FlexShopper (NASDAQ:FPAY – Get Rating) and Upbound Group (NASDAQ:UPBD – Get Rating) are both small-cap finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their risk, profitability, valuation, analyst recommendations, dividends, earnings and institutional ownership.
This is a breakdown of recent recommendations and price targets for FlexShopper and Upbound Group, as provided by MarketBeat.com.
|Sell Ratings||Hold Ratings||Buy Ratings||Strong Buy Ratings||Rating Score|
FlexShopper presently has a consensus target price of $3.67, suggesting a potential upside of 270.37%. Given FlexShopper’s stronger consensus rating and higher possible upside, analysts plainly believe FlexShopper is more favorable than Upbound Group.
Insider and Institutional Ownership
This table compares FlexShopper and Upbound Group’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
Earnings & Valuation
This table compares FlexShopper and Upbound Group’s gross revenue, earnings per share and valuation.
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|FlexShopper||$122.74 million||0.18||$3.27 million||$0.05||19.80|
|Upbound Group||$4.25 billion||0.33||$12.36 million||$0.20||124.20|
Upbound Group has higher revenue and earnings than FlexShopper. FlexShopper is trading at a lower price-to-earnings ratio than Upbound Group, indicating that it is currently the more affordable of the two stocks.
Risk & Volatility
FlexShopper has a beta of 0.82, indicating that its stock price is 18% less volatile than the S&P 500. Comparatively, Upbound Group has a beta of 1.75, indicating that its stock price is 75% more volatile than the S&P 500.
Upbound Group beats FlexShopper on 8 of the 14 factors compared between the two stocks.
FlexShopper, In. operates as a holding and financial technology company, which enables consumers utilizing its e-commerce marketplace to shop for brand name electronics, home furnishings, and other durable goods on a lease-to-own basis. Its products include cell phones, televisions, cameras and camcorders, video games, computers and laptops, furniture, smartwatches, matresses, Apple, and Tires. The company was founded by George F. Rubin, Morry F. Rubin, and Brad Mitchell Bernstein on August 16, 2006 and is headquartered in Boca Raton, FL.
About Upbound Group
Upbound Group, Inc. engages in the provision of furniture, electronics, appliances, computers, and smartphones through flexible rental purchase agreements. It operates through the following segments: Rent-A-Center Business, Preferred Lease, Mexico, and Franchising. The Rent-A-Center Business segment consists of company-owned rent-to-own stores in the United States and Puerto Rico. The Preferred Lease segment offers an on-site rent-to-own option at a third-party retailer’s location. The Mexico segment consists of its company-owned rent-to-own stores in Mexico. The Franchising segment sells rental merchandise to its franchisees. The company was founded by Mark E. Speese on September 16, 1986 and is headquartered in Plano, TX.
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