NASDAQ:USCB USCB Financial (USCB) Stock Price, News & Analysis → The Best AI Stock to Own in the World Today is Trading for Just $25 (From Banyan Hill Publishing) (Ad) Free USCB Stock Alerts $10.40 -0.15 (-1.42%) (As of 04/24/2024 ET) Add Compare Share Share Today's Range$10.40▼$10.7050-Day Range$10.36▼$11.4152-Week Range$8.56▼$12.97Volume17,309 shsAverage Volume21,418 shsMarket Capitalization$204.36 millionP/E Ratio12.53Dividend Yield1.92%Price Target$13.33 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get USCB Financial alerts: Email Address USCB Financial MarketRank™ Stock AnalysisAnalyst RatingModerate Buy2.50 Rating ScoreUpside/Downside28.2% Upside$13.33 Price TargetShort InterestHealthy0.37% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.00Based on 2 Articles This WeekInsider TradingAcquiring Shares$196,184 Bought Last QuarterProj. Earnings Growth25.26%From $0.95 to $1.19 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.58 out of 5 starsFinance Sector144th out of 855 stocksState Commercial Banks Industry33rd out of 179 stocks 3.3 Analyst's Opinion Consensus RatingUSCB Financial has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 2 buy ratings, 2 hold ratings, and no sell ratings.Amount of Analyst CoverageUSCB Financial has only been the subject of 2 research reports in the past 90 days. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.37% of the float of USCB Financial has been sold short.Short Interest Ratio / Days to CoverUSCB Financial has a short interest ratio ("days to cover") of 2.3, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in USCB Financial has recently decreased by 30.62%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend YieldUSCB Financial pays a meaningful dividend of 1.88%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUSCB Financial does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of USCB Financial is 24.10%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, USCB Financial will have a dividend payout ratio of 16.81% next year. This indicates that USCB Financial will be able to sustain or increase its dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for USCB. Previous Next 0.0 News and Social Media Coverage News Coverage This WeekMarketBeat has tracked 2 news articles for USCB Financial this week, compared to 1 article on an average week. Previous Next 5.0 Company Ownership Insider Buying vs. Insider SellingIn the past three months, USCB Financial insiders have bought more of their company's stock than they have sold. Specifically, they have bought $196,184.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders48.10% of the stock of USCB Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions61.34% of the stock of USCB Financial is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for USCB Financial are expected to grow by 25.26% in the coming year, from $0.95 to $1.19 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of USCB Financial is 12.53, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 143.35.Price to Earnings Ratio vs. SectorThe P/E ratio of USCB Financial is 12.53, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 60.98.Price to Book Value per Share RatioUSCB Financial has a P/B Ratio of 1.06. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Banyan Hill PublishingThe Best AI Stock to Own in the World Today is Trading for Just $25“Titan of Tech” Bets Big on Tiny AI Company He’s made as much as 3,250,000% in just three years on companies like Facebook, Airbnb, and PayPal… But our research shows his latest investment could be his most successful venture yet.See how you can invest alongside him About USCB Financial Stock (NASDAQ:USCB)USCB Financial Holdings, Inc. operates as the bank holding company for U.S. Century Bank that engages in the provision of various personal and business banking products and services in the United States. It accepts various deposit products, including commercial and consumer checking, money market deposit, savings, and time deposit accounts, as well as certificates of deposit. It also offers loan products, such as small business administration loans, yacht financing, residential and commercial real estate loans; commercial and industrial loans; foreign bank loans; and secured and unsecured consumer loans comprising personal loans, overdrafts, and deposit account collateralized loans. The company also offers lockbox, treasury, commercial payments, cash management, and online banking services, as well as provides title insurance policies for real estate transactions. