Northpointe Bancshares (NPB) & Its Peers Head-To-Head Review

Northpointe Bancshares (NYSE:NPB) is one of 69 public companies in the “FIN – SVGS & LOAN” industry, but how does it compare to its peers? We will compare Northpointe Bancshares to related businesses based on the strength of its analyst recommendations, earnings, valuation, risk, dividends, profitability and institutional ownership.

Profitability

This table compares Northpointe Bancshares and its peers’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Northpointe Bancshares	N/A	N/A	N/A
Northpointe Bancshares Competitors	12.00%	4.86%	0.77%

Institutional & Insider Ownership

50.0% of shares of all “FIN – SVGS & LOAN” companies are held by institutional investors. 18.4% of Northpointe Bancshares shares are held by company insiders. Comparatively, 8.8% of shares of all “FIN – SVGS & LOAN” companies are held by company insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent ratings and recommmendations for Northpointe Bancshares and its peers, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Northpointe Bancshares	1	1	2	0	2.25
Northpointe Bancshares Competitors	529	1647	844	41	2.13

Northpointe Bancshares presently has a consensus price target of $18.92, suggesting a potential upside of 18.33%. As a group, “FIN – SVGS & LOAN” companies have a potential upside of 18.65%. Given Northpointe Bancshares’ peers higher possible upside, analysts clearly believe Northpointe Bancshares has less favorable growth aspects than its peers.

Earnings and Valuation

This table compares Northpointe Bancshares and its peers revenue, earnings per share and valuation.

	Gross Revenue	Net Income	Price/Earnings Ratio
Northpointe Bancshares	$390.45 million	$55.16 million	10.18
Northpointe Bancshares Competitors	$250.59 million	$34.74 million	17.22

Northpointe Bancshares has higher revenue and earnings than its peers. Northpointe Bancshares is trading at a lower price-to-earnings ratio than its peers, indicating that it is currently more affordable than other companies in its industry.

Dividends

Northpointe Bancshares pays an annual dividend of $0.10 per share and has a dividend yield of 0.6%. Northpointe Bancshares pays out 6.4% of its earnings in the form of a dividend. As a group, “FIN – SVGS & LOAN” companies pay a dividend yield of 2.8% and pay out 29.5% of their earnings in the form of a dividend.

Summary

Northpointe Bancshares peers beat Northpointe Bancshares on 8 of the 14 factors compared.

Northpointe Bancshares Company Profile

Northpointe Bancshares, Inc. operates as a bank holding company. It offers a nationwide mortgage purchase program, residential mortgage loans, digital deposit banking to retail customers and custodial deposit services. The company was founded by Charles A. Williams in 1998 and is headquartered in Grand Rapids, MI.