Webull (NASDAQ:BULL) vs. Synchrony Financial (NYSE:SYF) Head to Head Review

Webull (NASDAQ:BULL) and Synchrony Financial (NYSE:SYF) are both finance companies, but which is the superior stock? We will compare the two businesses based on the strength of their analyst recommendations, dividends, valuation, institutional ownership, earnings, profitability and risk.

Institutional and Insider Ownership

92.5% of Webull shares are held by institutional investors. Comparatively, 96.5% of Synchrony Financial shares are held by institutional investors. 35.0% of Webull shares are held by insiders. Comparatively, 0.3% of Synchrony Financial shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Volatility & Risk

Webull has a beta of -0.15, indicating that its stock price is 115% less volatile than the S&P 500. Comparatively, Synchrony Financial has a beta of 1.5, indicating that its stock price is 50% more volatile than the S&P 500.

Analyst Recommendations

This is a summary of recent recommendations and price targets for Webull and Synchrony Financial, as provided by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Webull	1	1	2	1	2.60
Synchrony Financial	0	9	10	1	2.60

Webull presently has a consensus target price of $18.50, suggesting a potential upside of 70.98%. Synchrony Financial has a consensus target price of $81.38, suggesting a potential upside of 9.34%. Given Webull’s higher possible upside, equities analysts plainly believe Webull is more favorable than Synchrony Financial.

Profitability

This table compares Webull and Synchrony Financial’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Webull	N/A	-0.38%	0.21%
Synchrony Financial	15.84%	22.96%	2.99%

Earnings and Valuation

This table compares Webull and Synchrony Financial”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Webull	$460.26 million	11.62	-$22.69 million	($1.12)	-9.66
Synchrony Financial	$22.65 billion	1.18	$3.50 billion	$9.16	8.13

Synchrony Financial has higher revenue and earnings than Webull. Webull is trading at a lower price-to-earnings ratio than Synchrony Financial, indicating that it is currently the more affordable of the two stocks.

Summary

Synchrony Financial beats Webull on 10 of the 13 factors compared between the two stocks.

About Webull

Webull Corp. engages in the provision of financial services. It offers trading, wealth management product distribution, market data and information, user community, and investor education. The company was founded by An Quan Wang in 2016 and is headquartered in St. Petersburg, FL.

About Synchrony Financial

Synchrony Financial, together with its subsidiaries, operates as a consumer financial services company in the United States. It provides credit products, such as credit cards, commercial credit products, and consumer installment loans. The company also offers private label credit cards, dual co-brand and general purpose credit cards, short- and long-term installment loans, and consumer banking products; and deposit products, including certificates of deposit, individual retirement accounts, money market accounts, and savings accounts, and sweep and affinity deposits, as well as accepts deposits through third-party securities brokerage firms. In addition, it provides debt cancellation products to its credit card customers through online, mobile, and direct mail; and healthcare payments and financing solutions under the CareCredit and Walgreens brands; payments and financing solutions in the apparel, specialty retail, outdoor, music, and luxury industries, such as American Eagle, Dick's Sporting Goods, Guitar Center, Kawasaki, Pandora, Polaris, Suzuki, and Sweetwater. The company offers its credit products through programs established with a group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations, and healthcare service providers; and deposit products through various channels, such as digital and print. It serves digital, health and wellness, retail, home, auto, telecommunications, jewelry, pets, and other industries. The company was founded in 1932 and is headquartered in Stamford, Connecticut.