NYSE:UVE Universal Insurance (UVE) Stock Price, News & Analysis → The asset beating inflation by 4x (From Colonial Metals) (Ad) Free UVE Stock Alerts $19.81 +0.09 (+0.46%) (As of 05/3/2024 ET) Add Compare Share Share Today's Range$19.62▼$19.9450-Day Range$18.78▼$20.9152-Week Range$11.15▼$22.38Volume163,183 shsAverage Volume177,123 shsMarket Capitalization$569.74 millionP/E Ratio7.77Dividend Yield3.23%Price Target$25.00 Stock AnalysisStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainabilityStock AnalysisAnalyst ForecastsChartCompetitorsDividendEarningsFinancialsHeadlinesInsider TradesOptions ChainOwnershipSEC FilingsShort InterestSocial MediaSustainability Get Universal Insurance alerts: Email Address Universal Insurance MarketRank™ Stock AnalysisAnalyst RatingBuy3.00 Rating ScoreUpside/Downside26.2% Upside$25.00 Price TargetShort InterestHealthy1.45% of Float Sold ShortDividend StrengthModerateBased on Four FactorsSustainability-1.23Upright™ Environmental ScoreNews Sentiment0.70Based on 9 Articles This WeekInsider TradingSelling Shares$785,000 Sold Last QuarterProj. Earnings Growth15.22%From $2.30 to $2.65 Per ShareSee Full Details Hide Full Details Overall MarketRank™New Rank-Based ScoringMarketRank™ is calculated by averaging available category scores (with extra weight given to analysis and valuation), then ranking the company's weighted average against that of other companies.4.90 out of 5 starsFinance Sector177th out of 5,252 stocksFire, Marine, & Casualty Insurance Industry7th out of 324 stocks 3.5 Analyst's Opinion Consensus RatingUniversal Insurance has received a consensus rating of Buy. The company's average rating score is 3.00, and is based on 1 buy rating, no hold ratings, and no sell ratings.Amount of Analyst CoverageUniversal Insurance has only been the subject of 1 research reports in the past 90 days. Previous Next 3.0 Short Interest Percentage of Shares Shorted1.45% of the float of Universal Insurance has been sold short.Short Interest Ratio / Days to CoverUniversal Insurance has a short interest ratio ("days to cover") of 2, which is generally considered an acceptable ratio of short interest to trading volume.Change versus previous monthShort interest in Universal Insurance has recently increased by 14.59%, indicating that investor sentiment is decreasing significantly. Previous Next 2.5 Dividend Strength Dividend YieldUniversal Insurance pays a meaningful dividend of 3.25%, higher than the bottom 25% of all stocks that pay dividends.Dividend GrowthUniversal Insurance does not have a long track record of dividend growth.Dividend CoverageThe dividend payout ratio of Universal Insurance is 25.10%. This payout ratio is at a healthy, sustainable level, below 75%.Dividend SustainabilityBased on earnings estimates, Universal Insurance will have a dividend payout ratio of 24.15% next year. This indicates that Universal Insurance will be able to sustain or increase its dividend. Previous Next 1.9 Sustainability and ESG Overall ESG (Environmental, Social, and Governance) ScoreUniversal Insurance has received a -6.10% net impact score from Upright. Universal Insurance uses resources or causes negative impacts mostly in categories "Scarce human capital", "GHG emissions", and "Physical diseases". The negative contribution in the "GHG emissions" impact category seems to be driven mostly by its "Passenger car insurance services for individuals", "Motorcycle insurance services for individuals", and "Basic home insurance services for individuals" products. See details.Environmental SustainabilityThe Environmental Impact score for Universal Insurance is -1.23. Previous Next 2.6 News and Social Media Coverage News SentimentUniversal Insurance has a news sentiment score of 0.70. This score is calculated as an average of sentiment of articles about the company over the last seven days and ranges from 2 (good news) to -2 (bad news). This is a higher news sentiment than the 0.54 average news sentiment score of Finance companies.News Coverage This WeekMarketBeat has tracked 9 news articles for Universal Insurance this