Critical Review: Home Point Capital (NASDAQ:HMPT) & MCAN Mortgage (OTCMKTS:MAMTF)

Home Point Capital (NASDAQ:HMPTGet Free Report) and MCAN Mortgage (OTCMKTS:MAMTFGet Free Report) are both financial services companies, but which is the better business? We will contrast the two companies based on the strength of their earnings, institutional ownership, profitability, dividends, analyst recommendations, risk and valuation.


This table compares Home Point Capital and MCAN Mortgage’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Home Point Capital -63.98% -29.08% -6.07%
MCAN Mortgage N/A N/A N/A

Analyst Ratings

This is a summary of recent ratings and target prices for Home Point Capital and MCAN Mortgage, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Home Point Capital 1 3 1 0 2.00
MCAN Mortgage 0 0 1 0 3.00

Home Point Capital currently has a consensus price target of $2.04, indicating a potential downside of 12.00%. Given Home Point Capital’s higher possible upside, equities research analysts clearly believe Home Point Capital is more favorable than MCAN Mortgage.

Valuation and Earnings

This table compares Home Point Capital and MCAN Mortgage’s top-line revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Home Point Capital $255.60 million 1.26 -$163.45 million ($2.24) -1.04
MCAN Mortgage N/A N/A N/A C$1.49 7.93

MCAN Mortgage has lower revenue, but higher earnings than Home Point Capital. Home Point Capital is trading at a lower price-to-earnings ratio than MCAN Mortgage, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

93.7% of Home Point Capital shares are owned by institutional investors. Comparatively, 0.1% of MCAN Mortgage shares are owned by institutional investors. 2.1% of Home Point Capital shares are owned by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.


MCAN Mortgage beats Home Point Capital on 6 of the 10 factors compared between the two stocks.

About Home Point Capital

(Get Free Report)

Home Point Capital Inc., together with its subsidiaries, operates as a residential mortgage originator and service provider. It operates through two segments, Origination and Servicing. The Origination segment sources loans through direct and wholesale. The Servicing segment offers collecting loan payments, remitting payments to investors, sending monthly statements, managing escrow accounts, servicing delinquent loan work-outs, and managing and disposing of foreclosed properties. The company was incorporated in 2014 and is headquartered in Ann Arbor, Michigan. As of July 31, 2023, Home Point Capital Inc. operates as a subsidiary of Mr. Cooper Group Inc.

About MCAN Mortgage

(Get Free Report)

MCAN Mortgage Corporation operates as a loan and mortgage investment corporation in Canada. The company engages in the real estate lending and investing activities, including residential mortgage, residential construction, non-residential construction, and commercial loans, as well as portfolio of real estate investments trusts and private investment activities. It also provides term deposits through a network of independent financial agents. The company was formerly known as MCAP Inc. and changed its name to MCAN Mortgage Corporation in September 2006. MCAN Mortgage Corporation was founded in 1980 and is headquartered in Toronto, Canada.

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