Should I buy or sell Navient stock right now?

9 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Navient in the last twelve months. There are currently 3 sell ratings and 6 hold ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "reduce" NAVI shares. View NAVI analyst ratings or view top-rated stocks .

What is Navient's stock price target for 2024?

9 Wall Street analysts have issued 1-year target prices for Navient's stock. Their NAVI share price targets range from $14.00 to $19.00. On average, they predict the company's stock price to reach $16.67 in the next year. This suggests a possible upside of 2.8% from the stock's current price. View analysts price targets for NAVI or view top-rated stocks among Wall Street analysts .

How have NAVI shares performed in 2024?

Navient's stock was trading at $18.62 at the beginning of 2024. Since then, NAVI shares have decreased by 12.9% and is now trading at $16.21. View the best growth stocks for 2024 here .

When is Navient's next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 24th 2024. View our NAVI earnings forecast .

How can I listen to Navient's earnings call?

Navient will be holding an earnings conference call on Wednesday, April 24th at 8:00 AM Eastern. Interested parties can register for or listen to the call using this link .

How were Navient's earnings last quarter?

Navient Co. (NASDAQ:NAVI) posted its quarterly earnings data on Wednesday, January, 31st. The credit services provider reported $0.70 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.77 by $0.07. The credit services provider had revenue of $193 million for the quarter, compared to the consensus estimate of $210.76 million. Navient had a trailing twelve-month return on equity of 14.17% and a net margin of 4.72%.

How often does Navient pay dividends? What is the dividend yield for Navient?

Navient announced a quarterly dividend on Thursday, February 15th. Stockholders of record on Friday, March 1st will be given a dividend of $0.16 per share on Friday, March 15th. This represents a $0.64 dividend on an annualized basis and a dividend yield of 3.95%. The ex-dividend date of this dividend is Thursday, February 29th. Read our dividend analysis for NAVI .

Is Navient a good dividend stock?

Navient (NASDAQ:NAVI) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.98%. NAVI has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 35.96%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, NAVI will have a dividend payout ratio of 31.37% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for NAVI .

What ETFs hold Navient's stock?

ETFs with the largest weight of Navient (NASDAQ:NAVI) stock in their portfolio include VictoryShares US Small Cap High Div Volatility Wtd ETF (CSB) , WisdomTree U.S. SmallCap Fund (EES) , EA Bridgeway Omni Small-Cap Value ETF (BSVO) and Invesco S&P SmallCap 600 Revenue ETF (RWJ) . Avantis U.S. Small Cap Equity ETF (AVSC) .

What guidance has Navient issued on next quarter's earnings?

Navient updated its FY 2024 earnings guidance on Wednesday, January, 31st. The company provided earnings per share (EPS) guidance of 2.100-2.300 for the period, compared to the consensus earnings per share estimate of 2.460. The company issued revenue guidance of -.

What is John (Jack) F. Remondi's approval rating as Navient's CEO?

152 employees have rated Navient Chief Executive Officer John (Jack) F. Remondi on Glassdoor.com . John (Jack) F. Remondi has an approval rating of 90% among the company's employees.

What other stocks do shareholders of Navient own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Navient investors own include AT&T (T) , OPKO Health (OPK) , General Electric (GE) , QUALCOMM (QCOM) , Cisco Systems (CSCO) , Advanced Micro Devices (AMD) , Ford Motor (F) , Pfizer (PFE) , Bank of America (BAC) and Intel (INTC) .

Who are Navient's major shareholders?

Navient's stock is owned by many different institutional and retail investors. Top institutional investors include Denali Advisors LLC (0.25%), State of Alaska Department of Revenue (0.04%) and Allspring Global Investments Holdings LLC (0.00%). Insiders that own company stock include John M Kane, Mark L Heleen, Newbury Investors Llc, Stephen M Hauber and Stephen M Hauber . View institutional ownership trends .

How do I buy shares of Navient?

Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

Does Navient have any subsidiaries?