week, compared to 2 articles on an average week. Previous Next 3.3 Company Ownership Insider Buying vs. Insider SellingIn the past three months, Universal Insurance insiders have sold more of their company's stock than they have bought. Specifically, they have bought $0.00 in company stock and sold $785,000.00 in company stock.Percentage Held by Insiders17.70% of the stock of Universal Insurance is held by insiders. A high percentage of insider ownership can be a sign of company health.Percentage Held by Institutions66.61% of the stock of Universal Insurance is held by institutions. High institutional ownership can be a signal of strong market trust in this company. Previous Next 3.1 Earnings and Valuation Earnings GrowthEarnings for Universal Insurance are expected to grow by 15.22% in the coming year, from $2.30 to $2.65 per share.Price to Earnings Ratio vs. the MarketThe P/E ratio of Universal Insurance is 7.77, which means that it is trading at a less expensive P/E ratio than the market average P/E ratio of about 136.86.Price to Earnings Ratio vs. SectorThe P/E ratio of Universal Insurance is 7.77, which means that it is trading at a less expensive P/E ratio than the Finance sector average P/E ratio of about 53.54.Price to Book Value per Share RatioUniversal Insurance has a P/B Ratio of 1.56. P/B Ratios below 3 indicates that a company is reasonably valued with respect to its assets and liabilities. Previous Next See Top Rated MarketRank™ Stocks Here Ad AltimetryUrgent Nvidia WarningCould Steve Job's 'Final Prophecy' Make You Rich? Just before he died, Steve Jobs issued a "Final Prophecy" that's now coming true... and making some people rich. In one recent 90-day stretch, 50 companies related to Jobs' "Final Prophecy" soared by 100% or more. What was Steve Jobs' last big prediction, and how can you get in on it? Professor Joel Litman explains everything... including the surprising group of stocks moving higher, and his No. 1 favorite stock in this space.Click here to access… About Universal Insurance Stock (NYSE:UVE)Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. It develops, markets, and underwrites insurance products for personal residential insurance, such as homeowners, renters/tenants, condo unit owners, and dwelling/fire; and offers allied lines, coverage for other structures, and personal property, liability, and personal articles coverages. The company also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; places and manages reinsurance programs for the insurance entities; and operates Clovered.com, a digital agency for various carrier partners and utilization of digital applications for adjusting claims. It offers its products through a network of independent agents, as well as direct-to-consumer online solutions, including digital insurance agency. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.Read More UVE Stock Price History View Price History Chart DataSkip Price History Chart 30 days | 90 days | 365 days | Advanced Chart UVE Stock News HeadlinesMay 4, 2024 | insidertrades.comUniversal Insurance Holdings, Inc. (NYSE:UVE) Chairman Sean P. Downes Sells 20,000 SharesMay 4, 2024 | americanbankingnews.comUniversal Insurance (NYSE:UVE) Lifted to "Strong-Buy" at StockNews.comMay 4, 2024 | Colonial Metals (Ad)The asset beating inflation by 4x"Trump Loophole" Beats Inflation? Inflation has been out of control for years. Forcing you to work longer and harder for more money that is worth less. By using the "Trump Loophole", you can use a special retirement account to buy gold — and other precious metals — without taxes or penalties.April 30, 2024 | finance.yahoo.comUniversal Insurance Holdings, Inc. (NYSE:UVE) Q1 2024 Earnings Call TranscriptApril 29, 2024 | seekingalpha.comUniversal Insurance Holdings, Inc. (UVE) Q1 2024 Earnings Call TranscriptApril 28, 2024 | finance.yahoo.comUniversal Insurance Holdings First Quarter 2024 Earnings: Beats ExpectationsApril 28, 2024 | americanbankingnews.comUniversal Insurance (NYSE:UVE) Rating Lowered to Buy at StockNews.comApril 28, 2024 | americanbankingnews.comUniversal