FY2025 Earnings Forecast for OppFi Issued By Northland Capmk

OppFi Inc. (NYSE:OPFI) – Research analysts at Northland Capmk lifted their FY2025 earnings per share estimates for shares of OppFi in a note issued to investors on Wednesday, October 29th. Northland Capmk analyst M. Grondahl now forecasts that the company will post earnings per share of $1.57 for the year, up from their prior estimate of $1.42. The consensus estimate for OppFi’s current full-year earnings is $0.86 per share. Northland Capmk also issued estimates for OppFi’s Q4 2025 earnings at $0.28 EPS, Q1 2026 earnings at $0.41 EPS, Q2 2026 earnings at $0.40 EPS, Q3 2026 earnings at $0.44 EPS, Q4 2026 earnings at $0.45 EPS and FY2026 earnings at $1.70 EPS.

A number of other research firms also recently issued reports on OPFI. Weiss Ratings reaffirmed a “sell (d)” rating on shares of OppFi in a report on Wednesday, October 8th. Zacks Research lowered OppFi from a “strong-buy” rating to a “hold” rating in a research note on Monday, October 6th. Three investment analysts have rated the stock with a Buy rating, two have assigned a Hold rating and one has issued a Sell rating to the company’s stock. According to MarketBeat, OppFi has a consensus rating of “Hold” and a consensus target price of $13.63.

OppFi Stock Performance

NYSE OPFI opened at $9.66 on Thursday. OppFi has a 52-week low of $4.83 and a 52-week high of $17.73. The company has a market capitalization of $843.59 million, a P/E ratio of -12.88 and a beta of 1.71. The company has a fifty day moving average of $10.54 and a 200-day moving average of $11.22.

OppFi (NYSE:OPFI) last released its quarterly earnings results on Wednesday, October 29th. The company reported $0.46 EPS for the quarter, topping analysts’ consensus estimates of $0.31 by $0.15. OppFi had a net margin of 0.68% and a return on equity of 58.48%. The business had revenue of $155.09 million during the quarter, compared to analysts’ expectations of $153.42 million. OppFi has set its FY 2025 guidance at 1.540-1.600 EPS.

Insider Activity

In other news, CFO Pamela D. Johnson sold 5,497 shares of the business’s stock in a transaction dated Thursday, October 2nd. The stock was sold at an average price of $11.21, for a total value of $61,621.37. Following the completion of the sale, the chief financial officer owned 154,521 shares of the company’s stock, valued at approximately $1,732,180.41. The trade was a 3.44% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. Also, insider Christopher J. Mckay sold 9,030 shares of the business’s stock in a transaction that occurred on Thursday, October 2nd. The shares were sold at an average price of $11.21, for a total value of $101,226.30. Following the completion of the sale, the insider owned 172,129 shares of the company’s stock, valued at $1,929,566.09. The trade was a 4.98% decrease in their position. The SEC filing for this sale provides additional information. In the last quarter, insiders sold 219,811 shares of company stock valued at $2,408,743. Insiders own 72.00% of the company’s stock.

Hedge Funds Weigh In On OppFi

A number of hedge funds and other institutional investors have recently made changes to their positions in the business. Universal Beteiligungs und Servicegesellschaft mbH bought a new position in OppFi in the third quarter worth about $228,000. NorthCrest Asset Manangement LLC raised its position in shares of OppFi by 41.7% in the 3rd quarter. NorthCrest Asset Manangement LLC now owns 21,750 shares of the company’s stock worth $246,000 after acquiring an additional 6,400 shares in the last quarter. Optivise Advisory Services LLC bought a new position in shares of OppFi in the 3rd quarter worth approximately $127,000. Inspire Investing LLC bought a new position in OppFi in the third quarter worth $1,001,000. Finally, DAVENPORT & Co LLC raised its holdings in OppFi by 42.9% in the third quarter. DAVENPORT & Co LLC now owns 115,048 shares of the company’s stock worth $1,303,000 after purchasing an additional 34,523 shares in the last quarter. Institutional investors own 7.10% of the company’s stock.

About OppFi

OppFi Inc operates a cialty finance platform that allows banks to offer credit access. Its platform facilitates the OppLoans, an installment loan product; SalaryTap, a payroll deduction secured installment loan product; and OppFi Card, a credit card product. OppFi Inc was founded in 2012 and is headquartered in Chicago, Illinois.