The following companies are subsidiares of Navient: Duncan Solutions, and Earnest. Read More

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NASDAQ:NAVI

Navient (NAVI) Stock Price, News & Analysis

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$16.21

-0.05 (-0.31%)

(As of 05:37 PM ET)

Compare

Today's Range: $16.14
▼
$16.56
50-Day Range: $15.75
▼
$17.40
52-Week Range: $14.10
▼
$19.69

Volume: 1.20 million shs
Average Volume: 893,048 shs
Market Capitalization: $1.82 billion

P/E Ratio: 9.11
Dividend Yield: 3.95%
Price Target: $16.67

Get Navient alerts:

Navient MarketRank™ Stock Analysis

Analyst Rating: Reduce
1.67 Rating Score
Upside/Downside: 2.8% Upside
$16.67 Price Target
Short Interest: Bearish
7.19% of Float Sold Short
Dividend Strength: Strong
Based on Four Factors
Sustainability: -0.11
Upright™ Environmental Score
News Sentiment: 0.17
Based on 7 Articles This Week
Insider Trading: Selling Shares
$172,000 Sold Last Quarter
Proj. Earnings Growth: -3.77%
From $2.12 to $2.04 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

3.50 out of 5 stars

Finance Sector

427th out of 848 stocks

Security Brokers & Dealers Industry

16th out of 26 stocks

0.8

Analyst's Opinion

Consensus Rating
Navient has received a consensus rating of Reduce. The company's average rating score is 1.67, and is based on no buy ratings, 6 hold ratings, and 3 sell ratings.
Amount of Analyst Coverage
Navient has only been the subject of 2 research reports in the past 90 days.

1.0

Short Interest

Percentage of Shares Shorted
7.19% of the float of Navient has been sold short.
Short Interest Ratio / Days to Cover
Navient has a short interest ratio ("days to cover") of 8.4.
Change versus previous month
Short interest in Navient has recently increased by 1.72%, indicating that investor sentiment is decreasing.

3.3

Dividend Strength

Dividend Leadership
Navient is a leading dividend payer. It pays a dividend yield of 3.98%, putting its dividend yield in the top 25% of dividend-paying stocks.
Dividend Growth
Navient does not have a long track record of dividend growth.
Dividend Coverage
The dividend payout ratio of Navient is 35.96%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Navient will have a dividend payout ratio of 31.37% next year. This indicates that Navient will be able to sustain or increase its dividend.

3.9

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
Navient has received a 53.27% net impact score from Upright. Navient seems to create the most significant positive value in categories "Taxes", "Societal infrastructure", and "Jobs". The positive contribution in the "Societal infrastructure" impact category is mostly driven by its "Third-party payment processing services", "Debt restructuring loans", and "Student loan management services" products. See details.
Environmental Sustainability
The Environmental Impact score for Navient is -0.11.

1.8

News and Social Media Coverage

News Sentiment
Navient has a news sentiment score of 0.17. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.58 average news sentiment score of Finance companies.
News Coverage This Week
MarketBeat has tracked 7 news articles for Navient this week, compared to 4 articles on an average week.
MarketBeat Follows
Only 1 people have added Navient to their MarketBeat watchlist in the last 30 days. This is a decrease of -67% compared to the previous 30 days.

4.2

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Navient insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $172,000.00 in company stock.
Percentage Held by Insiders
26.93% of the stock of Navient is held by insiders. A high percentage of insider ownership can be a sign of company health.
Percentage Held by Institutions
97.14% of the stock of Navient is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

1.9

Earnings and Valuation

Earnings Growth
Earnings for Navient are expected to decrease by -3.77% in the coming year, from $2.12 to $2.04 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Navient is 9.11, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 140.45.
Price to Earnings Ratio vs. Sector
The P/E ratio of Navient is 9.11, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 60.71.
Price to Book Value per Share Ratio
Navient has a P/B Ratio of 0.69. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.