Insurance (NYSE:UVE) Hits New 1-Year High at $22.38May 4, 2024 | Colonial Metals (Ad)The asset beating inflation by 4x"Trump Loophole" Beats Inflation? Inflation has been out of control for years. Forcing you to work longer and harder for more money that is worth less. By using the "Trump Loophole", you can use a special retirement account to buy gold — and other precious metals — without taxes or penalties.April 27, 2024 | finance.yahoo.comUniversal Insurance Holdings Inc (UVE) Q1 2024 Earnings Call Transcript Highlights: Strong ...April 26, 2024 | finance.yahoo.comQ1 2024 Universal Insurance Holdings Inc Earnings CallApril 26, 2024 | markets.businessinsider.comUniversal Insurance earnings preview: what Wall Street is expectingApril 25, 2024 | msn.comUniversal Insurance Non-GAAP EPS of $1.07 beats by $0.03, revenue of $368M beats by $31.91MApril 25, 2024 | investorplace.comUVE Stock Earnings: Universal Insurance Hldgs Beats EPS, Beats Revenue for Q1 2024April 25, 2024 | sfgate.comUniversal Insurance: Q1 Earnings SnapshotApril 25, 2024 | businesswire.comUniversal Reports First Quarter 2024 ResultsApril 24, 2024 | money.usnews.comUniversal Insurance Holdings IncApril 21, 2024 | seekingalpha.comUVE Universal Insurance Holdings, Inc.April 10, 2024 | businesswire.comUniversal Declares Regular Cash Dividend & Announces Earnings DatesApril 1, 2024 | markets.businessinsider.comPiper Sandler Keeps Their Buy Rating on Universal Insurance Holdings (UVE)March 30, 2024 | msn.comBest Universal Life Insurance of April 2024March 12, 2024 | fool.comWhy Universal Insurance Holdings Stock Popped TodayMarch 12, 2024 | markets.businessinsider.comUniversal Insurance Board Authorizes Share Repurchase Program - Quick FactsMarch 12, 2024 | markets.businessinsider.comUniversal Insurance Rises Following Share Buyback AnnouncementMarch 4, 2024 | finance.yahoo.comUniversal Insurance Holdings Full Year 2023 Earnings: Beats ExpectationsFebruary 28, 2024 | cnn.comVariable universal life insurance (VUL): How it worksFebruary 27, 2024 | finance.yahoo.comInstitutional investors are Universal Insurance Holdings, Inc.'s (NYSE:UVE) biggest bettors and were rewarded after last week's US$82m market cap gainSee More Headlines Receive UVE Stock News and Ratings via Email Sign-up to receive the latest news and ratings for Universal Insurance and its competitors with MarketBeat's FREE daily newsletter. Email Address Company Calendar Last Earnings2/22/2024Ex-Dividend for 3/15 Dividend3/07/2024Dividend Payable3/15/2024Today5/03/2024Ex-Dividend for 5/17 Dividend5/09/2024Dividend Payable5/17/2024Next Earnings (Estimated)7/25/2024Fiscal Year End12/31/2024Get Stock AlertsIndustry, Sector and Symbol Stock ExchangeNYSE SectorFinancial Services Industry Insurance - Property & Casualty Sub-IndustryProperty & Casualty Insurance Current SymbolNYSE:UVE CUSIP91359V10 CIK891166 Webwww.universalinsuranceholdings.com Phone(954) 958-1200Fax302-636-5454Employees1,244Year FoundedN/APrice Target and Rating Average Stock Price Target$25.00 High Stock Price Target$25.00 Low Stock Price Target$25.00 Potential Upside/Downside+26.2%Consensus RatingBuy Rating Score (0-4)3.00 Research Coverage1 Analysts Profitability EPS (Most Recent Fiscal Year)$2.55 Trailing P/E Ratio7.77 Forward P/E Ratio8.61 P/E GrowthN/ANet Income$66.82 million Net Margins5.29% Pretax Margin7.14% Return on Equity19.67% Return on Assets2.66% Debt Debt-to-Equity Ratio0.28 Current Ratio0.44 Quick Ratio0.53 Sales & Book Value Annual Sales$1.44 billion Price / Sales0.39 Cash Flow$2.48 per share Price / Cash Flow7.99 Book Value$12.68 per share Price / Book1.56Miscellaneous Outstanding Shares28,759,000Free Float23,842,000Market Cap$569.72 million OptionableOptionable Beta0.84 12 Stocks Corporate Insiders are AbandoningIf a company's CEO, COO, and CFO were all selling shares of their stock, would you want to know?Get This Free Report Key ExecutivesMr. Sean Patrick Downes (Age 54)Executive Chairman Comp: $2.44MMr. Stephen Joseph Donaghy (Age 59)CEO & Director Comp: $2.54MMr. Frank Crawford Wilcox (Age 58)Chief Financial Officer