Paymentus (NYSE:PAY) vs. Itex (OTCMKTS:ITEX) Financial Comparison

Itex (OTCMKTS:ITEX) and Paymentus (NYSE:PAY) are both business services companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, risk, earnings, analyst recommendations, valuation, institutional ownership and profitability.

Analyst Recommendations

This is a breakdown of recent recommendations and price targets for Itex and Paymentus, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Itex	0	0	0	0	0.00
Paymentus	0	4	2	1	2.57

Paymentus has a consensus target price of $36.80, indicating a potential upside of 12.69%. Given Paymentus’ stronger consensus rating and higher probable upside, analysts plainly believe Paymentus is more favorable than Itex.

Institutional and Insider Ownership

78.4% of Paymentus shares are held by institutional investors. 32.0% of Itex shares are held by insiders. Comparatively, 75.4% of Paymentus shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock will outperform the market over the long term.

Volatility & Risk

Itex has a beta of 0.24, indicating that its stock price is 76% less volatile than the S&P 500. Comparatively, Paymentus has a beta of 1.65, indicating that its stock price is 65% more volatile than the S&P 500.

Profitability

This table compares Itex and Paymentus’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Itex	N/A	N/A	N/A
Paymentus	5.28%	12.22%	10.36%

Earnings and Valuation

This table compares Itex and Paymentus”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Itex	$6.13 million	1.04	$700,000.00	N/A	N/A
Paymentus	$871.74 million	4.69	$44.17 million	$0.39	83.73

Paymentus has higher revenue and earnings than Itex.

Summary

Paymentus beats Itex on 13 of the 13 factors compared between the two stocks.

About Itex

ITEX Corporation operates a marketplace in which products and services are exchanged by marketplace members without exchanging cash in the United States. The company’s marketplace provides a forum for members to purchase from and sell their products and services to other members using ITEX dollars instead of United States dollars. It also administers the marketplace, as well as provides record-keeping and payment transaction processing services. In addition, the company services its member businesses through its independent licensed brokers and franchise network. ITEX Corporation was founded in 1982 and is headquartered in Bellevue, Washington.

About Paymentus

Paymentus Holdings, Inc. provides cloud-based bill payment technology and solutions in the United States and internationally. The company offers electronic bill presentment and payment services, enterprise customer communication, and self-service revenue management to billers through a software-as-a-service technology platform. Its platform's payment processing includes credit cards, debit cards, eChecks, and digital wallets. It serves utility, financial service, government, insurance, telecommunication, real estate management, education, consumer finance, healthcare, and small business industries. The company was founded in 2004 and is headquartered in Charlotte, North Carolina.