NASDAQ:CZWI Citizens Community Bancorp (CZWI) Stock Price, News & Analysis → Warning: this could blow your mind (From DTI) (Ad) Free CZWI Stock Alerts $12.15 0.00 (0.00%) (As of 03/28/2024 ET) Add Compare Share Share Today's Range$12.11▼$12.2250-Day Range$11.18▼$12.6152-Week Range$7.61▼$12.61Volume6,051 shsAverage Volume31,258 shsMarket Capitalization$127.09 millionP/E Ratio9.72Dividend Yield2.63%Price Target$11.50 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get Citizens Community Bancorp alerts: Email Address Citizens Community Bancorp MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.50 Rating ScoreUpside/Downside5.3% Downside$11.50 Price TargetShort InterestHealthy0.31% of Float Sold ShortDividend StrengthStrongBased on Four FactorsSustainabilityN/ANews Sentiment0.37Based on 4 Articles This WeekInsider TradingN/AProj. Earnings Growth21.95%From $1.23 to $1.50 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.05 out of 5 starsFinance Sector477th out of 849 stocksFederal Savings Institutions Industry20th out of 35 stocks 1.3 Analyst's Opinion Consensus RatingCitizens Community Bancorp has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.Price Target Upside/DownsideAccording to analysts' consensus price target of $11.50, Citizens Community Bancorp has a forecasted downside of 5.3% from its current price of $12.15.Amount of Analyst CoverageCitizens Community Bancorp has only been the subject of 1 research reports in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.31% of the float of Citizens Community Bancorp has been sold short.Short Interest Ratio / Days to CoverCitizens Community Bancorp has a short interest ratio ("days to cover") of 1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Citizens Community Bancorp has recently increased by 111.03%, indicating that investor sentiment is decreasing significantly. Previous Next 3.3 Dividend Strength Dividend YieldCitizens Community Bancorp pays a meaningful dividend of 2.68%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthCitizens Community Bancorp has been increasing its dividend for 5 years.Dividend CoverageThe dividend payout ratio of Citizens Community Bancorp is 25.60%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Citizens Community Bancorp will have a dividend payout ratio of 21.33% next year. This indicates that Citizens Community Bancorp will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for CZWI. Previous Next 2.4 News and Social Media Coverage News SentimentCitizens Community Bancorp has a news sentiment score of 0.37. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a lower news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for Citizens Community Bancorp this week, compared to 0 articles on an average week.MarketBeat Follows5 people have added Citizens Community Bancorp to their MarketBeat watchlist in the last 30 days. This is an increase of 67% compared to the previous 30 days. Previous Next 0.8 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Citizens Community Bancorp insiders have not sold or bought any company stock.Percentage Held by InsidersOnly 5.54% of the stock of Citizens Community Bancorp is held by insiders.Percentage Held by Institutions55.11% of the stock of Citizens Community Bancorp is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.8 Earnings and Valuation Earnings GrowthEarnings for Citizens Community Bancorp are expected to grow by 21.95% in the coming year, from $1.23 to $1.50 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Citizens Community Bancorp is 9.72, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 148.82.Price to Earnings Ratio vs. SectorThe P/E ratio of Citizens Community Bancorp is 9.72, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 63.07.Price to Book Value per Share RatioCitizens Community Bancorp has a P/B Ratio of 0.73. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities. 