Research Analysts Set Expectations for FSBC FY2025 Earnings

Five Star Bancorp (NASDAQ:FSBC) – Research analysts at DA Davidson raised their FY2025 earnings per share estimates for Five Star Bancorp in a research report issued to clients and investors on Wednesday, October 29th. DA Davidson analyst G. Tenner now expects that the company will earn $2.86 per share for the year, up from their prior forecast of $2.78. The consensus estimate for Five Star Bancorp’s current full-year earnings is $2.63 per share. DA Davidson also issued estimates for Five Star Bancorp’s Q4 2025 earnings at $0.79 EPS and FY2026 earnings at $3.39 EPS.

Five Star Bancorp (NASDAQ:FSBC) last released its quarterly earnings data on Monday, October 27th. The company reported $0.77 earnings per share for the quarter, topping the consensus estimate of $0.71 by $0.06. Five Star Bancorp had a net margin of 23.18% and a return on equity of 14.09%. The firm had revenue of $41.31 million for the quarter, compared to the consensus estimate of $40.34 million. During the same quarter in the prior year, the company posted $0.52 earnings per share.

A number of other equities research analysts have also commented on the company. Raymond James Financial reissued an “outperform” rating and issued a $40.00 price target (up from $34.00) on shares of Five Star Bancorp in a research report on Wednesday. Weiss Ratings reiterated a “buy (b-)” rating on shares of Five Star Bancorp in a report on Wednesday, October 8th. Keefe, Bruyette & Woods increased their target price on shares of Five Star Bancorp from $35.00 to $40.00 and gave the company a “market perform” rating in a report on Thursday. Finally, Janney Montgomery Scott started coverage on shares of Five Star Bancorp in a report on Friday, October 10th. They issued a “buy” rating and a $37.00 target price for the company. Six investment analysts have rated the stock with a Buy rating and one has assigned a Hold rating to the company. Based on data from MarketBeat, the stock currently has a consensus rating of “Moderate Buy” and a consensus price target of $39.40.

Five Star Bancorp Stock Down 1.4%

Shares of Five Star Bancorp stock opened at $35.66 on Thursday. The company has a market cap of $762.05 million, a PE ratio of 13.21 and a beta of 0.51. Five Star Bancorp has a 52 week low of $22.22 and a 52 week high of $37.74. The business has a 50 day moving average price of $33.03 and a 200-day moving average price of $30.25.

Five Star Bancorp Announces Dividend

The business also recently declared a quarterly dividend, which will be paid on Monday, November 10th. Stockholders of record on Monday, November 3rd will be paid a dividend of $0.20 per share. The ex-dividend date is Monday, November 3rd. This represents a $0.80 annualized dividend and a dividend yield of 2.2%. Five Star Bancorp’s dividend payout ratio (DPR) is presently 32.65%.

Insider Activity

In other news, COO Lydia Ann Ramirez-Medina sold 825 shares of the firm’s stock in a transaction that occurred on Friday, August 15th. The shares were sold at an average price of $30.94, for a total transaction of $25,525.50. Following the completion of the sale, the chief operating officer owned 11,960 shares in the company, valued at $370,042.40. This trade represents a 6.45% decrease in their position. The sale was disclosed in a document filed with the SEC, which is available at this hyperlink. 21.70% of the stock is currently owned by insiders.

Institutional Trading of Five Star Bancorp

A number of large investors have recently bought and sold shares of FSBC. Adage Capital Partners GP L.L.C. increased its position in Five Star Bancorp by 26.0% in the second quarter. Adage Capital Partners GP L.L.C. now owns 293,249 shares of the company’s stock worth $8,369,000 after buying an additional 60,584 shares during the last quarter. Deprince Race & Zollo Inc. increased its holdings in Five Star Bancorp by 278.1% in the 3rd quarter. Deprince Race & Zollo Inc. now owns 68,640 shares of the company’s stock worth $2,210,000 after acquiring an additional 50,486 shares during the last quarter. Bragg Financial Advisors Inc increased its holdings in Five Star Bancorp by 180.9% in the 1st quarter. Bragg Financial Advisors Inc now owns 71,174 shares of the company’s stock worth $1,979,000 after acquiring an additional 45,837 shares during the last quarter. Hotchkis & Wiley Capital Management LLC purchased a new stake in Five Star Bancorp in the 1st quarter worth about $1,260,000. Finally, Nuveen LLC purchased a new position in shares of Five Star Bancorp in the first quarter worth about $1,233,000. 46.94% of the stock is owned by hedge funds and other institutional investors.

Five Star Bancorp Company Profile

Five Star Bancorp operates as the bank holding company for Five Star Bank that provides a range of banking products and services to small and medium-sized businesses, professionals, and individuals in Northern California. It accepts various deposits, such as money market accounts, noninterest-bearing and interest checking accounts, savings accounts, term certificate accounts, and time deposits.