Should I buy or sell Orrstown Financial Services stock right now?

2 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Orrstown Financial Services in the last twelve months. There are currently 1 hold rating and 1 buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" ORRF shares. View ORRF analyst ratings or view top-rated stocks .

What is Orrstown Financial Services' stock price target for 2024?

2 Wall Street analysts have issued 1 year price objectives for Orrstown Financial Services' shares. Their ORRF share price targets range from $25.00 to $32.00. On average, they expect the company's share price to reach $28.50 in the next year. This suggests a possible upside of 13.9% from the stock's current price. View analysts price targets for ORRF or view top-rated stocks among Wall Street analysts .

How have ORRF shares performed in 2024?

Orrstown Financial Services' stock was trading at $29.50 at the start of the year. Since then, ORRF shares have decreased by 15.2% and is now trading at $25.03. View the best growth stocks for 2024 here .

When is Orrstown Financial Services' next earnings date?

The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 23rd 2024. View our ORRF earnings forecast .

How were Orrstown Financial Services' earnings last quarter?

Orrstown Financial Services, Inc. (NASDAQ:ORRF) issued its quarterly earnings data on Tuesday, January, 23rd. The bank reported $0.83 EPS for the quarter, beating the consensus estimate of $0.82 by $0.01. The bank had revenue of $32.51 million for the quarter, compared to analyst estimates of $32.50 million. Orrstown Financial Services had a trailing twelve-month return on equity of 14.74% and a net margin of 20.32%.

How often does Orrstown Financial Services pay dividends? What is the dividend yield for Orrstown Financial Services?

Orrstown Financial Services announced a quarterly dividend on Monday, January 22nd. Investors of record on Tuesday, February 6th will be paid a dividend of $0.20 per share on Tuesday, February 13th. This represents a $0.80 annualized dividend and a dividend yield of 3.20%. The ex-dividend date of this dividend is Monday, February 5th. Read our dividend analysis for ORRF .

Is Orrstown Financial Services a good dividend stock?

Orrstown Financial Services (NASDAQ:ORRF) pays an annual dividend of $0.80 per share and currently has a dividend yield of 3.19%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 23.46%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, ORRF will have a dividend payout ratio of 19.23% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for ORRF .

What is Thomas R. Quinn, Jr.'s approval rating as Orrstown Financial Services' CEO?

5 employees have rated Orrstown Financial Services Chief Executive Officer Thomas R. Quinn, Jr. on Glassdoor.com . Thomas R. Quinn, Jr. has an approval rating of 100% among the company's employees. This puts Thomas R. Quinn, Jr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies.

What other stocks do shareholders of Orrstown Financial Services own?

Based on aggregate information from My MarketBeat watchlists, some companies that other Orrstown Financial Services investors own include AbbVie (ABBV) , Eastman Chemical (EMN) , Enbridge (ENB) , Huntington Bancshares (HBAN) , Harley-Davidson (HOG) , Las Vegas Sands (LVS) , Altria Group (MO) , Marathon Petroleum (MPC) , Occidental Petroleum (OXY) and Pfizer (PFE) .

How do I buy shares of Orrstown Financial Services?

Shares of ORRF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here .

NASDAQ:ORRF

Orrstown Financial Services (ORRF) Stock Price, News & Analysis

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$25.03

-0.08 (-0.32%)

(As of 04/18/2024 ET)

Compare

Today's Range: $25.00
▼
$25.30
50-Day Range: $25.02
▼
$27.65
52-Week Range: $15.52
▼
$29.79

Volume: 86,166 shs
Average Volume: 41,174 shs
Market Capitalization: $267.82 million

P/E Ratio: 7.34
Dividend Yield: 3.20%
Price Target: $28.50

Get Orrstown Financial Services alerts:

Orrstown Financial Services MarketRank™ Stock Analysis

Analyst Rating: Moderate Buy
2.50 Rating Score
Upside/Downside: 13.9% Upside
$28.50 Price Target
Short Interest: Healthy
1.23% of Float Sold Short
Dividend Strength: Moderate
Based on Four Factors
Sustainability: -0.45
Upright™ Environmental Score
News Sentiment: N/A
Insider Trading: N/A
Proj. Earnings Growth: 22.71%
From $3.39 to $4.16 Per Share

Overall MarketRank^™

New Rank-Based ScoringMarketRank^™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.

3.63 out of 5 stars

Finance Sector

397th out of 822 stocks

State Commercial Banks Industry

97th out of 172 stocks

2.3

Analyst's Opinion

Consensus Rating
Orrstown Financial Services has received a consensus rating of Moderate Buy. The company's average rating score is 2.50, and is based on 1 buy rating, 1 hold rating, and no sell ratings.
Amount of Analyst Coverage
Orrstown Financial Services has only been the subject of 1 research reports in the past 90 days.