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It also offers various loan products comprising commercial real estate, commercial and industrial, agricultural real estate, agricultural operating, and consumer loans; and one-to-four family residential mortgages and home equity lines-of-credit. In addition, the company provides a portfolio of investments, such as mortgage-backed, corporate asset-backed, U.S. Government sponsored agency, corporate debt, and trust preferred securities. The company was founded in 1938 and is based in Eau Claire, Wisconsin.Read More CZWI Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart CZWI Stock News HeadlinesMarch 27, 2024 | seekingalpha.comCZWI Citizens Community Bancorp, Inc.March 15, 2024 | finance.yahoo.comInvesting in Citizens Community Bancorp (NASDAQ:CZWI) a year ago would have delivered you a 14% gainMarch 29, 2024 | Crypto Swap Profits (Ad)Did You Get Your Free Bitcoin Yet?And my special guest is willing to give you $10 in Bitcoin (BTC) if you take it seriously. Right now is a very important time to pay attention to what we are doing and what is happening. If you wait... it will be too late. This week we are holding several workshops and if you attend and pay attention my special guest is going to send you $10 in Bitcoin.February 3, 2024 | finance.yahoo.comCitizens Community Bancorp, Inc. (NASDAQ:CZWI) Looks Like A Good Stock, And It's Going Ex-Dividend SoonFebruary 1, 2024 | finance.yahoo.comCitizens Community Bancorp, Inc. Just Beat Analyst Forecasts, And Analysts Have Been Updating Their PredictionsJanuary 31, 2024 | finance.yahoo.comCitizens Community Bancorp Inc (CZWI) Reports Mixed Year-End Financial ResultsJanuary 29, 2024 | finance.yahoo.comCitizens Community Bancorp, Inc. (CZWI) Tops Q4 Earnings and Revenue EstimatesJanuary 29, 2024 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports 4Q2023 Earnings of $0.35 Per Share;March 29, 2024 | Crypto 101 Media (Ad)SHOCKING Crypto Leak…A shocking leak has revealed tech giant Microsoft's plans to add crypto support to future products. If the plans in these leaked internal documents pan out, we could see prices skyrocket for Bitcoin, Ethereum, XRP and MORE… The coupling of gaming and cryptocurrency could absolutely transform digital finance as we know it in 2024. December 22, 2023 | morningstar.comCitizens Community Bancorp Inc CZWINovember 28, 2023 | news.yahoo.comCitizens Bank to close 1 location, reconfigure 3 othersNovember 17, 2023 | finance.yahoo.com3 Top-Rated Savings & Loan Stocks to Buy Amid High RatesOctober 25, 2023 | msn.comCitizens Community Bancorp GAAP EPS of $0.24, revenue of $14.68MOctober 24, 2023 | finance.yahoo.comCompared to Estimates, Citizens Community Bancorp, Inc. (CZWI) Q3 Earnings: A Look at Key MetricsOctober 24, 2023 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports 3Q2023 Earnings of $0.24 Per Share Reflecting Tax Changes; Lower Future Effective Tax Rate Expected; Non-Performing Assets Decline: Net Interest Margin ExpandsOctober 24, 2023 | finance.yahoo.comCitizens Community Bancorp Inc (CZWI) Reports 3Q2023 Earnings of $0.24 Per Share Amid Tax ChangesOctober 1, 2023 | finance.yahoo.comInvesting in Citizens Community Bancorp (NASDAQ:CZWI) three years ago would have delivered you a 45% gainAugust 17, 2023 | finance.yahoo.comInstitutions own 36% of Citizens Community Bancorp, Inc. (NASDAQ:CZWI) shares but retail investors control 40% of the companyJuly 24, 2023 | finance.yahoo.comCompared to Estimates, Citizens Community Bancorp, Inc. (CZWI) Q2 Earnings: A Look at Key MetricsJuly 24, 2023 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports Earnings of $0.31 Per Share in 2Q23; Tangible Book Value Increases, Specific Reserve DeclinesJuly 6, 2023 | msn.comCitizens Community Bancorp Inc MD (CZWI) Price Target Decreased by 5.71% to 11.22April 30, 2023 | finance.yahoo.comThings Look Grim For Citizens Community Bancorp, Inc. (NASDAQ:CZWI) After Today's DowngradeApril 25, 2023 | msn.comBenzinga Pro's Top 5 Stocks To Watch For Monday, April 24, 2023: WMG, SMCI, ENTG, VERX, CZWIApril 25, 2023 | msn.comCitizens Community Bancorp Non-GAAP EPS of $0.35, revenue of $15.08MApril 25, 2023 | finance.yahoo.comCitizens Community Bancorp, Inc. (CZWI) Misses Q1 Earnings and Revenue EstimatesApril 25, 2023 | finance.yahoo.comCitizens Community Bancorp, Inc. Reports