Comp: $860.03kMs. Kimberly Denice Campos (Age 46)Chief Information Officer, Chief Administrative Officer & Director Comp: $514.61kMr. Michael J. Poloskey (Age 53)Chief Operating Officer Mr. Rob LutherChief Investment OfficerMr. Gary Lloyd RopieckiPrincipal Accounting Officer & SecretaryMr. Darryl Lamont Lewis (Age 59)Chief Legal Officer Comp: $58.33kMr. Jason M. Burns (Age 44)President of Blue Atlantic Mr. Matthew John Palmieri (Age 44)Chief Risk Officer More ExecutivesKey CompetitorsUnited Fire GroupNASDAQ:UFCSDonegal GroupNASDAQ:DGICAGlobal Indemnity GroupNASDAQ:GBLIAMERISAFENASDAQ:AMSFHCI GroupNYSE:HCIView All CompetitorsInsiders & InstitutionsSean P DownesSold 20,000 sharesTotal: $394,400.00 ($19.72/share)Nordea Investment Management ABSold 934 shares on 5/2/2024Ownership: 0.359%BNP Paribas Financial MarketsBought 4,781 shares on 5/1/2024Ownership: 0.069%Principal Financial Group Inc.Bought 11,758 shares on 4/29/2024Ownership: 0.078%Simplex Trading LLCBought 19,900 shares on 4/25/2024Ownership: 0.000%View All Insider TransactionsView All Institutional Transactions UVE Stock Analysis - Frequently Asked Questions Should I buy or sell Universal Insurance stock right now? 1 Wall Street research analysts have issued "buy," "hold," and "sell" ratings for Universal Insurance in the last year. There are currently 1 buy rating for the stock. The consensus among Wall Street research analysts is that investors should "buy" UVE shares. View UVE analyst ratings or view top-rated stocks. What is Universal Insurance's stock price target for 2024? 1 brokerages have issued twelve-month price objectives for Universal Insurance's stock. Their UVE share price targets range from $25.00 to $25.00. On average, they expect the company's share price to reach $25.00 in the next twelve months. This suggests a possible upside of 26.2% from the stock's current price. View analysts price targets for UVE or view top-rated stocks among Wall Street analysts. How have UVE shares performed in 2024? Universal Insurance's stock was trading at $15.98 at the beginning of the year. Since then, UVE shares have increased by 24.0% and is now trading at $19.81. View the best growth stocks for 2024 here. When is Universal Insurance's next earnings date? The company is scheduled to release its next quarterly earnings announcement on Thursday, July 25th 2024. View our UVE earnings forecast. How were Universal Insurance's earnings last quarter? Universal Insurance Holdings, Inc. (NYSE:UVE) released its quarterly earnings data on Thursday, February, 22nd. The insurance provider reported $0.43 earnings per share (EPS) for the quarter, beating analysts' consensus estimates of $0.23 by $0.20. The insurance provider had revenue of $375.46 million for the quarter, compared to analysts' expectations of $328.12 million. Universal Insurance had a net margin of 5.29% and a trailing twelve-month return on equity of 19.67%. How often does Universal Insurance pay dividends? What is the dividend yield for Universal Insurance? Universal Insurance declared a quarterly dividend on Wednesday, April 10th. Stockholders of record on Friday, May 10th will be given a dividend of $0.16 per share on Friday, May 17th. This represents a $0.64 dividend on an annualized basis and a yield of 3.23%. The ex-dividend date is Thursday, May 9th. Read our dividend analysis for UVE. Is Universal Insurance a good dividend stock? Universal Insurance (NYSE:UVE) pays an annual dividend of $0.64 per share and currently has a dividend yield of 3.25%. The dividend payout ratio is 25.10%. This payout ratio is at a healthy, sustainable level, below 75%. Based on earnings estimates, UVE will have a dividend payout ratio of 24.15% next year. This indicates that the company will be able to sustain or increase its dividend. Read our dividend analysis for UVE. What ETFs hold Universal Insurance's stock? ETFs with the largest weight of Universal Insurance (NYSE:UVE) stock in their portfolio include Invesco KBW Property & Casualty Insurance ETF (KBWP).iShares US Small Cap Value Factor ETF (SVAL). What is Sean P. Downes' approval