4.0

Short Interest

Percentage of Shares Shorted
1.23% of the float of Orrstown Financial Services has been sold short.
Short Interest Ratio / Days to Cover
Orrstown Financial Services has a short interest ratio ("days to cover") of 3.2, which is generally considered an acceptable ratio of short interest to trading volume.
Change versus previous month
Short interest in Orrstown Financial Services has recently decreased by 0.40%, indicating that investor sentiment is improving.

2.5

Dividend Strength

Dividend Yield
Orrstown Financial Services pays a meaningful dividend of 3.19%, higher than the bottom 25% of all stocks that pay dividends.
Dividend Growth
Orrstown Financial Services has only been increasing its dividend for 1 years.
Dividend Coverage
The dividend payout ratio of Orrstown Financial Services is 23.46%. This payout ratio is at a healthy, sustainable level, below 75%.
Dividend Sustainability
Based on earnings estimates, Orrstown Financial Services will have a dividend payout ratio of 19.23% next year. This indicates that Orrstown Financial Services will be able to sustain or increase its dividend.

3.4

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score
Orrstown Financial Services has received a 40.13% net impact score from Upright. The largest positive contribution comes from its "Societal infrastructure" impact, which is mostly driven by its "Retirement saving services", "Cash withdrawal services", "Mortgages provided by brick and mortar banks", "Mortgage loans for corporations", "Corporate debit cards", and "Home equity loans" products. See details.
Environmental Sustainability
The Environmental Impact score for Orrstown Financial Services is -0.45.

N/A

News and Social Media Coverage

0.8

Company Ownership

Insider Buying vs. Insider Selling
In the past three months, Orrstown Financial Services insiders have not sold or bought any company stock.
Percentage Held by Insiders
Only 5.30% of the stock of Orrstown Financial Services is held by insiders.
Percentage Held by Institutions
44.27% of the stock of Orrstown Financial Services is held by institutions. High institutional ownership can be a signal of strong market trust in this company.

3.1

Earnings and Valuation

Earnings Growth
Earnings for Orrstown Financial Services are expected to grow by 22.71% in the coming year, from $3.39 to $4.16 per share.
Price to Earnings Ratio vs. the Market
The P/E ratio of Orrstown Financial Services is 7.34, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 144.53.
Price to Earnings Ratio vs. Sector
The P/E ratio of Orrstown Financial Services is 7.34, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 59.13.
Price to Book Value per Share Ratio
Orrstown Financial Services has a P/B Ratio of 1.00. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities.

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About Orrstown Financial Services Stock (NASDAQ:ORRF)

Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans. In addition, it provides renders services as trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor, as well as other fiduciary services under the Orrstown Financial Advisors name; and retail brokerage services through a third-party broker/dealer arrangement. Further, the company offers fiduciary, investment advisory, insurance, and brokerage services. Orrstown Financial Services, Inc. was founded in 1919 and is headquartered in Shippensburg, Pennsylvania.

ORRF Stock Price History

30 days | 90 days | 365 days | Advanced Chart

ORRF Stock News Headlines

March 23, 2024 | wsj.com

Orrstown Financial Services Inc.

March 16, 2024 | finance.yahoo.com

Orrstown Financial Services Full Year 2023 Earnings: Misses Expectations

April 19, 2024 | InvestorPlace (Ad)

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March 12, 2024 | finance.yahoo.com

Owning 47% shares,institutional owners seem interested in Orrstown Financial Services, Inc. (NASDAQ:ORRF),

February 21, 2024 | morningstar.com

Orrstown Financial Services Inc

February 8, 2024 | finance.yahoo.com

Down -9.01% in 4 Weeks, Here's Why You Should You Buy the Dip in Orrstown (ORRF)

February 7, 2024 | finance.yahoo.com

Down -8.22% in 4 Weeks, Here's Why You Should You Buy the Dip in Orrstown (ORRF)

February 5, 2024 | finance.yahoo.com

Down -7.61% in 4 Weeks, Here's Why You Should You Buy the Dip in Orrstown (ORRF)

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January 28, 2024 | finance.yahoo.com

Orrstown Financial Services (NASDAQ:ORRF) Has Announced A Dividend Of $0.20

January 26, 2024 | finance.yahoo.com

Things Look Grim For Orrstown Financial Services, Inc. (NASDAQ:ORRF) After Today's Downgrade

January 24, 2024 | finance.yahoo.com

Orrstown Financial Services Inc (ORRF) Reports Record Annual Earnings for 2023

January 23, 2024 | finance.yahoo.com

Orrstown Financial Services, Inc. Reports Fourth Quarter 2023 Results and Record Earnings for Full Year 2023

January 23, 2024 | finance.yahoo.com

Orrstown Financial Services (ORRF) Q4 Earnings Lag Estimates

December 18, 2023 | bizjournals.com

Orrstown Bank to double its Baltimore presence with latest merger

December 15, 2023 | benzinga.com

Orrstown Finl Servs Stock (NASDAQ:ORRF), Analyst Ratings, Price Targets, Predictions

December 14, 2023 | finance.yahoo.com

Orrstown (ORRF) Surges 8.1%: Is This an Indication of Further Gains?

