Critical Survey: First NBC Bank (OTCMKTS:FNBCQ) versus Peoples Bancorp (NASDAQ:PEBO)

Peoples Bancorp (NASDAQ:PEBOGet Free Report) and First NBC Bank (OTCMKTS:FNBCQGet Free Report) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their earnings, profitability, analyst recommendations, dividends, risk, valuation and institutional ownership.

Earnings and Valuation

This table compares Peoples Bancorp and First NBC Bank’s gross revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Peoples Bancorp $526.82 million 1.93 $113.36 million $3.34 8.57
First NBC Bank N/A N/A N/A N/A N/A

Peoples Bancorp has higher revenue and earnings than First NBC Bank.

Profitability

This table compares Peoples Bancorp and First NBC Bank’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Peoples Bancorp 20.17% 12.78% 1.45%
First NBC Bank N/A N/A N/A

Insider & Institutional Ownership

60.7% of Peoples Bancorp shares are owned by institutional investors. 3.5% of Peoples Bancorp shares are owned by company insiders. Comparatively, 8.4% of First NBC Bank shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings and target prices for Peoples Bancorp and First NBC Bank, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Peoples Bancorp 0 3 1 0 2.25
First NBC Bank 0 0 0 0 N/A

Peoples Bancorp presently has a consensus price target of $33.40, indicating a potential upside of 16.66%. Given Peoples Bancorp’s higher probable upside, equities research analysts plainly believe Peoples Bancorp is more favorable than First NBC Bank.

Summary

Peoples Bancorp beats First NBC Bank on 7 of the 8 factors compared between the two stocks.

About Peoples Bancorp

(Get Free Report)

Peoples Bancorp Inc. operates as the holding company for Peoples Bank that provides commercial and consumer banking products and services. The company accepts various deposit products, including demand deposit accounts, savings accounts, money market accounts, certificates of deposit, and governmental deposits; and provides commercial and industrial, commercial real estate, construction, finance, residential real estate, and consumer indirect and direct loans, as well as home equity lines of credit and overdrafts. It also offers debit and automated teller machine (ATM) cards; safe deposit rental facilities; money orders and cashier's checks; and telephone, mobile, and online banking services. In addition, the company provides various life, health, and property and casualty insurance products; third-party insurance administration; interactive teller machines; insurance premium financing; check deposit and alert notification; commercial and technology equipment leasing; fiduciary and trust; underwriting, origination, and servicing of equipment leases, and equipment financing agreements; and asset management and administration services, as well as employee benefit, retirement, and health care plan administration services. Further, it offers brokerage services through an unaffiliated registered broker-dealers; insurance premium finance lending and leasing; and credit cards to individuals and businesses, as well as provides merchant credit card transaction processing, and person-to-person payment processing services. Peoples Bancorp Inc. was founded in 1902 and is headquartered in Marietta, Ohio.

About First NBC Bank

(Get Free Report)

First NBC Bank Holding Company operates as the bank holding company for First NBC Bank that provides a range of financial services for businesses, institutions, and individuals. The company's deposit products include savings deposits, money market accounts, negotiable order of withdrawal accounts, and certificates of deposit. Its loan portfolio comprises construction, commercial and consumer real estate, commercial and industrial, and consumer loans. The company also offers trust services, credit cards, and wire transfers. As of August 15, 2016, it operated 39 full service banking offices in New Orleans metropolitan area, Mississippi Gulf Coast, and the Florida panhandle. First NBC Bank Holding Company was founded in 2006 and is headquartered in New Orleans, Louisiana. On May 11, 2017, First NBC Bank Holding Company filed a voluntary petition for reorganization under Chapter 11 in the US Bankruptcy Court for the Eastern District of Louisiana. First NBC Bank Holding Company operates as a subsidiary of First NMTC 2, LLC.

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