NASDAQ:UBFO United Security Bancshares (UBFO) Stock Price, News & Analysis → Did you make $29,000 two days with AI options trades? (From Prosper Trading Academy) (Ad) Free UBFO Stock Alerts $7.71 +0.18 (+2.39%) (As of 03/28/2024 ET) Add Compare Share Share Today's Range$7.56▼$7.7150-Day Range$7.15▼$8.2852-Week Range$5.50▼$8.74Volume26,776 shsAverage Volume15,882 shsMarket Capitalization$132.15 millionP/E Ratio6.65Dividend Yield6.23%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial Media Get United Security Bancshares alerts: Email Address United Security Bancshares MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.45% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.87Based on 4 Articles This WeekInsider TradingAcquiring Shares$49,023 Bought Last QuarterProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.2.65 out of 5 starsFinance Sector541st out of 850 stocksNational Commercial Banks Industry61st out of 84 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for United Security Bancshares. Previous Next 3.0 Short Interest Percentage of Shares Shorted0.45% of the float of United Security Bancshares has been sold short.Short Interest Ratio / Days to CoverUnited Security Bancshares has a short interest ratio ("days to cover") of 3.4, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in United Security Bancshares has recently increased by 0.50%, indicating that investor sentiment is decreasing. Previous Next 2.5 Dividend Strength Dividend LeadershipUnited Security Bancshares is a leading dividend payer. It pays a dividend yield of 6.53%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthUnited Security Bancshares has only been increasing its dividend for 1 years.Dividend CoverageThe dividend payout ratio of United Security Bancshares is 41.38%. This payout ratio is at a healthy, sustainable level, below 75%. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for UBFO. Previous Next 3.3 News and Social Media Coverage News SentimentUnited Security Bancshares has a news sentiment score of 0.87. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.61 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 4 news articles for United Security Bancshares this week, compared to 0 articles on an average week.Search Interest5 people have searched for UBFO on MarketBeat in the last 30 days. Previous Next 2.5 Company Ownership Insider Buying vs. Insider SellingIn the past three months, United Security Bancshares insiders have bought more of their company's stock than they have sold. Specifically, they have bought $49,023.00 in company stock and sold $0.00 in company stock.Percentage Held by Insiders19.20% of the stock of United Security Bancshares is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 30.88% of the stock of United Security Bancshares is held by institutions. Previous Next 1.3 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of United Security Bancshares is 6.65, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 146.90.Price to Earnings Ratio vs. SectorThe P/E ratio of United Security Bancshares is 6.65, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 58.14.Price to Book Value per Share RatioUnited Security Bancshares has a P/B Ratio of 1.17. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad Monument Traders AllianceMake This $3 Trade the Instant the Opening Bell RingsSince the birth of Wall Street, one simple rule has remained the same.... Buy stocks that are cheap....When they’re on sale…. And when nobody else is looking…See Why This $3.00 Stock Could Hit $15.00 About United Security Bancshares Stock (NASDAQ:UBFO)United Security Bancshares operates as the bank holding company for United Security Bank, a state-chartered bank that provides a range of commercial banking services to the business and professional community, and individuals in California. The company accepts various deposit products, including personal and business checking accounts, savings accounts, interest-bearing negotiable order of withdrawal accounts, money market accounts, and time certificates of deposit. It also provides real estate mortgage, commercial and industrial, real estate construction and development, and consumer loans, as well as agricultural, installment, and student loans. In addition, the company offers online and mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier's check, cash management, money order, and foreign draft services, as well as automated and interactive teller machines; and person-to-person and bank-to-bank transfers for consumer customers. United Security Bancshares was founded in 1987 and is headquartered in Fresno, California.Read More UBFO Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart UBFO Stock News HeadlinesMarch 12, 2024 | insidertrades.comUnited Security Bancshares (NASDAQ:UBFO) Director Acquires $21,450.00 in StockMarch 