rating as Universal Insurance's CEO? 39 employees have rated Universal Insurance Chief Executive Officer Sean P. Downes on Glassdoor.com. Sean P. Downes has an approval rating of 84% among the company's employees. What other stocks do shareholders of Universal Insurance own? Based on aggregate information from My MarketBeat watchlists, some companies that other Universal Insurance investors own include Evolent Health (EVH), Starbucks (SBUX), AT&T (T), Netflix (NFLX), Twitter (TWTR), Verizon Communications (VZ), Broadcom (AVGO), QUALCOMM (QCOM), Gilead Sciences (GILD) and Skyworks Solutions (SWKS). Who are Universal Insurance's major shareholders? Universal Insurance's stock is owned by a variety of retail and institutional investors. Top institutional shareholders include Los Angeles Capital Management LLC (0.50%), Nordea Investment Management AB (0.36%), Allspring Global Investments Holdings LLC (0.20%), Principal Financial Group Inc. (0.08%), Simplex Trading LLC (0.00%) and BNP Paribas Financial Markets (0.07%). Insiders that own company stock include Francis Xavier Mccahill III, Frank Wilcox, Gary Lloyd Ropiecki, Jon Springer, Marlene Gordon, Michael Pietrangelo, Scott P Callahan, Sean P Downes and Stephen Donaghy. View institutional ownership trends. How do I buy shares of Universal Insurance? Shares of UVE stock can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include Charles Schwab, E*TRADE, Fidelity, and Vanguard Brokerage Services. Compare Top Brokerages Here. This page (NYSE:UVE) was last updated on 5/4/2024 by MarketBeat.com Staff From Our PartnersBiden to Launch “FedNOW” [Move Your Money Now]Priority GoldElon to Transform U.S. Economy? Porter & CompanyAutomatic Income (from home)Awesomely, LLCGlobal crypto currency reset (41 major banks signed up)Stansberry ResearchFW: 234x GainWeiss RatingsCould Your Accounts Be Frozen?Allegiance GoldThe Gold Grab of the CenturyColonial MetalsStock-Picking AI Predicts #1 Stock of 2024Altimetry Adding Choose a watchlist: Watchlist Adding You have already added five stocks to your watchlist. Upgrade to MarketBeat All Access to add more stocks to your watchlist. Adding Universal Insurance Holdings, Inc. Please log in to your account or sign up in order to add this asset to your watchlist. Get 30 Days of MarketBeat All Access Free Sign up for MarketBeat All Access to gain access to MarketBeat's full suite of research tools: Best-in-Class Portfolio Monitoring View the latest news, buy/sell ratings, SEC filings and insider transactions for your stocks. Compare your portfolio performance to leading indices and get personalized stock ideas based on your portfolio. Stock Ideas and Recommendations Get daily stock ideas from top-performing Wall Street analysts. Get short term trading ideas from the MarketBeat Idea Engine. View which stocks are hot on social media with MarketBeat's trending stocks report. Advanced Stock Screeners and Research Tools Identify stocks that meet your criteria using seven unique stock screeners. See what's happening in the market right now with MarketBeat's real-time news feed. Export data to Excel for your own analysis. Start Your 30-Day Free Trial Sign in to your free account to enjoy these benefits In-depth profiles and analysis for 20,000 public companies. Real-time analyst ratings, insider transactions, earnings data, and more. Our daily ratings and market update email newsletter. Sign in to your free account to enjoy all that MarketBeat has to offer. Sign In Create Account Your Email Address: Email Address Required Your Password: Password Required or Sign in with Facebook Sign in with Google Forgot your password? Your Email Address: Please enter your email address. Please enter a valid email address Choose a Password: Please enter your password. Your password must be at least 8 characters long and contain at least 1 number, 1 letter, and 1 special character. Create My Account (Free) or Sign in with Facebook Sign in with Google By creating a free account, you agree to our terms of service. This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.