Head to Head Survey: SR Bancorp (NASDAQ:SRBK) and Third Coast Bancshares (NASDAQ:TCBX)

Third Coast Bancshares (NASDAQ:TCBXGet Free Report) and SR Bancorp (NASDAQ:SRBKGet Free Report) are both small-cap finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their dividends, profitability, risk, analyst recommendations, valuation, earnings and institutional ownership.

Profitability

This table compares Third Coast Bancshares and SR Bancorp’s net margins, return on equity and return on assets.

Net Margins Return on Equity Return on Assets
Third Coast Bancshares 11.64% 8.46% 0.80%
SR Bancorp N/A -4.55% -0.84%

Analyst Ratings

This is a breakdown of current ratings for Third Coast Bancshares and SR Bancorp, as reported by MarketBeat.

Sell Ratings Hold Ratings Buy Ratings Strong Buy Ratings Rating Score
Third Coast Bancshares 0 0 3 0 3.00
SR Bancorp 0 0 0 0 N/A

Third Coast Bancshares currently has a consensus price target of $22.67, suggesting a potential upside of 12.32%. Given Third Coast Bancshares’ higher probable upside, analysts plainly believe Third Coast Bancshares is more favorable than SR Bancorp.

Earnings and Valuation

This table compares Third Coast Bancshares and SR Bancorp’s revenue, earnings per share and valuation.

Gross Revenue Price/Sales Ratio Net Income Earnings Per Share Price/Earnings Ratio
Third Coast Bancshares $274.75 million 1.00 $33.40 million $2.03 9.94
SR Bancorp $26.52 million 3.27 N/A N/A N/A

Third Coast Bancshares has higher revenue and earnings than SR Bancorp.

Institutional and Insider Ownership

36.9% of Third Coast Bancshares shares are held by institutional investors. Comparatively, 24.7% of SR Bancorp shares are held by institutional investors. 10.2% of Third Coast Bancshares shares are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company will outperform the market over the long term.

Summary

Third Coast Bancshares beats SR Bancorp on 8 of the 9 factors compared between the two stocks.

About Third Coast Bancshares

(Get Free Report)

Third Coast Bancshares, Inc. operates as a bank holding company for Third Coast Bank, SSB that provides various commercial banking solutions to small and medium-sized businesses, and professionals. The company's deposit products include checking, savings, individual retirement, and money market accounts, as well as certificates of deposit. It also offers commercial and industrial loans, equipment loans, working capital lines of credit, guaranteed loans, auto finance, letters of credit, commercial and residential real estate, and construction, development, and other loans. In addition, the company provides retail and commercial online banking platforms, mobile banking apps, mortgage, treasury management solutions, merchant card services, and customer digital solutions, as well as debit and credit cards. Third Coast Bancshares, Inc. was founded in 2008 and is headquartered in Humble, Texas.

About SR Bancorp

(Get Free Report)

SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides customary retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Somerset, Middlesex, Hunterdon, and Essex counties in New Jersey. It offers deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit. The company also provides loans comprising one- to four family-residential mortgage loans, home equity loans and lines of credit, unsecured personal loans, and rehabilitation loans; and bill payment services. In addition, it is involved in the investment activities. The company was founded in 1887 and is headquartered in Bound Brook, New Jersey.

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