NASDAQ:LOB Live Oak Bancshares (LOB) Stock Price, News & Analysis → top AI stock (it’s not MSFT, GOOGL, AMZN or AAPL) (From Traders Agency) (Ad) Free LOB Stock Alerts $38.41 +0.51 (+1.35%) (As of 04/22/2024 ET) Add Compare Share Share Today's Range$37.33▼$38.4650-Day Range$36.63▼$41.5852-Week Range$19.53▼$47.22Volume118,693 shsAverage Volume160,577 shsMarket Capitalization$1.72 billionP/E Ratio23.42Dividend Yield0.31%Price Target$41.50 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsSocial Media Get Live Oak Bancshares alerts: Email Address Live Oak Bancshares MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.67 Rating ScoreUpside/Downside8.0% Upside$41.50 Price TargetShort InterestN/ADividend StrengthWeakBased on Four FactorsSustainabilityN/ANews Sentiment0.16Based on 5 Articles This WeekInsider TradingSelling Shares$740,700 Sold Last QuarterProj. Earnings Growth31.98%From $2.22 to $2.93 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.64 out of 5 starsFinance Sector555th out of 842 stocksState Commercial Banks Industry137th out of 178 stocks 1.3 Analyst's Opinion Consensus RatingLive Oak Bancshares has received a consensus rating of Moderate Buy. The company's average rating score is 2.67, and is based on 2 buy ratings, 1 hold rating, and no sell ratings.Amount of Analyst CoverageLive Oak Bancshares has only been the subject of 2 research reports in the past 90 days. Previous Next N/A Short Interest Short InterestThere is no current short interest data available for LOB. Previous Next 1.7 Dividend Strength Dividend YieldLive Oak Bancshares has a dividend yield of 0.32%, which is in the bottom 25% of all stocks that pay dividends.Dividend GrowthLive Oak Bancshares does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Live Oak Bancshares is 7.32%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Live Oak Bancshares will have a dividend payout ratio of 4.10% next year. This indicates that Live Oak Bancshares will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for LOB. Previous Next 1.8 News and Social Media Coverage News SentimentLive Oak Bancshares has a news sentiment score of 0.16. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.55 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 5 news articles for Live Oak Bancshares this week, compared to 3 articles on an average week.MarketBeat FollowsOnly 1 people have added Live Oak Bancshares to their MarketBeat watchlist in the last 30 days. This is a decrease of 0% compared to the previous 30 days. Previous Next 4.2 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Live Oak Bancshares insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $740,700.00 in company stock.Percentage Held by Insiders23.90% of the stock of Live Oak Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions63.95% of the stock of Live Oak Bancshares is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Live Oak Bancshares are expected to grow by 31.98% in the coming year, from $2.22 to $2.93 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Live Oak Bancshares is 23.42, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 142.56.Price to Earnings Ratio vs. SectorThe P/E ratio of Live Oak Bancshares is 23.42, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 60.25.Price to Book Value per Share RatioLive Oak Bancshares has a P/B Ratio of 1.90. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Traders Agencytop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)AI was by far the biggest tech investing trend right now. But Ross Givens says the #1 artificial intelligence stock[/lin] is NOT Microsoft, Google, Amazon or Apple. Nope — his research is pointing to a tiny, under-the-radar stock that’s trading for just a few dollars right now… And could soon shoot to the moon, handing early investors a windfall.Click here now for the full details of this stock that’s set to rocket in the AI revolution… About Live Oak Bancshares Stock (NASDAQ:LOB)Live Oak Bancshares, Inc. operates as the bank holding company for Live Oak Banking Company that provides various banking products and services in the United States. It operates through two segments, Banking and Fintech. The company accepts