VersaBank (VBNK) Expected to Announce Quarterly Earnings on Monday

VersaBank (NASDAQ:VBNK) is expected to issue its Q4 2025 results before the market opens on Monday, December 8th. Analysts expect VersaBank to post earnings of $0.24 per share and revenue of $24.4840 million for the quarter. Individuals can check the company’s upcoming Q4 2025 earningsummary page for the latest details on the call scheduled for Monday, December 8, 2025 at 9:00 AM ET.

VersaBank (NASDAQ:VBNK) last posted its quarterly earnings results on Thursday, September 4th. The company reported $0.22 EPS for the quarter, beating the consensus estimate of $0.20 by $0.02. VersaBank had a net margin of 9.56% and a return on equity of 7.47%. The business had revenue of $22.81 million during the quarter, compared to analyst estimates of $24.01 million. On average, analysts expect VersaBank to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

VersaBank Stock Down 0.4%

Shares of VBNK stock opened at $11.96 on Monday. The company has a market cap of $382.12 million, a P/E ratio of 17.59 and a beta of 0.97. VersaBank has a 52 week low of $8.51 and a 52 week high of $18.38. The business has a 50 day moving average of $12.01 and a two-hundred day moving average of $11.60.

VersaBank Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Friday, October 31st. Stockholders of record on Friday, October 10th were issued a dividend of $0.025 per share. The ex-dividend date of this dividend was Friday, October 10th. This represents a $0.10 annualized dividend and a dividend yield of 0.8%. VersaBank’s payout ratio is 10.29%.

Wall Street Analyst Weigh In

A number of research analysts have issued reports on the stock. Zacks Research raised shares of VersaBank from a “strong sell” rating to a “hold” rating in a research note on Friday, November 7th. Wall Street Zen raised VersaBank from a “sell” rating to a “hold” rating in a report on Saturday, September 6th. Finally, Weiss Ratings reaffirmed a “hold (c)” rating on shares of VersaBank in a report on Wednesday, October 8th. One investment analyst has rated the stock with a Buy rating and four have given a Hold rating to the company. Based on data from MarketBeat.com, VersaBank has a consensus rating of “Hold” and an average target price of $11.27.

Institutional Investors Weigh In On VersaBank

Several large investors have recently made changes to their positions in the company. Royal Bank of Canada increased its stake in shares of VersaBank by 107.2% during the 1st quarter. Royal Bank of Canada now owns 56,371 shares of the company’s stock worth $585,000 after purchasing an additional 29,169 shares during the last quarter. Geode Capital Management LLC acquired a new stake in VersaBank in the 2nd quarter worth $293,000. First Trust Advisors LP increased its stake in VersaBank by 33.0% during the second quarter. First Trust Advisors LP now owns 20,753 shares of the company’s stock valued at $237,000 after acquiring an additional 5,144 shares during the period. Alliancebernstein L.P. raised its stake in shares of VersaBank by 1.1% in the second quarter. Alliancebernstein L.P. now owns 2,840,626 shares of the company’s stock valued at $32,383,000 after purchasing an additional 29,613 shares in the last quarter. Finally, Mendon Capital Advisors Corp raised its stake in shares of VersaBank by 4.0% in the 2nd quarter. Mendon Capital Advisors Corp now owns 1,052,650 shares of the company’s stock valued at $12,000,000 after buying an additional 40,127 shares in the last quarter. Institutional investors own 56.86% of the company’s stock.

About VersaBank

VersaBank provides various banking products and services in Canada and the United States. It offers deposit products, such as web-based chequing accounts, guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and lease receivables from finance companies operating in various industries; commercial banking services comprising commercial real estate, public sector/infrastructure financing, and condominium financing; and residential mortgages.