Earnings of $0.35 Per Share in 1Q23; Deposit and Loan Balances Increase From Prior QuarterApril 20, 2023 | finance.yahoo.comCitizens Community Bancorp (NASDAQ:CZWI) shareholders have earned a 22% CAGR over the last three yearsSee More Headlines Receive CZWI Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Citizens Community Bancorp and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings1/29/2024Ex-Dividend for 2/23 Dividend2/08/2024Dividend Payable2/23/2024Today3/29/2024Next Earnings (Estimated)4/23/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry Federal savings institutions Sub-IndustryN/A Current SymbolNASDAQ:CZWI CUSIPN/A CIK1367859 Webwww.ccf.us Phone(715) 836-9994FaxN/AEmployees214Year FoundedN/APrice Target and Rating Average Stock Price Target$11.50 High Stock Price Target$11.50 Low Stock Price Target$11.50 Potential Upside/Downside-5.3%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage2 Analysts Profitability EPS (Most Recent Fiscal Year)$1.25 Trailing P/E Ratio9.72 Forward P/E Ratio9.88 P/E GrowthN/ANet Income$13.06 million Net Margins13.82% Pretax Margin20.03% Return on Equity7.99% Return on Assets0.72% Debt Debt-to-Equity Ratio0.46 Current Ratio0.98 Quick Ratio0.97 Sales & Book Value Annual Sales$94.50 million Price / Sales1.34 Cash Flow$1.73 per share Price / Cash Flow7.03 Book Value$16.56 per share Price / Book0.73Miscellaneous Outstanding Shares10,460,000Free Float9,878,000Market Cap$127.09 million OptionableNot Optionable Beta1.00 20 Stocks to Sell NowMarketBeat has just released its list of 20 stocks that Wall Street analysts hate. These companies may appear to have good fundamentals, but top analysts smell something seriously rotten. Are any of these companies lurking around your portfolio? Find out by clicking the link below.Get This Free Report Key ExecutivesMr. Stephen M. Bianchi (Age 61)Chairman of the Board, President & CEO Comp: $559.88kMr. James S. Broucek (Age 60)CFO, Principal Accounting Officer, Executive VP, Treasurer & Secretary Comp: $326.93kKey CompetitorsCortland BancorpNASDAQ:CLDBFirst Guaranty BancsharesNASDAQ:FGBIMalvern BancorpNASDAQ:MLVFBV FinancialNASDAQ:BVFLFirst Savings Financial GroupNASDAQ:FSFGView All CompetitorsInsiders & InstitutionsBridgeway Capital Management LLCBought 4,224 shares on 2/15/2024Ownership: 1.671%Pinnacle Holdings LLCSold 9,949 shares on 2/14/2024Ownership: 0.879%Banc Funds Co. LLCSold 25,996 shares on 2/13/2024Ownership: 8.131%Northern Trust CorpBought 11,954 shares on 2/13/2024Ownership: 0.302%Dimensional Fund Advisors LPBought 1,721 shares on 2/7/2024Ownership: 2.437%View All Insider TransactionsView All Institutional Transactions CZWI Stock Analysis - Frequently Asked Questions Should I buy or sell Citizens Community Bancorp stock right now? 2 Wall Street analysts have issued "buy," "hold," and "sell" ratings for Citizens Community Bancorp in the last year. There are currently 1 hold rating and 1 buy rating for the stock. The consensus among Wall Street analysts is that investors should "moderate buy" CZWI shares. View CZWI analyst ratings or view top-rated stocks. What is Citizens Community Bancorp's stock price target for 2024? 2 Wall Street research analysts have issued 1-year price targets for Citizens Community Bancorp's shares. Their CZWI share price targets range from $11.50 to $11.50. On average, they expect the company's stock price to reach $11.50 in the next twelve months. This suggests that the stock has a possible downside of 5.3%. View analysts price targets for CZWI or view top-rated stocks among Wall Street analysts. How have CZWI shares performed in 2024? Citizens Community Bancorp's stock was trading at $11.71 on January 1st, 2024. Since then, CZWI stock has increased by 3.8% and is now trading at $12.15. View the best growth stocks for 2024 here. Are investors shorting Citizens Community Bancorp? Citizens Community Bancorp saw a increase in short interest during the month of March. As of March 15th, there was short interest totaling 30,600 shares, an increase of 111.0% from the February 29th total of 14,500 shares. Based on an average trading volume of 29,600 