What is William Blair’s Forecast for PayPal FY2025 Earnings?

PayPal Holdings, Inc. (NASDAQ:PYPL) – Equities researchers at William Blair increased their FY2025 earnings per share estimates for shares of PayPal in a report released on Tuesday, October 28th. William Blair analyst A. Jeffrey now forecasts that the credit services provider will earn $5.35 per share for the year, up from their prior estimate of $5.31. The consensus estimate for PayPal’s current full-year earnings is $5.03 per share. William Blair also issued estimates for PayPal’s Q1 2026 earnings at $1.47 EPS, Q2 2026 earnings at $1.52 EPS, Q3 2026 earnings at $1.49 EPS, Q4 2026 earnings at $1.55 EPS and FY2027 earnings at $6.67 EPS.

Several other equities analysts have also recently weighed in on PYPL. Citigroup upgraded PayPal to a “hold” rating in a report on Thursday, October 23rd. JMP Securities cut their price target on PayPal from $110.00 to $100.00 and set a “market outperform” rating for the company in a report on Wednesday, July 30th. Argus raised their target price on shares of PayPal from $81.00 to $87.00 and gave the company a “buy” rating in a report on Wednesday. Compass Point reissued a “sell” rating and issued a $66.00 target price on shares of PayPal in a report on Wednesday. Finally, Macquarie lifted their price objective on shares of PayPal from $95.00 to $100.00 and gave the stock an “outperform” rating in a research note on Wednesday. Sixteen analysts have rated the stock with a Buy rating, sixteen have assigned a Hold rating and four have given a Sell rating to the company’s stock. According to MarketBeat.com, PayPal has a consensus rating of “Hold” and a consensus price target of $83.31.

PayPal Trading Down 2.5%

Shares of PayPal stock opened at $67.93 on Thursday. The firm has a market cap of $64.90 billion, a price-to-earnings ratio of 13.61, a PEG ratio of 1.03 and a beta of 1.44. The business has a 50-day moving average price of $69.07 and a 200-day moving average price of $70.04. The company has a quick ratio of 1.33, a current ratio of 1.34 and a debt-to-equity ratio of 0.56. PayPal has a twelve month low of $55.85 and a twelve month high of $93.66.

PayPal (NASDAQ:PYPL) last posted its earnings results on Tuesday, October 28th. The credit services provider reported $1.34 earnings per share for the quarter, beating the consensus estimate of $1.20 by $0.14. The company had revenue of $8.42 billion during the quarter, compared to analysts’ expectations of $8.21 billion. PayPal had a net margin of 14.96% and a return on equity of 25.64%. PayPal’s quarterly revenue was up 7.3% on a year-over-year basis. During the same period last year, the company posted $1.20 earnings per share. PayPal has set its Q4 2025 guidance at 1.270-1.310 EPS. FY 2025 guidance at 5.350-5.390 EPS.

PayPal Dividend Announcement

The company also recently declared a quarterly dividend, which will be paid on Wednesday, December 10th. Investors of record on Wednesday, November 19th will be paid a dividend of $0.14 per share. The ex-dividend date of this dividend is Wednesday, November 19th. This represents a $0.56 dividend on an annualized basis and a dividend yield of 0.8%.

Insider Activity at PayPal

In related news, insider Suzan Kereere sold 4,162 shares of PayPal stock in a transaction dated Tuesday, August 19th. The shares were sold at an average price of $69.39, for a total transaction of $288,801.18. Following the completion of the transaction, the insider directly owned 48,483 shares of the company’s stock, valued at approximately $3,364,235.37. The trade was a 7.91% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website. Corporate insiders own 0.08% of the company’s stock.

Institutional Inflows and Outflows

Large investors have recently modified their holdings of the business. Evermay Wealth Management LLC boosted its holdings in PayPal by 726.0% during the 1st quarter. Evermay Wealth Management LLC now owns 413 shares of the credit services provider’s stock valued at $27,000 after acquiring an additional 363 shares during the period. Hilltop National Bank purchased a new position in PayPal during the 2nd quarter valued at $27,000. MUFG Securities EMEA plc boosted its stake in shares of PayPal by 100.4% during the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock valued at $29,000 after purchasing an additional 87,524 shares during the period. Gordian Capital Singapore Pte Ltd grew its holdings in shares of PayPal by 41.2% in the first quarter. Gordian Capital Singapore Pte Ltd now owns 473 shares of the credit services provider’s stock worth $31,000 after purchasing an additional 138 shares during the last quarter. Finally, True Wealth Design LLC grew its holdings in shares of PayPal by 285.3% in the third quarter. True Wealth Design LLC now owns 524 shares of the credit services provider’s stock worth $35,000 after purchasing an additional 388 shares during the last quarter. Hedge funds and other institutional investors own 68.32% of the company’s stock.

PayPal Company Profile

PayPal Holdings, Inc operates a technology platform that enables digital payments on behalf of merchants and consumers worldwide. It operates a two-sided network at scale that connects merchants and consumers that enables its customers to connect, transact, and send and receive payments through online and in person, as well as transfer and withdraw funds using various funding sources, such as bank accounts, PayPal or Venmo account balance, PayPal and Venmo branded credit products comprising its installment products, credit and debit cards, and cryptocurrencies, as well as other stored value products, including gift cards and eligible rewards.