December 13, 2023 | finance.yahoo.com

Orrstown Financial buying Pennsylvania rival Codorus for $207 million

December 13, 2023 | benzinga.com

Financials Company Orrstown Finl Servs Announces Merger With Codorus Valley Bancorp

December 12, 2023 | tmcnet.com

ORRF Stock Alert: Halper Sadeh LLC Is Investigating Whether the Merger of Orrstown Financial Services, Inc. Is Fair to Shareholders

December 12, 2023 | marketwatch.com

Orrstown Financial Services To Buy Codorus Valley Bancorp

December 12, 2023 | msn.com

Orrstown Financial and Codorus Valley to merge in a $207M stock deal

December 3, 2023 | finance.yahoo.com

Orrstown Financial Services (NASDAQ:ORRF) shareholders have earned a 17% CAGR over the last three years

November 5, 2023 | morningstar.com

Orrstown Financial Services Inc ORRF

November 4, 2023 | msn.com

Orrstown Financial goes ex dividend Monday

October 24, 2023 | finance.yahoo.com

Orrstown Financial Services, Inc. Reports Earnings for the Third Quarter 2023

October 24, 2023 | finance.yahoo.com

Orrstown Financial Services (ORRF) Beats Q3 Earnings Estimates

See More Headlines

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Company Calendar

Last Earnings: 1/23/2024
Ex-Dividend for 2/13 Dividend: 2/05/2024
Dividend Payable: 2/13/2024
Today: 4/18/2024
Next Earnings (Estimated): 4/23/2024
Fiscal Year End: 12/31/2024

Get Stock Alerts

Industry, Sector and Symbol

Stock Exchange: NASDAQ
Sector: Finance
Industry: State commercial banks
Sub-Industry: N/A
Current Symbol: NASDAQ:ORRF
CUSIP: N/A
CIK: 826154
Web: www.orrstown.com
Phone: (717) 532-6114
Fax: N/A
Employees: 410
Year Founded: 1919

Price Target and Rating

Average Stock Price Target: $28.50
High Stock Price Target: $32.00
Low Stock Price Target: $25.00
Potential Upside/Downside: +13.9%
Consensus Rating: Moderate Buy
Rating Score (0-4): 2.50
Research Coverage: 2 Analysts

Profitability

EPS (Most Recent Fiscal Year): $3.41
Trailing P/E Ratio: 7.34
Forward P/E Ratio: 7.38
P/E Growth: N/A
Net Income: $35.66 million
Net Margins: 20.32%
Pretax Margin: 25.65%
Return on Equity: 14.74%
Return on Assets: 1.21%

Debt

Debt-to-Equity Ratio: 0.12
Current Ratio: 0.87
Quick Ratio: 0.87

Sales & Book Value

Annual Sales: $175.55 million
Price / Sales: 1.53
Cash Flow: $4.04 per share
Price / Cash Flow: 6.19
Book Value: $24.97 per share
Price / Book: 1.00

Miscellaneous

Outstanding Shares: 10,700,000
Free Float: 10,138,000
Market Cap: $267.82 million
Optionable: Optionable
Beta: 0.89

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Key Executives

Mr. Thomas Rodney Quinn Jr. (Age 65)
President, CEO & Director
Comp: $1.16M
Mr. Neelesh Kalani CPA (Age 49)
Executive VP, CFO & Head of Investor Relations
Comp: $497.68k
Mr. Adam L. Metz (Age 52)
Executive VP & Chief Revenue Officer of Orrstown Bank
Comp: $468.9k
Mr. Christopher D. Holt (Age 59)
Executive VP & Market President for the Maryland Region
Comp: $536.51k
Mr. Robert G. Coradi (Age 62)
Executive VP, Chief Risk Officer & Secretary
Comp: $455.82k
Mr. Adam D. Bonanno (Age 46)
Executive VP, Chief Operations & Technology Officer
Mr. Sean P. Mulcahy CPA (Age 41)
Senior VP & Chief Accounting Officer
Mr. Matthew Dyckman (Age 54)
Executive VP & General Counsel
Mr. Philip E. Fague CPA (Age 64)
Executive VP & Chief Trust Officer of Orrstown Bank
Comp: $324.98k
Mr. Jeffrey S. Gayman (Age 51)
Executive VP & Chief Mortgage and Retail Officer
Comp: $186.15k