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About Navient Stock (NASDAQ:NAVI)

Navient Corporation provides technology-enabled education finance and business processing solutions for education, health care, and government clients in the United States. It operates through three segments: Federal Education Loans, Consumer Lending, and Business Processing. The company owns Federal Family Education Loan Program (FFELP) loans that are insured or guaranteed by state or not-for-profit agencies; and performs servicing on its portfolios, as well as federal education loans held by other institutions. It also owns, originates, and services refinance and in-school private education loans; and offers business processing solutions, such as omnichannel contact center, workflow processing, and revenue cycle optimization services to federal agencies, state governments, tolling and parking authorities, other public sector clients, as well as hospitals, hospital systems, medical centers, large physician groups, other healthcare providers, and public health departments. In addition, the company provides corporate liquidity portfolio services. Navient Corporation was founded in 1973 and is headquartered in Herndon, Virginia.

NAVI Stock Price History

30 days | 90 days | 365 days | Advanced Chart

NAVI Stock News Headlines

April 19, 2024 | americanbankingnews.com

Navient Co. (NASDAQ:NAVI) Receives Average Rating of "Reduce" from Analysts

April 18, 2024 | msn.com

Millions of People May Get Student Debt Canceled After Company Moves Loans

April 19, 2024 | Behind the Markets (Ad)

Tiny Biotech Stock Wins $75 Billion Patent

A little-known biotech has been quietly working on revolutionary treatments for neurodegenerative diseases. Most people have never heard of them... but those in the know have been taking notice. Jeff Bezos cut them a check for $130 million. Fidelity Biosciences for a further $217 million. They've even had several collaborative partnerships with much larger companies like Biogen, Sanofi, and Takeda.

April 18, 2024 | msn.com

Elizabeth Warren is asking a major student-loan company to cancel debt for borrowers with 'decades-old predatory private' loans. Here's how.

April 17, 2024 | americanbankingnews.com

Navient (NAVI) to Release Earnings on Wednesday

April 15, 2024 | msn.com

NaviRefi Student Loan Refinancing 2024 Review

April 14, 2024 | bizjournals.com

7 companies have laid off 500+ workers so far this year in WNY

April 14, 2024 | msn.com

Opinion | The Big Bank Elizabeth Warren Loves

April 19, 2024 | Behind the Markets (Ad)

Tiny Biotech Stock Wins $75 Billion Patent

April 10, 2024 | msn.com

Feds Discover Student Loan Billing Errors, Navient (NASDAQ:NAVI) Takes Hit

April 10, 2024 | globenewswire.com

Navient to announce first quarter 2024 results, host earnings webcast April 24

April 9, 2024 | globenewswire.com

Duncan Solutions Appoints Jason Sutton as Senior Vice President, Parking and Mobility Solutions

April 5, 2024 | markets.businessinsider.com

Wondering Where To Find An Over 7% Annual Return? Check Out These 10 Investment-Grade Corporate Bonds

April 5, 2024 | msn.com

As Biden Readies Another Large-Scale Student Loan Forgiveness Plan, Here Are Stocks To Watch

April 4, 2024 | msn.com

7 Things That Are More Expensive Than They Used To Be — But Don’t Last as Long

April 4, 2024 | finance.yahoo.com

FedLoan is no longer handling federal student loans: Here’s what to know

April 3, 2024 | markets.businessinsider.com

Cracking The Code: Understanding Analyst Reviews For Navient

March 27, 2024 | markets.businessinsider.com

Analysts Conflicted on These Financial Names: Navient (NAVI) and Visa (V)

March 24, 2024 | latimes.com

Ashley M. Simonsen

March 21, 2024 | msn.com

Biden administration forgives nearly $6B in student loans for public service workers

March 20, 2024 | finance.yahoo.com

TSI Names Patty Peterson as President, UAS Loan Servicing

March 20, 2024 | msn.com

Sen. Elizabeth Warren Calls Out Student Loan Company CEO, Invites Him to Testify Before Congress

March 19, 2024 | msn.com

Student Loans Update as Company Called Before Congress

March 18, 2024 | theguardian.com

John Oliver on student loans: ‘It’s hard to feel like this system isn’t rigged’

