How have UBFO shares performed in 2024?

United Security Bancshares' stock was trading at $8.41 at the beginning of the year. Since then, UBFO stock has decreased by 13.4% and is now trading at $7.28. View the best growth stocks for 2024 here .

Are investors shorting United Security Bancshares?

United Security Bancshares saw a drop in short interest during the month of March. As of March 31st, there was short interest totaling 42,700 shares, a drop of 28.8% from the March 15th total of 60,000 shares. Based on an average daily volume of 15,300 shares, the short-interest ratio is presently 2.8 days. Approximately 0.3% of the company's stock are sold short. View United Security Bancshares' Short Interest .

When is United Security Bancshares' next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Tuesday, July 23rd 2024. View our UBFO earnings forecast .

How were United Security Bancshares' earnings last quarter?

United Security Bancshares (NASDAQ:UBFO) released its quarterly earnings data on Thursday, January, 25th. The financial services provider reported $0.31 earnings per share (EPS) for the quarter. The financial services provider had revenue of $14.95 million for the quarter. United Security Bancshares had a trailing twelve-month return on equity of 16.99% and a net margin of 30.02%.

How often does United Security Bancshares pay dividends? What is the dividend yield for United Security Bancshares?

United Security Bancshares declared a quarterly dividend on Wednesday, March 27th. Shareholders of record on Monday, April 8th will be paid a dividend of $0.12 per share on Monday, April 22nd. This represents a $0.48 dividend on an annualized basis and a yield of 6.59%. The ex-dividend date of this dividend is Friday, April 5th. Read our dividend analysis for UBFO .

Is United Security Bancshares a good dividend stock?

United Security Bancshares (NASDAQ:UBFO) pays an annual dividend of $0.48 per share and currently has a dividend yield of 6.73%. UBFO has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 41.38%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for UBFO .

What is Dennis R. Woods' approval rating as United Security Bancshares' CEO?

3 employees have rated United Security Bancshares Chief Executive Officer Dennis R. Woods on Glassdoor.com . Dennis R. Woods has an approval rating of 46% among the company's employees. This puts Dennis R. Woods in the bottom 25% of approval ratings compared to other CEOs of publicly-traded companies.

What other stocks do shareholders of United Security Bancshares own?

Based on aggregate information from My MarketBeat watchlists, some companies that other United Security Bancshares investors own include Ford Motor (F) , Energy Transfer (ET) , Huntington Bancshares (HBAN) , KeyCorp (KEY) , TC Energy (TRP) , Wells Fargo & Company (WFC) , Apple Hospitality REIT (APLE) and

Who are United Security Bancshares' major shareholders?

United Security Bancshares' stock is owned by a number of institutional and retail investors. Top institutional shareholders include Miracle Mile Advisors LLC (0.08%). Insiders that own company stock include Benjamin Mackovak , Brian Tkacz , David L Eytcheson , Dennis R Woods, G Thompson Ellithorpe , Heather Hammack, Jagroop Gill, Kenneth D Newby , Robert C Oberg Jr, Thomas G Walker and William M Yarbenet. View institutional ownership trends .

How do I buy shares of United Security Bancshares?

Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

NASDAQ:UBFO

United Security Bancshares (UBFO) Stock Price, News & Analysis

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Free UBFO Stock Alerts

$7.23

+0.01 (+0.14%)

(As of 02:28 PM ET)

Compare

Today's Range: $7.15
▼
$7.29
50-Day Range: $7.13
▼
$7.71
52-Week Range: $5.50
▼
$8.74

Volume: 3,415 shs
Average Volume: 14,990 shs
Market Capitalization: $125.22 million

P/E Ratio: 6.23
Dividend Yield: 6.64%
Price Target: N/A

Get United Security Bancshares alerts:

United Security Bancshares MarketRank™ Stock Analysis

Analyst Rating: N/A
Upside/Downside: N/A
Short Interest: Healthy
0.31% of Float Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: N/A
News Sentiment: 1.21
Based on 4 Articles This Week
Insider Trading: Acquiring Shares
$49,023 Bought Last Quarter
Proj. Earnings Growth: N/A

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

3.51 out of 5 stars

Finance Sector

344th out of 846 stocks

National Commercial Banks Industry

48th out of 82 stocks

N/A

Analyst's Opinion

Consensus Rating
There is not enough analysis data for United Security Bancshares.

