Analyzing SAI.TECH Global (NASDAQ:SAI) and NerdWallet (NASDAQ:NRDS)

SAI.TECH Global (NASDAQ:SAI) and NerdWallet (NASDAQ:NRDS) are both small-cap business services companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, earnings, valuation, institutional ownership, risk, analyst recommendations and profitability.

Profitability

This table compares SAI.TECH Global and NerdWallet’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SAI.TECH Global	N/A	N/A	N/A
NerdWallet	-0.10%	-0.17%	-0.14%

Analyst Ratings

This is a breakdown of recent ratings for SAI.TECH Global and NerdWallet, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SAI.TECH Global	0	0	0	0	N/A
NerdWallet	0	2	5	0	2.71

NerdWallet has a consensus price target of $15.17, suggesting a potential upside of 33.51%. Given NerdWallet’s higher probable upside, analysts clearly believe NerdWallet is more favorable than SAI.TECH Global.

Risk and Volatility

SAI.TECH Global has a beta of 1.93, meaning that its share price is 93% more volatile than the S&P 500. Comparatively, NerdWallet has a beta of 1.39, meaning that its share price is 39% more volatile than the S&P 500.

Earnings and Valuation

This table compares SAI.TECH Global and NerdWallet’s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SAI.TECH Global	$8.29 million	1.54	-$8.85 million	N/A	N/A
NerdWallet	$607.70 million	1.42	-$10.20 million	($0.01)	-1,136.00

SAI.TECH Global has higher earnings, but lower revenue than NerdWallet.

Institutional & Insider Ownership

0.9% of SAI.TECH Global shares are owned by institutional investors. Comparatively, 36.2% of NerdWallet shares are owned by institutional investors. 1.4% of SAI.TECH Global shares are owned by company insiders. Comparatively, 45.9% of NerdWallet shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Summary

SAI.TECH Global beats NerdWallet on 6 of the 11 factors compared between the two stocks.

About SAI.TECH Global

SAI.TECH Global Corporation, together with its subsidiaries, operates as an energy-saving Bitcoin mining operator and a clean-tech company that integrates the bitcoin mining, power, and heating industries worldwide. The company provides a suite of specialized services, including mining machines purchase, hosting, mining pool, and energy-saving technologies and solutions to digital asset mining customers. Its target customers include large-scale miners and institutional investors. SAI.TECH Global Corporation was founded in 2019 and is based in Singapore.

About NerdWallet

NerdWallet, Inc. operates a digital platform that provides consumer-driven advice about personal finance by connecting individuals and small and mid-sized businesses with financial products providers in the United States, the United Kingdom, Australia, and Canada. The company's platform offers guidance to consumers through educational content, tools and calculators, and product marketplaces, as well as NerdWallet app for various financial products, including credit cards, mortgages, insurance, SMB products, personal loans, banking, investing, and student loans. NerdWallet, Inc. was founded in 2009 and is based in San Francisco, California.