March 16, 2024 | finance.yahoo.com

NAVI Apr 2024 20.000 call

March 16, 2024 | finance.yahoo.com

NAVI Dec 2024 12.500 put

March 16, 2024 | finance.yahoo.com

NAVI Oct 2024 20.000 call

See More Headlines

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Company Calendar

Last Earnings: 1/31/2024
Ex-Dividend for 3/15 Dividend: 2/29/2024
Dividend Payable: 3/15/2024
Today: 4/19/2024
Next Earnings (Confirmed): 4/24/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: Security brokers & dealers
Sub-Industry: N/A
Current Symbol: NASDAQ:NAVI
Previous Symbol: NASDAQ:NAVIV
CUSIP: N/A
CIK: 1593538
Web: www.navient.com
Phone: (302) 283-8000
Fax: N/A
Employees: 4,500
Year Founded: 2014

Price Target and Rating

Average Stock Price Target: $16.67
High Stock Price Target: $19.00
Low Stock Price Target: $14.00
Potential Upside/Downside: +1.6%
Consensus Rating: Reduce
Rating Score (0-4): 1.67
Research Coverage: 9 Analysts

Profitability

EPS (Most Recent Fiscal Year): $1.78
Trailing P/E Ratio: 9.21
Forward P/E Ratio: 7.74
P/E Growth: N/A
Net Income: $228 million
Net Margins: 4.72%
Pretax Margin: 6.48%
Return on Equity: 14.17%
Return on Assets: 0.64%

Debt

Debt-to-Equity Ratio: 19.35
Current Ratio: 13.64
Quick Ratio: 13.63

Sales & Book Value

Annual Sales: $4.83 billion
Price / Sales: 0.38
Cash Flow: $3.22 per share
Price / Cash Flow: 5.09
Book Value: $23.48 per share
Price / Book: 0.70

Miscellaneous

Outstanding Shares: 112,030,000
Free Float: 81,863,000
Market Cap: $1.84 billion
Optionable: Optionable
Beta: 1.38

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Key Executives

Mr. David L. Yowan (Age 67)
President, CEO & Director
Comp: $145.09k
Mr. Joe Fisher C.F.A. (Age 43)
Executive VP, CFO & Principal Accounting Officer
Comp: $1.17M
Mr. Stephen M. Hauber (Age 49)
Executive VP and Chief Risk & Compliance Officer
Comp: $1.1M
Mr. Mark L. Heleen (Age 61)
Chief Legal Officer, Secretary & Executive VP
Comp: $1.17M
Mr. John M. Kane (Age 55)
Executive VP & Group President of Business Processing Solutions
Comp: $1.35M
Mr. Mike Maier
Senior Vice President & Chief Information Officer
Ms. Jen Earyes
Head of Investor Relations
Paul Hartwick
Vice President of Corporate Communications
Ms. Patricia Nash Christel
VP of Corporate Marketing & Communications and Chief of Staff to the CEO
Mr. Mike Smith
Senior VP & Chief Human Resources Officer

