NASDAQ:FUNC First United (FUNC) Stock Price, News & Analysis → [BUY ALERT] Our #1 A.I. Stock for March (From Behind the Markets) (Ad) Free FUNC Stock Alerts $22.91 +0.29 (+1.28%) (As of 03/28/2024 ET) Add Compare Share Share Today's Range$22.55▼$23.0050-Day Range$21.21▼$23.1652-Week Range$12.56▼$24.28Volume10,168 shsAverage Volume25,326 shsMarket Capitalization$152.12 millionP/E Ratio10.23Dividend Yield3.49%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get First United alerts: Email Address First United MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.22% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainabilityN/ANews Sentiment1.47Based on 4 Articles This WeekInsider TradingAcquiring Shares$2,982 Bought Last QuarterProj. Earnings Growth14.29%From $2.80 to $3.20 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.71 out of 5 starsFinance Sector95th out of 850 stocksNational Commercial Banks Industry14th out of 83 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for First United. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.22% of the float of First United has been sold short.Short Interest Ratio / Days to CoverFirst United has a short interest ratio ("days to cover") of 0.5, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in First United has recently decreased by 38.39%, indicating that investor sentiment is improving significantly. Previous Next 3.3 Dividend Strength Dividend LeadershipFirst United is a leading dividend payer. It pays a dividend yield of 3.54%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthFirst United has only been increasing its dividend for 3 years.Dividend CoverageThe dividend payout ratio of First United is 35.71%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, First United will have a dividend payout ratio of 25.00% next year. This indicates that First United will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for FUNC. Previous Next 3.6 News and Social Media Coverage News SentimentFirst United has a news sentiment score of 1.47. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for First United this week, compared to 1 article on an average week.MarketBeat Follows6 people have added First United to their MarketBeat watchlist in the last 30 days. This is an increase of 20% compared to the previous 30 days. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, First United insiders have bought more of their company's stock than they have sold. Specifically, they have bought $2,982.00 in company stock and sold $0.00 in company stock.Percentage Held by InsidersOnly 7.80% of the stock of First United is held by insiders.Percentage Held by InstitutionsOnly 33.27% of the stock of First United is held by institutions. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for First United are expected to grow by 14.29% in the coming year, from $2.80 to $3.20 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of First United is 10.27, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 140.50.Price to Earnings Ratio vs. SectorThe P/E ratio of First United is 10.27, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.66.Price to Book Value per Share RatioFirst United has a P/B Ratio of 0.95. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Behind the Markets[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.Get the name of the stock here - before it takes off >>> About First United Stock (NASDAQ:FUNC)First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals. It offers various deposit products, which includes checking, savings, and money market deposit accounts, as well as certificates of deposit. The company loan portfolio includes commercial loans secured by real estate, commercial equipment, vehicles, or other assets of the borrower; commercial real estate loans for residential and commercial development, agricultural purpose properties, and service industry buildings; residential mortgage loans; home equity lines of credit; residential real estate construction loans; and indirect and direct auto loans, student loans, term loans, and other secured and unsecured lines of credit and term loans. It also offers access to multi-million-dollar certificates of deposit and the insured cash sweep program including multi-million-dollar savings and demand deposits to municipalities, businesses, and consumers; and treasury management, cash sweep, and various checking services. In addition, the company provides trust services, which includes personal trust, investment agency accounts, charitable trusts, retirement accounts including IRA roll-overs, 401(k) accounts and defined benefit plans, estate administration, and estate planning; and insurance products, brokerage services, and safe deposit and night depository