NASDAQ:SPNS Sapiens International (SPNS) Stock Price, News & Analysis → The “Next Bitcoin”? 10 CENT Crypto Set to Explode (From True Market Insiders) (Ad) Free SPNS Stock Alerts $31.30 +0.18 (+0.58%) (As of 04:28 PM ET) Add Compare Share Share Today's Range$31.17▼$31.7050-Day Range$28.92▼$32.6152-Week Range$19.91▼$35.33Volume88,426 shsAverage Volume124,073 shsMarket Capitalization$1.73 billionP/E Ratio27.95Dividend Yield1.79%Price Target$34.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get Sapiens International alerts: Email Address Sapiens International MarketRank™ Stock AnalysisAnalyst RatingHold2.33 Rating ScoreUpside/Downside9.1% Upside$34.33 Price TargetShort InterestHealthy0.73% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.57Based on 8 Articles This WeekInsider TradingN/AProj. Earnings Growth8.76%From $1.37 to $1.49 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.10 out of 5 starsComputer And Technology Sector292nd out of 591 stocksPrepackaged Software Industry104th out of 199 stocks 1.2 Analyst's Opinion Consensus RatingSapiens International has received a consensus rating of Hold. The company's average rating score is 2.33, and is based on 2 buy ratings, no hold ratings, and 1 sell rating.Amount of Analyst CoverageSapiens International has only been the subject of 2 research reports in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.73% of the float of Sapiens International has been sold short.Short Interest Ratio / Days to CoverSapiens International has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Sapiens International has recently increased by 28.33%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend YieldSapiens International pays a meaningful dividend of 1.80%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthSapiens International has only been increasing its dividend for 2 years.Dividend CoverageThe dividend payout ratio of Sapiens International is 50.00%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Sapiens International will have a dividend payout ratio of 37.58% next year. This indicates that Sapiens International will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for SPNS. Previous Next 3.1 News and Social Media Coverage News SentimentSapiens International has a news sentiment score of 0.57. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.37 average news sentiment score of Computer and Technology companies.News Coverage This WeekMarketBeat has tracked 8 news articles for Sapiens International this week, compared to 3 articles on an average week.Search InterestOnly 1 people have searched for SPNS on MarketBeat in the last 30 days. This is a decrease of -80% compared to the previous 30 days.MarketBeat Follows69 people have added Sapiens International to their MarketBeat watchlist in the last 30 days. This is an increase of 47% compared to the previous 30 days. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Sapiens International insiders have not sold or bought any company stock.Percentage Held by Insiders16.00% of the stock of Sapiens International is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 30.73% of the stock of Sapiens International is held by institutions. Previous Next 2.5 Earnings and Valuation Earnings GrowthEarnings for Sapiens International are expected to grow by 8.76% in the coming year, from $1.37 to $1.49 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Sapiens International is 28.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 138.37.Price to Earnings Ratio vs. SectorThe P/E ratio of Sapiens International is 28.11, which means that it is trading at a less expensive P/E ratio than the Computer and Technology sector average P/E ratio of about 233.78.Price to Book Value per Share RatioSapiens International has a P/B Ratio of 3.86. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Behind the MarketsBetter than Bitcoin? The Biotech Stock with 46,751% Potential4x Better than Bitcoin Bitcoin would have to go from $68,000 to $314,000 to match the 463% gains we saw with Immunogen in December.Get the name of the stock here >>> About Sapiens International Stock (NASDAQ:SPNS)Sapiens International Corporation N.V. provides software solutions for the insurance industry in North America, the United Kingdom, Europe, the Middle East, Africa, the Asia Pacific, and internationally. The company provides various solutions for property and casualty commercial and personal lines, life and pensions, and reinsurance fields. It offers IDITSuite, an AI powered, end-to-end insurance software; DigitalSuite, a cloud-native, future-proof digital engagement platform; IDITGo, a pre-configured, data-enriched insurance launch and accelerator platform solutions; consultancy services for property and casualty commercial lines; and Tia Enterprise solution for customer engagement. The company also provides CoreSuite, an end-to-end cloud and digital PAS for individual and group products across life, health, wealth, and pensions; CustomerConnect, a dynamic self-service and persona-based portal to engage with insureds; AgentConnect, a portal for agents and brokers to focus on sales enablement, customer retention, and increasing customer value; and ReinsuranceMaster, a reinsurance automation software that provides insurers full financial control and flexibility over their entire reinsurance process. The company was founded in 1982 and is headquartered in Holon, Israel.Read More SPNS Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart SPNS Stock News HeadlinesApril 25, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens Unveils Enhanced Reinsurance and Analytics Solution Catering to Evolving Market DemandsApril 25, 2024 | prnewswire.comSapiens Unveils Enhanced Reinsurance and Analytics Solution Catering to Evolving Market DemandsApril 26, 2024 | Stansberry Research (Ad)Move Your Money Before May 1Did you know that the IRS has allegedly been using AI to spy on the bank accounts of American citizens? April 24, 2024 | prnewswire.comSAPIENS TO ANNOUNCE FIRST QUARTER OF 2024 FINANCIAL RESULTS ON MAY 8, 2024April 19, 2024 | investing.comSapiens unveils IntegrateAI for seamless decision managementApril 18, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens Launches IntegrateAI, the Second Release in its DecisionAI PortfolioApril 18, 2024 | prnewswire.comSapiens Launches IntegrateAI, the Second Release in its DecisionAI PortfolioApril 16, 2024 | seekingalpha.comSapiens: Accelerating In Q4 With Margin Levers PulledApril 26, 2024 | Stansberry Research (Ad)Move Your Money Before May 1Did you know that the IRS has allegedly been using AI to spy on the bank accounts of American citizens? April 15, 2024 | finance.yahoo.comEstimating The Intrinsic Value Of Sapiens International Corporation N.V. (NASDAQ:SPNS)April 7, 2024 | reuters.comExclusive: Israeli insurance software maker Sapiens explores sale, sources sayApril 5, 2024 | seekingalpha.comSapiens International gains on report it's exploring a saleApril 3, 2024 | msn.comIsrael stocks higher at close of trade; TA 35 up 0.18%March 31, 2024 | finance.yahoo.comIs It Smart To Buy Sapiens International Corporation N.V. (NASDAQ:SPNS) Before It Goes Ex-Dividend?March 28, 2024 | ca.news.yahoo.comExpert says ship's power loss happened at 'the worst time possible'March 28, 2024 | nz.finance.yahoo.comThe best flared jeans for all occasionsMarch 27, 2024 | finance.yahoo.comInvesting in Sapiens International (NASDAQ:SPNS) five years ago would have delivered you a 115% gainMarch 27, 2024 | seekingalpha.comSPNS Sapiens International Corporation N.V.March 27, 2024 | finance.yahoo.comSapiens Files Annual Report on Form 20-F for the Year Ended December 31, 2023March 25, 2024 | finance.yahoo.comSAPIENS DECLARES CASH DIVIDEND OF $15.6 MILLION, OR $0.28 PER SHARE FOR THE SECOND HALF OF 2023March 21, 2024 | prnewswire.comCelent Names Sapiens P&C Claims Solution as 2024 Luminary in EMEA and APACMarch 13, 2024 | finance.yahoo.comWith EPS Growth And More, Sapiens International (NASDAQ:SPNS) Makes An Interesting CaseMarch 11, 2024 | finanznachrichten.deSapiens International Corporation: Celent Names Sapiens ClaimsPro for P&C in North America as 2024 LuminaryMarch 11, 2024 | finance.yahoo.comCelent Names Sapiens ClaimsPro for P&C in North America as 2024 LuminaryMarch 4, 2024 | finanznachrichten.deSapiens International Corporation: Sapiens Expands Presence in Canadian Market to Accelerate Growth for Canadian InsurersMarch 4, 2024 | prnewswire.comSapiens Expands Presence in Canadian Market to Accelerate Growth for Canadian InsurersFebruary 28, 2024 | finance.yahoo.comPublic companies account for 44% of Sapiens International Corporation N.V.'s (NASDAQ:SPNS) ownership, while institutions account for 36%See More Headlines Receive SPNS Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Sapiens International and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/20/2024Ex-Dividend