28, 2024 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) Stock Passes Below 200 Day Moving Average of $7.69March 29, 2024 | Prosper Trading Academy (Ad)Did you make $29,000 two days with AI options trades?What if it was possible to find options trades on autopilot… Using A.I. to find the ones with the highest profit potential… And nearly perfect win rates… You can grab your free copy of my "Ultimate Guide to A.I. Options Trading" by clicking the link below:March 27, 2024 | businesswire.comUnited Security Bancshares Declares Quarterly Cash DividendMarch 27, 2024 | wsj.comUnited Security Bancshares (California)March 19, 2024 | americanbankingnews.comUnited Security Bancshares (NASDAQ:UBFO) Stock Price Passes Below Two Hundred Day Moving Average of $7.68February 3, 2024 | newsweek.comSocial SecurityJanuary 25, 2024 | tmcnet.comUnited Security Bancshares Reports Fourth Quarter and Year-To-Date 2023 EarningsMarch 29, 2024 | Prosper Trading Academy (Ad)Did you make $29,000 two days with AI options trades?What if it was possible to find options trades on autopilot… Using A.I. to find the ones with the highest profit potential… And nearly perfect win rates… You can grab your free copy of my "Ultimate Guide to A.I. Options Trading" by clicking the link below:January 22, 2024 | finance.yahoo.comUnited Security Bancshares Declares Quarterly Cash DividendDecember 19, 2023 | msn.comUnited Security Bancshares declares $0.12 dividendOctober 31, 2023 | msn.comUnited Security Bancshares GAAP EPS of $0.23, revenue of $12.03MOctober 30, 2023 | benzinga.comUnited Security Bancshares Reports Third Quarter and Year-To-Date 2023 EarningsOctober 30, 2023 | finance.yahoo.comUnited Security Bancshares (UBFO) Reports 3rd Quarter and Year-To-Date 2023 Financial ResultsSeptember 26, 2023 | investing.comUBOH Historical DataSeptember 24, 2023 | abcnews.go.comUNGA Briefing: Security Council, climate summit and what else is going on at the United NationsSeptember 21, 2023 | investopedia.com8 Types of Americans Who Aren’t Eligible to Get Social SecurityJuly 25, 2023 | finance.yahoo.comUnited Security Bancshares Reports Second Quarter 2023 EarningsJune 28, 2023 | finance.yahoo.comUnited Security Bancshares Increases Quarterly Cash DividendJune 9, 2023 | finance.yahoo.comPleasing Signs As A Number Of Insiders Buy United Security Bancshares StockJune 8, 2023 | finance.yahoo.comUnited Security Bancshares Appoints New Member to Board of DirectorsMay 11, 2023 | finance.yahoo.comUnited Security Bancshares' (NASDAQ:UBFO) top owners are individual investors with 51% stake, while 31% is held by institutionsApril 26, 2023 | finance.yahoo.comUnited Security Bancshares Reports First Quarter 2023 Net Income of $6.1 MillionFebruary 28, 2023 | seekingalpha.comUnited Security Bancshares Undervalued As Higher Profitability Goes UnnoticedFebruary 22, 2023 | seekingalpha.comUBFO United Security BancsharesJanuary 26, 2023 | msn.comUnited Security Bancshares GAAP EPS of $0.31, revenue of $14.53MNovember 9, 2022 | benzinga.comShort Volatility Alert: United Security BancsharesSee More Headlines Receive UBFO Stock News and Ratings via Email Sign-up to receive the latest news and ratings for United Security Bancshares and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Ex-Dividend for 1/19 Dividend1/02/2024Dividend Payable1/19/2024Last Earnings1/25/2024Today3/28/2024Next Earnings (Estimated)4/24/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryN/A Current SymbolNASDAQ:UBFO CUSIPN/A CIK1137547 Webwww.unitedsecuritybank.com Phone(559) 248-4943Fax559-248-5088Employees117Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.16 Trailing P/E Ratio6.65 Forward P/E RatioN/A P/E GrowthN/ANet Income$19.80 million Net Margins30.02% Pretax Margin43.87% Return on Equity17.28% Return on Assets1.55% Debt Debt-to-Equity Ratio1.33 Current Ratio1.01 Quick Ratio1.01 Sales & Book Value Annual Sales$65.95 million Price / Sales2.00 Cash Flow$1.04 per share Price / Cash Flow7.38 Book Value$6.60 per share Price / Book1.17Miscellaneous Outstanding Shares17,140,000Free Float13,849,000Market Cap$132.15 million OptionableOptionable Beta0.60 Metaverse Stocks And Why You Can't Ignore ThemThinking about investing in Meta, Roblox, or Unity? Click the link to learn what streetwise investors need to know about the metaverse and public markets before making an investment.Get This Free Report Key ExecutivesMr. Dennis R. Woods M.D. (Age 76)Chairman, President & CEO Comp: $793.22kMr. William M. Yarbenet (Age 66)Senior VP & Chief Credit Officer Comp: $366.33kMr. Robert C. Oberg (Age 64)Senior VP & Chief Risk Officer Comp: $300.18kMs. Susan Quigley CPA (Age 78)Secretary & Independent Director Comp: $14.96kMr. David A. Kinross (Age 60)Senior VP & CFO Mr. David L. Eytcheson (Age 83)Senior VP & COO Comp: $294.65kDana C. PaullVP & Compliance ManagerMs. Ellie