shares, the days-to-cover ratio is presently 1.0 days. Approximately 0.3% of the shares of the stock are sold short. View Citizens Community Bancorp's Short Interest. When is Citizens Community Bancorp's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 23rd 2024. View our CZWI earnings forecast. How were Citizens Community Bancorp's earnings last quarter? Citizens Community Bancorp, Inc. (NASDAQ:CZWI) announced its quarterly earnings data on Monday, January, 29th. The bank reported $0.38 earnings per share for the quarter, beating analysts' consensus estimates of $0.26 by $0.12. The bank earned $24.51 million during the quarter, compared to analyst estimates of $13.90 million. Citizens Community Bancorp had a net margin of 13.82% and a trailing twelve-month return on equity of 7.99%. How often does Citizens Community Bancorp pay dividends? What is the dividend yield for Citizens Community Bancorp? Citizens Community Bancorp declared an annual dividend on Thursday, January 25th. Investors of record on Friday, February 9th will be paid a dividend of $0.32 per share on Friday, February 23rd. This represents a yield of 2.6%. The ex-dividend date is Thursday, February 8th. This is a positive change from the stock's previous annual dividend of $0.29. Read our dividend analysis for CZWI. Is Citizens Community Bancorp a good dividend stock? Citizens Community Bancorp (NASDAQ:CZWI) pays an annual dividend of $0.32 per share and currently has a dividend yield of 2.68%. The company has been increasing its dividend for 5 consecutive years, indicating the company has a new, but growing committment to grow its dividend. The dividend payout ratio is 25.60%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, CZWI will have a dividend payout ratio of 21.33% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for CZWI. What is Stephen Bianchi's approval rating as Citizens Community Bancorp's CEO? 34 employees have rated Citizens Community Bancorp Chief Executive Officer Stephen Bianchi on Glassdoor.com. Stephen Bianchi has an approval rating of 77% among the company's employees. 74.0% of employees surveyed would recommend working at Citizens Community Bancorp to a friend. What other stocks do shareholders of Citizens Community Bancorp own? Based on aggregate information from My MarketBeat watchlists, some companies that other Citizens Community Bancorp investors own include AT&T (T), Exxon Mobil (XOM), Helmerich & Payne (HP), International Business Machines (IBM), Altria Group (MO), Pfizer (PFE), Verizon Communications (VZ), Walgreens Boots Alliance (WBA) and Wells Fargo & Company (WFC). Who are Citizens Community Bancorp's major shareholders? Citizens Community Bancorp's stock is owned by many different institutional and retail investors. Top institutional shareholders include Banc Funds Co. LLC (8.13%), Dimensional Fund Advisors LP (2.44%), Bridgeway Capital Management LLC (1.67%), Pinnacle Holdings LLC (0.88%) and Northern Trust Corp (0.30%). Insiders that own company stock include Francis E Felber, James D Moll, James S Broucek, Kathleen Skarvan, Kristina M Bourget, Kristina M Bourget, Richard Mchugh, Stephen M Bianchi and Stephen M Bianchi. View institutional ownership trends. How do I buy shares of Citizens Community Bancorp? Shares of CZWI stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:CZWI) was last updated on 3/29/2024 by MarketBeat.com Staff From Our PartnersDid You Get Your Free Bitcoin Yet?Crypto Swap ProfitsTop Project Outperforms BTC in 2023…Crypto 101 MediaMake This $3 Trade the Instant the Opening Bell RingsMonument Traders Alliance“The Stock Market’s Bull Run is Far from Over” -BarronsVertical Research AdvisoryAI Cracks Open Largest Untapped Energy Reserve on EarthBanyan Hill PublishingThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading AcademyMost important medical advance in 100 yearsThe Oxford ClubBuy this small stock before coming AI Tidal WaveChaikin Analytics Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Citizens Community Bancorp, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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