5.0

Short Interest

Percentage of Shares Shorted
0.31% of the float of United Security Bancshares has been sold short.
Short Interest Ratio / Days to Cover
United Security Bancshares has a short interest ratio ("days to cover") of 2.8, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in United Security Bancshares has recently decreased by 28.83%, indicating that investor sentiment is improving significantly.

2.5

Dividend Strength

Dividend Leadership
United Security Bancshares is a leading dividend payer. It pays a dividend yield of 6.73%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
United Security Bancshares has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of United Security Bancshares is 41.38%. This payout ratio is at a healthy, sustainable level, below 75%.

N/A

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
There is no current Upright™ data available for UBFO.

2.9

News and Social Media Coverage

News Sentiment
United Security Bancshares has a news sentiment score of 1.21. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.58 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 4 news articles for United Security Bancshares this week, compared to 0 articles on an average week.
Search Interest
Only 1 people have searched for UBFO on MarketBeat in the last 30 days. This is a decrease of -80% compared to the previous 30 days.

3.3

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, United Security Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $49,023.00 in company stock and sold $0.00 in company stock.
Percentage Held by Insiders
20.10% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
Only 30.88% of the stock of United Security Bancshares is held by institutions.

1.3

Earnings and Valuation

Price to Earnings Ratio vs. the Market
The P/E ratio of United Security Bancshares is 6.28, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 137.39.
Price to Earnings Ratio vs. Sector
The P/E ratio of United Security Bancshares is 6.28, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.71.
Price to Book Value per Share Ratio
United Security Bancshares has a P/B Ratio of 1.02. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

See Top Rated MarketRank™ Stocks Here

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About United Security Bancshares Stock (NASDAQ:UBFO)

United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, and foreign draft services, as well as interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.

UBFO Stock Price History

30 days | 90 days | 365 days | Advanced Chart

UBFO Stock News Headlines

April 18, 2024 | businesswire.com

United Security Bancshares Reports First Quarter 2024 Earnings

April 17, 2024 | morningstar.com

United Security Bancshares UBFO

April 19, 2024 | Stansberry Research (Ad)

Strange new buyer driving up gold

One Wall Street trader just made a big new gold prediction: "Pay attention to physical demand for gold... the interest seen over the last week has been unprecedented."

April 12, 2024 | americanbankingnews.com

United Security Bancshares (NASDAQ:UBFO) Receives New Coverage from Analysts at StockNews.com

April 12, 2024 | americanbankingnews.com

Head-To-Head Survey: Pioneer Bankshares (OTCMKTS:PNBI) and United Security Bancshares (NASDAQ:UBFO)

March 31, 2024 | nz.finance.yahoo.com

Kelly Ripa Wishes Husband Mark Consuelos a Happy Birthday with Adorable Video Montage: 'You're the Coolest'

March 31, 2024 | ca.finance.yahoo.com

United Security Bancshares' (NASDAQ:UBFO) Dividend Will Be $0.12

March 27, 2024 | businesswire.com

United Security Bancshares Declares Quarterly Cash Dividend

April 19, 2024 | Stansberry Research (Ad)

Strange new buyer driving up gold

One Wall Street trader just made a big new gold prediction: "Pay attention to physical demand for gold... the interest seen over the last week has been unprecedented."

