NYSE:UVE Universal Insurance (UVE) Stock Price, News & Analysis → Bitcoin Rockets To Record High But Buy THIS Instead (From Paradigm Press) (Ad) Free UVE Stock Alerts $19.84 +0.22 (+1.12%) (As of 04/22/2024 ET) Add Compare Share Share Today's Range$19.70▼$20.0850-Day Range$16.48▼$21.0952-Week Range$11.15▼$21.75Volume130,364 shsAverage Volume184,487 shsMarket Capitalization$574.76 millionP/E Ratio9.02Dividend Yield3.23%Price Target$25.00 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainability Get Universal Insurance alerts: Email Address Universal Insurance MarketRank™ Stock AnalysisAnalyst RatingBuy3.00 Rating ScoreUpside/Downside26.0% Upside$25.00 Price TargetShort InterestHealthy1.26% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainability-1.23Upright™ Environmental ScoreNews Sentiment0.00Based on 3 Articles This WeekInsider TradingSelling Shares$390,600 Sold Last QuarterProj. Earnings Growth15.22%From $2.30 to $2.65 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.86 out of 5 starsFinance Sector47th out of 842 stocksFire, Marine, & Casualty Insurance Industry2nd out of 52 stocks 3.5 Analyst's Opinion Consensus RatingUniversal Insurance has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageUniversal Insurance has only been the subject of 1 research reports in the past 90 days. Previous Next 5.0 Short Interest Percentage of Shares Shorted1.26% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 1.7, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently decreased by 13.81%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend YieldUniversal Insurance pays a meaningful dividend of 3.26%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUniversal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Universal Insurance is 29.09%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Universal Insurance will have a dividend payout ratio of 24.15% next year. This indicates that Universal Insurance will be able to sustain or increase its dividend. Previous Next 1.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreUniversal Insurance has received a -6.10% net impact score from Upright. Universal Insurance uses resources or causes negative impacts mostly in categories "Scarce human capital", "GHG emissions", and "Physical diseases". The negative contribution in the "GHG emissions" impact category seems to be driven mostly by its "Passenger car insurance services for individuals", "Motorcycle insurance services for individuals", and "Basic home insurance services for individuals" products. See details.Environmental SustainabilityThe Environmental Impact score for Universal Insurance is -1.23. Previous Next 0.0 News and Social Media Coverage News Coverage This WeekMarketBeat has tracked 3 news articles for Universal Insurance this week, compared to 2 articles on an average week.Search InterestOnly 1 people have searched for UVE on MarketBeat in the last 30 days. This is a decrease of -50% compared to the previous 30 days. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Universal Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $390,600.00 in company stock.Percentage Held by Insiders17.70% of the stock of Universal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions66.61% of the stock of Universal Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Universal Insurance are expected to grow by 15.22% in the coming year, from $2.30 to $2.65 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Universal Insurance is 9.02, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 142.49.Price to Earnings Ratio vs. SectorThe P/E ratio of Universal Insurance is 9.02, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.72.Price to Book Value per Share RatioUniversal Insurance has a P/B Ratio of 1.70. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Crypto Swap ProfitsHe Is Giving Away BitcoinAnd my special guest is willing to give you $10 in Bitcoin (BTC) if you take it seriously. Right now is a very important time to pay attention to what we are doing and what is happening. If you wait... it will be too late. This week we are holding several workshops and if you attend and pay attention my special guest is going to send you $10 in Bitcoin.>> Register right here About Universal Insurance Stock (NYSE:UVE)Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, a digital agency for various carrier partners and utilization of digital applications for adjusting claims. It offers its products through a network of independent agents, as well as direct-to-consumer online solutions, including digital insurance agency. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.Read More UVE Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart UVE Stock News HeadlinesApril 21, 2024 | seekingalpha.comUVE Universal Insurance Holdings, Inc.April 18, 2024 | americanbankingnews.comUniversal Insurance (UVE) to Release Earnings on ThursdayApril 23, 2024 | American Alternative (Ad)Your Money is Not SafeBiden Deploys Phase 1 Fednow Digital Currency Discover how to legally "opt-out" of the digital dollar today. No matter what they say, it's not something that will help you. If you don't take the action steps shown below…April 10, 2024 | businesswire.comUniversal Declares Regular Cash Dividend & Announces Earnings DatesApril 1, 2024 | markets.businessinsider.comPiper Sandler Keeps Their Buy Rating on Universal Insurance Holdings (UVE)March 30, 2024 | msn.comBest Universal Life Insurance of April 2024March 12, 2024 | fool.comWhy Universal Insurance Holdings Stock Popped TodayMarch 12, 2024 | markets.businessinsider.comUniversal Insurance Board Authorizes Share Repurchase Program - Quick FactsApril 23, 2024 | American Alternative (Ad)Your Money is Not SafeBiden Deploys Phase 1 Fednow Digital Currency Discover how to legally "opt-out" of the digital dollar today. No matter what they say, it's not something that will help you. If you don't take the action steps shown below…March 12, 2024 | markets.businessinsider.comUniversal Insurance Rises Following Share Buyback AnnouncementMarch 4, 2024 | finance.yahoo.comUniversal Insurance Holdings Full Year 2023 Earnings: Beats ExpectationsFebruary 28, 2024 | cnn.comVariable universal life insurance (VUL): How it worksFebruary 27, 2024 | finance.yahoo.comInstitutional investors are Universal Insurance Holdings, Inc.'s (NYSE:UVE) biggest bettors and were rewarded after last week's US$82m market cap gainFebruary 24, 2024 | finance.yahoo.comUniversal Insurance Holdings, Inc. (NYSE:UVE) Q4 2023 Earnings Call TranscriptFebruary 24, 2024 | au.investing.comEarnings call: Universal Insurance reports Q4 results, eyes future growthFebruary 23, 2024 | fool.comWhy Universal Insurance Holdings Stock Soared by 22% on FridayFebruary 22, 2024 | benzinga.comUniversal Insurance Hldgs: Q4 Earnings InsightsFebruary 22, 2024 | msn.comUniversal Insurance Non-GAAP EPS of $0.43 beats by $0.20, revenue of $375.5M beats by $47.38MFebruary 22, 2024 | finance.yahoo.comUniversal Insurance Holdings Inc (UVE) Reports Q4 and Full Year 2023 ResultsFebruary 22, 2024 | businesswire.comUniversal Reports Fourth Quarter 2023 ResultsFebruary 17, 2024 | wsj.comUniversal Insurance Holdings Inc.February 16, 2024 | finance.yahoo.comUVE Mar 2024 17.500 callFebruary 16, 2024 | finance.yahoo.comUVE Mar 2024 12.500 putFebruary 14, 2024 | tmcnet.comAM Best Maintains Under Review With Negative Implications Status for Credit Ratings of Universal North America Insurance CompanyFebruary 14, 2024 | tmcnet.comAM Best Maintains Under Review With Negative Implications Status for Credit Ratings of Universal North America Insurance CompanyFebruary 9, 2024 | msn.comUniversal Insurance Announces Dividend and Earnings DatesFebruary 6, 2024 | finance.yahoo.comDonald Smith & Co. Bolsters Position in Universal Insurance Holdings IncSee More Headlines Receive UVE Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Universal Insurance and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/22/2024Ex-Dividend for 3/15 Dividend3/07/2024Dividend Payable3/15/2024Today4/22/2024Next Earnings (Confirmed)4/25/2024Ex-Dividend for 5/17 Dividend5/09/2024Dividend Payable5/17/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinance Industry Fire, marine, & casualty insurance Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:UVE CUSIP91359V10 CIK891166 Webwww.universalinsuranceholdings.com Phone(954) 958-1200Fax302-636-5454Employees1,244Year FoundedN/APrice Target and Rating Average Stock Price Target$25.00 High Stock Price Target$25.00 Low Stock Price Target$25.00 Potential Upside/Downside+26.0%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$2.20 Trailing P/E Ratio9.02 Forward P/E Ratio8.63 P/E GrowthN/ANet Income$66.82 million Net Margins4.80% Pretax Margin6.35% Return on Equity18.14% Return on Assets2.28% Debt Debt-to-Equity Ratio0.30 Current Ratio0.53 Quick Ratio0.53 Sales & Book Value Annual Sales$1.39 billion Price / Sales0.41 Cash Flow$2.54 per share Price / Cash Flow7.82 Book Value$11.69 per share Price / Book1.70Miscellaneous Outstanding Shares28,970,000Free Float23,842,000Market Cap$574.76 million OptionableOptionable Beta0.83 A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for May 2024. Learn which stocks have the most short interest and how to trade them. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. Sean Patrick Downes (Age 54)Executive Chairman Comp: $1.57MMr. Stephen Joseph Donaghy (Age 59)CEO & Director Comp: $2.52MMr. Frank Crawford Wilcox (Age 58)Chief Financial Officer Comp: $848.86kMs. Kimberly Denice Campos (Age 46)Chief Information Officer, Chief Administrative Officer & Director Comp: $442.29kMr. Michael J. Poloskey (Age 53)Chief Operating Officer Mr. Rob LutherChief Investment OfficerMr. Gary Lloyd RopieckiPrincipal Accounting Officer & SecretaryMr. Darryl Lamont Lewis (Age 59)Chief Legal Officer Comp: $58.33kMr. Jason M. Burns (Age 44)President of Blue Atlantic Mr. Matthew John Palmieri (Age 44)Chief Risk Officer More ExecutivesKey CompetitorsUnited Fire GroupNASDAQ:UFCSProAssuranceNYSE:PRADonegal GroupNASDAQ:DGICAGlobal Indemnity GroupNASDAQ:GBLIAMERISAFENASDAQ:AMSFView All CompetitorsInsiders & InstitutionsAllspring Global Investments Holdings LLCBought 58,214 shares on 4/18/2024Ownership: 0.203%Counterpoint Mutual Funds LLCBought 14,229 shares on 4/15/2024Ownership: 0.049%Los Angeles Capital Management LLCSold 7,032 shares on 4/5/2024Ownership: 0.498%Quadrature Capital LtdSold 4,016 shares on 3/25/2024Ownership: 0.080%Sean P DownesSold 20,000 sharesTotal: $390,600.00 ($19.53/share)View All Insider TransactionsView All Institutional Transactions UVE Stock Analysis - Frequently Asked Questions Should I buy or sell Universal Insurance stock right now? 1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Universal Insurance in the last twelve months. There are currently 1 buy rating for the stock. The consensus among Wall Street research analysts is that investors should "buy" UVE shares. View UVE analyst ratings or view top-rated stocks. What is Universal Insurance's stock price target for 2024? 