NASDAQ:OPOF Old Point Financial (OPOF) Stock Price, News & Analysis → The Crypto 9-5 Escape Plan (From Crypto 101 Media) (Ad) Free OPOF Stock Alerts $14.01 +0.03 (+0.21%) (As of 05/9/2024 09:01 PM ET) Add Compare Share Share Today's Range$14.01▼$14.0150-Day Range$13.66▼$17.7552-Week Range$13.49▼$22.33Volume100 shsAverage Volume2,812 shsMarket Capitalization$70.33 millionP/E Ratio11.12Dividend Yield4.00%Price TargetN/A Stock AnalysisStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial MediaStock AnalysisChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOwnershipSEC FilingsShort InterestSocial Media Get Old Point Financial alerts: Email Address Old Point Financial MarketRank™ Stock AnalysisAnalyst RatingN/AUpside/DownsideN/AShort InterestHealthy0.08% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainabilityN/ANews Sentiment0.93Based on 2 Articles This WeekInsider TradingN/AProj. Earnings GrowthN/ASee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.3.44 out of 5 starsFinance Sector447th out of 880 stocksNational Commercial Banks Industry53rd out of 86 stocks N/A Analyst's Opinion Consensus RatingThere is not enough analysis data for Old Point Financial.Read more about Old Point Financial's stock forecast and price target. Previous Next 5.0 Short Interest Percentage of Shares Shorted0.08% of the float of Old Point Financial has been sold short.Short Interest Ratio / Days to CoverOld Point Financial has a short interest ratio ("days to cover") of 1.1, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Old Point Financial has recently decreased by 13.16%, indicating that investor sentiment is improving significantly. Previous Next 2.5 Dividend Strength Dividend LeadershipOld Point Financial is a leading dividend payer. It pays a dividend yield of 4.00%, putting its dividend yield in the top 25% of dividend-paying stocks.Dividend GrowthOld Point Financial has only been increasing its dividend for 3 years.Dividend CoverageThe dividend payout ratio of Old Point Financial is 44.44%. This payout ratio is at a healthy, sustainable level, below 75%.Read more about Old Point Financial's dividend. Previous Next N/A Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreThere is no current Upright™ data available for OPOF. Previous Next 2.7 News and Social Media Coverage News SentimentOld Point Financial has a news sentiment score of 0.93. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.62 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 2 news articles for Old Point Financial this week, compared to 0 articles on an average week. Previous Next 1.7 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Old Point Financial insiders have not sold or bought any company stock.Percentage Held by Insiders21.11% of the stock of Old Point Financial is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by InstitutionsOnly 33.43% of the stock of Old Point Financial is held by institutions.Read more about Old Point Financial's insider trading history. Previous Next 1.9 Earnings and Valuation Price to Earnings Ratio vs. the MarketThe P/E ratio of Old Point Financial is 11.12, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 128.31.Price to Earnings Ratio vs. SectorThe P/E ratio of Old Point Financial is 11.12, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 39.33.Price to Book Value per Share RatioOld Point Financial has a P/B Ratio of 0.66. P/B Ratios below 1 indicate that a company could be undervalued with respect to its assets and liabilities.Read more about Old Point Financial's valuation and earnings. Previous Next See Top Rated MarketRank™ Stocks Here Ad Gold Safe ExchangeGold Set to EXPLODE!Gold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.Click here now to download the free Precious Metals Buying Guide! About Old Point Financial Stock (NASDAQ:OPOF)Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services for individual and commercial customers in Virginia. It offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, time deposits, and demand deposits. The company also provides real estate construction, commercial, and mortgage loans, such as residential 1-4 family mortgages, second mortgages, and equity lines of credit; and other loans. In addition, it offers retirement planning, estate planning, financial planning, estate and trust administration, retirement plan administration, tax, and investment management services; and insurance products, wealth management, and cash management services. Old Point Financial Corporation was founded in 1922 and is headquartered in Hampton, Virginia.Read More OPOF Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart OPOF Stock News HeadlinesMay 11, 2024 | americanbankingnews.comStockNews.com Initiates Coverage on Old Point Financial (NASDAQ:OPOF)May 