facilities. First United Corporation was incorporated in 1984 and is headquartered in Oakland, Maryland.Read More FUNC Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart FUNC Stock News HeadlinesMarch 28, 2024 | sports.yahoo.comManchester United XI vs Brentford: Predicted lineup, confirmed team news, injury latestMarch 24, 2024 | finance.yahoo.comFirst United (NASDAQ:FUNC) Has Affirmed Its Dividend Of $0.20March 28, 2024 | Behind the Markets (Ad)[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.March 20, 2024 | finance.yahoo.comFirst United Full Year 2023 Earnings: EPS Beats ExpectationsMarch 17, 2024 | msn.comFA Cup Semi-Final Draw: Manchester United and Manchester City Kept ApartMarch 16, 2024 | msn.comNewton leads No. 2 UConn past St. John’s 95-90 and into first Big East title game since 2011March 11, 2024 | msn.comBenoît Saint Denis Claims Infection Hampered UFC 299 Performance In First Statement Post-Defeat To Dustin PoirierMarch 10, 2024 | finance.yahoo.comFirst United (NASDAQ:FUNC) Will Pay A Dividend Of $0.20March 28, 2024 | Behind the Markets (Ad)[BUY ALERT] Our #1 A.I. Stock for MarchIt's the one AI stock nobody is talking about. Cathy Wood just bought 11 million shares of it.March 6, 2024 | finance.yahoo.comFIRST UNITED CORPORATION ANNOUNCES SECOND QUARTER 2024 DIVIDENDFebruary 22, 2024 | fool.comHere's My Experience Trying a United Lounge for the First TimeFebruary 21, 2024 | msn.comNo State Within A StateFebruary 5, 2024 | finance.yahoo.comFirst United Corporation (FUNC) Tops Q4 Earnings and Revenue EstimatesFebruary 3, 2024 | msn.comAnother Man Utd youngster to leave on deadline day in frustration over first-team chancesJanuary 30, 2024 | msn.comD.C. United makes first international move, acquiring Finland’s Matti PeltolaJanuary 25, 2024 | finance.yahoo.comFirst Mid Bancshares (FMBH) Q4 Earnings and Revenues Surpass EstimatesJanuary 23, 2024 | finance.yahoo.comCommunity Bank System (CBU) Q4 Earnings Lag EstimatesJanuary 22, 2024 | finance.yahoo.comSmarFinancial (SMBK) Q4 Earnings and Revenues Miss EstimatesJanuary 12, 2024 | benzinga.comFirst United: Dividend InsightsDecember 24, 2023 | msn.comFirst United Methodist holds 14th annual Christmas Eve LuncheonDecember 22, 2023 | msn.comUnited first-class flier sexually assaulted by passenger who had nine vodka orange juice drinks: lawsuitDecember 7, 2023 | msn.com75-year tradition making return to Midwestern State University, First United Methodist ChurchDecember 1, 2023 | msn.comZanesville First United Methodist will celebrate 100th anniversary of first serviceNovember 30, 2023 | msn.comFirst United declares $0.20 dividendNovember 29, 2023 | finance.yahoo.comFIRST UNITED CORPORATION ANNOUNCES FIRST QUARTER 2024 DIVIDENDNovember 4, 2023 | morningstar.comFirst United Corp FUNCNovember 1, 2023 | msn.comFirst United Methodist Tree to be taken down, replaced with artificial treeSee More Headlines Receive FUNC Stock News and Ratings via Email Sign-up to receive the latest news and ratings for First United and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 2/1 Dividend1/17/2024Dividend Payable2/01/2024Last Earnings2/05/2024Today3/28/2024Ex-Dividend for 5/1 Dividend4/16/2024Next Earnings (Estimated)4/22/2024Dividend Payable5/01/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryN/A Current SymbolNASDAQ:FUNC CUSIPN/A CIK763907 Webwww.mybank.com Phone(301) 334-9471Fax301-334-5784Employees304Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$2.24 Trailing P/E Ratio10.10 Forward P/E Ratio8.08 P/E GrowthN/ANet Income$15.06 million Net Margins15.12% Pretax Margin20.37% Return on Equity12.03% Return on Assets0.98% Debt Debt-to-Equity Ratio0.69 Current Ratio0.91 Quick Ratio0.90 Sales & Book Value Annual Sales$99.49 million Price / Sales1.51 Cash Flow$3.41 per share Price / Cash Flow6.64 Book Value$24.21 per share Price / Book0.93Miscellaneous Outstanding Shares6,640,000Free Float6,125,000Market Cap$150.20 million OptionableNot Optionable Beta0.85 Elon Musk's Next MoveWondering when you'll finally be able to invest in SpaceX, StarLink, or The Boring Company? Click the link below to learn when Elon Musk will let these companies finally IPO.Get This Free Report Key ExecutivesMs. Carissa L. Rodeheaver C.P.A. (Age 58)CFP, Chairman, President & CEO Comp: $484.24kMr. Jason B. Rush (Age 53)Senior VP & COO Comp: $321.87kMr. Robert L. Fisher II (Age 55)Senior VP & Chief Revenue Officer Comp: $322.66kMs. Tonya K. Sturm (Age 57)Senior VP, CFO, Corporate Secretary & Treasurer Mr. Keith R. Sanders M.B.A. (Age 54)Senior VP & Senior Trust Officer Comp: $217.83kKey CompetitorsHawthorn BancsharesNASDAQ:HWBKVirginia National BanksharesNASDAQ:VABKUnited Security BancsharesNASDAQ:UBFOAmes NationalNASDAQ:ATLOFNCB BancorpNASDAQ:FNCBView All CompetitorsInsiders & InstitutionsGoldman Sachs Group Inc.Bought 2,195 shares on 3/1/2024Ownership: 0.334%Gendell Jeffrey LBought 7,064 shares on 2/15/2024Ownership: 2.507%Bridgeway Capital Management LLCBought 1,344 shares on 2/15/2024Ownership: 1.026%Basswood Capital Management L.L.C.Sold 28,425 shares on 2/14/2024Ownership: 2.333%Pinnacle Holdings LLCSold 4,775 shares on 2/14/2024Ownership: 0.891%View All Insider TransactionsView All Institutional Transactions FUNC Stock Analysis - Frequently Asked Questions How have FUNC shares performed in 2024? First United's stock was trading at $23.51 at the start of the year. Since then, FUNC shares have decreased by 2.2% and is now trading at $23.00. View the best growth stocks for 2024 here. Are investors shorting First United? First United saw a drop in short interest in March. As of March 15th, there was short interest totaling 13,800 shares, a drop of 38.4% from the February 29th total of 22,400 shares. Based on an average daily volume of 25,100 shares, the days-to-cover ratio is presently 0.5 days. Approximately 0.2% of the company's stock are short sold. View First United's Short Interest. When is First United's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Monday, April 22nd 2024. View our FUNC earnings forecast. How were First United's earnings last quarter? First United Co. (NASDAQ:FUNC) issued its quarterly earnings data on Monday, February, 5th. The bank reported $0.82 EPS for the quarter, topping analysts' consensus estimates of $0.61 by $0.21. The bank earned $26.98 million during the quarter, compared to analyst estimates of $14.68 million. First United had a trailing twelve-month return on equity of 12.03% and a net margin of 15.12%. How often does First United pay dividends? What is the dividend yield for First United? First United announced a quarterly dividend on Wednesday, March 6th. Stockholders of record on Wednesday, April 17th will be paid a dividend of $0.20 per share on Wednesday, May 1st. This represents a $0.80 dividend on an annualized basis and a dividend yield of 3.48%. The ex-dividend date is Tuesday, April 16th. Read our dividend analysis for FUNC. Is First United a good dividend stock? First United (NASDAQ:FUNC) pays an annual dividend of $0.80 per share and currently has a dividend yield of 3.54%. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 35.71%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, FUNC will have a dividend payout ratio of 25.00% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for FUNC. What is William B. Grant's approval rating as First United's CEO? 2 employees have rated First United Chief Executive Officer William B. Grant on Glassdoor.com. William B. Grant has an approval rating of 100% among the company's employees. This puts William B. Grant in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of First United own? Based on aggregate information from My MarketBeat watchlists, some companies that other First United investors own include Advanced Micro Devices (AMD), American Superconductor (AMSC), Arcos Dorados (ARCO), Versartis (VSAR), Pfizer (PFE), Tapestry (TPR), Verizon Communications (VZ), AbbVie (ABBV), Carnival Co. & (CCL) and Cinemark (CNK). Who are First United's major shareholders? First United's stock is owned by many different institutional and retail investors. Top institutional shareholders include Dimensional Fund Advisors LP (5.02%), Gendell Jeffrey L (2.51%), Basswood Capital Management L.L.C. (2.33%), Bridgeway Capital Management LLC (1.03%), Pinnacle Holdings LLC (0.89%) and Goldman Sachs Group Inc. (0.33%). Insiders that own company stock include Brian R Boal, Carissa Lynn Rodeheaver, Christy Dipietro, Irvin Robert Rudy, Jason Barry Rush, John F Barr, John F Barr, John Mccullough, Marisa A Shockley and Tc Group Cayman Investment Hol. View institutional ownership trends. How do I buy shares of First United? Shares of FUNC stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:FUNC) was last updated on 3/28/2024 by MarketBeat.com Staff From Our PartnersTrump’s “Tax Free” Retirement Strategy Gold Safe ExchangeGrab Your Free Bitcoin Today!Crypto Swap ProfitsMake This $3 Trade the Instant the Opening Bell RingsMonument Traders AllianceTop Project Outperforms BTC in 2023…Crypto 101 MediaFed launches fourth dollar overhaulStansberry ResearchBREAKING: New AI Breakthrough Could Change Healthcare ForeverBehind the MarketsThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading Academy“The Stock Market’s Bull Run is Far from Over” -BarronsVertical Research Advisory Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding First United Co. Please log in to your account or sign up in order to add this asset to your watchlist. 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