Reviewing Lufax (NYSE:LU) and KRUK Spólka Akcyjna (OTCMKTS:KRKKF)

Lufax (NYSE:LUGet Free Report) and KRUK Spólka Akcyjna (OTCMKTS:KRKKFGet Free Report) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their dividends, valuation, analyst recommendations, risk, institutional ownership, profitability and earnings.

Profitability

This table compares Lufax and KRUK Spólka Akcyjna’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Lufax 2.59% 0.94% 0.32%
KRUK Spólka Akcyjna N/A N/A N/A

Insider and Institutional Ownership

69.1% of Lufax shares are owned by institutional investors. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Analyst Recommendations

This is a breakdown of current recommendations and price targets for Lufax and KRUK Spólka Akcyjna, as provided by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Lufax 1 3 2 0 2.17
KRUK Spólka Akcyjna 0 0 1 0 3.00

Lufax presently has a consensus target price of $6.91, suggesting a potential upside of 59.68%. Given Lufax’s higher possible upside, analysts plainly believe Lufax is more favorable than KRUK Spólka Akcyjna.

Valuation and Earnings

This table compares Lufax and KRUK Spólka Akcyjna’s revenue, earnings per share (EPS) and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Lufax $4.82 billion 0.51 $125.31 million $0.23 18.83
KRUK Spólka Akcyjna N/A N/A N/A N/A N/A

Lufax has higher revenue and earnings than KRUK Spólka Akcyjna.

Summary

Lufax beats KRUK Spólka Akcyjna on 7 of the 8 factors compared between the two stocks.

About Lufax

(Get Free Report)

Lufax Holding Ltd operates a technology-empowered personal financial services platform in China. The company offers loan products, including unsecured loans and secured loans, as well as consumer finance loans. It also provides wealth management platforms, such as Lufax (Lu.com), Lu International (Singapore), and Lu International (Hong Kong) to the middle class and affluent investors to invest in products and portfolios; retail credit facilitation services platform that offers small business owners with lending solutions; and technology empowerment solutions for financial institutions. The company was founded in 2005 and is headquartered in Shanghai, China.

About KRUK Spólka Akcyjna

(Get Free Report)

KRUK Spólka Akcyjna, together with its subsidiaries, engages in the management of debt in Poland, Romania, Italy, the Czech Republic, Slovakia, Germany, Spain, and internationally. The company operates through Debt Purchase, Credit Management, and Other segments. It purchases and manages debt portfolios, including consumer, mortgage-backed, and corporate debts; and offers consumer unsecured, mortgage, and SME/corporate loans, as well as credit management services. The company also manages the receivables of banks, loan brokers, insurers, leasing companies, landline and mobile telecommunications operators, cable TV operators, digital TV operators, and FMCG companies. In addition, it provides Novum loan services; detective services; financial intermediation agency services; and auxiliary services to small and medium-sized enterprises. Further, the company collects, processes, and provides credit information on natural persons; offers receivable management services; and provides portfolio underwriting services. Additionally, the company invests in receivables and certificates of securitization funds; and acquires agricultural real estate properties. The company was founded in 1998 and is headquartered in Wroclaw, Poland.

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