 Book Value$23.16 per share Price / Book0.97Miscellaneous Outstanding Shares13,660,000Free Float12,604,000Market Cap$307.35 million OptionableOptionable Beta0.60 Ten Starter Stocks For Beginners to Buy NowJust getting into the stock market? These 10 simple stocks can help beginning investors build long-term wealth without knowing options, technicals, or other advanced strategies.Get This Free Report Key ExecutivesMr. Lars B. Eller (Age 57)President, CEO & Director Comp: $562.55kMs. Barbara J. Britenriker (Age 62)Executive VP & CFO Comp: $307.52kMs. Benet S. Rupp (Age 57)Executive VP & Chief Administrative Officer Comp: $274.21kMs. Katrina L. DeGroffSenior VP & Chief Accounting OfficerMs. Shalini Singhal (Age 48)Senior VP & Chief Information Officer Ms. Marilyn K. JohnsonVP and Compliance & CRA ManagerDeborah L. ShinaberyVP of Sales & Retail Skills Development ManagerMs. Amy L. CoverSenior VP & Chief Marketing OfficerMs. Alexis E. SmithSenior VP & Chief People OfficerMr. Phillip P. LucasSenior VP & Regional PresidentMore ExecutivesKey CompetitorsNorthrim BanCorpNASDAQ:NRIMSterling BancorpNASDAQ:SBTWaterstone FinancialNASDAQ:WSBFKearny FinancialNASDAQ:KRNYCodorus Valley BancorpNASDAQ:CVLYView All CompetitorsInsiders & InstitutionsIan D BoyceBought 250 shares on 3/21/2024Total: $5,282.50 ($21.13/share)Vanguard Group Inc.Bought 6,315 shares on 3/11/2024Ownership: 4.183%Jo Ellen HornishBought 3,594 shares on 3/1/2024Total: $73,892.64 ($20.56/share)GSA Capital Partners LLPSold 961 shares on 2/16/2024Ownership: 0.071%Vanguard Group Inc.Bought 6,315 shares on 2/15/2024Ownership: 4.180%View All Insider TransactionsView All Institutional Transactions FMAO Stock Analysis - Frequently Asked Questions Should I buy or sell Farmers & Merchants Bancorp stock right now? 2 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Farmers & Merchants Bancorp in the last year. There are currently 1 sell rating and 1 hold rating for the stock. The consensus among Wall Street research analysts is that investors should "reduce" FMAO shares. View FMAO analyst ratings or view top-rated stocks. What is Farmers & Merchants Bancorp's stock price target for 2024? 2 brokerages have issued 12-month price objectives for Farmers & Merchants Bancorp's shares. Their FMAO share price targets range from $23.50 to $24.00. On average, they anticipate the company's stock price to reach $23.75 in the next year. This suggests a possible upside of 7.3% from the stock's current price. View analysts price targets for FMAO or view top-rated stocks among Wall Street analysts. How have FMAO shares performed in 2024? Farmers & Merchants Bancorp's stock was trading at $24.80 at the start of the year. Since then, FMAO stock has decreased by 10.8% and is now trading at $22.13. View the best growth stocks for 2024 here. When is Farmers & Merchants Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 17th 2024. View our FMAO earnings forecast. How were Farmers & Merchants Bancorp's earnings last quarter? Farmers & Merchants Bancorp, Inc. (NASDAQ:FMAO) posted its earnings results on Tuesday, February, 13th. The financial services provider reported $0.41 earnings per share for the quarter, beating the consensus estimate of $0.32 by $0.09. The financial services provider earned $23.86 million during the quarter, compared to analysts' expectations of $22.90 million. Farmers & Merchants Bancorp had a trailing twelve-month return on equity of 7.46% and a net margin of 14.62%. How often does Farmers & Merchants Bancorp pay dividends? What is the dividend yield for Farmers & Merchants Bancorp? Farmers & Merchants Bancorp announced a quarterly dividend on Tuesday, March 19th. Stockholders of record on Friday, March 29th will be given a dividend of $0.22 per share on Saturday, April 20th. This represents a $0.88 annualized dividend and a yield of 3.98%. The ex-dividend date of this dividend is Wednesday, March 27th. Read our dividend analysis for FMAO. Is Farmers & Merchants Bancorp a good dividend stock? Farmers & Merchants Bancorp (NASDAQ:FMAO) pays an annual dividend of $0.88 per share and currently has a dividend yield of 3.91%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 52.69%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, FMAO will have a dividend payout ratio of 50.29% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for FMAO. When did Farmers & Merchants Bancorp's stock split? Farmers & Merchants Bancorp's stock split on the morning of Thursday, September 21st 2017. The 2-1 split was announced on Friday, August 18th 2017. The newly minted shares were issued to shareholders after the market closes on Wednesday, September 20th 2017. An investor that had 100 shares of stock prior to the split would have 200 shares after the split. What other stocks do shareholders of Farmers & Merchants Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Farmers & Merchants Bancorp investors own include Marathon Petroleum (MPC), McDonald's (MCD), Columbia Banking System (COLB), Invesco (IVZ), International Business Machines (IBM), ONEOK (OKE), Verizon Communications (VZ), Andersons (ANDE), American Express (AXP) and Bristol-Myers Squibb (BMY). Who are Farmers & Merchants Bancorp's major shareholders? Farmers & Merchants Bancorp's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Vanguard Group Inc. (4.18%), Vanguard Group Inc. (4.18%), The Manufacturers Life Insurance Company (2.35%), Dimensional Fund Advisors LP (0.80%), Northern Trust Corp (0.79%) and Mendel Money Management (0.00%). Insiders that own company stock include Andrew J Briggs, Andrew J Briggs, David P Vernon, Eugene N Burkholder, Ian D Boyce, Jo Ellen Hornish and Steven J Planson. View institutional ownership trends. How do I buy shares of Farmers & Merchants Bancorp? Shares of FMAO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:FMAO) was last updated on 3/28/2024 by MarketBeat.com Staff From Our PartnersTrump’s “Tax Free” Retirement Strategy Gold Safe ExchangeGrab Your Free Bitcoin Today!Crypto Swap ProfitsTop Project Outperforms BTC in 2023…Crypto 101 MediaMake This $3 Trade the Instant the Opening Bell RingsMonument Traders AllianceThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading Academy“The Stock Market’s Bull Run is Far from Over” -BarronsVertical Research AdvisorySHOCKING Footage From Tesla Gigafactory In Austin, TexasInvestorPlaceFed launches fourth dollar overhaulStansberry Research Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Farmers & Merchants Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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