various deposit products, including noninterest-bearing demand, as well as interest-bearing checking, money market, savings, and time deposits. It also offers commercial and industrial loans; construction and development loans; owner occupied and non-owner occupied collateral commercial real estate loans; and commercial land loans. In addition, the company provides settlement, accounting, and securitization services for government guaranteed loans; financing for renewable energy application industry; wealth and investment management services to high-net-worth individuals and families; and investment advisory services to a series of funds focused on providing venture capital to new and emerging financial technology companies. Live Oak Bancshares, Inc. was incorporated in 2008 and is headquartered in Wilmington, North Carolina.Read More LOB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart LOB Stock News HeadlinesApril 20, 2024 | msn.comSnapped power line damages vehicles in Live Oak, disrupts highwayApril 17, 2024 | msn.comLive Oak farmers market eyes school district partnershipApril 23, 2024 | Traders Agency (Ad)top AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)AI was by far the biggest tech investing trend right now. But Ross Givens says the #1 artificial intelligence stock[/lin] is NOT Microsoft, Google, Amazon or Apple. Nope — his research is pointing to a tiny, under-the-radar stock that’s trading for just a few dollars right now… And could soon shoot to the moon, handing early investors a windfall.April 17, 2024 | msn.comLive Oak Bancshares (LOB) Reports Next Week: Wall Street Expects Earnings GrowthApril 17, 2024 | americanbankingnews.comLive Oak Bancshares (LOB) to Release Quarterly Earnings on WednesdayApril 15, 2024 | msn.comMarley Brothers, Whiskey Myers to play concerts at Live Oak Bank PavilionApril 10, 2024 | globenewswire.comLive Oak Bancshares, Inc. Announces Date of First Quarter 2024 Financial ResultsApril 9, 2024 | yahoo.comAttempted assault in Live Oak deescalated, sheriff's office saysApril 23, 2024 | Traders Agency (Ad)top AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)AI was by far the biggest tech investing trend right now. But Ross Givens says the #1 artificial intelligence stock[/lin] is NOT Microsoft, Google, Amazon or Apple. Nope — his research is pointing to a tiny, under-the-radar stock that’s trading for just a few dollars right now… And could soon shoot to the moon, handing early investors a windfall.April 9, 2024 | msn.comAlabama to play Live Oak Bank PavilionApril 9, 2024 | msn.comSanta Cruz Farmers Markets in search of new home in Live OakApril 4, 2024 | msn.comLive Oak Farmers' Market looking for a new locationApril 4, 2024 | bizjournals.comFirst Look: Alterman opens new headquarters campus in Live OakApril 3, 2024 | yahoo.comLive Oak council set to decide on interim city manager, pay bumpApril 1, 2024 | news.yahoo.comCouncil to name top city official: Live Oak council set to decide on interim city manager, pay bumpMarch 23, 2024 | msn.comPhoto | Young artists paint for contest ahead of Live Oak Jack Rabbit eventMarch 20, 2024 | msn.comFire chief recommends closing Riverwalk during Live Oak Bank Pavilion concertsMarch 20, 2024 | msn.comEditorial | Amid fiscal woes, Live Oak School District facing tough choicesMarch 16, 2024 | msn.comLive Oak School District superintendent resignsMarch 11, 2024 | news.yahoo.comLive Oak Middle School given state recognitionMarch 11, 2024 | finance.yahoo.comLive Oak Construction Supply Expands with Third Georgia LocationMarch 6, 2024 | msn.comFrequent runner with "WILL RUN" plates arrested in Live Oak, narcotics allegedly foundMarch 6, 2024 | msn.comMultiple agencies investigating Saturday homicide in Live OakFebruary 29, 2024 | health.usnews.comAssisted Living Communities Near Live Oak, CAFebruary 24, 2024 | news.yahoo.comMore than 40 jobs at risk Live Oak School District due to 'budget crisis'February 23, 2024 | news.yahoo.comLive Oak HS hosting first playoff basketball game since 1996February 23, 2024 | msn.com‘It’s ugly for all of us’: Live Oak School District board sidesteps staff cutsSee More Headlines Receive LOB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Live