Lowest-Rated StocksLowest-RatedNASDAQ:AFRM Affirm (AFRM) Stock Price, News & Analysis → top AI stock (it’s not MSFT, GOOGL, AMZN or AAPL) (From Traders Agency) (Ad) Free AFRM Stock Alerts $31.96 +0.95 (+3.06%) (As of 04/22/2024 ET) Add Compare Share Share Today's Range$30.44▼$32.1950-Day Range$30.87▼$41.5652-Week Range$8.80▼$52.48Volume4.20 million shsAverage Volume9.54 million shsMarket Capitalization$9.81 billionP/E RatioN/ADividend YieldN/APrice Target$27.86 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get Affirm alerts: Email Address Affirm MarketRank™ Stock AnalysisAnalyst RatingReduce1.83 Rating ScoreUpside/Downside12.8% Downside$27.86 Price TargetShort InterestHealthy12.27% of Float Sold ShortDividend StrengthN/ASustainabilityN/ANews Sentiment-0.16Based on 4 Articles This WeekInsider TradingSelling Shares$319,002 Sold Last QuarterProj. Earnings GrowthGrowingFrom ($2.45) to ($2.00) Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.0.88 out of 5 starsBusiness Services Sector269th out of 306 stocksPersonal Credit Institutions Industry14th out of 14 stocks 1.9 Analyst's Opinion Consensus RatingAffirm has received a consensus rating of Reduce. The company's average rating score is 1.83, and is based on 3 buy ratings, 9 hold ratings, and 6 sell ratings.Amount of Analyst CoverageAffirm has been the subject of 9 research reports in the past 90 days, demonstrating strong analyst interest in this stock. Previous Next 3.0 Short Interest Percentage of Shares Shorted12.27% of the float of Affirm has been sold short.Short Interest Ratio / Days to CoverAffirm has a short interest ratio ("days to cover") of 3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Affirm has recently decreased by 1.29%, indicating that investor sentiment is improving. Previous Next 0.0 Dividend Strength Dividend YieldAffirm does not currently pay a dividend.Dividend GrowthAffirm does not have a long track record of dividend growth. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for AFRM. Previous Next 1.0 News and Social Media Coverage News SentimentAffirm has a news sentiment score of -0.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.47 average news sentiment score of Business Services companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Affirm this week, compared to 1 article on an average week.Search InterestOnly 33 people have searched for AFRM on MarketBeat in the last 30 days. This is a decrease of -31% compared to the previous 30 days.MarketBeat FollowsOnly 12 people have added Affirm to their MarketBeat watchlist in the last 30 days. This is a decrease of -48% compared to the previous 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Affirm insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $319,002.00 in company stock.Percentage Held by Insiders13.05% of the stock of Affirm is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions69.29% of the stock of Affirm is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 0.6 Earnings and Valuation Earnings GrowthEarnings for Affirm are expected to grow in the coming year, from ($2.45) to ($2.00) per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Affirm is -12.84, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Earnings Ratio vs. SectorThe P/E ratio of Affirm is -12.84, which means that its earnings are negative and its P/E ratio cannot be compared to companies with positive earnings.Price to Book Value per Share RatioAffirm has a P/B Ratio of 3.74. P/B Ratios above 3 indicate that a company could be overvalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Traders Agencytop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)AI was by far the biggest tech investing trend right now. But Ross Givens says the #1 artificial intelligence stock[/lin] is NOT Microsoft, Google, Amazon or Apple. Nope — his research is pointing to a tiny, under-the-radar stock that’s trading for just a few dollars right now… And could soon shoot to the moon, handing early