NASDAQ:LOB Live Oak Bancshares (LOB) Stock Price, News & Analysis → $25,000 into $109,616 in two months? (From WealthPress) (Ad) Free LOB Stock Alerts $41.41 +0.19 (+0.46%) (As of 03/28/2024 ET) Add Compare Share Share Today's Range$41.17▼$41.6650-Day Range$35.73▼$42.8552-Week Range$19.53▼$47.22Volume171,782 shsAverage Volume171,459 shsMarket Capitalization$1.85 billionP/E Ratio25.25Dividend Yield0.29%Price Target$41.50 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsSocial Media Get Live Oak Bancshares alerts: Email Address Live Oak Bancshares MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.67 Rating ScoreUpside/Downside0.2% Upside$41.50 Price TargetShort InterestN/ADividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.18Based on 3 Articles This WeekInsider TradingSelling Shares$740,700 Sold Last QuarterProj. Earnings Growth30.67%From $2.25 to $2.94 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.91 out of 5 starsFinance Sector458th out of 848 stocksState Commercial Banks Industry102nd out of 178 stocks 1.3 Analyst's Opinion Consensus RatingLive Oak Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $41.50, Live Oak Bancshares has a forecasted upside of 0.2% from its current price of $41.41.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 2 research reports in the past 90 days. Previous Next N/A Short Interest Short InterestThere is no current short interest data available for LOB. Previous Next 1.7 Dividend Strength Dividend YieldLive Oak Bancshares has a dividend yield of 0.30%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 7.32%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 4.08% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for LOB. Previous Next 2.3 News and Social Media Coverage News SentimentLive Oak Bancshares has a news sentiment score of 0.18. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.60 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 3 news articles for Live Oak Bancshares this week, compared to 3 articles on an average week.Search Interest3 people have searched for LOB on MarketBeat in the last 30 days. This is an increase of 50% compared to the previous 30 days.MarketBeat Follows2 people have added Live Oak Bancshares to their MarketBeat watchlist in the last 30 days. This is an increase of 100% compared to the previous 30 days. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $740,700.00 in company stock.Percentage Held by Insiders24.90% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 30.67% in the coming year, from $2.25 to $2.94 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 25.25, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 143.56.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 25.25, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.03.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 2.05. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad MarketBeatYour $200 account credit is about to expireUpdate to MarketBeat All Access and Save $300 on Your Annual SubscriptionStart Your Risk-Free Trial Here About Live Oak Bancshares Stock (NASDAQ:LOB)Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.Read More LOB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart LOB Stock News HeadlinesMarch 15, 2024 | insidertrades.comLive Oak Bancshares, Inc. (NASDAQ:LOB) Insider Micah S. Davis Sells 8,613 SharesMarch 23, 2024 | msn.comPhoto | Young artists paint for contest ahead of Live Oak Jack Rabbit eventMarch 28, 2024 | Crypto Swap Profits (Ad)Did You Get Your Free Bitcoin Yet?And my special guest is willing to give you $10 in Bitcoin (BTC) if you take it seriously. Right now is a very important time to pay attention to what we are doing and what is happening. If you wait... it will be too late. This week we are holding several workshops and if you attend and pay attention my special guest is going to send you $10 in Bitcoin.March 20, 2024 | msn.comFire chief recommends closing Riverwalk during Live Oak Bank Pavilion concertsMarch 20, 2024 | msn.comEditorial | Amid fiscal woes, Live Oak School District facing tough choicesMarch 16, 2024 | msn.comLive Oak School District superintendent resignsMarch 11, 2024 | news.yahoo.comLive Oak Middle School given state recognitionMarch 11, 2024 | finance.yahoo.comLive Oak Construction Supply Expands with Third Georgia LocationMarch 28, 2024 | Behind the Markets (Ad)Urgent: Protect Your Investments from a Chinese InvasionAn alarming new reality is unfolding across America. The United States is bracing for the unthinkable - a potential Chinese invasion.March 