Critical Contrast: Payoneer Global (NASDAQ:PAYO) and Corpay (NYSE:CPAY)

Payoneer Global (NASDAQ:PAYO) and Corpay (NYSE:CPAY) are both business services companies, but which is the better stock? We will compare the two companies based on the strength of their dividends, institutional ownership, earnings, profitability, analyst recommendations, risk and valuation.

Profitability

This table compares Payoneer Global and Corpay’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Payoneer Global	11.32%	15.70%	1.53%
Corpay	25.15%	41.61%	7.41%

Insider and Institutional Ownership

82.2% of Payoneer Global shares are held by institutional investors. Comparatively, 98.8% of Corpay shares are held by institutional investors. 2.6% of Payoneer Global shares are held by company insiders. Comparatively, 5.0% of Corpay shares are held by company insiders. Strong institutional ownership is an indication that large money managers, endowments and hedge funds believe a stock is poised for long-term growth.

Valuation & Earnings

This table compares Payoneer Global and Corpay”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Payoneer Global	$977.72 million	2.52	$121.16 million	$0.30	22.70
Corpay	$3.97 billion	5.89	$1.00 billion	$14.26	23.29

Corpay has higher revenue and earnings than Payoneer Global. Payoneer Global is trading at a lower price-to-earnings ratio than Corpay, indicating that it is currently the more affordable of the two stocks.

Risk & Volatility

Payoneer Global has a beta of 0.98, meaning that its share price is 2% less volatile than the S&P 500. Comparatively, Corpay has a beta of 0.95, meaning that its share price is 5% less volatile than the S&P 500.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for Payoneer Global and Corpay, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Payoneer Global	0	1	8	1	3.00
Corpay	0	5	10	1	2.75

Payoneer Global presently has a consensus price target of $9.81, suggesting a potential upside of 44.09%. Corpay has a consensus price target of $401.07, suggesting a potential upside of 20.77%. Given Payoneer Global’s stronger consensus rating and higher possible upside, analysts clearly believe Payoneer Global is more favorable than Corpay.

Summary

Corpay beats Payoneer Global on 11 of the 14 factors compared between the two stocks.

About Payoneer Global

Payoneer Global Inc. operates as a financial technology company. It operates a payment infrastructure platform that provides customers with a one-stop, global, multi-currency account to serve their accounts receivable and accounts payable needs. The company delivers a suite of services that includes cross-border payments, physical and virtual MasterCard cards, working capital, risk management, and other services. It also offers various payment options with minimal integration required, full back-office functions, and customer support offered. The company's platform delivers bank-grade security, stability, and redundancy. It serves customers, such as small and medium-sized businesses in approximately 190 countries and territories worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.

About Corpay

Corpay, Inc. operates as a payments company that helps businesses and consumers manage vehicle-related expenses, lodging expenses, and corporate payments in the United States, Brazil, the United Kingdom, and internationally. The company offers vehicle payment solutions, which include fuel, tolls, parking, fleet maintenance, and long-haul transportation services, as well as prepaid food and transportation vouchers and cards. It also provides corporate payment solutions consisting of accounts payable automation; virtual cards, cross-border solutions; and purchasing and travel and entertainment card products, as well as lodging payments solutions for employees who travel overnight for work purposes; traveling crews and stranded passengers from airlines and cruise lines; and insurance policyholders displaced from their homes due to damage or catastrophe. In addition, the company offers gifts and payroll cards. It serves business, merchant, consumer, and payment network customers. The company was formerly known as FLEETCOR Technologies, Inc. and changed its name to Corpay, Inc. in March 2024. Corpay, Inc. was founded in 1986 and is headquartered in Atlanta, Georgia.