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

NAVI Stock Analysis - Frequently Asked Questions

Should I buy or sell Navient stock right now?: 9 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Navient in the last twelve months. There are currently 3 sell ratings and 6 hold ratings for the stock. The consensus among Wall Street equities research analysts is that investors should "reduce" NAVI shares.
View NAVI analyst ratings or view top-rated stocks.
What is Navient's stock price target for 2024?: 9 Wall Street analysts have issued 1-year target prices for Navient's stock. Their NAVI share price targets range from $14.00 to $19.00. On average, they predict the company's stock price to reach $16.67 in the next year. This suggests a possible upside of 2.8% from the stock's current price.
View analysts price targets for NAVI or view top-rated stocks among Wall Street analysts.
How have NAVI shares performed in 2024?: Navient's stock was trading at $18.62 at the beginning of 2024. Since then, NAVI shares have decreased by 12.9% and is now trading at $16.21.
View the best growth stocks for 2024 here.
When is Navient's next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 24th 2024.
View our NAVI earnings forecast.
How can I listen to Navient's earnings call?: Navient will be holding an earnings conference call on Wednesday, April 24th at 8:00 AM Eastern. Interested parties can register for or listen to the call using this link.
How were Navient's earnings last quarter?: Navient Co. (NASDAQ:NAVI) posted its quarterly earnings data on Wednesday, January, 31st. The credit services provider reported $0.70 earnings per share (EPS) for the quarter, missing analysts' consensus estimates of $0.77 by $0.07. The credit services provider had revenue of $193 million for the quarter, compared to the consensus estimate of $210.76 million. Navient had a trailing twelve-month return on equity of 14.17% and a net margin of 4.72%.
How often does Navient pay dividends? What is the dividend yield for Navient?: Navient announced a quarterly dividend on Thursday, February 15th. Stockholders of record on Friday, March 1st will be given a dividend of $0.16 per share on Friday, March 15th. This represents a $0.64 dividend on an annualized basis and a dividend yield of 3.95%. The ex-dividend date of this dividend is Thursday, February 29th.
Read our dividend analysis for NAVI.
Is Navient a good dividend stock?: Navient (NASDAQ:NAVI) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.98%. NAVI has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The dividend payout ratio is 35.96%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, NAVI will have a dividend payout ratio of 31.37% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for NAVI.

What ETFs hold Navient's stock?: ETFs with the largest weight of Navient (NASDAQ:NAVI) stock in their portfolio include VictoryShares US Small Cap High Div Volatility Wtd ETF (CSB), WisdomTree U.S. SmallCap Fund (EES), EA Bridgeway Omni Small-Cap Value ETF (BSVO) and Invesco S&P SmallCap 600 Revenue ETF (RWJ).Avantis U.S. Small Cap Equity ETF (AVSC).
What guidance has Navient issued on next quarter's earnings?: Navient updated its FY 2024 earnings guidance on Wednesday, January, 31st. The company provided earnings per share (EPS) guidance of 2.100-2.300 for the period, compared to the consensus earnings per share estimate of 2.460. The company issued revenue guidance of -.
What is John (Jack) F. Remondi's approval rating as Navient's CEO?: 152 employees have rated Navient Chief Executive Officer John (Jack) F. Remondi on Glassdoor.com. John (Jack) F. Remondi has an approval rating of 90% among the company's employees.
What other stocks do shareholders of Navient own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Navient investors own include AT&T (T), OPKO Health (OPK), General Electric (GE), QUALCOMM (QCOM), Cisco Systems (CSCO), Advanced Micro Devices (AMD), Ford Motor (F), Pfizer (PFE), Bank of America (BAC) and Intel (INTC).
Who are Navient's major shareholders?: Navient's stock is owned by many different institutional and retail investors. Top institutional investors include Denali Advisors LLC (0.25%), State of Alaska Department of Revenue (0.04%) and Allspring Global Investments Holdings LLC (0.00%). Insiders that own company stock include John M Kane, Mark L Heleen, Newbury Investors Llc, Stephen M Hauber and Stephen M Hauber.
View institutional ownership trends.
How do I buy shares of Navient?: Shares of NAVI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.
Does Navient have any subsidiaries?: The following companies are subsidiares of Navient: Duncan Solutions, and Earnest.
Read More

This page (NASDAQ:NAVI) was last updated on 4/19/2024 by MarketBeat.com Staff

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Navient (NAVI) Stock Price, News & Analysis

Navient MarketRank™ Stock Analysis

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

Environmental Sustainability

News and Social Media Coverage

News Sentiment

News Coverage This Week

MarketBeat Follows

Company Ownership

Earnings and Valuation

About Navient Stock (NASDAQ:NAVI)

NAVI Stock Price History

NAVI Stock News Headlines

Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Social Links

Key Executives

Key Competitors

Insiders & Institutions

NAVI Stock Analysis - Frequently Asked Questions

Overall MarketRank^™