3, 2024 | americanbankingnews.comOld Point Financial (NASDAQ:OPOF) Earns Hold Rating from Analysts at StockNews.comMay 13, 2024 | Gold Safe Exchange (Ad)Gold Set to EXPLODE!Gold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.April 30, 2024 | investorplace.comOPOF Stock Earnings: Old Point Financial Reported Results for Q1 2024April 30, 2024 | washingtonpost.comOld Point Financial: Q1 Earnings SnapshotApril 30, 2024 | prnewswire.comOld Point Releases First Quarter 2024 ResultsMarch 29, 2024 | investing.comOld Point Financial COO Susan Ralston resignsFebruary 25, 2024 | finance.yahoo.comOld Point Financial's (NASDAQ:OPOF) Dividend Will Be $0.14May 13, 2024 | Gold Safe Exchange (Ad)Gold Set to EXPLODE!Gold has already reached all-time highs, and experts believe it's not slowing down any time soon. In fact, some analysts predict a $7,000 price tag by 2025.February 23, 2024 | benzinga.comOld Point Financial Stock (NASDAQ:OPOF) Earnings Dates and Earning CallsFebruary 21, 2024 | finance.yahoo.comOld Point Financial Corporation Announces Quarterly DividendFebruary 21, 2024 | prnewswire.comOld Point Financial Corporation Announces Quarterly DividendFebruary 3, 2024 | finanznachrichten.deOld Point Financial Corporation: Old Point Releases Fourth Quarter and Full Year 2023 ResultsFebruary 2, 2024 | finance.yahoo.comOld Point Financial Full Year 2023 Earnings: EPS: US$1.54 (vs US$1.80 in FY 2022)January 31, 2024 | finance.yahoo.comOLD POINT NATIONAL BANK ANNOUNCES STRATEGIC ALLIANCE WITH TIDEWATER HOME FUNDINGJanuary 30, 2024 | finance.yahoo.comOld Point Releases Fourth Quarter and Full Year 2023 ResultsJanuary 29, 2024 | news.yahoo.comWhat to know about Milwaukee's North Point NeighborhoodDecember 26, 2023 | finance.yahoo.comOLD POINT FINANCIAL CORPORATION ANNOUNCES RETIREMENT OF DR. ARTHUR D. GREENE FROM BOARD OF DIRECTORSDecember 19, 2023 | forbes.comEasy Steps To Find An Old 401(k) AccountNovember 22, 2023 | morningstar.comOld Point Financial Corp OPOFOctober 27, 2023 | finanznachrichten.deOld Point Financial Corporation: Old Point Releases Third Quarter 2023 ResultsOctober 27, 2023 | msn.comOld Point Financial GAAP EPS of $0.27, revenue of $14.91MOctober 26, 2023 | finance.yahoo.comOld Point Releases Third Quarter 2023 ResultsOctober 18, 2023 | msn.comOld Point Financial appoints Paul Pickett as its CFOOctober 18, 2023 | marketwatch.comOld Point Financial Names Paul Pickett Chief Financial Officer >OPOFOctober 18, 2023 | finance.yahoo.comOLD POINT ANNOUNCES APPOINTMENT OF PAUL M. PICKETT AS CHIEF FINANCIAL OFFICEROctober 11, 2023 | finance.yahoo.comDoes Old Point Financial (NASDAQ:OPOF) Deserve A Spot On Your Watchlist?See More Headlines Receive OPOF Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Old Point Financial and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings7/27/2020Ex-Dividend for 3/29 Dividend3/05/2024Dividend Payable3/29/2024Today5/12/2024Next Earnings (Estimated)7/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNASDAQ SectorFinance Industry National commercial banks Sub-IndustryN/A Current SymbolNASDAQ:OPOF CUSIPN/A CIK740971 Webwww.oldpoint.com Phone(757) 728-1200Fax757-728-1279Employees291Year FoundedN/AProfitability EPS (Most Recent Fiscal Year)$1.26 Trailing P/E Ratio11.12 Forward P/E RatioN/A P/E GrowthN/ANet Income$7.73 million Net Margins7.71% Pretax Margin11.26% Return on Equity6.18% Return on Assets0.44% Debt Debt-to-Equity Ratio0.65 Current Ratio0.92 Quick Ratio0.92 Sales & Book Value Annual Sales$80.50 million Price / Sales0.87 Cash Flow$2.21 per share Price / Cash Flow6.33 Book Value$21.19 per share Price / Book0.66Miscellaneous Outstanding Shares5,020,000Free Float3,961,000Market Cap$70.33 million OptionableNot Optionable Beta0.27 A Guide To High-Short-Interest StocksMarketBeat's analysts have just released their top five short plays for May 2024. Learn which stocks have the most short interest and how to trade them. Click the link below to see which companies made the list.Get This Free Report Key ExecutivesMr. Robert F. Shuford Jr. (Age 59)Chairman, CEO & President Comp: $545.69kMr. Joseph R. Witt (Age 63)President of Financial Services, Chief Strategy Officer & Director Comp: $484.63kMr. Thomas L. Hotchkiss (Age 69)Chief Credit Officer & Executive VP of Old Point National Bank Comp: $311.6kMr. Paul M. Pickett (Age 55)CFO, Senior VP and Principal Financial & Accounting Officer Mr. Eugene M. Jordan II (Age 69)General Counsel, Secretary to the Board & Executive VP of Corporate Counsel Comp: $214.49kLaura WrightVP & Marketing DirectorMr. Donald S. Buckless (Age 59)Chief Lending Officer & Senior VP Mr. A. Eric Kauders Jr. (Age 54)Chairman, President & CEO of Old Point Wealth Management Ms. Susan R. Ralston (Age 60)COO & Executive VP of Old Point National Bank Comp: $264.93kMore ExecutivesKey CompetitorsUnited BancsharesNASDAQ:UBOHEmclaire FinancialNASDAQ:EMCFCF BanksharesNASDAQ:CFBKOptimumBankNASDAQ:OPHCMeridianNASDAQ:MRBKView All CompetitorsInsiders & InstitutionsEmpowered Funds LLCBought 1,225 shares on 5/7/2024Ownership: 0.324%PBMares Wealth Management LLCSold 4,368 shares on 4/29/2024Ownership: 0.610%OLD Point Trust & Financial Services N ASold 11,814 shares on 2/14/2024Ownership: 5.278%Sarah B GoldenBought 59 shares on 12/5/2023Total: $1,000.05 ($16.95/share)Joseph R WittBought 80 shares on 10/31/2023Total: $1,288.00 ($16.10/share)View All Insider TransactionsView All Institutional Transactions OPOF Stock Analysis - Frequently Asked Questions How have OPOF shares performed in 2024? Old Point Financial's stock was trading at $17.93 at the beginning of 2024. Since then, OPOF shares have decreased by 21.9% and is now trading at $14.0101. View the best growth stocks for 2024 here. When is Old Point Financial's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024. View our OPOF earnings forecast. How were Old Point Financial's earnings last quarter? Old Point Financial Co. (NASDAQ:OPOF) posted its quarterly earnings results on Monday, July, 27th. The bank reported $0.48 EPS for the quarter. The bank earned $12.43 million during the quarter. Old Point Financial had a net margin of 7.71% and a trailing twelve-month return on equity of 6.18%. How often does Old Point Financial pay dividends? What is the dividend yield for Old Point Financial? Old Point Financial announced a quarterly dividend on Tuesday, February 20th. Stockholders of record on Wednesday, March 6th will be paid a dividend of $0.14 per share on Friday, March 29th. This represents a $0.56 annualized dividend and a yield of 4.00%. The ex-dividend date of this dividend is Tuesday, March 5th. Read our dividend analysis for OPOF. Is Old Point Financial a good dividend stock? Old Point Financial (NASDAQ:OPOF) pays an annual dividend of $0.56 per share and currently has a dividend yield of 4.00%. OPOF has a dividend yield higher than 75% of all dividend-paying stocks, making it a leading dividend payer. The company has been increasing its dividend for 3 consecutive year(s), indicating that it does not yet have a strong track record of dividend growth. The dividend payout ratio is 44.44%. This payout ratio is at a healthy, sustainable level, below 75%. Read our dividend analysis for OPOF. What is Robert F. Shuford Sr.'s approval rating as Old Point Financial's CEO? 6 employees have rated Old Point Financial Chief Executive Officer Robert F. Shuford Sr. on Glassdoor.com. Robert F. Shuford Sr. has an approval rating of 100% among the company's employees. This puts Robert F. Shuford Sr. in the top 10% of approval ratings compared to other CEOs of publicly-traded companies. What other stocks do shareholders of Old Point Financial own? Based on aggregate information from My MarketBeat watchlists, some companies that other Old Point Financial investors own include Main Street Capital (MAIN), Boeing (BA), General Motors (GM), NVIDIA (NVDA), Overstock.com (OSTK), Pure Storage (PSTG), QUALCOMM (QCOM), Riot Platforms (RIOT), CalAmp (CAMP) and Delphi Technologies (DLPH). Who are Old Point Financial's major shareholders? Old Point Financial's stock is owned by many different retail and institutional investors. Top institutional shareholders include PBMares Wealth Management LLC (0.61%) and Empowered Funds LLC (0.32%). Insiders that own company stock include A Eric Kauders Jr, Clark Rebekah Ellen Thacker, Donald S Buckless, Elizabeth S Wash, Elizabeth S Wash, John Cabot Ishon, Joseph R Witt, Joseph R Witt, Martin S Friedman, Michael A Glasser, Pl Capital Advisors, Llc, Robert F Shuford Jr, Sarah B Golden, Stephen Conway Adams, Susan Ralston, Tom B Langley, William F Keefe and William F Keefe. View institutional ownership trends. How do I buy shares of Old Point Financial? Shares of OPOF stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NASDAQ:OPOF) was last updated on 5/13/2024 by MarketBeat.com Staff From Our PartnersThe Department of Defense Has a New Drone ContractorThe Tomorrow InvestorHe Is Giving Away BitcoinCrypto Swap ProfitsThe Crypto 9-5 Escape PlanCrypto 101 MediaThe 2024 Gold Rush: Unleashing Market PotentialPriority GoldConflict In Israel Sends Gold Soaring ???? Here’s How To Get Your ShareColonial MetalsTrump’s “Tax Free” Retirement Strategy Gold Safe ExchangeForget Bitcoin. Crypto Millionaire Predicts 8,788% Gains For THISParadigm PressElon’s New Device is About to Shock the WorldInvestorPlace Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Old Point Financial Co. Please log in to your account or sign up in order to add this asset to your watchlist. 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