Oak Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings1/24/2024Ex-Dividend for 3/12 Dividend2/26/2024Dividend Payable3/12/2024Today4/22/2024Next Earnings (Confirmed)4/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:LOB CUSIPN/A CIK1462120 Webwww.liveoakbank.com Phone(866) 518-0286Fax910-790-5868Employees943Year FoundedN/APrice Target and Rating Average Stock Price Target$41.50 High Stock Price Target$47.00 Low Stock Price Target$34.00 Potential Upside/Downside+8.0%Consensus RatingModerate Buy Rating Score (0-4)2.67 Research Coverage3 Analysts Profitability EPS (Most Recent Fiscal Year)$1.64 Trailing P/E Ratio23.42 Forward P/E Ratio17.30 P/E GrowthN/ANet Income$73.90 million Net Margins9.24% Pretax Margin10.35% Return on Equity8.67% Return on Assets0.68% Debt Debt-to-Equity RatioN/A Current Ratio0.92 Quick Ratio0.88 Sales & Book Value Annual Sales$800.01 million Price / Sales2.15 Cash Flow$2.16 per share Price / Cash Flow17.77 Book Value$20.23 per share Price / Book1.90Miscellaneous Outstanding Shares44,770,000Free Float34,069,000Market Cap$1.72 billion OptionableOptionable Beta1.60 20 Stocks to Sell NowMarketBeat has just released its list of 20 stocks that Wall Street analysts hate. These companies may appear to have good fundamentals, but top analysts smell something seriously rotten. Are any of these companies lurking around your portfolio? Find out by clicking the link below.Get This Free Report Key ExecutivesMr. James S. Mahan III (Age 72)Chairman & CEO Comp: $781.2kMr. William C. Losch III (Age 53)President Comp: $798.37kMr. Gregory W. Seward (Age 48)Chief Risk Officer & General Counsel Comp: $582.62kMr. Steven J. Smits (Age 57)Chief Credit Officer Comp: $547.92kMr. Renato Derraik (Age 52)Chief Information & Digital Officer of Bank Comp: $752.59kMr. William L. Williams III (Age 72)Vice Chairman & Executive VP Mr. Walter J. PhiferChief Financial OfficerMr. John Wesley Sutherland (Age 53)Chief Accounting Officer Ms. Claire ParkerSenior Vice President of Corporate CommunicationsMr. Micah S. DavisChief Marketing & Communications OfficerMore ExecutivesKey CompetitorsMerchants BancorpNASDAQ:MBINIndependent Bank GroupNASDAQ:IBTXFB FinancialNYSE:FBKRenasantNASDAQ:RNSTOFG BancorpNYSE:OFGView All CompetitorsInsiders & InstitutionsParsons Capital Management Inc. RIBought 600 shares on 4/22/2024Ownership: 0.031%Chatham Capital Group Inc.Bought 5,045 shares on 4/18/2024Ownership: 0.096%Wealth Enhancement Advisory Services LLCSold 5,087 shares on 4/16/2024Ownership: 0.079%Toth Financial Advisory CorpBought 320 shares on 4/16/2024Ownership: 0.007%Independence Bank of KentuckyBought 1,050 shares on 4/16/2024Ownership: 0.002%View All Insider TransactionsView All Institutional Transactions LOB Stock Analysis - Frequently Asked Questions Should I buy or sell Live Oak Bancshares stock right now? 3 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Live Oak Bancshares in the last twelve months. There are currently 1 hold rating and 2 buy ratings for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" LOB shares. View LOB analyst ratings or view top-rated stocks. What is Live Oak Bancshares' stock price target for 2024? 3 Wall Street analysts have issued 1 year target prices for Live Oak Bancshares' stock. Their LOB share price targets range from $34.00 to $47.00. On average, they expect the company's share price to reach $41.50 in the next year. This suggests a possible upside of 8.0% from the stock's current price. View analysts price targets for LOB or view top-rated stocks among Wall Street analysts. How have LOB shares performed in 2024? Live Oak Bancshares' stock was trading at $45.50 on January 1st, 2024. Since then, LOB stock has decreased by 15.6% and is now trading at $38.41. View the best growth stocks for 2024 here. When is Live Oak Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 24th 2024. View our LOB earnings forecast. How can I listen to Live Oak Bancshares' earnings call? Live Oak Bancshares will be holding an earnings conference call on Thursday, April 25th at 9:00 AM Eastern. Interested parties can register for or listen to the call using this link. How were Live Oak Bancshares' earnings last