Phunware (NASDAQ:PHUN) & Flywire (NASDAQ:FLYW) Head-To-Head Analysis

Phunware (NASDAQ:PHUN) and Flywire (NASDAQ:FLYW) are both small-cap computer and technology companies, but which is the better stock? We will contrast the two companies based on the strength of their analyst recommendations, valuation, institutional ownership, risk, earnings, dividends and profitability.

Institutional & Insider Ownership

7.6% of Phunware shares are held by institutional investors. Comparatively, 95.9% of Flywire shares are held by institutional investors. 0.3% of Phunware shares are held by company insiders. Comparatively, 4.4% of Flywire shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Volatility and Risk

Phunware has a beta of 2.47, indicating that its stock price is 147% more volatile than the S&P 500. Comparatively, Flywire has a beta of 1.29, indicating that its stock price is 29% more volatile than the S&P 500.

Analyst Ratings

This is a summary of current ratings and recommmendations for Phunware and Flywire, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Phunware	1	1	1	0	2.00
Flywire	2	9	5	0	2.19

Phunware presently has a consensus price target of $6.67, indicating a potential upside of 138.95%. Flywire has a consensus price target of $13.54, indicating a potential upside of 1.36%. Given Phunware’s higher possible upside, equities research analysts plainly believe Phunware is more favorable than Flywire.

Profitability

This table compares Phunware and Flywire’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Phunware	-510.83%	-12.99%	-11.77%
Flywire	1.27%	1.94%	1.38%

Valuation & Earnings

This table compares Phunware and Flywire”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Phunware	$3.19 million	17.66	-$10.32 million	($0.65)	-4.29
Flywire	$492.14 million	3.32	$2.90 million	$0.05	267.20

Flywire has higher revenue and earnings than Phunware. Phunware is trading at a lower price-to-earnings ratio than Flywire, indicating that it is currently the more affordable of the two stocks.

Summary

Flywire beats Phunware on 11 of the 14 factors compared between the two stocks.

About Phunware

Phunware, Inc., together with its subsidiaries, provides integrated software platform that equips companies with the products, solutions, and services to engage, manage, and monetize their mobile application portfolios in the United States and internationally. The company's products and services include mobile software and application transaction solutions comprise integration of software development kit (SDK) licenses, which consists of analytics that offers data related to application use and engagement; content management that allows application administrators to create and manage app content in a cloud-based portal; alerts, notifications, and messaging, which enables brands to send messages; marketing automation that enables location-triggered messages and workflow; advertising; and location-based services, such as mapping, navigation, wayfinding, workflow, asset management, and policy enforcement. It is also involved in the integration of its SDK licenses into existing applications maintained by its customers, as well as custom application development and support services; and provision of cloud-based vertical solutions for healthcare, retail, sports, aviation, real estate, hospitality, education, and other applications, as well as application transactions, including re-occurring and one-time transactional media purchases for application discovery, user acquisition and audience building, audience engagement, and audience monetization. Phunware, Inc. was founded in 2009 and is headquartered in Austin, Texas.

About Flywire

Flywire Corporation, together with its subsidiaries, operates as a payments enablement and software company in the United States and internationally. Its payment platform and network, and vertical-specific software help clients to get paid and help their customers to pay. The company’s platform facilitates payment flows across multiple currencies, payment types, and payment options, as well as provides direct connections to alternative payment methods, such as Alipay, Boleto, PayPal/Venmo, and Trustly. It serves education, healthcare, travel, and business to business organizations. The company was formerly known as peerTransfer Corporation and changed its name to Flywire Corporation in December 2016. Flywire Corporation was incorporated in 2009 and is headquartered in Boston, Massachusetts.