1st Capital Bancorp (OTCMKTS:FISB – Get Rating) and UniCredit (OTCMKTS:UNCRY – Get Rating) are both finance companies, but which is the better stock? We will compare the two companies based on the strength of their institutional ownership, risk, valuation, analyst recommendations, earnings, dividends and profitability.
Insider & Institutional Ownership
10.6% of 1st Capital Bancorp shares are owned by institutional investors. Comparatively, 0.0% of UniCredit shares are owned by institutional investors. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company is poised for long-term growth.
Valuation and Earnings
This table compares 1st Capital Bancorp and UniCredit’s gross revenue, earnings per share (EPS) and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|1st Capital Bancorp||$38.16 million||1.68||$8.58 million||$1.54||7.56|
|UniCredit||$22.96 billion||1.87||$1.82 billion||N/A||N/A|
This is a summary of current recommendations and price targets for 1st Capital Bancorp and UniCredit, as reported by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
|1st Capital Bancorp||0||0||0||0||N/A|
UniCredit has a consensus target price of $15.16, suggesting a potential upside of 58.22%. Given UniCredit’s higher probable upside, analysts plainly believe UniCredit is more favorable than 1st Capital Bancorp.
This table compares 1st Capital Bancorp and UniCredit’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|1st Capital Bancorp||22.45%||N/A||N/A|
Volatility & Risk
1st Capital Bancorp has a beta of 0.64, indicating that its stock price is 36% less volatile than the S&P 500. Comparatively, UniCredit has a beta of 1.35, indicating that its stock price is 35% more volatile than the S&P 500.
UniCredit beats 1st Capital Bancorp on 6 of the 8 factors compared between the two stocks.
About 1st Capital Bancorp
1st Capital Bancorp operates as a bank holding company. It primarily target markets are commercial enterprises, professionals, real estate investors, family business entities, and residents along the Central Coast region of California. The firm provides a wide range of credit products, including loans under various government programs such as those provided through the U.S. small business administration and the U.S. department of agriculture. The company is headquartered in Salinas, CA.
UniCredit SpA engages in the provision of banking and financial solutions. It operates through the following geographical segments: Italy, Germany, Central Europe (including Austria, Czech Republic and Slovakia, Hungary, Slovenia), Eastern Europe (including Bosnia and Herzegovina, Bulgaria, Croatia, Romania, Serbia, Russia). The company was founded in 1870 and is headquartered in Milan, Italy.
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