Head to Head Survey: Virginia National Bankshares (VABK) vs. Its Rivals

Virginia National Bankshares (NASDAQ:VABK) is one of 351 public companies in the “Banks—Regional” industry, but how does it weigh in compared to its competitors? We will compare Virginia National Bankshares to related companies based on the strength of its institutional ownership, earnings, analyst recommendations, risk, valuation, dividends and profitability.

Earnings & Valuation

This table compares Virginia National Bankshares and its competitors revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Virginia National Bankshares	$70.39 million	$23.44 million	7.39
Virginia National Bankshares Competitors	$30.92 billion	$437.14 million	99.85

Virginia National Bankshares’ competitors have higher revenue and earnings than Virginia National Bankshares. Virginia National Bankshares is trading at a lower price-to-earnings ratio than its competitors, indicating that it is currently more affordable than other companies in its industry.

Profitability

This table compares Virginia National Bankshares and its competitors’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Virginia National Bankshares	32.16%	17.87%	1.49%
Virginia National Bankshares Competitors	23.02%	11.94%	1.09%

Dividends

Virginia National Bankshares pays an annual dividend of $1.32 per share and has a dividend yield of 3.9%. Virginia National Bankshares pays out 29.1% of its earnings in the form of a dividend. As a group, “Banks—Regional” companies pay a dividend yield of 12.4% and pay out 19.1% of their earnings in the form of a dividend. Virginia National Bankshares has raised its dividend for 1 consecutive years. Virginia National Bankshares lags its competitors as a dividend stock, given its lower dividend yield and higher payout ratio.

Risk & Volatility

Virginia National Bankshares has a beta of 0.27, meaning that its stock price is 73% less volatile than the S&P 500. Comparatively, Virginia National Bankshares’ competitors have a beta of 0.86, meaning that their average stock price is 14% less volatile than the S&P 500.

Insider & Institutional Ownership

41.4% of Virginia National Bankshares shares are owned by institutional investors. Comparatively, 42.5% of shares of all “Banks—Regional” companies are owned by institutional investors. 12.6% of Virginia National Bankshares shares are owned by company insiders. Comparatively, 11.5% of shares of all “Banks—Regional” companies are owned by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current ratings and recommmendations for Virginia National Bankshares and its competitors, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Virginia National Bankshares	0	0	0	0	N/A
Virginia National Bankshares Competitors	1472	5236	4813	91	2.30

As a group, “Banks—Regional” companies have a potential upside of 56.51%. Given Virginia National Bankshares’ competitors higher probable upside, analysts clearly believe Virginia National Bankshares has less favorable growth aspects than its competitors.

Summary

Virginia National Bankshares competitors beat Virginia National Bankshares on 8 of the 12 factors compared.

Virginia National Bankshares Company Profile

Virginia National Bankshares Corporation operates as the holding company for Virginia National Bank that provides a range of commercial and retail banking services. The company operates through four segments: Bank, Sturman Wealth Advisors, VNB Trust and Estate Services, and Masonry Capital. It provides checking accounts, demand deposits, NOW accounts, money market deposit accounts, time deposits, certificates of deposit, individual retirement accounts, and other depository services. The company also offers commercial and industrial loans, real estate construction and land loans, commercial real estate loans, and 1-4 family residential mortgages, as well as consumer loans comprising student loans, revolving credit, and other fixed payment loans. In addition, it provides automated teller machines, internet banking, treasury, and cash management services; merchant and debit card services; and wealth and investment advisory, brokerage, insurance, consulting, and related services. Further, the company offers investment management, corporate trustee, trust and estate administration, IRA administration, house investment management, and custody services. It serves individuals, businesses, and charitable organizations in the Charlottesville/Albemarle County, Fauquier County, Manassas, Prince William County, Richmond, and Winchester market areas in Virginia. Virginia National Bankshares Corporation was founded in 1998 and is headquartered in Charlottesville, Virginia.