for 4/18 Dividend4/04/2024Ex-Dividend for 4/18 Dividend4/04/2024Dividend Payable4/18/2024Dividend Payable4/18/2024Today4/26/2024Next Earnings (Confirmed)5/08/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorComputer and Technology Industry Prepackaged software Sub-IndustryApplication Software Current SymbolNASDAQ:SPNS CUSIPN7716A15 CIK885740 Webwww.sapiens.com Phone(723) 790-2000Fax972-3790-2942Employees5,000Year FoundedN/APrice Target and Rating Average Stock Price Target$34.33 High Stock Price Target$38.00 Low Stock Price Target$30.00 Potential Upside/Downside+9.7%Consensus RatingHold Rating Score (0-4)2.33 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$1.12 Trailing P/E Ratio27.94 Forward P/E Ratio22.84 P/E GrowthN/ANet Income$62.44 million Net Margins12.14% Pretax Margin14.99% Return on Equity16.92% Return on Assets10.87% Debt Debt-to-Equity Ratio0.09 Current Ratio2.11 Quick Ratio2.11 Sales & Book Value Annual Sales$514.58 million Price / Sales3.35 Cash Flow$1.70 per share Price / Cash Flow18.36 Book Value$8.16 per share Price / Book3.83Miscellaneous Outstanding Shares55,140,000Free Float46,318,000Market Cap$1.73 billion OptionableOptionable Beta1.16 12 Stocks Corporate Insiders are AbandoningIf a company's CEO, COO, and CFO were all selling shares of their stock, would you want to know?Get This Free Report Key ExecutivesMr. Roni Al-Dor (Age 63)President, CEO & Director Mr. Roni Giladi (Age 53)CFO & VP Mr. Ilan BuganimChief Technology & Information OfficerMs. Yaffa Cohen-IfrahChief Marketing Officer & Head of Investor RelationsMs. Osnat Segev-Harel (Age 62)Head of Corporate Development Mr. Rodrigo RuedaSales DirectorMs. Noa BrummerChief Human Resources OfficerMr. Raj GhumanSenior Vice President of Business Development EMEA & APACMs. Hagit AshkenaziExecutive VP & Head of Professional ServicesMr. Gary J. SherneEVP & Chief Revenue Officer of North AmericaMore ExecutivesKey CompetitorsSolarWindsNYSE:SWIEndurance International GroupNASDAQ:EIGITalendNASDAQ:TLNDPing IdentityNYSE:PINGBottomline TechnologiesNASDAQ:EPAYView All CompetitorsInstitutional OwnershipFinancial Management Professionals Inc.Bought 1,232 shares on 4/16/2024Ownership: 0.002%Annex Advisory Services LLCBought 2,011 shares on 4/12/2024Ownership: 0.063%Confluence Investment Management LLCBought 118,375 shares on 4/1/2024Ownership: 0.215%Campbell & CO Investment Adviser LLCSold 14,609 shares on 2/13/2024Ownership: 0.073%Annex Advisory Services LLCBought 7,621 shares on 2/13/2024Ownership: 0.060%View All Institutional Transactions SPNS Stock Analysis - Frequently Asked Questions Should I buy or sell Sapiens International stock right now? 3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Sapiens International in the last year. There are currently 1 sell rating and 2 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "hold" SPNS shares. A hold rating indicates that analysts believe investors should maintain any existing positions they have in SPNS, but not buy additional shares or sell existing shares. View SPNS analyst ratings or view top-rated stocks. What is Sapiens International's stock price target for 2024? 3 Wall Street research analysts have issued 1 year price objectives for Sapiens International's stock. Their SPNS share price targets range from $30.00 to $38.00. On average, they expect the company's share price to reach $34.33 in the next year. This suggests a possible upside of 9.1% from the stock's current price. View analysts price targets for SPNS or view top-rated stocks among Wall Street analysts. How have SPNS shares performed in 2024? Sapiens International's stock was trading at $28.94 at the beginning of 2024. Since then, SPNS stock has increased by 8.8% and is now trading at $31.48. View the best growth stocks for 2024 here. Are investors shorting Sapiens International? Sapiens International saw a increase in short interest in April. As of April 15th, there was short interest totaling 219,700 shares, an increase of 28.3% from the March 31st total of 171,200 shares. Based on an average trading volume of 129,800 shares, the short-interest ratio is currently 1.7 days. Approximately 0.7% of the shares of the company are sold short. View Sapiens International's Short Interest. When is Sapiens International's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, May 8th 2024. View our SPNS earnings forecast. How can I listen to Sapiens International's