6, 2024 | msn.comFrequent runner with "WILL RUN" plates arrested in Live Oak, narcotics allegedly foundMarch 6, 2024 | msn.comMultiple agencies investigating Saturday homicide in Live OakFebruary 29, 2024 | health.usnews.comAssisted Living Communities Near Live Oak, CAFebruary 24, 2024 | news.yahoo.comMore than 40 jobs at risk Live Oak School District due to 'budget crisis'February 23, 2024 | news.yahoo.comLive Oak HS hosting first playoff basketball game since 1996February 23, 2024 | msn.com‘It’s ugly for all of us’: Live Oak School District board sidesteps staff cutsFebruary 22, 2024 | sports.yahoo.comLive Oak girls advance to D-II finals; boys fall on penalty kicksFebruary 21, 2024 | benzinga.comFriday Is Your Last Chance To Buy Live Oak Bancshares Before The Dividend PayoutFebruary 20, 2024 | msn.comFamily devastated after house fire kills two people in Live OakFebruary 19, 2024 | msn.comHouse fire in Live Oak on Sunday leaves two deadFebruary 19, 2024 | msn.comTowns4Troops, Live Oak Smokehouse to hold oyster roast, chili cook-off in MarchFebruary 19, 2024 | msn.comTwo dead, one injured in Live Oak house fireFebruary 16, 2024 | msn.comVampire Weekend to play Live Oak Bank PavilionFebruary 14, 2024 | finance.yahoo.comLive Oak Ventures Participates in Financing of Anatomy FinancialFebruary 14, 2024 | globenewswire.comLive Oak Ventures Participates in Financing of Anatomy FinancialFebruary 9, 2024 | sports.yahoo.comLive Oak girls remain as top-seed; Boys No. 3 in NSCIF playoff chaseFebruary 8, 2024 | investing.comLive Oak Bancshares Inc (LOB)February 6, 2024 | finance.yahoo.comLive Oak Bancshares (LOB) Rose After the Fed’s November MeetingSee More Headlines Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings1/24/2024Ex-Dividend for 3/12 Dividend2/26/2024Dividend Payable3/12/2024Today3/28/2024Next Earnings (Estimated)4/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees943Year FoundedN/APrice Target and Rating Average Stock Price Target$41.50 High Stock Price Target$47.00 Low Stock Price Target$34.00 Potential Upside/Downside+0.4%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$1.64 Trailing P/E Ratio25.20 Forward P/E Ratio18.37 P/E GrowthN/ANet Income$73.90 million Net Margins9.24% Pretax Margin10.35% Return on Equity8.67% Return on Assets0.68% Debt Debt-to-Equity RatioN/A Current Ratio0.92 Quick Ratio0.88 Sales & Book Value Annual Sales$800.01 million Price / Sales2.31 Cash Flow$2.23 per share Price / Cash Flow18.56 Book Value$20.23 per share Price / Book2.04Miscellaneous Outstanding Shares44,770,000Free Float33,622,000Market Cap$1.85 billion OptionableOptionable Beta1.59 The Best High-Yield Dividend Stocks for 2024Looking to generate income with your stock portfolio? Use these ten stocks to generate a safe and reliable source of investment income.Get This Free Report Key ExecutivesMr. James S. Mahan III (Age 72)Chairman & CEO Comp: $781.2kMr. William C. Losch III (Age 53)President Comp: $798.37kMr. Gregory W. Seward (Age 48)Chief Risk Officer & General Counsel Comp: $582.62kMr. Steven J. Smits (Age 57)Chief Credit Officer Comp: $547.92kMr. Renato Derraik (Age 52)Chief Information & Digital Officer of Bank Comp: $752.59kMr. William L. Williams III (Age 72)Vice Chairman & Executive VP Mr. Walter J. PhiferChief Financial OfficerMr. John Wesley Sutherland (Age 53)Chief Accounting Officer Ms. Claire ParkerSenior Vice President of Corporate CommunicationsMr. Micah S. DavisChief Marketing & Communications OfficerMore ExecutivesKey CompetitorsMerchants BancorpNASDAQ:MBINTriumph FinancialNASDAQ:TFINIndependent Bank GroupNASDAQ:IBTXFB FinancialNYSE:FBKOFG BancorpNYSE:OFGView All CompetitorsInsiders & InstitutionsVanguard Group Inc.Bought 27,451 shares on 3/11/2024Ownership: 5.604%Micah S DavisSold 8,613 sharesTotal: $343,400.31 ($39.87/share)Miltom Emmett PettySold 10,000 sharesTotal: $397,300.00 ($39.73/share)Mendon Capital Advisors CorpBought 100,000 shares on 2/23/2024Ownership: 0.225%Price T Rowe Associates Inc. MDBought 1,026 shares on 2/16/2024Ownership: 0.046%View All Insider TransactionsView All Institutional Transactions LOB Stock Analysis - Frequently Asked Questions Should I buy or sell Live Oak Bancshares stock right now? 3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Live Oak Bancshares in the last year. There are currently 1 hold rating and 2 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" LOB shares. View LOB analyst ratings or view top-rated stocks. What is Live Oak Bancshares' stock price target for 2024? 