quarter? Live Oak Bancshares, Inc. (NASDAQ:LOB) announced its earnings results on Wednesday, January, 24th. The bank reported $0.36 EPS for the quarter, missing analysts' consensus estimates of $0.56 by $0.20. The bank earned $119.68 million during the quarter, compared to the consensus estimate of $119.36 million. Live Oak Bancshares had a net margin of 9.24% and a trailing twelve-month return on equity of 8.67%. How often does Live Oak Bancshares pay dividends? What is the dividend yield for Live Oak Bancshares? Live Oak Bancshares declared a quarterly dividend on Tuesday, February 13th. Stockholders of record on Tuesday, February 27th will be paid a dividend of $0.03 per share on Tuesday, March 12th. This represents a $0.12 dividend on an annualized basis and a yield of 0.31%. The ex-dividend date of this dividend is Monday, February 26th. Read our dividend analysis for LOB. Is Live Oak Bancshares a good dividend stock? Live Oak Bancshares (NASDAQ:LOB) pays an annual dividend of $0.12 per share and currently has a dividend yield of 0.32%. The dividend payout ratio is 7.32%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, LOB will have a dividend payout ratio of 4.10% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for LOB. What ETFs hold Live Oak Bancshares' stock? ETFs with the largest weight of Live Oak Bancshares (NASDAQ:LOB) stock in their portfolio include MFAM Small-Cap Growth ETF (MFMS), Motley Fool Small-Cap Growth ETF (TMFS) and BlackRock Future Financial and Technology ETF (BPAY).iShares US Small Cap Value Factor ETF (SVAL). What is Chip Mahan III's approval rating as Live Oak Bancshares' CEO? 17 employees have rated Live Oak Bancshares Chief Executive Officer Chip Mahan III on Glassdoor.com. Chip Mahan III has an approval rating of 94% among the company's employees. This puts Chip Mahan III in the top 30% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Live Oak Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other Live Oak Bancshares investors own include NVIDIA (NVDA), Walt Disney (DIS), Stitch Fix (SFIX), Wix.com (WIX), Zscaler (ZS), Appian (APPN), Fastly (FSLY), Block (SQ), Teladoc Health (TDOC) and Trade Desk (TTD). When did Live Oak Bancshares IPO? Live Oak Bancshares (LOB) raised $68 million in an initial public offering on Thursday, July 23rd 2015. The company issued 4,000,000 shares at a price of $16.00-$18.00 per share. Sandler O�Neill & Partners, L.P acted as the underwriter for the IPO and Keefe Bruyette & Woods (A Stifle Company) and SunTrust Robinson Humphrey were co-managers. Who are Live Oak Bancshares' major shareholders? Live Oak Bancshares' stock is owned by many different institutional and retail investors. Top institutional investors include Salem Investment Counselors Inc. (0.28%), Chatham Capital Group Inc. (0.10%), Wealth Enhancement Advisory Services LLC (0.08%), Parsons Capital Management Inc. RI (0.03%), Toth Financial Advisory Corp (0.01%) and Independence Bank of Kentucky (0.00%). Insiders that own company stock include David G Lucht, Diane Beth Glossman, Gregory W Seward, John W Sutherland, Micah S Davis, Miltom Emmett Petty, Neil Lawrence Underwood, Renato Derraik, Steve Smits, Susan N Janson, Tonya Williams Bradford, William C Losch III, William Henderson Cameron and William L Williams III. View institutional ownership trends. How do I buy shares of Live Oak Bancshares? Shares of LOB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:LOB) was last updated on 4/23/2024 by MarketBeat.com Staff From Our PartnersThe Best AI Stock to Own in the World Today is Trading for Just $25Banyan Hill PublishingHealthcare Takes A Big Step Forward With The Help Of AIThe Bull Reporttop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)Traders AgencyDid You Get Your Free Bitcoin Yet?Crypto Swap Profits[Shocking] Elon Musk’s Plan To End BanksCrypto 101 MediaForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISParadigm PressMan Who Predicted 2008: “This Will be Worse.”AltimetryThe #1 Crypto for 2024InvestorPlace Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Live Oak Bancshares, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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