1 brokers have issued 1 year price objectives for Universal Insurance's shares. Their UVE share price targets range from $25.00 to $25.00. On average, they expect the company's stock price to reach $25.00 in the next year. This suggests a possible upside of 26.0% from the stock's current price. View analysts price targets for UVE or view top-rated stocks among Wall Street analysts. How have UVE shares performed in 2024? Universal Insurance's stock was trading at $15.98 on January 1st, 2024. Since then, UVE stock has increased by 24.2% and is now trading at $19.84. View the best growth stocks for 2024 here. Are investors shorting Universal Insurance? Universal Insurance saw a increase in short interest in March. As of March 15th, there was short interest totaling 379,400 shares, an increase of 80.9% from the February 29th total of 209,700 shares. Based on an average trading volume of 197,700 shares, the days-to-cover ratio is presently 1.9 days. Approximately 1.5% of the company's shares are short sold. View Universal Insurance's Short Interest. When is Universal Insurance's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, April 25th 2024. View our UVE earnings forecast. How can I listen to Universal Insurance's earnings call? Universal Insurance will be holding an earnings conference call on Friday, April 26th at 10:00 AM Eastern. Interested parties can register for or listen to the call using this link. How were Universal Insurance's earnings last quarter? Universal Insurance Holdings, Inc. (NYSE:UVE) issued its quarterly earnings data on Thursday, February, 22nd. The insurance provider reported $0.43 EPS for the quarter, topping the consensus estimate of $0.23 by $0.20. The insurance provider earned $375.46 million during the quarter, compared to the consensus estimate of $328.12 million. Universal Insurance had a net margin of 4.80% and a trailing twelve-month return on equity of 18.14%. How often does Universal Insurance pay dividends? What is the dividend yield for Universal Insurance? Universal Insurance declared a quarterly dividend on Wednesday, April 10th. Shareholders of record on Friday, May 10th will be given a dividend of $0.16 per share on Friday, May 17th. This represents a $0.64 dividend on an annualized basis and a yield of 3.23%. The ex-dividend date is Thursday, May 9th. Read our dividend analysis for UVE. Is Universal Insurance a good dividend stock? Universal Insurance (NYSE:UVE) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.26%. The dividend payout ratio is 29.09%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UVE will have a dividend payout ratio of 24.15% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for UVE. What ETFs hold Universal Insurance's stock? ETFs with the largest weight of Universal Insurance (NYSE:UVE) stock in their portfolio include Invesco KBW Property & Casualty Insurance ETF (KBWP).iShares US Small Cap Value Factor ETF (SVAL). What is Sean P. Downes' approval rating as Universal Insurance's CEO? 39 employees have rated Universal Insurance Chief Executive Officer Sean P. Downes on Glassdoor.com. Sean P. Downes has an approval rating of 84% among the company's employees. What other stocks do shareholders of Universal Insurance own? Based on aggregate information from My MarketBeat watchlists, some companies that other Universal Insurance investors own include Evolent Health (EVH), Starbucks (SBUX), AT&T (T), Netflix (NFLX), Twitter (TWTR), Verizon Communications (VZ), Broadcom (AVGO), QUALCOMM (QCOM), Gilead Sciences (GILD) and Skyworks Solutions (SWKS). Who are Universal Insurance's major shareholders? Universal Insurance's stock is owned by many different retail and institutional investors. Top institutional shareholders include Los Angeles Capital Management LLC (0.50%), Allspring Global Investments Holdings LLC (0.20%) and Counterpoint Mutual Funds LLC (0.05%). Insiders that own company stock include Francis Xavier Mccahill III, Frank Wilcox, Gary Lloyd Ropiecki, Jon Springer, Marlene Gordon, Michael Pietrangelo, Scott P Callahan, Sean P Downes and Stephen Donaghy. View institutional ownership trends. How do I buy shares of Universal Insurance? Shares of UVE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NYSE:UVE) was last updated on 4/23/2024 by MarketBeat.com Staff From Our PartnersThe Best AI Stock to Own in the World Today is Trading for Just $25Banyan Hill PublishingHealthcare Takes A Big Step Forward With The Help Of AIThe Bull Reporttop AI stock (it’s not MSFT, GOOGL, AMZN or AAPL)Traders AgencyDid You Get Your Free Bitcoin Yet?Crypto Swap Profits[Shocking] Elon Musk’s Plan To End BanksCrypto 101 MediaForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISParadigm PressMan Who Predicted 2008: “This Will be Worse.”AltimetryThe #1 Crypto for 2024InvestorPlace Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. 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