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida.Read More USCB Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart USCB Stock News HeadlinesApril 23, 2024 | globenewswire.comUSCB Financial Holdings, Inc. Declares Quarterly Cash Dividend on Common StockApril 18, 2024 | americanbankingnews.comUSCB Financial (USCB) Set to Announce Quarterly Earnings on ThursdayApril 24, 2024 | The TradingPub (Ad)At first glance, this chart looks like nonsense…We can isolate the most bullish dates to buy Netflix each and every year… That’s why one former hedge fund manager calls these dates… “Hotspot Dates”April 11, 2024 | markets.businessinsider.comUSCB Financial Holdings Inc Registered Shs -A- hosts conference call for investorsApril 5, 2024 | globenewswire.comUSCB Financial Holdings, Inc. to Announce First Quarter 2024 ResultsMarch 26, 2024 | markets.businessinsider.comAnalysts Offer Insights on Financial Companies: Trustmark (TRMK) and Columbia Financial (CLBK)March 16, 2024 | finance.yahoo.comInsider Spends US$83k Buying More Shares In USCB Financial HoldingsMarch 11, 2024 | msn.comHeritage Classic Foundation awards 11 scholarships to area seniorsApril 24, 2024 | The TradingPub (Ad)At first glance, this chart looks like nonsense…We can isolate the most bullish dates to buy Netflix each and every year… That’s why one former hedge fund manager calls these dates… “Hotspot Dates”February 24, 2024 | msn.comUSCB Financial Holdings (USCB) Price Target Increased by 7.92% to 13.90February 10, 2024 | 247wallst.comThe County With the Highest Poverty Rate in Every StateJanuary 29, 2024 | msn.comU.S. Century Bank declares $0.05 dividendJanuary 29, 2024 | marketwatch.comUSCB Financial Holdings Declares Initial Dividend of 5 CentsJanuary 29, 2024 | finance.yahoo.comUSCB Financial Holdings, Inc. Initiates Quarterly Cash Dividend Program and Announces Declaration of First Cash DividendJanuary 25, 2024 | benzinga.comRecap: USCB Financial Holdings Q4 EarningsJanuary 25, 2024 | finance.yahoo.comUSCB Financial Holdings, Inc. Reports Diluted EPS of $0.14 for Q4 2023January 25, 2024 | finance.yahoo.comUSCB Financial Holdings Inc Reports Mixed Results Amid Economic HeadwindsJanuary 25, 2024 | markets.businessinsider.comAnalysts Offer Insights on Financial Companies: United Community Banks (UCBI), Bok Financial (BOKF) and Blue Foundry (BLFY)January 24, 2024 | benzinga.comEarnings Outlook For USCB Financial HoldingsJanuary 24, 2024 | markets.businessinsider.comUSCB Financial A earnings: here's what Wall Street expectsJanuary 22, 2024 | wnewsj.comBlanchester resident graduates from USCBJanuary 5, 2024 | finance.yahoo.comUSCB Financial Holdings, Inc. To Announce Fourth Quarter 2023 ResultsJanuary 3, 2024 | bizjournals.comMiami judge rules in favor of local bank over former directors/shareholders lawsuitDecember 16, 2023 | finance.yahoo.comExecutive VP and CFO Robert Anderson Buys 8,750 Shares of USCB Financial Holdings IncDecember 16, 2023 | finance.yahoo.comUSCB Financial Holdings Executive VP & CFO Acquires 35% More StockDecember 16, 2023 | finance.yahoo.comPositive Signs As Multiple Insiders Buy USCB Financial Holdings StockDecember 7, 2023 | finance.yahoo.comU.S. Century Bank Names William Turner New Executive Vice President and Chief Credit OfficerSee More Headlines Receive USCB Stock News and Ratings via Email Sign-up to receive the latest news and ratings for USCB Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings1/25/2024Ex-Dividend for 3/5 Dividend2/14/2024Dividend Payable3/05/2024Today4/24/2024Next Earnings (Confirmed)4/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry State commercial banks Sub-IndustryN/A Current SymbolNASDAQ:USCB CUSIPN/A CIK1901637 Webwww.uscentury.com Phone305-715-5200FaxN/AEmployees196Year FoundedN/APrice Target and Rating Average Stock Price Target$13.33 High Stock Price Target$15.00 Low Stock Price Target$12.00 Potential Upside/Downside+28.2%Consensus RatingModerate Buy Rating Score (0-4)2.50 Research Coverage4 Analysts Profitability EPS (Most Recent Fiscal Year)$0.83 Trailing P/E Ratio12.53 Forward P/E Ratio10.95 P/E GrowthN/ANet Income$16.55 million Net Margins15.26% Pretax Margin20.10% Return on Equity9.28% Return on Assets0.77% Debt Debt-to-Equity Ratio0.95 Current Ratio0.93 Quick Ratio0.93 Sales & Book Value Annual Sales$108.42 million Price / Sales1.88 Cash Flow$0.88 per share Price / Cash Flow11.84 Book Value$9.82 per share Price / Book1.06Miscellaneous Outstanding Shares19,650,000Free Float10,198,000Market Cap$204.36 million OptionableNot Optionable Beta0.35 The 10 Best AI Stocks to Own in 2024Wondering where to start (or end) with AI stocks? These 10 simple stocks can help investors build long-term wealth as artificial intelligence continues to grow into the future.Get This Free Report Key ExecutivesMr. Luis F. de la Aguilera (Age 63)President, CEO & Chairman Comp: $892.59kMr. Robert B. Anderson CPA (Age 58)Executive VP & CFO Comp: $532.24kMr. Andres L. Collazo (Age 60)Executive VP and Director of Operations & Information Technology Systems Mr. Roberto Diaz CPASenior VP, Controller & Chief Accounting OfficerMs. Martha Guerra-Kattou (Age 55)Executive VP & Director of Sales & Marketing Ms. Jessica GoldbergSenior VP & Human Resources DirectorMr. Oscar Gomez (Age 69)Executive VP & Head of Global Banking Division Ms. Maricarmen LogronoExecutive VP & Chief Risk OfficerMr. William TurnerExecutive VP & Chief Credit OfficerMr. Nicholas G. Bustle (Age 61)Executive VP & Chief Lending Officer More