3 brokers have issued 12 month target prices for Live Oak Bancshares' stock. Their LOB share price targets range from $34.00 to $47.00. On average, they anticipate the company's share price to reach $41.50 in the next twelve months. This suggests a possible upside of 0.2% from the stock's current price. View analysts price targets for LOB or view top-rated stocks among Wall Street analysts. How have LOB shares performed in 2024? Live Oak Bancshares' stock was trading at $45.50 at the start of the year. Since then, LOB shares have decreased by 9.0% and is now trading at $41.41. View the best growth stocks for 2024 here. When is Live Oak Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 24th 2024. View our LOB earnings forecast. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) announced its quarterly earnings data on Wednesday, January, 24th. The bank reported $0.36 EPS for the quarter, missing analysts' consensus estimates of $0.56 by $0.20. The bank had revenue of $119.68 million for the quarter, compared to analyst estimates of $119.36 million. Live Oak Bancshares had a trailing twelve-month return on equity of 8.67% and a net margin of 9.24%. How often does Live Oak Bancshares pay dividends? What is the dividend yield for Live Oak Bancshares? Live Oak Bancshares declared a quarterly dividend on Tuesday, February 13th. Stockholders of record on Tuesday, February 27th will be given a dividend of $0.03 per share on Tuesday, March 12th. This represents a $0.12 dividend on an annualized basis and a dividend yield of 0.29%. The ex-dividend date of this dividend is Monday, February 26th. Read our dividend analysis for LOB. Is Live Oak Bancshares a good dividend stock? Live Oak Bancshares (NASDAQ:LOB) pays an annual dividend of $0.12 per share and currently has a dividend yield of 0.30%. The dividend payout ratio is 7.32%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, LOB will have a dividend payout ratio of 4.08% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for LOB. What ETFs hold Live Oak Bancshares' stock? ETFs with the largest weight of Live Oak Bancshares (NASDAQ:LOB) stock in their portfolio include Motley Fool Small-Cap Growth ETF (TMFS), MFAM Small-Cap Growth ETF (MFMS), BlackRock Future Financial and Technology ETF (BPAY) and Harbor Corporate Culture Small Cap ETF (HAPS).IQ Chaikin U.S. Small Cap ETF (CSML). What is Chip Mahan III's approval rating as Live Oak Bancshares' CEO? 17 employees have rated Live Oak Bancshares Chief Executive Officer Chip Mahan III on Glassdoor.com. Chip Mahan III has an approval rating of 94% among the company's employees. This puts Chip Mahan III in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other Live Oak Bancshares investors own include NVIDIA (NVDA), Walt Disney (DIS), Stitch Fix (SFIX), Wix.com (WIX), Zscaler (ZS), Appian (APPN), Fastly (FSLY), Block (SQ), Teladoc Health (TDOC) and Trade Desk (TTD). When did Live Oak Bancshares IPO? Live Oak Bancshares (LOB) raised $68 million in an initial public offering (IPO) on Thursday, July 23rd 2015. The company issued 4,000,000 shares at a price of $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. Who are Live Oak Bancshares' major shareholders? Live Oak Bancshares' stock is owned by a number of retail and institutional investors. Top institutional investors include Vanguard Group Inc. (5.64%), Vanguard Group Inc. (5.60%), Dimensional Fund Advisors LP (2.99%), Southernsun Asset Management LLC (1.92%), Nuveen Asset Management LLC (0.85%) and The Manufacturers Life Insurance Company (0.76%). Insiders that own company stock include David G Lucht, Diane Beth Glossman, Gregory W Seward, John W Sutherland, Micah S Davis, Miltom Emmett Petty, Neil Lawrence Underwood, Renato Derraik, Steve Smits, Susan N Janson, Tonya Williams Bradford, William C Losch III, William Henderson Cameron and William L Williams III. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:LOB) was last updated on 3/28/2024 by MarketBeat.com Staff From Our PartnersGrab Your Free Bitcoin Today!Crypto Swap ProfitsMake This $3 Trade the Instant the Opening Bell RingsMonument Traders AllianceTop Project Outperforms BTC in 2023…Crypto 101 MediaFed launches fourth dollar overhaulStansberry ResearchBREAKING: New AI Breakthrough Could Change Healthcare ForeverBehind the MarketsThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading Academy“The Stock Market’s Bull Run is Far from Over” -BarronsVertical Research AdvisoryMost important medical advance in 100 yearsThe Oxford Club Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. 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