M. RosenbergVP & Human Resource DirectorHiren PatelVP & ControllerMs. Porsche A. Saunders (Age 46)Senior VP & Chief Lending Officer Comp: $192.88kMore ExecutivesKey CompetitorsFNCB BancorpNASDAQ:FNCBHawthorn BancsharesNASDAQ:HWBKCF BanksharesNASDAQ:CFBKLandmark BancorpNASDAQ:LARKFirst UnitedNASDAQ:FUNCView All CompetitorsInsiders & InstitutionsJagroop GillBought 18 shares on 3/14/2024Total: $135.00 ($7.50/share)Jagroop GillBought 2,860 shares on 3/11/2024Total: $21,450.00 ($7.50/share)Vanguard Group Inc.Bought 300,318 shares on 3/11/2024Ownership: 3.177%Jagroop GillBought 264 shares on 3/8/2024Total: $1,980.00 ($7.50/share)Goldman Sachs Group Inc.Bought 10,653 shares on 3/1/2024Ownership: 0.141%View All Insider TransactionsView All Institutional Transactions UBFO Stock Analysis - Frequently Asked Questions How have UBFO shares performed in 2024? United Security Bancshares' stock was trading at $8.41 on January 1st, 2024. Since then, UBFO stock has decreased by 8.3% and is now trading at $7.71. View the best growth stocks for 2024 here. When is United Security Bancshares' next earnings date? The company is scheduled to release its next quarterly earnings announcement on Wednesday, April 24th 2024. View our UBFO earnings forecast. How were United Security Bancshares' earnings last quarter? United Security Bancshares (NASDAQ:UBFO) issued its quarterly earnings results on Thursday, January, 25th. The financial services provider reported $0.31 earnings per share for the quarter. The financial services provider earned $14.95 million during the quarter. United Security Bancshares had a trailing twelve-month return on equity of 17.28% and a net margin of 30.02%. How often does United Security Bancshares pay dividends? What is the dividend yield for United Security Bancshares? United Security Bancshares announced a quarterly dividend on Tuesday, December 19th. Investors of record on Wednesday, January 3rd will be given a dividend of $0.12 per share on Friday, January 19th. This represents a $0.48 annualized dividend and a yield of 6.23%. The ex-dividend date is Tuesday, January 2nd. Read our dividend analysis for UBFO. Is United Security Bancshares a good dividend stock? United Security Bancshares (NASDAQ:UBFO) pays an annual dividend of $0.48 per share and currently has a dividend yield of 6.53%. UBFO has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company does not yet have a strong track record of dividend growth. The dividend payout ratio is 41.38%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for UBFO. What is Dennis R. Woods' approval rating as United Security Bancshares' CEO? 3 employees have rated United Security Bancshares Chief Executive Officer Dennis R. Woods on Glassdoor.com. Dennis R. Woods has an approval rating of 46% among the company's employees. This puts Dennis R. Woods in the bottom 25% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of United Security Bancshares own? Based on aggregate information from My MarketBeat watchlists, some companies that other United Security Bancshares investors own include Ford Motor (F), Energy Transfer (ET), Huntington Bancshares (HBAN), KeyCorp (KEY), TC Energy (TRP), Wells Fargo & Company (WFC), Apple Hospitality REIT (APLE) and Who are United Security Bancshares' major shareholders? United Security Bancshares' stock is owned by a number of institutional and retail investors. Top institutional shareholders include Dimensional Fund Advisors LP (4.90%), Vanguard Group Inc. (3.18%), Vanguard Group Inc. (3.18%), Bridgeway Capital Management LLC (0.74%), Planning Center Inc. (0.21%) and Balyasny Asset Management L.P. (0.17%). Insiders that own company stock include Benjamin Mackovak, Brian Tkacz, David L Eytcheson, Dennis R Woods, G Thompson Ellithorpe, Heather Hammack, Jagroop Gill, Kenneth D Newby, Robert C Oberg Jr, Thomas G Walker and William M Yarbenet. View institutional ownership trends. How do I buy shares of United Security Bancshares? Shares of UBFO stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:UBFO) was last updated on 3/29/2024 by MarketBeat.com Staff From Our PartnersDid You Get Your Free Bitcoin Yet?Crypto Swap ProfitsTop Project Outperforms BTC in 2023…Crypto 101 MediaMake This $3 Trade the Instant the Opening Bell RingsMonument Traders AllianceAI Cracks Open Largest Untapped Energy Reserve on EarthBanyan Hill PublishingThis AI Trade Machine Made 1,729%* (With 89% Wins)Prosper Trading Academy“The Stock Market’s Bull Run is Far from Over” -BarronsVertical Research AdvisoryAI healthcare stock poised for 36,996% growth?Behind the MarketsBill Gates is all about this tiny $2 stockTimothy Sykes Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding United Security Bancshares Please log in to your account or sign up in order to add this asset to your watchlist. 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