March 27, 2024 | wsj.com

United Security Bancshares (California)

February 3, 2024 | newsweek.com

Social Security

January 25, 2024 | tmcnet.com

United Security Bancshares Reports Fourth Quarter and Year-To-Date 2023 Earnings

January 22, 2024 | finance.yahoo.com

United Security Bancshares Declares Quarterly Cash Dividend

December 19, 2023 | msn.com

United Security Bancshares declares $0.12 dividend

October 31, 2023 | msn.com

United Security Bancshares GAAP EPS of $0.23, revenue of $12.03M

October 30, 2023 | benzinga.com

United Security Bancshares Reports Third Quarter and Year-To-Date 2023 Earnings

October 30, 2023 | finance.yahoo.com

United Security Bancshares (UBFO) Reports 3rd Quarter and Year-To-Date 2023 Financial Results

September 26, 2023 | investing.com

UBOH Historical Data

September 24, 2023 | abcnews.go.com

UNGA Briefing: Security Council, climate summit and what else is going on at the United Nations

September 21, 2023 | investopedia.com

8 Types of Americans Who Aren’t Eligible to Get Social Security

July 25, 2023 | finance.yahoo.com

United Security Bancshares Reports Second Quarter 2023 Earnings

June 28, 2023 | finance.yahoo.com

United Security Bancshares Increases Quarterly Cash Dividend

June 9, 2023 | finance.yahoo.com

Pleasing Signs As A Number Of Insiders Buy United Security Bancshares Stock

June 8, 2023 | finance.yahoo.com

United Security Bancshares Appoints New Member to Board of Directors

May 11, 2023 | finance.yahoo.com

United Security Bancshares' (NASDAQ:UBFO) top owners are individual investors with 51% stake, while 31% is held by institutions

April 26, 2023 | finance.yahoo.com

United Security Bancshares Reports First Quarter 2023 Net Income of $6.1 Million

February 28, 2023 | seekingalpha.com

United Security Bancshares Undervalued As Higher Profitability Goes Unnoticed

See More Headlines

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Company Calendar

Last Earnings: 1/25/2024
Ex-Dividend for 4/22 Dividend: 4/05/2024
Today: 4/19/2024
Dividend Payable: 4/22/2024
Next Earnings (Estimated): 7/23/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: National commercial banks
Sub-Industry: N/A
Current Symbol: NASDAQ:UBFO
CUSIP: N/A
CIK: 1137547
Web: www.unitedsecuritybank.com
Phone: (559) 248-4943
Fax: 559-248-5088
Employees: 114
Year Founded: N/A

Profitability

EPS (Most Recent Fiscal Year): $1.16
Trailing P/E Ratio: 6.28
Forward P/E Ratio: N/A
P/E Growth: N/A
Net Income: $19.80 million
Net Margins: 30.02%
Pretax Margin: 41.66%
Return on Equity: 16.99%
Return on Assets: 1.57%

Debt

Debt-to-Equity Ratio: 0.09
Current Ratio: 0.89
Quick Ratio: 0.89

Sales & Book Value

Annual Sales: $65.95 million
Price / Sales: 1.91
Cash Flow: $1.32 per share
Price / Cash Flow: 5.50
Book Value: $7.15 per share
Price / Book: 1.02

Miscellaneous

Outstanding Shares: 17,320,000
Free Float: 13,835,000
Market Cap: $126.09 million
Optionable: Optionable
Beta: 0.60

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Key Executives

Mr. Dennis R. Woods M.D. (Age 76)
Chairman of the Board, President & CEO
Comp: $964.62k
Mr. David A. Kinross (Age 60)
Senior VP & CFO
Comp: $419.07k
Mr. William M. Yarbenet (Age 66)
Senior VP & Chief Credit Officer
Comp: $409.73k
Ms. Susan Quigley CPA (Age 78)
Secretary & Independent Director
Comp: $15.87k
Mr. David L. Eytcheson (Age 83)
Senior VP & COO
Comp: $294.65k
Dana C. Paull
VP & Compliance Manager
Ms. Ellie M. Rosenberg
VP & Human Resource Director
Mr. Robert C. Oberg (Age 64)
Senior VP & Chief Risk Officer
Comp: $300.18k
Hiren Patel
VP & Controller
Ms. Porsche A. Saunders (Age 46)
Senior VP & Chief Lending Officer
Comp: $192.88k