ExecutivesKey CompetitorsOak Valley BancorpNASDAQ:OVLYChemung FinancialNASDAQ:CHMGSignature BankNASDAQ:SBNYFVCBankcorpNASDAQ:FVCBCitizens Financial ServicesNASDAQ:CZFSView All CompetitorsInsiders & InstitutionsRobert B AndersonBought 4,000 shares on 3/14/2024Total: $44,840.00 ($11.21/share)Robert B AndersonBought 3,600 shares on 3/12/2024Total: $40,644.00 ($11.29/share)Howard FeinglassBought 10,000 shares on 2/27/2024Total: $110,700.00 ($11.07/share)Mendon Capital Advisors CorpBought 841,339 shares on 2/23/2024Ownership: 4.306%RMB Capital Management LLCSold 132,603 shares on 2/14/2024Ownership: 3.560%View All Insider TransactionsView All Institutional Transactions USCB Stock Analysis - Frequently Asked Questions Should I buy or sell USCB Financial stock right now? 4 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for USCB Financial in the last year. There are currently 2 hold ratings and 2 buy ratings for the stock. The consensus among Wall Street research analysts is that investors should "moderate buy" USCB shares. View USCB analyst ratings or view top-rated stocks. What is USCB Financial's stock price target for 2024? 4 analysts have issued twelve-month price objectives for USCB Financial's shares. Their USCB share price targets range from $12.00 to $15.00. On average, they expect the company's share price to reach $13.33 in the next year. This suggests a possible upside of 28.2% from the stock's current price. View analysts price targets for USCB or view top-rated stocks among Wall Street analysts. How have USCB shares performed in 2024? USCB Financial's stock was trading at $12.25 on January 1st, 2024. Since then, USCB shares have decreased by 15.1% and is now trading at $10.40. View the best growth stocks for 2024 here. Are investors shorting USCB Financial? USCB Financial saw a decrease in short interest in the month of March. As of March 31st, there was short interest totaling 38,300 shares, a decrease of 30.6% from the March 15th total of 55,200 shares. Based on an average daily volume of 16,600 shares, the short-interest ratio is presently 2.3 days. Approximately 0.4% of the shares of the company are short sold. View USCB Financial's Short Interest. When is USCB Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024. View our USCB earnings forecast. How can I listen to USCB Financial's earnings call? USCB Financial will be holding an earnings conference call on Friday, April 26th at 11:00 AM Eastern. Interested parties can register for or listen to the call using this link. How were USCB Financial's earnings last quarter? USCB Financial Holdings, Inc. (NASDAQ:USCB) announced its quarterly earnings data on Thursday, January, 25th. The company reported $0.17 earnings per share for the quarter, missing analysts' consensus estimates of $0.22 by $0.05. The company earned $15.70 million during the quarter, compared to analyst estimates of $17.31 million. USCB Financial had a trailing twelve-month return on equity of 9.28% and a net margin of 15.26%. How often does USCB Financial pay dividends? What is the dividend yield for USCB Financial? USCB Financial declared a quarterly dividend on Monday, January 22nd. Shareholders of record on Thursday, February 15th will be given a dividend of $0.05 per share on Tuesday, March 5th. This represents a $0.20 dividend on an annualized basis and a dividend yield of 1.92%. The ex-dividend date is Wednesday, February 14th. Read our dividend analysis for USCB. Is USCB Financial a good dividend stock? USCB Financial (NASDAQ:USCB) pays an annual dividend of $0.20 per share and currently has a dividend yield of 1.88%. The dividend payout ratio is 24.10%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, USCB will have a dividend payout ratio of 16.81% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for USCB. When did USCB Financial IPO? USCB Financial (USCB) raised $40 million in an initial public offering (IPO) on Friday, July 23rd 2021. The company issued 3,600,000 shares at $10.00-$12.50 per share. Keefe, Bruyette & Woods (a Stifel company) acted as the underwriter for the IPO and Raymond James & Associates and Piper Sandler & Co. ar were co-managers. How do I buy shares of USCB Financial? Shares of USCB stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:USCB) was last updated on 4/24/2024 by MarketBeat.com Staff From Our Partnerstop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)Traders AgencyPentagon contract could send this $2 AI stock soaringBehind the MarketsDon’t Miss Out on the AI Gold Rush That’s Just Getting StartedBanyan Hill PublishingEmergency: Biden's $20 Trillion Mistake Could Cost YOU!GoldenCrest MetalsExposed: 10 CENT Crypto to Explode April 20th?True Market InsidersNew Trump BombshellThe Freeport SocietyThe Greatest Bull Market in Crypto History…Weiss RatingsNew York goes dark, then America.Porter & Company Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding USCB Financial Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. 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