Key Competitors

View All Competitors

Insiders & Institutions

View All Insider Transactions
View All Institutional Transactions

ORRF Stock Analysis - Frequently Asked Questions

Should I buy or sell Orrstown Financial Services stock right now?: 2 Wall Street equities research analysts have issued "buy," "hold," and "sell" ratings for Orrstown Financial Services in the last twelve months. There are currently 1 hold rating and 1 buy rating for the stock. The consensus among Wall Street equities research analysts is that investors should "moderate buy" ORRF shares.
View ORRF analyst ratings or view top-rated stocks.
What is Orrstown Financial Services' stock price target for 2024?: 2 Wall Street analysts have issued 1 year price objectives for Orrstown Financial Services' shares. Their ORRF share price targets range from $25.00 to $32.00. On average, they expect the company's share price to reach $28.50 in the next year. This suggests a possible upside of 13.9% from the stock's current price.
View analysts price targets for ORRF or view top-rated stocks among Wall Street analysts.
How have ORRF shares performed in 2024?: Orrstown Financial Services' stock was trading at $29.50 at the start of the year. Since then, ORRF shares have decreased by 15.2% and is now trading at $25.03.
View the best growth stocks for 2024 here.
When is Orrstown Financial Services' next earnings date?: The company is scheduled to release its next quarterly earnings announcement on Tuesday, April 23rd 2024.
View our ORRF earnings forecast.
How were Orrstown Financial Services' earnings last quarter?: Orrstown Financial Services, Inc. (NASDAQ:ORRF) issued its quarterly earnings data on Tuesday, January, 23rd. The bank reported $0.83 EPS for the quarter, beating the consensus estimate of $0.82 by $0.01. The bank had revenue of $32.51 million for the quarter, compared to analyst estimates of $32.50 million. Orrstown Financial Services had a trailing twelve-month return on equity of 14.74% and a net margin of 20.32%.
How often does Orrstown Financial Services pay dividends? What is the dividend yield for Orrstown Financial Services?: Orrstown Financial Services announced a quarterly dividend on Monday, January 22nd. Investors of record on Tuesday, February 6th will be paid a dividend of $0.20 per share on Tuesday, February 13th. This represents a $0.80 annualized dividend and a dividend yield of 3.20%. The ex-dividend date of this dividend is Monday, February 5th.
Read our dividend analysis for ORRF.

Is Orrstown Financial Services a good dividend stock?: Orrstown Financial Services (NASDAQ:ORRF) pays an annual dividend of $0.80 per share and currently has a dividend yield of 3.19%. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 23.46%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, ORRF will have a dividend payout ratio of 19.23% next year. This indicates that the company will be able to sustain or increase its dividend.
Read our dividend analysis for ORRF.
What is Thomas R. Quinn, Jr.'s approval rating as Orrstown Financial Services' CEO?: 5 employees have rated Orrstown Financial Services Chief Executive Officer Thomas R. Quinn, Jr. on Glassdoor.com. Thomas R. Quinn, Jr. has an approval rating of 100% among the company's employees. This puts Thomas R. Quinn, Jr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies.
What other stocks do shareholders of Orrstown Financial Services own?: Based on aggregate information from My MarketBeat watchlists, some companies that other Orrstown Financial Services investors own include AbbVie (ABBV), Eastman Chemical (EMN), Enbridge (ENB), Huntington Bancshares (HBAN), Harley-Davidson (HOG), Las Vegas Sands (LVS), Altria Group (MO), Marathon Petroleum (MPC), Occidental Petroleum (OXY) and Pfizer (PFE).
How do I buy shares of Orrstown Financial Services?: Shares of ORRF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services.
Compare Top Brokerages Here.

This page (NASDAQ:ORRF) was last updated on 4/19/2024 by MarketBeat.com Staff

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Orrstown Financial Services (ORRF) Stock Price, News & Analysis

Orrstown Financial Services MarketRank™ Stock Analysis

Overall MarketRank™

Analyst's Opinion

Short Interest

Percentage of Shares Shorted

Short Interest Ratio / Days to Cover

Change versus previous month

Dividend Strength

Sustainability and ESG

Overall ESG (Environmental, Social, and Governance) Score

Environmental Sustainability

News and Social Media Coverage

Company Ownership

Earnings and Valuation

About Orrstown Financial Services Stock (NASDAQ:ORRF)

ORRF Stock Price History

ORRF Stock News Headlines

Company Calendar

Industry, Sector and Symbol

Price Target and Rating

Profitability

Debt

Sales & Book Value

Miscellaneous

Social Links

Key Executives

Key Competitors

Insiders & Institutions

ORRF Stock Analysis - Frequently Asked Questions

Overall MarketRank^™