investors a windfall.Click here now for the full details of this stock that’s set to rocket in the AI revolution… About Affirm Stock (NASDAQ:AFRM)Affirm Holdings, Inc. operates a platform for digital and mobile-first commerce in the United States, Canada, and internationally. The company's platform includes point-of-sale payment solution for consumers, merchant commerce solutions, and a consumer-focused app. Its commerce platform, agreements with originating banks, and capital markets partners enables consumers to pay for a purchase over time with terms ranging up to 60 months. The company has active merchants covering small businesses, large enterprises, direct-to-consumer brands, brick-and-mortar stores, and companies with an omni-channel presence. Its merchants represent a range of industries, including sporting goods and outdoors, furniture and homewares, travel and ticketing, apparel, accessories, consumer electronics, and jewelry. Affirm Holdings, Inc. was founded in 2012 and is headquartered in San Francisco, California.Read More AFRM Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart AFRM Stock News HeadlinesApril 3, 2024 | marketbeat.com4 Stocks with Surprisingly Large Short InterestAs the overall market continues to break records and achieve new heights, speculation and optimism are rising. During such periods, stocks with unusually high short interest tend to outperform, as the overall market's strength and bullish sentiment can overwhelm the fundamental reasons that caused bears to initiate short positions.April 20, 2024 | investorplace.comForget Big Tech, These 3 Under-the-Radar Stocks Are the Real Student Loan WinnersApril 23, 2024 | Traders Agency (Ad)top AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)AI was by far the biggest tech investing trend right now. But Ross Givens says the #1 artificial intelligence stock[/lin] is NOT Microsoft, Google, Amazon or Apple. Nope — his research is pointing to a tiny, under-the-radar stock that’s trading for just a few dollars right now… And could soon shoot to the moon, handing early investors a windfall.April 17, 2024 | businesswire.comAffirm to Announce Third Quarter Fiscal Year 2024 Results on May 8, 2024April 17, 2024 | americanbankingnews.comAffirm (NASDAQ:AFRM) Price Target Cut to $41.00 by Analysts at BarclaysApril 9, 2024 | seekingalpha.comAffirm Holdings: Hard To Win Against Block, PayPal And Klarna, Amid Substantial LossesApril 7, 2024 | seekingalpha.comAffirm: Stunning Acceleration In Growth And Margin Expansion (Rating Upgrade)April 6, 2024 | seekingalpha.comAffirm Holdings: Strong Growth Ahead - Play The Long GameApril 23, 2024 | Traders Agency (Ad)top AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)AI was by far the biggest tech investing trend right now. But Ross Givens says the #1 artificial intelligence stock[/lin] is NOT Microsoft, Google, Amazon or Apple. Nope — his research is pointing to a tiny, under-the-radar stock that’s trading for just a few dollars right now… And could soon shoot to the moon, handing early investors a windfall.April 6, 2024 | seekingalpha.comAffirm: Risk-Reward Is Attractive To Initiate A Position In The StockApril 3, 2024 | barrons.comAffirm Has Long-Term Potential. Why an Analyst Says to Wait.April 3, 2024 | businesswire.comEconomic Uncertainty Isn't Stopping Canadians From Planning Major Purchases in 2024, According to New SurveyMarch 28, 2024 | businesswire.comNewegg Makes Tech More Affordable for Students, Faculty and Staff with Affirm OfferMarch 26, 2024 | businesswire.comCFO Lawler to Affirm Full-Year 2024 Operating Guidance, Review Ford+ Growth Plan at BofA Auto Summit TodayMarch 26, 2024 | investorplace.com7 Sorry Financial Stocks to Sell in March While You Still CanMarch 22, 2024 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Affirm CFO Fireside Chat (Transcript)March 22, 2024 | investorplace.com3 Overpriced Stocks Prudent Investors Are Dumping NowMarch 21, 2024 | investorplace.com7 Stocks