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

UBFO Stock Analysis - Frequently Asked Questions

How have UBFO shares performed in 2024?: United Security Bancshares' stock was trading at $8.41 at the beginning of the year. Since then, UBFO stock has decreased by 13.4% and is now trading at $7.28.
View the best growth stocks for 2024 here.
Are investors shorting United Security Bancshares?: United Security Bancshares saw a drop in short interest during the month of March. As of March 31st, there was short interest totaling 42,700 shares, a drop of 28.8% from the March 15th total of 60,000 shares. Based on an average daily volume of 15,300 shares, the short-interest ratio is presently 2.8 days. Approximately 0.3% of the company's stock are sold short.
View United Security Bancshares' Short Interest.
When is United Security Bancshares' next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, July 23rd 2024.
View our UBFO earnings forecast.
How were United Security Bancshares' earnings last quarter?: United Security Bancshares (NASDAQ:UBFO) released its quarterly earnings data on Thursday, January, 25th. The financial services provider reported $0.31 earnings per share (EPS) for the quarter. The financial services provider had revenue of $14.95 million for the quarter. United Security Bancshares had a trailing twelve-month return on equity of 16.99% and a net margin of 30.02%.
How often does United Security Bancshares pay dividends? What is the dividend yield for United Security Bancshares?: United Security Bancshares declared a quarterly dividend on Wednesday, March 27th. Shareholders of record on Monday, April 8th will be paid a dividend of $0.12 per share on Monday, April 22nd. This represents a $0.48 dividend on an annualized basis and a yield of 6.59%. The ex-dividend date of this dividend is Friday, April 5th.
Read our dividend analysis for UBFO.
Is United Security Bancshares a good dividend stock?: United Security Bancshares (NASDAQ:UBFO) pays an annual dividend of $0.48 per share and currently has a dividend yield of 6.73%. UBFO has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 41.38%. This payout ratio is at a healthy, sustainable level, below 75%.
Read our dividend analysis for UBFO.

What is Dennis R. Woods' approval rating as United Security Bancshares' CEO?: 3 employees have rated United Security Bancshares Chief Executive Officer Dennis R. Woods on Glassdoor.com. Dennis R. Woods has an approval rating of 46% among the company's employees. This puts Dennis R. Woods in the bottom 25% of approval ratings compared to other CEOs of publicly-traded companies.
What other stocks do shareholders of United Security Bancshares own?: Based on aggregate information from My MarketBeat watchlists, some companies that other United Security Bancshares investors own include Ford Motor (F), Energy Transfer (ET), Huntington Bancshares (HBAN), KeyCorp (KEY), TC Energy (TRP), Wells Fargo & Company (WFC), Apple Hospitality REIT (APLE) and
Who are United Security Bancshares' major shareholders?: United Security Bancshares' stock is owned by a number of institutional and retail investors. Top institutional shareholders include Miracle Mile Advisors LLC (0.08%). Insiders that own company stock include Benjamin Mackovak, Brian Tkacz, David L Eytcheson, Dennis R Woods, G Thompson Ellithorpe, Heather Hammack, Jagroop Gill, Kenneth D Newby, Robert C Oberg Jr, Thomas G Walker and William M Yarbenet.
View institutional ownership trends.
How do I buy shares of United Security Bancshares?: Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:UBFO) was last updated on 4/19/2024 by MarketBeat.com Staff

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United Security Bancshares (UBFO) Stock Price, News & Analysis

United Security Bancshares MarketRank™ Stock Analysis

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

News and Social Media Coverage

News Sentiment

News Coverage This Week

Search Interest

Company Ownership

Earnings and Valuation

About United Security Bancshares Stock (NASDAQ:UBFO)

UBFO Stock Price History

UBFO Stock News Headlines

Company Calendar

Industry, Sector and Symbol

Profitability

Debt

Sales & Book Value

Miscellaneous

Key Executives

Key Competitors

Insiders & Institutions

UBFO Stock Analysis - Frequently Asked Questions

Overall MarketRank^™