earnings call? Sapiens International will be holding an earnings conference call on Wednesday, May 8th at 9:30 AM Eastern. Interested parties can register for or listen to the call using this link. How were Sapiens International's earnings last quarter? Sapiens International Co. (NASDAQ:SPNS) issued its quarterly earnings results on Tuesday, February, 20th. The technology company reported $0.36 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.34 by $0.02. The technology company had revenue of $130.86 million for the quarter, compared to analysts' expectations of $130.85 million. Sapiens International had a trailing twelve-month return on equity of 16.92% and a net margin of 12.14%. Sapiens International's quarterly revenue was up 9.5% on a year-over-year basis. During the same quarter in the previous year, the firm earned $0.31 EPS. How often does Sapiens International pay dividends? What is the dividend yield for Sapiens International? Sapiens International announced a Semi-Annual dividend on Monday, March 25th. Stockholders of record on Friday, April 5th will be paid a dividend of $0.28 per share on Thursday, April 18th. This represents a yield of 1.7%. The ex-dividend date of this dividend is Thursday, April 4th. This is an increase from the stock's previous Semi-Annual dividend of $0.26. Read our dividend analysis for SPNS. Is Sapiens International a good dividend stock? Sapiens International (NASDAQ:SPNS) pays an annual dividend of $0.56 per share and currently has a dividend yield of 1.80%. The company has been increasing its dividend for 2 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 50.00%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, SPNS will have a dividend payout ratio of 37.58% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for SPNS. What ETFs hold Sapiens International's stock? ETFs with the largest weight of Sapiens International (NASDAQ:SPNS) stock in their portfolio include Amplify Emerging Markets FinTech ETF (EMFQ), ARK Israel Innovative Technology ETF (IZRL), Opus Small Cap Value Plus ETF (OSCV), Amplify BlueStar Israel Technology ETF (ITEQ), Inspire Fidelis Multi Factor ETF (FDLS) and Global X FinTech Thematic ETF (FINX).VanEck Israel ETF (ISRA). What guidance has Sapiens International issued on next quarter's earnings? Sapiens International updated its FY 2024 earnings guidance on Tuesday, February, 20th. The company provided EPS guidance of for the period. The company issued revenue guidance of $550.0 million-$555.0 million, compared to the consensus revenue estimate of $550.6 million. What is Roni Al-Dor's approval rating as Sapiens International's CEO? 152 employees have rated Sapiens International Chief Executive Officer Roni Al-Dor on Glassdoor.com. Roni Al-Dor has an approval rating of 83% among the company's employees. What other stocks do shareholders of Sapiens International own? Based on aggregate information from My MarketBeat watchlists, some companies that other Sapiens International investors own include Digital Turbine (APPS), Advanced Micro Devices (AMD), Enphase Energy (ENPH), Veeva Systems (VEEV), Amarin (AMRN), Apollo Global Management (APO), PennyMac Financial Services (PFSI), QUALCOMM (QCOM), Taiwan Semiconductor Manufacturing (TSM) and Zoetis (ZTS). Who are Sapiens International's major shareholders? Sapiens International's stock is owned by a number of retail and institutional investors. Top institutional shareholders include Confluence Investment Management LLC (0.21%), Annex Advisory Services LLC (0.06%) and Financial Management Professionals Inc. (0.00%). How do I buy shares of Sapiens International? Shares of SPNS stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:SPNS) was last updated on 4/26/2024 by MarketBeat.com Staff From Our PartnersConflict In Israel Sends Gold Soaring ???? Here’s How To Get Your ShareColonial MetalsThese AI trades triggered this morning (545% return)Prosper Trading AcademyThe Best AI Stock to Own in the World Today is Trading for Just $25Banyan Hill PublishingThe A.I. story nobody is telling you (Read ASAP)TradeSmithHe Is Giving Away BitcoinCrypto Swap ProfitsMan Who Predicted 2008: “This Will be Worse.”AltimetryEmergency: Biden's $20 Trillion Mistake Could Cost YOU!GoldenCrest MetalsFed launches fourth dollar overhaulStansberry Research Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Sapiens International Co. 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