That Are Making Traditional Industries TrembleMarch 14, 2024 | fool.comAffirm Stock: Buy, Sell, or Hold?March 13, 2024 | seekingalpha.comAffirm Holdings, Inc. (AFRM) Wolfe Research FinTech Forum (Transcript)March 11, 2024 | businesswire.comAffirm to Webcast CFO Fireside Chat on March 22, 2024March 7, 2024 | seekingalpha.comAffirm Holdings Inc (AFRM) Morgan Stanley Technology, Media and Telecom Conference (Transcript)March 7, 2024 | seekingalpha.comAffirm Holdings: Get In Before The Fed CutsMarch 5, 2024 | investorplace.comEdge of the Abyss: 3 Stocks Flirting With DisasterMarch 1, 2024 | seekingalpha.comAffirm: Solid Products And Networks Could Unlock New Growth PotentialFebruary 23, 2024 | investorplace.comIt's Time! 3 Small-Cap Tech Stocks to Sell in FebruaryFebruary 21, 2024 | investorplace.com3 Super-Hot Stocks at Risk of a Serious ComedownSee More Headlines Receive AFRM Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Affirm and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/08/2024Today4/23/2024Next Earnings (Confirmed)5/08/2024Fiscal Year End6/30/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorBusiness Services Industry Personal credit institutions Sub-IndustryN/A Current SymbolNASDAQ:AFRM CUSIPN/A CIK1820953 Webwww.affirm.com Phone415-984-0490FaxN/AEmployees2,171Year FoundedN/APrice Target and Rating Average Stock Price Target$27.86 High Stock Price Target$55.00 Low Stock Price Target$10.00 Potential Upside/Downside-12.8%Consensus RatingReduce Rating Score (0-4)1.83 Research Coverage18 Analysts Profitability EPS (Most Recent Fiscal Year)($2.49) Trailing P/E RatioN/A Forward P/E RatioN/A P/E GrowthN/ANet Income$-985,340,000.00 Net Margins-39.19% Pretax Margin-39.29% Return on Equity-25.10% Return on Assets-7.76% Debt Debt-to-Equity Ratio2.35 Current Ratio11.49 Quick Ratio11.49 Sales & Book Value Annual Sales$1.91 billion Price / Sales5.12 Cash FlowN/A Price / Cash FlowN/A Book Value$8.54 per share Price / Book3.74Miscellaneous Outstanding Shares306,874,000Free Float266,827,000Market Cap$9.81 billion OptionableOptionable Beta3.57 7 AI Stocks to Invest In: An Introduction to AI Investing For Self-Directed InvestorsAs the AI market heats up, investors who have a vision for artificial intelligence have the potential to see real returns. Learn about the industry as a whole as well as seven companies that are getting work done with the power of AI.Get This Free Report Key ExecutivesMr. Max Roth Levchin (Age 48)Founder, CEO & Chairman Comp: $409.81kMr. Libor Michalek (Age 50)President & Director Comp: $475kMr. Michael A. Linford (Age 41)Chief Financial Officer Comp: $475kMs. Katherine Adkins Esq. (Age 61)Chief Legal Officer & Secretary Comp: $425kMs. Katrina HoltSenior Vice President of OperationsMr. Ronald ClarkVP of Investor RelationsMs. Brooke E. Major-Reid (Age 50)Chief Capital Officer Mr. Robert W. O'Hare (Age 43)Senior Vice President of Finance Dr. Wayne Pommen Ph.D. (Age 45)Head of International Pat SuhSenior Vice President of RevenueMore ExecutivesKey CompetitorsMarqetaNASDAQ:MQSynchrony FinancialNYSE:SYFSplunkNASDAQ:SPLKZillow GroupNASDAQ:ZGCeridian HCMNYSE:CDAYView All CompetitorsInsiders & InstitutionsOmega Financial Group LLCBought 16,528 shares on 4/18/2024Ownership: 0.030%State of Michigan Retirement SystemBought 26,895 shares on 4/18/2024Ownership: 0.009%Myecfo LLCBought 2,144 shares on 4/18/2024Ownership: 0.004%Kathleen S. Wright Associates Inc.Sold 869 shares on 4/17/2024Ownership: 0.001%Atlas Capital Advisors LLCSold 3,140 shares on 4/15/2024Ownership: 0.004%View All Insider TransactionsView All Institutional Transactions AFRM Stock Analysis - Frequently Asked Questions Should I buy or sell Affirm stock right now? 18 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Affirm in the last twelve months. There are currently 6 sell ratings, 9 hold ratings and 3 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "reduce" AFRM shares. View AFRM analyst ratings or view top-rated stocks. What is Affirm's stock price target for 2024? 18 brokers have issued 1 year price objectives for Affirm's shares. Their AFRM share price targets range from $10.00 to $55.00. On average, they expect the company's share price to reach $27.86 in the next twelve months. This suggests that the stock has a possible downside of 12.8%. View analysts price targets for AFRM or view top-rated stocks among Wall Street analysts. How have AFRM shares performed in 2024? Affirm's stock was trading at $49.14 at the beginning of the year. Since then, AFRM stock has decreased by 35.0% and is now trading at $31.9650. View the best growth stocks for 2024 here. When is Affirm's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, May 8th 2024. View our AFRM earnings forecast. How can I listen to Affirm's earnings call? Affirm will be holding an earnings conference call on Wednesday, May 8th at 8:30 AM Eastern. Interested parties can register for or listen to the call using this link. How were Affirm's earnings last quarter? Affirm Holdings, Inc. (NASDAQ:AFRM) posted its earnings results on Thursday, February, 8th. The company reported ($0.20) earnings per share (EPS) for the quarter, topping analysts' consensus estimates of ($0.28) by $0.08. The firm had revenue of $591.11 million for the quarter, compared to analyst estimates of $523.92 million. Affirm had a negative trailing twelve-month return on equity of 25.10% and a negative net margin of 39.19%. What ETFs hold Affirm's stock? ETFs with the largest weight of Affirm (NASDAQ:AFRM) stock in their portfolio include Roundhill MEME ETF (MEME), Amplify Online Retail ETF (IBUY), Amplify Mobile Payments ETF (IPAY), Global X FinTech Thematic ETF (FINX), Adaptiv Select ETF (ADPV), IQ U.S. Mid Cap R&D Leaders ETF (MRND), VanEck Social Sentiment ETF (BUZZ) and JPMorgan BetaBuilders U.S. Small Cap Equity ETF (BBSC). What guidance has Affirm issued on next quarter's earnings? Affirm issued an update on its third quarter 2024 earnings guidance on Thursday, February, 8th. The company provided EPS guidance of for the period. The company issued revenue guidance of $530.0 million-$550.0 million, compared to the consensus revenue estimate of $487.8 million. When did Affirm IPO? Affirm (AFRM) raised $873 million in an initial public offering on Wednesday, January 13th 2021. The company issued 24,600,000 shares at a price of $33.00-$38.00 per share. Morgan Stanley, Goldman Sachs and Allen & Company served as the underwriters for the IPO and RBC Capital Markets, Credit Suisse, Barclays, Truist Securities, Siebert Williams Shank and Deutsche Bank Securities were co-managers. Who are Affirm's major shareholders? Affirm's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include RJA Asset Management LLC (0.13%), Catalyst Private Wealth LLC (0.05%), Omega Financial Group LLC (0.03%), State of Michigan Retirement System (0.01%), Los Angeles Capital Management LLC (0.01%) and Atlas Capital Advisors LLC (0.00%). Insiders that own company stock include Jeremy Philips, Katherine Adkins, Keith Rabois, Michael Linford, Private Ltd Gic and Siphelele Jiyane. View institutional ownership trends. How do I buy shares of Affirm? Shares of AFRM stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:AFRM) was last updated on 4/23/2024 by MarketBeat.com Staff From Our PartnersThe Best AI Stock to Own in the World Today is Trading for Just $25Banyan Hill PublishingThe A.I. story nobody is telling you (Read ASAP)TradeSmithHealthcare Takes A Big Step Forward With The Help Of AIThe Bull Reporttop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)Traders AgencyDid You Get Your Free Bitcoin Yet?Crypto Swap Profits[Shocking] Elon Musk’s Plan To End BanksCrypto 101 MediaUrgent Alert: Biden's IRS Targeting Your Money – Act Fast to Protect It!American AlternativeForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISParadigm Press Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. 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